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9pt;"><font color="#8c8c8c"><strong><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c">글을읽다보니깐 공공기록등제 기간중에 신용등급걱정 대출걱정하시는분 들이 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style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><strong><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><strong><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;">제 경험담 올려봅니다</span></span></span></span></span></font></span></span></span></span></strong></font></span></span></span></font></span></span></span></span></span></font></span></span></span></span></strong></font></span></span></span></font></span></span></span></span></span></font></span></span></span></span></font></span></span></span></font></span></span></span></span></span></font></span></span></span></span></span></font></span></span></font></span></span></span></font></span></span></span></span></span></font></span></span></span></span></span></font></span></span></font></span></span></span></span></span></font></span></span></span></p><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><strong><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><strong><font color="#8c8c8c"><font color="#8c8c8c"><p><font color="#8c8c8c"><a href="mailto:nodong114@hanmail.net"><font color="#8c8c8c"><u><strong></strong></u></font></a></font></p>
<p style="text-align: left;">2002년 카페 가입했습니다<p>카드대란 당시 연체자 등록돼고 2010년도에 면책받고 15년도에 공공기록 삭제 됐습니다</p><p>과거 채무없던 1금융2금융권 통장 체크카드 만들어서 실적은 상위10%정도로 관리 했습니다</p><p>체크카도 사용금액 월평균400백 전년도 원천징수 7천정도 됍니다</p><p>공공기록 끝나면 8등급에서 5등급으로 상향됍니다</p><p>*공공기록코드는 다음날 바로 삭제 됍니다</p><p>지금 생각하면 정말 웃픈게 등급하고 전년도 소득만믿고 면책끝나고 1주일후에 주거래 은행 방문해서</p><p>신용대출 진행했습니다</p><p>담당자 말이 직업소득이 프리랜서<영업>으로 발생해서 안됀다고 하더군요</p><p>지금생각하면 담당자가 본인을 배려 차원에서 그렇게 말한것 같습니다</p><p>4년동안 이것하나만 믿고 급여 체크카드 올인했었는데</p><p>그래서 2-3금융권에 대출담당하고 있는 고객 한테 쪽팔림 무릅쓰고 찾아갔습니다 </p><p>신용정보회사 전산 허술하지 않더군용 </p><p>1차적신용조회는 등급과 연체유무만 판단하지만 </p><p>심사조회에서는</p><p>공공기록 보유자<공공기록 5년후 삭제자>들은 신용거래가 형성돼지 않기 때문에 조회하면 바로 알더군요</p><p>혹시 회생중이거나 신용상에 문제있지 않냐고 데로 묻더군요</p><p>대출담당자 a4용지 3장 출력해서 일일이 설명해 줍니다</p><p>1년동안 참고 있으시라고</p><p>이런경우는 1등급이 어도 대출 불가 라고 하더군요</p><p>예외적으로 메이져 회사 4대보험 가입, 장기 직장근무, 가능할수도 있다고 합니다</p><p>아무튼</p><p>현재는 주거래 은행에서 350짜리 신용카드</p><p>적금든 은행에서 500짜리 신용카드 사용하고 있습니다</p><p>연체안하고 2달쓰니깐 5에서4등급으로 바로 상향입니다</p><p>현재 면책받으셔서 5년 안지나신 카페 회원님들 신용등급같은것 생각하지 마시고</p><p>공공기록 삭제 1년후로 포커스을 맞추어서 경제 활동하시는게 좋을듯합니다</p><p> </p><p>p.s 면책자 대출은 대부업에서 물론가능합니다</p><p> 본인이 대부업에서 면책자 600짜리 대출 받았었는데</p><p> 600백 4년 34.9%</p><p> 원금600백 이자600백 </p><p> </p><p> 이렇게 진행되오니 참고하시고 자제 바랍니다</p></font><p style="text-align: left;"></p></font><p style="text-align: left;"></p></strong><p style="text-align: left;"></p></font><p style="text-align: left;">
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<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"></font></span></span></span></p><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c">
<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"></span></font></span></span></span></p><font color="#8c8c8c"><font color="#050099">
<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"></font></span></span></span></p><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-family: Gulim;">
<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"></font></span></span></span></p><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c">
<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><strong>안녕하세요.서민경제회복연대 운영진입니다.</strong></font></span></span></span></p>
<p><font color="#8c8c8c"><strong>채무 및 기타 여러사항으로 심적,물적 힘듦이 많으실줄압니다.</strong></font></p>
<p><font color="#8c8c8c"><strong>카페게시판 등을 활용하셔서, 다소나마 도움이 되시고, 해결의실마리를 찾으시기를 바랍니다.</strong></font></p>
<p><strong></strong> </p>
<p><strong><font color="#8c8c8c">또한, 카페에서 보내는 정식 메일&쪽지가 아닐경우, </font><font color="#8c8c8c">사건 브로커일 가능성이 많습니다. </font></strong></p>
<p><font color="#8c8c8c"><strong>이로인해 피해사례가 발생하고 있는 바, </strong></font></p>
<p><font color="#8c8c8c"><strong>이같은 경우가 발생하게 될 경우 카페 운영진에게 메일&쪽지로 알려주셔서,</strong></font></p>
<p><font color="#8c8c8c"><strong>힘든회원님들이 같은일로 어려움을 겪지않도록 함께해주시기를 바랍니다.</strong></font></p>
<p><strong></strong> </p>
<p><font color="#8c8c8c"><strong>카페지기 아르뫼 </strong></font><a href="mailto:choi6won@hanmail.net" target="_blank"><font color="#8c8c8c"><strong>choi6won@hanmail.net</strong></font></a></p>
<p><font color="#8c8c8c"><strong>운영자 포레스트검프 </strong><a href="mailto:olvon@naver.com"><span style="color: rgb(76, 76, 76);"><strong><span style="color: rgb(140, 140, 140); background-color: rgb(255, 255, 255);">olvon@naver.com</span></strong></span></a></font></p>
<p><font color="#8c8c8c"><strong>운영자 엔 진 </strong></font><a href="mailto:kkami1971@hanmail.net" target="_blank"><font color="#8c8c8c"><strong>kkami1971@hanmail.net</strong></font></a></p>
<p><font color="#8c8c8c"><strong>운영자 아트인 </strong><a href="mailto:characman@naver.com"><font color="#8c8c8c"><strong>characman@naver.com</strong></font></a></font><font color="#8c8c8c"><strong></strong></font></p>
