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<P><FONT color=#8c8c8c><A href="mailto:nodong114@hanmail.net"><FONT color=#8c8c8c><U><STRONG></STRONG></U></FONT></A></FONT></P>
<P style="TEXT-ALIGN: left"></FONT></SPAN></FONT></SPAN></SPAN></SPAN></STRONG></FONT></SPAN></SPAN></SPAN>
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<P style="TEXT-ALIGN: left"></FONT></FONT></FONT></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></P></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN><FONT color=#e31600><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><FONT color=#8c8c8c>
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<BLOCKQUOTE><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c>
<BLOCKQUOTE><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim">
<P><FONT color=#8c8c8c><A href="mailto:nodong114@hanmail.net"><FONT color=#8c8c8c><STRONG></STRONG></FONT></A></FONT></P></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></BLOCKQUOTE></SPAN></SPAN></FONT></SPAN></SPAN></BLOCKQUOTE>
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<P><FONT color=#000000><내용></FONT></P>
<P><FONT color=#000000></FONT> 올해 1.22일 면책허가결정 받았구요..현제 3년째 같은직장다닙니다..연봉은 세후 8000만원정도 이구요</P>
<P>3년째 급여이체 및 공공요금납부를 한은행으로 하고 있어요..</P>
<P>신용카드는 언제부터 가능한가요..현제 거래은행 전화해보니 5년후 공공기록 삭제후에나 가능하다던데..</P>
<P>그전에는 신용카드 안돼나요??? 가능하면 거래은행 바꾸려고요..많은 조언부탁합니다..꾸벅..</P>
<P><FONT color=#000000></FONT> </P>
<P><FONT color=#000000></FONT> </P>
<P><FONT color=#000000></FONT> </P>
<P><FONT color=#000000></FONT> </P>
<P style="TEXT-ALIGN: left"><IMG style="FLOAT: none; CLEAR: none" id=A_235DF53E5397EE580A160B class=txc-image border=0 hspace=1 vspace=1 src="https://t1.daumcdn.net/cfile/cafe/235DF53E5397EE580A" width=350 actualwidth="350" data-filename="베너2013.jpg" exif="{}" id="A_235DF53E5397EE580A160B"/></P>
<P style="TEXT-ALIGN: left"> </P>
<P style="TEXT-ALIGN: left"></P><A class=tx-link href="http://cafe.daum.net/credit" target=_blank></A>
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<BLOCKQUOTE>
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<P><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt">
<P><SPAN style="FONT-FAMILY: Gulim"></P><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"><STRONG></STRONG></SPAN></FONT></SPAN></SPAN>
<P style="TEXT-ALIGN: left"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><STRONG></STRONG></P><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c>
<BLOCKQUOTE>
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<P><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt">
<P><SPAN style="FONT-FAMILY: Gulim"></P>
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<P style="TEXT-ALIGN: left"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><FONT color=#050099><SPAN style="FONT-SIZE: 9pt"></P>
<P><SPAN style="FONT-FAMILY: Gulim"></P><SPAN style="FONT-FAMILY: Gulim"></SPAN>
