Learning how you
spend your money can keep you from wasting it. Stop throwing money out the
window with these smart moves.
You will need a retirement
account, a savings account, cash, willpower and a library card.
Step 1
Take advantage of
retirement funds your employer matches.
Step 2
Save your money in
accounts that pay high interest.
Call your bank to
see what high interest accounts are available.
Step 3
Buy in bulk only
if you consume in bulk. You are not saving money if what you buy in bulk
eventually gets thrown away.
Step 4
Pay in cash. You
are wasting money when you spend time cutting coupons only to pay interest when
you pay for your purchases with a credit card.
Step 5
Stop making
impulse purchases. Ask yourself if you really need the item and if you can
afford it.
If you don't
really need it, use your will power and avoid the unnecessary expense.
Do not buy items
that you will not use just because they are on sale.
Step 6
Buy generic brand
items, such as prescriptions and groceries, instead of name brands.
Step 7
Cancel your gym
membership if you are not using it, and walk or bike to get around.
Step 8
Quit smoking. Both
your wallet and your body will thank you.
Step 9
Make sure you are
getting the best insurance rates by calling your current carrier's competition.
Step 10
Visit your local
library to rent music, books, and movies for free or for a minimal fee.
Did you know?
As of 2006, the
federal government spent between $15 and $25 billion annually maintaining
unused or vacant agency buildings.
첫댓글 고맙습니다..
문코치님,, 감사합니다..
잘 듣고 갑니다 : )
날마다 훈련하고 발자취를 남기고 가야겠습니다. 감사합니다 ^^
아가씨가 넘 깜찍하네여
감사합니다.
문코치님,,, 감사합니다.
문선생님!! 너무 감사드립니다 매일 희망을 갖게 되었습니다. 정재기올림
문코치님,, 감사합니다...
감사합니다~~ ^^ 이제라도 알게되어 넘 감사하네요 ^^
감사합니다^^
고맙습니다
잘배우고갑니다 감사합니다
문코치님 감사합니다 지금도 이걸 기본으로 삼아 계속 공부 하고 있습니다
감사합니다
$15 and $25 billion이면 billion이 10억이니까 150억~250억 달러라고 해석해야 되지 않나요? 1500~2500만 달러라고 해석이 나와 있는데 잘못 나온 것 같습니다.
잘 보고 갑니다