햇살론/바꿔드림론/새희망홀씨 상품정리

대출에 대해서 알고 받읍시다.<table style="border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(0, 0, 0); border-right-width: 0.28pt; border-bottom-width: 0.28pt; border-left-width: 0.28pt; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-collapse: collapse; mso-table-overlap: never;"><tbody><tr><td valign="center" style="background: rgb(233, 187, 219); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 24.14pt;">구분</td><td valign="center" style="background: rgb(233, 187, 219); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 24.14pt;">햇살론</td><td valign="center" style="background: rgb(233, 187, 219); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 24.14pt;">바꿔드림론</td><td valign="center" style="background: rgb(233, 187, 219); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 24.14pt;">새희망홀씨</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 15.65pt;">취급점</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 15.65pt;">저축은행, 조합</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 15.65pt;">시중은행</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 15.65pt;">시중은행</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 15.65pt;">보증보험</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 15.65pt;">신용보증재단90%</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 15.65pt;">국민행복기금100%</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 15.65pt;">없음</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 15.65pt;">보증보험료</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 15.65pt;">1~3%</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 15.65pt;">없음</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 15.65pt;">없음</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 67.02pt;">소득</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 67.02pt;">800~3,000(1~8등급)3,000~4,000(6~8등급)</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 67.02pt;">800~3,000(1~8등급)3,000~4,000(6~8등급)(사업자or부양가족2인이상4500만원)</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 67.02pt;">800~3,000(1~8등급)3,000~4,000(6~8등급)</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 48.62pt;">재직기간</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 48.62pt;">직장인3개월사업자3개월프리랜서3개월</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 48.62pt;">직장인3개월사업자3개월프리랜서3개월</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 48.62pt;">직장인6개월사업자12개월프리랜서12개월</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 103.82pt;">소득인정</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 103.82pt;">직장인/소금원,급여통장사업자/국민연금,건강보험,소금원프리랜서/사업소득원천징수,소금원국민연금,건강보험</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 103.82pt;">직장인/건보납부,급여통장,소금원사업자/국민연금,건보납부,소금원프리랜서/사업소득원천징수(소득50%인정)</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 103.82pt;">직장인/건보납부,급여통장,소금원사업자/국민연금,소금원프리랜서/사업소득원천징수(소득60%인정)</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 122.22pt;">한도</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 122.22pt;">직장인생계1,000만원대환2,000만원------------사업자/프리랜서생계2,000만원대환1,000만원</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 122.22pt;">대환3,000만원    고금리채무1000만원이하시 3개월만에 대환가능     DTI40%초과시 신청불가         </td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 122.22pt;">최대2,000만원내부등급에 따른 연봉대비 한도금액1~3등급 130%, 4~5등급 100%, 6등급 90%,7~8등급 70%</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 11.82pt;">금리</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 11.82pt;">10%~11%</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 11.82pt;">9%~11%</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 11.82pt;">9%~11%</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 40.62pt;">재대출</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 40.62pt;">삭제 후 바로가능</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 40.62pt;">완납하고1년지나야하고 바꿔드림론받은지3년지나야 가능</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 40.62pt;">중복신청가능</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 30.22pt;">추가대출</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 30.22pt;">생계800이상승인자대환자금신청가능</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 30.22pt;">불가</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 30.22pt;">보증대출이 아니므로중복신청가능</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 30.22pt;">특징</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 30.22pt;">지점마다 틀림</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 30.22pt;">지점마다 틀림</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 30.22pt;">20%이상 고금리3천만원이상 신청불가</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 11.82pt;">상환방식</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 11.82pt;">원금균등분할</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 11.82pt;">원리금균등분할</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 11.82pt;">리볼빙, 원리금</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 11.82pt;">대출기간</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 11.82pt;">3년 or 5년</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 11.82pt;">1~5년</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 11.82pt;">1~5년</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 48.62pt;">소요시간</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 48.62pt;">직장인3~5일사업자1달프리랜서1달</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 48.62pt;">캠코지점방문2~3일인터넷2주은행신청2주~1달</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 48.62pt;">평균2일</td></tr><tr><td valign="center" style="background: rgb(244, 221, 237); padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 61.14pt; height: 60.44pt;">기타</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 120.57pt; height: 60.44pt;">가조회가능</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 117.74pt; height: 60.44pt;">가조회불가</td><td valign="center" style="padding: 1.41pt 5.1pt; border: 0.25pt solid rgb(0, 0, 0); width: 109.25pt; height: 60.44pt;">씨티은행가조회가능사업자/프리랜서 소금원필수보증대출은 기대출제외</td></tr></tbody></table>