2010년 1월부터 변경되는 자동차보험 할인할증제도 안내

<TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD height=31> <TABLE style="MARGIN-TOP: 7px" border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD height=32 align=left>2010년 1월부터 변경되는 자동차보험 할인할증제도 안내</TD></TR> <TR> <TD bgColor=#cccccc height=2></TD></TR></TBODY></TABLE></TD></TR> <TR> <TD align=middle> <TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD> </TD></TR> <TR> <TD> <DIV style="FONT-FAMILY: Gulim,AppleGothic,sans-serif; FONT-SIZE: 10pt"> <DIV style="FONT-FAMILY: Gulim,AppleGothic,sans-serif; FONT-SIZE: 10pt"> <TABLE border=0 cellSpacing=0 cellPadding=5 width="100%"> <TBODY> <TR> <TD> <TABLE border=0 cellSpacing=5 cellPadding=5 width=580> <TBODY> <TR> <TD width=580> 2010년 1월 1일 책임개시 계약부터 자동차보험의 할인할증률에 적용되는 할인할증등급이 종전 21개에서 22개로 늘어납니다. 이로 인하여 신규 가입자가 최고할인률 60%(적용률 40%)을 적용 받기 위해 채워야 하는 기간이 10년에서 11년으로 늘어납니다. </TD></TR> <TR> <TD class=dotum11 bgColor=#e4e4fd width=580> 변경되는 할인할증 등급표</TD></TR> <TR> <TD width=580> 2010년부터 자동차보험을 재계약할 때 적용되는 할인할증 등급은 다음과 같습니다. <TABLE border=1 cellSpacing=0 borderColorLight=black borderColorDark=white width=548 align=center> <TBODY> <TR> <TD bgColor=#e2dfdf rowSpan=4 width=63> 적용등급</TD> <TD bgColor=#e2dfdf width=475 colSpan=7> 2010년 책임개시 계약의 할인할증 적용 등급</TD></TR> <TR> <TD bgColor=#e2dfdf width=207 colSpan=3> 평가대상기간 사고 없음</TD> <TD bgColor=#e2dfdf width=264 colSpan=4> 평가대상기간 사고 있음</TD></TR> <TR> <TD bgColor=#e2dfdf width=130 colSpan=2> 3년간 사고 없음, 1년할인 유예사고</TD> <TD bgColor=#e2dfdf width=73> 3년간 사고 있음</TD> <TD bgColor=#e2dfdf rowSpan=2 width=63> 사고점수 1점미만</TD> <TD bgColor=#e2dfdf rowSpan=2 width=63> 사고점수 1점이상</TD> <TD bgColor=#e2dfdf rowSpan=2 width=63> 사고점수 2점이상</TD> <TD bgColor=#e2dfdf rowSpan=2 width=63> 사고점수 3점이상</TD></TR> <TR> <TD bgColor=#e2dfdf width=63> 전계약 1년</TD> <TD bgColor=#e2dfdf width=63> 전계약 단기</TD> <TD bgColor=#e2dfdf width=73> 1년할인유예 사고제외</TD></TR> <TR> <TD width=63> 1Z</TD> <TD width=63> 11Z</TD> <TD width=63> 1Z</TD> <TD width=73> 1Z</TD> <TD width=63> 1Z</TD> <TD width=63> 1Z</TD> <TD width=63> 1Z</TD> <TD width=63> 1Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 1F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 1F</TD> <TD bgColor=#e0e7fa width=73> 1F</TD> <TD bgColor=#e0e7fa width=63> 1F</TD> <TD bgColor=#e0e7fa width=63> 1Z</TD> <TD bgColor=#e0e7fa width=63> 1Z</TD> <TD bgColor=#e0e7fa width=63> 1Z</TD></TR> <TR> <TD width=63> 2Z</TD> <TD width=63> 11Z</TD> <TD width=63> 2Z</TD> <TD width=73> 2Z</TD> <TD width=63> 2Z</TD> <TD width=63> 1Z</TD> <TD width=63> 1Z</TD> <TD width=63> 1Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 2F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 