미납 관련 질문

<div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="http://cafe.daum.net/osakalife/LkXV/351" data-link-newwindow="_blank"><a href="http://cafe.daum.net/osakalife/LkXV/351" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/pxQB/a3955223cec0f321c29dbf4ec85d18b7d6ce621b" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/a3955223cec0f321c29dbf4ec85d18b7d6ce621b" data-origin-width="1188" data-origin-height="86"></a></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://pf.kakao.com/_wDjjj" data-link-newwindow="_blank"><a href="https://pf.kakao.com/_wDjjj" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/pxQB/4b445348bf78e05fc27eb375440c5ff3e4b80ada" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/4b445348bf78e05fc27eb375440c5ff3e4b80ada" data-origin-width="1188" data-origin-height="140"></a></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://cafe.daum.net/osakalife/LkJK" data-link-newwindow="_blank"><a href="https://cafe.daum.net/osakalife/LkJK" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/pxQB/0b1fbb62a98377c400dcb1b651de8e2352d1b7d1" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/0b1fbb62a98377c400dcb1b651de8e2352d1b7d1" data-origin-width="1188" data-origin-height="87"></a></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://cafe.daum.net/osakalife/LtdV" data-link-newwindow="_blank"><a href="https://cafe.daum.net/osakalife/LtdV" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/pxQB/111598092415f6a5baaac5ab6f93102534bb150c" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/111598092415f6a5baaac5ab6f93102534bb150c" data-origin-width="4950" data-origin-height="363"></a></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://bamboo7.jp/" data-link-newwindow="_blank"><a href="https://bamboo7.jp/" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/pxQB/60fe80eb747057cff029d2614edc9776cad3de50" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/60fe80eb747057cff029d2614edc9776cad3de50" data-origin-width="1188" data-origin-height="86"></a></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://www.instagram.com/p/CzSvlsVLgqj/?img_index=1" data-link-newwindow="_blank"><a href="https://www.instagram.com/p/CzSvlsVLgqj/?img_index=1" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/pxQB/697a3e43da00972cfcaf8a46abbc4541ae33569a" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/697a3e43da00972cfcaf8a46abbc4541ae33569a" data-origin-width="1188" data-origin-height="86"></a></div><p> </p><p> </p><p> </p><p> </p><p> </p><p> 안녕하세요 미납관련해서 질문드립니다.<br>일본에서 4년제 2학년 마치고 군대 다녀왔는데요<br>복학준비중에 휴대폰을 개통하려고 하는데 <br>사진과 같은 내용으로 미납이 있다라고 하더라구요<br>(온라인,오프라인 매장 내용 동일)<br>1,2학년동안 라쿠텐 카드,smbc 신용카드 사용했고 <br>카드 사용할 동안에 전기,가스,휴대폰,생활비등 고정지출을 사용해왔고 귀국당시 메인계좌(카드자동이체)에 이체비용보다 2만엔 이상 넣어놓고 귀국했습니다.<br>이후 이메일에도 독촉이나 미납관련 내용 메일은 온것이 없습니다만,휴대폰 계약을 하려고 하니 계약이 안되고 있는 상황입니다(라인모,라쿠텐,아하모).<br>미납이 되어있다면 어떤게 되어있는지를 알고 싶습니다만,방법을 알지 못해 이렇게 글 남김니다.<br>답변기다리겠습니다.<br></p><p> </p><p> </p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/pxQB/a47a4e924cb756af86663064dbb2b795c6319d73" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/a47a4e924cb756af86663064dbb2b795c6319d73" data-origin-width="1188" data-origin-height="52"></div><p> </p><p> </p><p> </p><p> </p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/pxQB/f8441b1dc5ebb609e0d57222c9684baf1ae25f30" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/pxQB/f8441b1dc5ebb609e0d57222c9684baf1ae25f30" data-origin-width="1024" data-origin-height="2216"></div>