신용카드 혜택 200% 활용하는 어느 짠돌이의 노하우 10

<h3 class="tit_view">신용카드 혜택 200% 활용하는 어느 짠돌이의 노하우 10</h3><div class="rel_view"><a class="rel_profile" href="https://1boon.daum.net/gilbut"><img class="rel_photo" alt="프로필 사진" src="https://t1.daumcdn.net/liveboard/_profile/d13a370bd1be4ae09baa5e8009e25755.png"><font color="#0066cc"><u> </u></font></a><div class="rel_detail"><strong class="rel_name"><a class="link_txt" href="https://1boon.daum.net/gilbut"><u><font color="#0066cc">무작정 따라하기</font></u></a></strong><span class="rel_date"><span class="screen_out">작성일자</span><em class="emph_number">2018.02.05.</em></span> <span class="txt_bar">|</span> <span class="rel_read"><em class="emph_number">6,133</em> 읽음</span> </div></div><p><a class="link_read #c_cmt_btn" href="https://1boon.daum.net/gilbut/5a77ae6fe787d000012a201a#comment"><u><font color="#0066cc"><span class="ico_issue">댓글</span><em class="emph_number comment_count">2</em></font></u></a> </p><div class="wrap_section #c_viewcontents" style="min-height: 1573px;"><div class="cont_section"><div class="section_view section_news image fst" id="compo_image_1517791257495"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/2666dea311344160a72faf33081ec98f.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p>짠테크로 내집마련, <짠돌이카페></p><p><a href="http://cafe.daum.net/mmnix" target="_blank"><u><font color="#0066cc">http://cafe.daum.net/mmnix</font></u></a></p><p>글작성자: '긍짠이' </p><p>원문 출처: <a href="http://cafe.daum.net/mmnix/Elze/161" target="_blank"><u><font color="#0066cc">http://cafe.daum.net/mmnix/Elze/161 </font></u></a></p><p><br></p><p>* <짠돌이카페>: 80만 회원들이 모여서 날마다 돈에 대한 수다를 떠는 대한민국 최고의 재테크 카페. </p><p><br></p></div><div class="section_view section_editor"><hr></div><div class="section_view section_editor html compo" data-type="html"><p><br></p><div class="box_view"><h4><div style="text-align: center;"><span style="color: inherit;">신용카드에 이용당하지 말고,  </span></div><div style="text-align: center;"><span style="color: inherit;">신용카드를 이용하세요!  </span></div><div style="text-align: center;"><span style="color: inherit;">신용카드로 할인받을 수 있는 것은 맞지만 절대로 이게 절약보다 </span></div><div style="text-align: center;"><span style="color: inherit;">우선이 되어서는 안 돼요.  </span></div></h4></div><p style="text-align: center;"><br></p></div><div class="section_view section_news image " id="compo_image_1517791257498"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/9eb2874592b447689d525b8af36cfb51.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257499"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/27461a7a282d49c0aae964069ba8aa12.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p><i>…만일 카드 할인 없었다면 영화 안 봤을 텐데...=지출 0원 </i></p><p><i><br></i></p><p><br></p><h4><b>둘 중 뭐가 더 아낀 걸까요? <br>이건 내가 신용 카드를 이용한 게 아니라 </b></h4><h4><b>신용 카드가 '나'를 이용한 겁니다. </b></h4><p><br></p></div><div class="section_view section_editor"><hr></div><div class="section_view section_editor html compo" data-type="html"><p><br></p><div class="box_view"><h4><div style="text-align: center;"><span style="color: inherit;"><b>지금부터 신용카드 혜택 200% 활용하는  </b></span></div><div style="text-align: center;"><span style="color: inherit;"><b>저의 노하우를 알려드릴게요. </b></span></div></h4></div><p style="text-align: center;"><br></p></div><div class="section_view section_editor"><hr></div><div class="section_view section_news image " id="compo_image_1517791257502"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/d7b4861f4d8b4bdd9193a5fb34124956.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257502"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/b20ad979b0f74b40b19267f4ba2a40e5.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257504"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/c95508b1a9ae424bbec64fc0f34847b0.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257504"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/4f6ac3f0a04a4c35b8196f0d1eb27eaa.