2F</TD> <TD bgColor=#e0e7fa width=73> 2F</TD> <TD bgColor=#e0e7fa width=63> 2F</TD> <TD bgColor=#e0e7fa width=63> 1F</TD> <TD bgColor=#e0e7fa width=63> 1Z</TD> <TD bgColor=#e0e7fa width=63> 1Z</TD></TR> <TR> <TD width=63> 3Z</TD> <TD width=63> 11Z</TD> <TD width=63> 3Z</TD> <TD width=73> 3Z</TD> <TD width=63> 3Z</TD> <TD width=63> 2Z</TD> <TD width=63> 1Z</TD> <TD width=63> 1Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 3F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 3F</TD> <TD bgColor=#e0e7fa width=73> 3F</TD> <TD bgColor=#e0e7fa width=63> 3F</TD> <TD bgColor=#e0e7fa width=63> 2F</TD> <TD bgColor=#e0e7fa width=63> 1F</TD> <TD bgColor=#e0e7fa width=63> 1Z</TD></TR> <TR> <TD width=63> 4Z</TD> <TD width=63> 11Z</TD> <TD width=63> 4Z</TD> <TD width=73> 4Z</TD> <TD width=63> 4Z</TD> <TD width=63> 3Z</TD> <TD width=63> 2Z</TD> <TD width=63> 1Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 4F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 4F</TD> <TD bgColor=#e0e7fa width=73> 4F</TD> <TD bgColor=#e0e7fa width=63> 4F</TD> <TD bgColor=#e0e7fa width=63> 3F</TD> <TD bgColor=#e0e7fa width=63> 2F</TD> <TD bgColor=#e0e7fa width=63> 1F</TD></TR> <TR> <TD width=63> 5Z</TD> <TD width=63> 11Z</TD> <TD width=63> 5Z</TD> <TD width=73> 5Z</TD> <TD width=63> 5Z</TD> <TD width=63> 4Z</TD> <TD width=63> 3Z</TD> <TD width=63> 2Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 5F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 5F</TD> <TD bgColor=#e0e7fa width=73> 5F</TD> <TD bgColor=#e0e7fa width=63> 5F</TD> <TD bgColor=#e0e7fa width=63> 4F</TD> <TD bgColor=#e0e7fa width=63> 3F</TD> <TD bgColor=#e0e7fa width=63> 2F</TD></TR> <TR> <TD height=17 width=63> 6Z</TD> <TD height=17 width=63> 11Z</TD> <TD height=17 width=63> 6Z</TD> <TD height=17 width=73> 6Z</TD> <TD height=17 width=63> 6Z</TD> <TD height=17 width=63> 5Z</TD> <TD height=17 width=63> 4Z</TD> <TD height=17 width=63> 3Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 6F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 6F</TD> <TD bgColor=#e0e7fa width=73> 6F</TD> <TD bgColor=#e0e7fa width=63> 6F</TD> <TD bgColor=#e0e7fa width=63> 5F</TD> <TD bgColor=#e0e7fa width=63> 4F</TD> <TD bgColor=#e0e7fa width=63> 3F</TD></TR> <TR> <TD width=63> 7Z</TD> <TD width=63> 11Z</TD> <TD width=63> 7Z</TD> <TD width=73> 7Z</TD> <TD width=63> 7Z</TD> <TD width=63> 6Z</TD> <TD width=63> 5Z</TD> <TD width=63> 4Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 7F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 7F</TD> <TD bgColor=#e0e7fa width=73> 7F</TD> <TD bgColor=#e0e7fa width=63> 7F</TD> <TD bgColor=#e0e7fa width=63> 