<p><font color="#8c8c8c"><strong>운영자 은가람 </strong><a href="mailto:nodong114@hanmail.net"><font color="#8c8c8c"><strong>nodong114@hanmail.net</strong></font></a></font></p></font></span></span></span></font></span></font></span></span></span></font></span></span></span></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></font></blockquote></font></span><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></blockquote></font></span><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></blockquote></font></span><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></blockquote></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></blockquote></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></blockquote></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"></font></font></font></blockquote></font></font></font></font></blockquote></div></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"></font></font></blockquote></font></font></font></font></blockquote></div></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"></font></font></blockquote></font></font></font></font></blockquote></div></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"></font></font></blockquote></font></font></font></font></blockquote></div></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"></font></font></blockquote></font></font></font></font></blockquote></div></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"><font color="#8c8c8c"></font></font></blockquote></font></font></font></font></blockquote></div></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"></font></blockquote></font></font></font></font></blockquote></div></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote><font color="#050099"></font></blockquote></font></font></font></font></blockquote></div></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font 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color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></font></span><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></font></span><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></font></blockquote></div></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font><blockquote></blockquote></font></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote></blockquote></font></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><blockquote>2002년 카페 가입했습니다<p>카드대란 당시 연체자 등록돼고 2010년도에 면책받고 15년도에 공공기록 삭제 </p><p>오랜만에 카페글 읽다 보니깐 5년안지났는데 등급걱정 대출걱정 하시는분들이 많아서</p><p>제 경험 </p></blockquote></font><blockquote></blockquote></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><blockquote></blockquote></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><blockquote></blockquote></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><blockquote></blockquote></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><blockquote></blockquote></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><blockquote></blockquote></font></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><font color="#8c8c8c"><blockquote></blockquote></font><blockquote></blockquote></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><blockquote></blockquote></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></font></span><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font color="#050099"><blockquote></blockquote></font></blockquote></div></font></font></font></font></font></font></font></font></font></font></font></span><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote><font 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color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote></blockquote></div></font></font></font></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><font color="#8c8c8c"><div><blockquote></blockquote></div><a href="mailto:nodong114@hanmail.net"><font color="#8c8c8c"><u><strong></strong></u></font></a></font></font></font></font></font></font></font></font></font></font></font></font></font></span><font color="#8c8c8c"><font color="#8c8c8c"><font color="#050099"><font color="#8c8c8c"><font color="#8c8c8c"><font 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카페 게시글
┗[파산면책]이후 대처법
면책받으시고 신용등급 걱정하시는 회원님들께 ...
김박사
추천 1
조회 2,080
15.06.25 19:19
댓글 16
다음검색
첫댓글 신용회복완납자도 동일한가요?
신용회복은 모르겠습니다만
룰은 같지 않나 싶습니다
기록삭제후 바로
신용카드발급 가능한가요
가능합니다
단 관리해야 합니다
그럼 5년지나고 1년을 더 있어야 카드를 만들수 있나요?
공공기록삭제돼면 바로가능합니다
작년 11월에 면책 끝났는데 현재5월기준 신용등급2등급 나오길래 새마을가서 햇살론 신청했더니 천만원 한도 나온다해서
서류 준비중인데 최종심사조회에서 떨어질까요?ㅋ
햇살론은 신용보증기금 증권을담보로 승인됍니다
승인률 높은걸로 알고있습니다만
햇살론 7.8.9등급만돼는걸로 알고있는데요
승인 돼면 댓글 부탁합니다
공공기록 발생일과 제공일이 1달 차이인데,
발생일 기준인가요?
제공일 기준인가요?
면책 종국기준 일듯합니다
@김박사 발생일 기준이네요~~~^^
신용정보 조회해보니~~~
발생일 5년 지나니 다음날 5등급나오네요~~~
뼈져린 고통 가운데 얻었으니, 더욱더 신용관리를 잘해야 겠네요.
많은 도움 감사합니다.
저는 2010년 11월에 면책이 되었는데.. 그럼 2015년 12월은 지나야.. 신용등급이라도 나오겠네요?
지금 조회해보니, 등급이 안나오더라구여...
12월까지 신용등급은 무의미 합니다
아마도 12월지나면 5등급될겁니다
주거래은행 관리잘하셨다면 신용카드는 발급될겁니다
@김박사 감사합니다.
혹시 주택담보대출은 가능한가요?좀급해서요
주택담보대출받았습니다.
제 1금융권에서..이자 3% 먼저 겁먹고 안되는줄 알았더니 바로 심사완료 승인떨어지고
은행직원이 이제 은행에 와서 과거 얘기는 할필요가 없다고 합니다..전혀 나타나지 않으니 걱정하지 말랍니다..ㅎ