<P style="TEXT-ALIGN: left"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"></P><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 12pt"></SPAN>
<P style="TEXT-ALIGN: left"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"></P><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c>
<P style="TEXT-ALIGN: left"><SPAN style="FONT-SIZE: 12pt"><SPAN style="FONT-FAMILY: Gulim"><SPAN style="FONT-SIZE: 9pt"><FONT color=#8c8c8c><STRONG>안녕하세요.서민경제회복연대 운영진입니다.</STRONG></FONT></SPAN></SPAN></SPAN></P>
<P><FONT color=#8c8c8c><STRONG>채무 및 기타 여러사항으로 심적,물적 힘듦이 많으실줄압니다.</STRONG></FONT></P>
<P><FONT color=#8c8c8c><STRONG>카페게시판 등을 활용하셔서, 다소나마 도움이 되시고, 해결의실마리를 찾으시기를 바랍니다.</STRONG></FONT></P>
<P><STRONG></STRONG> </P>
<P><STRONG><FONT color=#8c8c8c>또한, 카페에서 보내는 정식 메일&쪽지가 아닐경우, </FONT><FONT color=#8c8c8c>사건 브로커일 가능성이 많습니다. </FONT></STRONG></P>
<P><FONT color=#8c8c8c><STRONG>이로인해 피해사례가 발생하고 있는 바, </STRONG></FONT></P>
<P><FONT color=#8c8c8c><STRONG>이같은 경우가 발생하게 될 경우 카페 운영진에게 메일&쪽지로 알려주셔서,</STRONG></FONT></P>
<P><FONT color=#8c8c8c><STRONG>힘든회원님들이 같은일로 어려움을 겪지않도록 함께해주시기를 바랍니다.</STRONG></FONT></P>
<P><STRONG></STRONG> </P>
<P><FONT color=#8c8c8c><STRONG>카페지기 아르뫼 </STRONG></FONT><A href="mailto:choi6won@hanmail.net" target=_blank><FONT color=#8c8c8c><STRONG>choi6won@hanmail.net</STRONG></FONT></A></P>
<P><FONT color=#8c8c8c><STRONG>운영자 포레스트검프 <SPAN style="COLOR: #8c8c8c"></SPAN></STRONG><A href="mailto:olvon@naver.com"><SPAN style="COLOR: #4c4c4c"><STRONG><SPAN style="BACKGROUND-COLOR: #ffffff; COLOR: #8c8c8c">olvon@naver.com</SPAN></STRONG></SPAN></A></FONT></P>
<P><FONT color=#8c8c8c><STRONG>운영자 엔 진 </STRONG></FONT><A href="mailto:kkami1971@hanmail.net" target=_blank><FONT color=#8c8c8c><STRONG>kkami1971@hanmail.net</STRONG></FONT></A></P>
<P><FONT color=#8c8c8c><STRONG>운영자 아트인 </STRONG><A href="mailto:characman@naver.com"><FONT color=#8c8c8c><STRONG>characman@naver.com</STRONG></FONT></A></FONT><FONT color=#8c8c8c><STRONG></STRONG></FONT></P>
<P><FONT color=#8c8c8c><STRONG>운영자 은가람 </STRONG><A href="mailto:nodong114@hanmail.net"><FONT color=#8c8c8c><STRONG>nodong114@hanmail.net</STRONG></FONT></A></FONT></P></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></BLOCKQUOTE></SPAN></SPAN></FONT></SPAN></SPAN></BLOCKQUOTE></DIV><A href="mailto:nodong114@hanmail.net"><FONT color=#8c8c8c><U><STRONG></STRONG></U></FONT></A></FONT></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></DIV>
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첫댓글 무슨일하는데 연봉쌔네요
현재 공공정보 등록자는 신용카드발급이 안댑니다 공공정보 삭제후 카드 신청 하세요
감사합니다...
저도 아무래도 파산면책이시면, 연체없던 다른은행과 거래를 하시는게 신용등급을 올리시는데도 도움이되시고,
신용카드 발급도 잘될거 같습니다. 공공기록이 삭제되지않으면 기존에 연체가 있던 은행은 아무래도 신용카드
발급이 어렵지 않을까싶습니다.
조언 갑사합니다...현제 거래중인은행이 파산과 관계 없는은행이라 유선상으로 파산면책자라하고 문의하였더니
위와같은 대답을 들어서요..당분간 와이프카드 계속 써야 할듯...ㅎㅎㅎ
공공정보 삭제는 어떻게 하는지요! ~~
파산면책후 은행연합회등에 공공정보가 등록되어지고, 5년이지나야 삭제됩니다.
저는 보험설계사인데 작년 10월에 5년이 지났구요. 신용카드는 2월에 국민신용카드 나와서 쓰고 있어용.
기존에 채무도 없는 은행 거래 꾸준히 체크썼고 펀드도 작은거 두개정도 가입했어용. 그데 현대랑 하나는
안나오더라구요. 일단은 5년이 지나야 하는거 같아요.