6F</TD> <TD bgColor=#e0e7fa width=63> 5F</TD> <TD bgColor=#e0e7fa width=63> 4F</TD></TR> <TR> <TD width=63> 8Z</TD> <TD width=63> 11Z</TD> <TD width=63> 8Z</TD> <TD width=73> 8Z</TD> <TD width=63> 8Z</TD> <TD width=63> 7Z</TD> <TD width=63> 6Z</TD> <TD width=63> 5Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 8F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 8F</TD> <TD bgColor=#e0e7fa width=73> 8F</TD> <TD bgColor=#e0e7fa width=63> 8F</TD> <TD bgColor=#e0e7fa width=63> 7F</TD> <TD bgColor=#e0e7fa width=63> 6F</TD> <TD bgColor=#e0e7fa width=63> 5F</TD></TR> <TR> <TD width=63> 9Z</TD> <TD width=63> 11Z</TD> <TD width=63> 9Z</TD> <TD width=73> 9Z</TD> <TD width=63> 9Z</TD> <TD width=63> 8Z</TD> <TD width=63> 7Z</TD> <TD width=63> 6Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 9F</TD> <TD bgColor=#e0e7fa width=63> 11Z</TD> <TD bgColor=#e0e7fa width=63> 9F</TD> <TD bgColor=#e0e7fa width=73> 9F</TD> <TD bgColor=#e0e7fa width=63> 9F</TD> <TD bgColor=#e0e7fa width=63> 8F</TD> <TD bgColor=#e0e7fa width=63> 7F</TD> <TD bgColor=#e0e7fa width=63> 6F</TD></TR> <TR> <TD width=63> 10Z</TD> <TD width=63> 11Z</TD> <TD width=63> 10Z</TD> <TD width=73> 10Z</TD> <TD width=63> 10Z</TD> <TD width=63> 9Z</TD> <TD width=63> 8Z</TD> <TD width=63> 7Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 10F</TD> <TD bgColor=#e0e7fa width=63> 11F</TD> <TD bgColor=#e0e7fa width=63> 10F</TD> <TD bgColor=#e0e7fa width=73> 10F</TD> <TD bgColor=#e0e7fa width=63> 10F</TD> <TD bgColor=#e0e7fa width=63> 9F</TD> <TD bgColor=#e0e7fa width=63> 8F</TD> <TD bgColor=#e0e7fa width=63> 7F</TD></TR> <TR> <TD width=63> 11Z</TD> <TD width=63> 12Z</TD> <TD width=63> 11Z</TD> <TD width=73> 11Z</TD> <TD width=63> 11Z</TD> <TD width=63> 10Z</TD> <TD width=63> 9Z</TD> <TD width=63> 8Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 11F</TD> <TD bgColor=#e0e7fa width=63> 12F</TD> <TD bgColor=#e0e7fa width=63> 11F</TD> <TD bgColor=#e0e7fa width=73> 11F</TD> <TD bgColor=#e0e7fa width=63> 11F</TD> <TD bgColor=#e0e7fa width=63> 10F</TD> <TD bgColor=#e0e7fa width=63> 9F</TD> <TD bgColor=#e0e7fa width=63> 8F</TD></TR> <TR> <TD width=63> 12Z</TD> <TD width=63> 13Z</TD> <TD width=63> 12Z</TD> <TD width=73> 12Z</TD> <TD width=63> 12Z</TD> <TD width=63> 11Z</TD> <TD width=63> 10Z</TD> <TD width=63> 9Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 12F</TD> <TD bgColor=#e0e7fa width=63> 13F</TD> <TD bgColor=#e0e7fa width=63> 12F</TD> <TD bgColor=#e0e7fa width=73> 12F</TD> <TD bgColor=#e0e7fa width=63> 12F</TD> <TD bgColor=#e0e7fa width=63> 11F</TD> <TD bgColor=#e0e7fa width=63> 10F</TD> <TD bgColor=#e0e7fa width=63> 9F</TD></TR> <TR> <TD