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p>차라리 실적 채우는데 신경 쓰지 말고 만원 아끼는 게 나을 수도 있어요. </p><p><br></p><p><br></p><p>그러니 통합 할인 한도를 확인하세요. 전 카드 굵직하게 몇 가지만 할인되는데 월 최소 2만 원씩 할인받고 있습니다. </p><p><br></p></div><div class="section_view section_news image " id="compo_image_1517791257506"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/d02b9c8d0961474eaa9c95b818528728.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257507"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/84e0187d67d440a687b423bfe211ee1b.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p>자신의 소비와 생활패턴을 고려한 카드 혜택을 파악해서 딱 필요한 한두 장만 남기시고 나머지는 모두 없애세요.</p></div><div class="section_view section_news image " id="compo_image_1517791257509"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/cba373f80c434ae382d2e240ae741618.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p><b>첫 번째, 카드 포인트 통합조회 사이트 </b></p><p>(<a target="_blank">www.cardpoint.or.kr</a>)에 접속 후 남은 포인트를 확인하세요. </p><p><br></p><p>저도 혹시나 조회해봤는데 만점 넘게 있더라고요. </p><p>알뜰히 포인트 싹~쓰고 카드 없앴습니다. </p><p><br></p></div><div class="section_view section_editor html compo" data-type="html"><p><b>두 번째, 카드 해지 시, 해지 날짜 기준으로 남은 연회비 또한 환불받을 수 있다는 사실 알고 계신가요? </b></p><p><br></p><p><br></p><p>만일 부가서비스를 한 번 이상 사용했더라도 부가서비스 비용을 제하고 남은 금액을 되돌려 받을 수 있어요 </p><p><br></p></div><div class="section_view section_editor html compo" data-type="html"><p><b>세 번째, 카드 '해지'를 하지 마시고 '탈회'를 하세요. </b></p><p><br></p><p>카드 해지라고 하게 되면 개인정보가 남아있어 마케팅에 활용될 수도 있다고 하네요. </p><p><br></p></div><div class="section_view section_news image " id="compo_image_1517791257512"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/4b1f555d370c40e9a3fe48fd5c8be9fc.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257513"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/aef8f569846e4c8d82c3c781802739b8.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257514"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/5f46df16eeec4d15834efbc188dea3e7.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257514"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/6a43047b677e47deb13a434426fa3928.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257514"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/c74e5f8ffe0e44b9b964fa6073ba19b3.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257515"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/59d67edb00c9427790d5cf34b9eb663f.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p>대부분의 카드는 실적 기준이 전 월 1일~31일까지의 사용금액입니다. </p><p><br></p><p><br></p><p>카드사마다 조금씩 다른데 결제일이 13~15일로 정도면 전월 1일부터 말일까지니 확인이 조금 편하시겠지요? </p><p><br></p></div><div class="section_view section_news image " id="compo_image_1517791257515"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/93b311df52ef4f9fa996e6915b9dcb91.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257516"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/6ecd77b0a8f2480780eb0c1dd93e05fb.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257516"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/ec26038c937544c0b20749bf9f60f087.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257516"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/12d89449288f4b489b8e2cc3f0ba160f.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p>이런 식으로 요령껏 가맹점만 이용하면 포인트를 더 빨리 모을 수 있어요. </p><p><br></p><p><br></p><p>전 모은 포인트를 상품권으로 바꿔서 결제해요. 이러면 현금영수증도 받을 수 있으니 더 좋잖아요. </p><p><br></p></div><div class="section_view section_news image " id="compo_image_1517791257517"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/4bd03716d4f24e259df9ff96a5b58a91.png"></span></div></div><div class="section_view section_news image " id="compo_image_1517791257518"><div class="img_view area_view"><span class="wrap_thumb"><img class="thumb_view" src="https://img1.daumcdn.net/thumb/R720x0/?fname=http://t1.daumcdn.net/liveboard/gilbut/d5cedbe87d0c462d8e57230d5989eaf0.png"></span></div></div><div class="section_view section_editor html compo" data-type="html"><p><br></p></div></div></div><p><br></p>