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<DIV class=subject><SPAN class=headcate></SPAN><SPAN class=b><STRONG>자동차손해배상보장법(자배법) 안내</STRONG></SPAN><SPAN class=bar2>|</SPAN> <A class=txt_sub href="http://cafe404.daum.net/_c21_/bbs_list?grpid=1IFaL&mgrpid=&fldid=9NOb"><FONT color=#0000ff>기타</FONT></A> </DIV></DIV><!-- end article_subject -->
<DIV class=article_writer><A class="txt_point p11" [안내]태그제한으로등록되지않습니다-xxonclick="hideLayerAll('member'); showSideView(this, 't9gQm-G_IVQ0', '', '\uD504\uB85C\uBBF8'); return false;" href="http://cafe404.daum.net/_c21_/bbs_search_read?grpid=1IFaL&fldid=9NOb&datanum=2&contentval=&docid=1IFaL|9NOb|2|20090715151221&q=%C0%DA%B9%E8%B9%FD&srchid=CCB1IFaL|9NOb|2|20090715151221&search=true#">프로미</A> <SPAN class=p11>조회 8</SPAN> <SPAN class=bar2>|</SPAN><SPAN class=p11>추천 0</SPAN> <SPAN class=bar2>|</SPAN> <SPAN class="p11 ls0">2009.07.15. 15:12</SPAN> </DIV><!-- end article_writer -->
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<P><FONT color=#e31600><STRONG>-자배법에서 정한 모든 자동차 (자동차,50cc이상 이륜차 및 6종 건설기계) 보유자는 의무보험에 의무적으로 가입</STRONG></FONT><FONT color=#000000>하여야 합니다.(자배법 제5조)</FONT></P>
<P><FONT color=#000000>＊대인배상1 : 자동차 운행으로 다른 사람을 사상하게 한 경우 피해자에게 법에서 정한 일정한 금액까지 보상.</FONT></P>
<P><FONT color=#000000>＊대인배상2 : 자동차 운행으로 다른 사람을 사상하게 한 경우 책임보험(대인배상1)을 초과하여 피해자에게 배상(사업용자동차는 의무가입)</FONT></P>
<P><FONT color=#000000>＊대물배상 : 자동차 운행으로 다른 사람의 재물을 멸실 또는 훼손한 경우 피해자에게 일정한 금액까지 보상(2005년02월22일부터 시행)</FONT></P>
<P><FONT color=#000000></FONT> </P>
<P><FONT color=#000000>- 자동차별 가입대상 의무보험 및 금액</FONT></P>
<P>
<TABLE style="WIDTH: 765px; BORDER-COLLAPSE: collapse; HEIGHT: 124px" cellSpacing=1 cellPadding=1 width=765 bgColor=#ffffff>
<TBODY>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 의무가입자동차</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">가입대상의무보험 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">가입금액 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 자동차</P>
<P style="TEXT-ALIGN: center">이륜차(50cc이상)</P>
<P style="TEXT-ALIGN: center">6종 건설기계</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">비사업용 대인1</P>
<P style="TEXT-ALIGN: center"> 대인2 </P>
<P style="TEXT-ALIGN: center"> 사업용 대인1</P>
<P style="TEXT-ALIGN: center"> 대인2</P>
<P style="TEXT-ALIGN: center"> 대물</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P>사망.후유장애 10,000만원,부상 2,000만원</P>
<P>1,000만원</P>
<P>사망.후유장애 10,000만원,부상 2,000만원</P>
<P>10,000만원 이상</P>
<P>1,000만원</P></TD></TR></TBODY></TABLE></P>
<P> </P>
<P>- 자동차 손해배상 보장법 위반행위별 과태료 금액</P>
<P>자배법 시행령 제27조 제3항관련[2004.08.22일부터적용]</P>
<P> </P>
<P>○이륜자동차(50cc이상)</P>
<P>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=1 cellPadding=1 width=600 bgColor=#ffffff>
<TBODY>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 책임보험 미가입기간</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">대인1 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">대물 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 10일이내</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 6,000원</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">3,000원 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 10일을 초과한 매1일마다가산</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">1,200원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">600원 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 최고</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">200,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">100,000원 </P></TD></TR></TBODY></TABLE></P>
<P> </P>
<P>○비사업용자동차</P>
<P>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=1 cellPadding=1 width=600 bgColor=#ffffff>
<TBODY>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 책임보험 미가입기간</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">대인1 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">대물 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 10일이내</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 10,000원</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">5,000원 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 10일을 초과한 매1일마다가산</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">4,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">2,000원 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center"> 최고</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">600,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="33%">
<P style="TEXT-ALIGN: center">300,000원 </P></TD></TR></TBODY></TABLE></P>
<P> </P>
<P>○사업용자동차</P>
<P>
<TABLE style="WIDTH: 740px; BORDER-COLLAPSE: collapse; HEIGHT: 113px" cellSpacing=1 cellPadding=1 width=740 bgColor=#ffffff>
<TBODY>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 책임보험 미가입기간</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">대인1 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">대인2 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">대물 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 10일이내</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">30,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">30,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">5,000원 </P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 10일을 초과한 매1일마다가산</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">8,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">8,000원 </P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 2,000원</P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 최고</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 1,000,000원</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center"> 1,000,000원</P></TD>
<TD style="BORDER-BOTTOM: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-RIGHT: #dadada 1px solid" width="25%">
<P style="TEXT-ALIGN: center">300,000원 </P></TD></TR></TBODY></TABLE></P>
<P> </P>
<P><FONT color=#e31600>※ 의무(책임)보험에 미가입된 자동차를 운행하여서는 아니되며 위반시 1년이하의 징역 또는 500만원이하의 벌금형을 받게 됩니다.(자배법 제8조 및 제46조)</FONT></P>
<P><FONT color=#e31600>※ 보험가입기간 만료일 이전 반드시 재가입하시기 바랍니다.(보험만료일이 공휴일인 경우 그 이전에 보험갱신을 하지 않으면 미가입에 따른 과태료 부과대상이 됩니다.)</FONT></P>
<P><FONT color=#e31600>※ 책임보험과태료는 지정기일까지 납부하시기 바라며, 체납시 독촉장을 받고 납부기한까지 체납금을 납부하지 않을 때에는 지방세법 제28조에 의하여 재산을 압류조치하게 됩니다.</FONT></P>
<P><FONT color=#e31600>※ 자동차등록 사항이 변경(주소,이전,등록번호 등)되었을 경우 해당보험사에 변경사항을 통보하여야 보험가입기간 만료시 재가입에따른 안내 통보를 받으실 수 있습니다.</FONT></P>
<P> </P></TD></TR></TBODY></TABLE></DIV></DIV></DIV>
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자동차보험
자동차손해배상보장법(자배법) 안내
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