width=63> 13Z</TD> <TD width=63> 14Z</TD> <TD width=63> 13Z</TD> <TD width=73> 13Z</TD> <TD width=63> 13Z</TD> <TD width=63> 12Z</TD> <TD width=63> 11Z</TD> <TD width=63> 10Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 13F</TD> <TD bgColor=#e0e7fa width=63> 14F</TD> <TD bgColor=#e0e7fa width=63> 13F</TD> <TD bgColor=#e0e7fa width=73> 13F</TD> <TD bgColor=#e0e7fa width=63> 13F</TD> <TD bgColor=#e0e7fa width=63> 12F</TD> <TD bgColor=#e0e7fa width=63> 11F</TD> <TD bgColor=#e0e7fa width=63> 10F</TD></TR> <TR> <TD width=63> 14Z</TD> <TD width=63> 15Z</TD> <TD width=63> 14Z</TD> <TD width=73> 14Z</TD> <TD width=63> 14Z</TD> <TD width=63> 13Z</TD> <TD width=63> 12Z</TD> <TD width=63> 11Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 14F</TD> <TD bgColor=#e0e7fa width=63> 15F</TD> <TD bgColor=#e0e7fa width=63> 14F</TD> <TD bgColor=#e0e7fa width=73> 14F</TD> <TD bgColor=#e0e7fa width=63> 14F</TD> <TD bgColor=#e0e7fa width=63> 13F</TD> <TD bgColor=#e0e7fa width=63> 12F</TD> <TD bgColor=#e0e7fa width=63> 11F</TD></TR> <TR> <TD height=19 width=63> 15Z</TD> <TD height=19 width=63> 16Z</TD> <TD height=19 width=63> 15Z</TD> <TD height=19 width=73> 15Z</TD> <TD height=19 width=63> 15Z</TD> <TD height=19 width=63> 14Z</TD> <TD height=19 width=63> 13Z</TD> <TD height=19 width=63> 12Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 15F</TD> <TD bgColor=#e0e7fa width=63> 16F</TD> <TD bgColor=#e0e7fa width=63> 15F</TD> <TD bgColor=#e0e7fa width=73> 15F</TD> <TD bgColor=#e0e7fa width=63> 15F</TD> <TD bgColor=#e0e7fa width=63> 14F</TD> <TD bgColor=#e0e7fa width=63> 13F</TD> <TD bgColor=#e0e7fa width=63> 12F</TD></TR> <TR> <TD width=63> 16Z</TD> <TD width=63> 17Z</TD> <TD width=63> 16Z</TD> <TD width=73> 16Z</TD> <TD width=63> 16Z</TD> <TD width=63> 15Z</TD> <TD width=63> 14Z</TD> <TD width=63> 13Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 16F</TD> <TD bgColor=#e0e7fa width=63> 17F</TD> <TD bgColor=#e0e7fa width=63> 16F</TD> <TD bgColor=#e0e7fa width=73> 16F</TD> <TD bgColor=#e0e7fa width=63> 16F</TD> <TD bgColor=#e0e7fa width=63> 15F</TD> <TD bgColor=#e0e7fa width=63> 14F</TD> <TD bgColor=#e0e7fa width=63> 13F</TD></TR> <TR> <TD width=63> 17Z</TD> <TD width=63> 18Z</TD> <TD width=63> 17Z</TD> <TD width=73> 17Z</TD> <TD width=63> 17Z</TD> <TD width=63> 16Z</TD> <TD width=63> 15Z</TD> <TD width=63> 14Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 17F</TD> <TD bgColor=#e0e7fa width=63> 18F</TD> <TD bgColor=#e0e7fa width=63> 17F</TD> <TD bgColor=#e0e7fa width=73> 17F</TD> <TD bgColor=#e0e7fa width=63> 17F</TD> <TD bgColor=#e0e7fa width=63> 16F</TD> <TD bgColor=#e0e7fa width=63> 