실손의료보험의 갱신 보험료가 첫 번째보다 2배 이상 인상 이유가 무엇인가요?

<div class="figure-file" data-ke-type="file" data-file-src="https://t1.daumcdn.net/cafeattach/1Yuf4/42c7355924199d0afe59c9386d04e82b11a1f832?download" data-file-name="(참고)+손해보험+소비자+상담+주요+사례집.pdf" data-file-size="1497592" data-mimetype="application/pdf" data-ke-align="alignCenter"><a href='javascript:fileFilterViewer("https://t1.daumcdn.net/cafeattach/1Yuf4/42c7355924199d0afe59c9386d04e82b11a1f832?download", "/cafeattach/1Yuf4/42c7355924199d0afe59c9386d04e82b11a1f832", "(참고)+손해보험+소비자+상담+주요+사례집.pdf", "grpid%3D1Yuf4%26fldid%3DBo3N%26dataid%3D691%26fileid%3D3%26regdt%3D20230101115504&url=https%3A%2F%2Ft1.daumcdn.net%2Fcafeattach%2F1Yuf4%2F42c7355924199d0afe59c9386d04e82b11a1f832")'><div class="image"></div><div class="desc"><div class="filename"><span class="name">(참고)+손해보험+소비자+상담+주요+사례집</span><span class="type">.pdf</span></div><div class="size">1.43MB</div></div></a></div><div class="figure-file" data-ke-type="file" data-file-src="https://t1.daumcdn.net/cafeattach/1Yuf4/6a9b849399aaac94fd0493563e7a589a84b8b171?download" data-file-name="보도자료_손해보험에+대한+궁금증,+소비자+상담사례집으로+해결하세요 (1).hwp" data-file-size="109056" data-mimetype="application/haansofthwp" data-ke-align="alignCenter"><a href='javascript:fileFilterViewer("https://t1.daumcdn.net/cafeattach/1Yuf4/6a9b849399aaac94fd0493563e7a589a84b8b171?download", "/cafeattach/1Yuf4/6a9b849399aaac94fd0493563e7a589a84b8b171", "보도자료_손해보험에+대한+궁금증,+소비자+상담사례집으로+해결하세요 (1).hwp", "grpid%3D1Yuf4%26fldid%3DBo3N%26dataid%3D691%26fileid%3D4%26regdt%3D20230101115504&url=https%3A%2F%2Ft1.daumcdn.net%2Fcafeattach%2F1Yuf4%2F6a9b849399aaac94fd0493563e7a589a84b8b171")'><div class="image"></div><div class="desc"><div class="filename"><span class="name">보도자료_손해보험에+대한+궁금증,+소비자+상담사례집으로+해결하세요 (1)</span><span class="type">.hwp</span></div><div class="size">106.50KB</div></div></a></div><p><b><span data-ke-size="size26">실손의료보험의 갱신보험료가 첫 번째보다 2배 이상 인상</span></b></p><p> </p><p><span style="color: #5733b1;"><b><span data-ke-size="size23">실손의료보험을 갱신형으로 가입하고 5년 후 첫 갱신때는 보험료 인상이 적었는데, 올해 두 번째 갱신때는 보험료가 2배 이상 오른 이유가 무엇인가요?</span></b></span></p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1Yuf4/2d4591670a3e29a270baae4270441381b66a5068" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1Yuf4/2d4591670a3e29a270baae4270441381b66a5068" data-origin-width="578" data-origin-height="723"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1Yuf4/ac92bd259f2187e9d130e04fe035810509b904a3" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1Yuf4/ac92bd259f2187e9d130e04fe035810509b904a3" data-origin-width="549" data-origin-height="525"></div>