15F</TD> <TD bgColor=#e0e7fa width=63> 14F</TD></TR> <TR> <TD width=63> 18Z</TD> <TD width=63> 19Z</TD> <TD width=63> 18Z</TD> <TD width=73> 18Z</TD> <TD width=63> 18Z</TD> <TD width=63> 17Z</TD> <TD width=63> 16Z</TD> <TD width=63> 15Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 18F</TD> <TD bgColor=#e0e7fa width=63> 19F</TD> <TD bgColor=#e0e7fa width=63> 18F</TD> <TD bgColor=#e0e7fa width=73> 18F</TD> <TD bgColor=#e0e7fa width=63> 18F</TD> <TD bgColor=#e0e7fa width=63> 17F</TD> <TD bgColor=#e0e7fa width=63> 16F</TD> <TD bgColor=#e0e7fa width=63> 15F</TD></TR> <TR> <TD width=63> 19Z</TD> <TD width=63> 20Z</TD> <TD width=63> 19Z</TD> <TD width=73> 19Z</TD> <TD width=63> 19Z</TD> <TD width=63> 18Z</TD> <TD width=63> 17Z</TD> <TD width=63> 16Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 19F</TD> <TD bgColor=#e0e7fa width=63> 20F</TD> <TD bgColor=#e0e7fa width=63> 19F</TD> <TD bgColor=#e0e7fa width=73> 19F</TD> <TD bgColor=#e0e7fa width=63> 19F</TD> <TD bgColor=#e0e7fa width=63> 18F</TD> <TD bgColor=#e0e7fa width=63> 17F</TD> <TD bgColor=#e0e7fa width=63> 16F</TD></TR> <TR> <TD width=63> 20Z</TD> <TD width=63> 21Z</TD> <TD width=63> 20Z</TD> <TD width=73> 20Z</TD> <TD width=63> 20Z</TD> <TD width=63> 19Z</TD> <TD width=63> 18Z</TD> <TD width=63> 17Z</TD></TR> <TR> <TD bgColor=#e0e7fa width=63> 20F</TD> <TD bgColor=#e0e7fa width=63> 21F</TD> <TD bgColor=#e0e7fa width=63> 20F</TD> <TD bgColor=#e0e7fa width=73> 20F</TD> <TD bgColor=#e0e7fa width=63> 20F</TD> <TD bgColor=#e0e7fa width=63> 19F</TD> <TD bgColor=#e0e7fa width=63> 18F</TD> <TD bgColor=#e0e7fa width=63> 17F</TD></TR> <TR> <TD bgColor=#fde1e1 width=63> 21Z</TD> <TD bgColor=#fde1e1 width=63> 22P</TD> <TD bgColor=#fde1e1 width=63> 21Z</TD> <TD bgColor=#fde1e1 width=73> 22Z(21Z)</TD> <TD bgColor=#fde1e1 width=63> 21Z</TD> <TD bgColor=#fde1e1 width=63> 20Z</TD> <TD bgColor=#fde1e1 width=63> 19Z</TD> <TD bgColor=#fde1e1 width=63> 18Z</TD></TR> <TR> <TD bgColor=#fde1e1 width=63> 21P</TD> <TD bgColor=#fde1e1 width=63> 22P</TD> <TD bgColor=#fde1e1 width=63> 21Z</TD> <TD bgColor=#fde1e1 width=73> 22Z(21Z)</TD> <TD bgColor=#fde1e1 width=63> 22Z(21Z)</TD> <TD bgColor=#fde1e1 width=63> 22Z(21Z)</TD> <TD bgColor=#fde1e1 width=63> 20Z</TD> <TD bgColor=#fde1e1 width=63> 19Z</TD></TR></TBODY></TABLE> <OL> <LI style="LINE-HEIGHT: 150%">P는 장기무사고 보호등급, Z는 일반등급, F는 해당 일반등급과 한등급 낮은 일반등급의 가운데 등급을 의미합니다. 즉, 18F는 해당 일반등급 18Z와 한등급 낮은 일반등급 19Z의 중간인 18.5등급을 의미합니다. <LI style="LINE-HEIGHT: 150%">할인할증 등급별 적용률은 최고 200%, 최저 40%입니다. </LI></OL></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV></DIV></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>