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<p><br></p><div id="bbs_contents" class="bbs_contents" style="font-family: 굴림, gulim, tahoma, sans-serif; padding: 20px 12px 0px 18px; position: relative; word-wrap: normal; word-break: normal; zoom: 1; color: rgb(68, 68, 68);"><div class="bbs_contents_inbox" style="font-size: 12px; line-height: 1.6; zoom: 1;"><div id="user_contents" name="user_contents" class="user_contents tx-content-container scroll" style="font-size: 13px; line-height: 1.6; width: 870.01416015625px;"><table class="protectTable" id="protectTable" style="font-size: 12px; line-height: 1.6; width: 870px; border-collapse: collapse; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><table cellspacing="0" cellpadding="5" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr height="28" style="font-size: 12px; line-height: 1.6;"><td class="bg_menu" colspan="2" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-left: 14px;"><b><font class="text" size="2">[[재테크담론]] 국민연금의 노후준비 효과..</font></b></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td class="bg_board_title_02" colspan="2" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px; overflow: hidden;"><font size="2"></font></td></tr><tr height="26" style="font-size: 12px; line-height: 1.6;"><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-left: 14px;"><font class="stext" color="#666666" size="2">글쓴이 :</font> <a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="showSideView(this, 'iYfoxk6tNfs0', '', '필라서피');" style="color: rgb(68, 68, 68);"><font color="#2e8a8a" size="2">필라서피</font></a><br></td><td class="stext" nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 14px;">조회 : <font class="text_commentnum" color="#2e8a8a">869</font> 스크랩 : <font class="text_commentnum" color="#2e8a8a">1</font> 날짜 : <font class="text_commentnum" color="#2e8a8a">2005.07.08 16:53</font></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td class="bg_board_title_02" colspan="2" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px; overflow: hidden;"><font color="#2e8a8a"></font></td></tr></tbody></table><table cellspacing="0" cellpadding="15" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td class="text" id="clix_content" width="100%" bgcolor="#ffffff" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-bottom: 8px;"><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;"><font color="#2e8a8a"></font></strong> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;"><font color="#ec0078">국민연금은 애물단지? 간단한 사례로 알아보는 국민연금의 노후준비 효과!!</font></strong></p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">현재 40세인 근로자의 경우 은퇴 후인 60세부터 80세까지 산다고 가정하고, 그리고 노후자금으로 현재 돈 가치로 매달 50만원이 필요하다고 가정하면(실제 더 필요하나 설명 편의상) 모두 필요한 돈은 1억원 가량(물가상승률과 투자수익률 고려)이 됩니다. 물론 1억원은 현재가치입니다. 현재가치 1억원을 물가상승률 4%를 반영하여 미래가치로 환산하면 모두 2억 2천여만원이 됩니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">미래가치 2억 2천여만원을 마련하기 위해서는 현재 시중금리(4%선) 상황에서 매달 60만원을 20년동안 저축해야 하나, 현재가치 50만원에 해당하는 국민연금을 60세이후부터 80세까지 안정적으로 받기 위해서 국민연금 보험료로로 167,400원(보험료율 9%)을 납부하면 됩니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">지역가입자의 경우는 매달 16만 여원을 본인이 전액 부담해야 하나, 사업장가입자의 경우는 사용자와 근로자가 각각 절반씩 부담합니다. 현재가치 50만원을 60세 이후에 받기 위해 매달 60만원을 저축할 것인가? 국민연금 보험료로 16만원을 낼 것인가? 선택은 자명해집니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">한편, 현재의 이자율(금리) 4%가 지속된다고 가정하더라도 현재 매달 50만원의 이자를 받기 위해서는 약 1억 5천만원을 한꺼번에 은행에 맡겨야 합니다. 반면, 현재가치로 국민연금을 매달 50만원을 받기 위해서 가입자는 20년동안 매달 연금보험료로 167,400원을 납부(보험료원금 총액 : 4천여만원)하면 됩니다. 사업장가입자의 경우 월보험료의 절반은 사용자가 부담하고 있으며, 현재의 금리 4%는 향후에 더욱 낮아질 전망입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">한가지 사례를 들어 설명하겠습니다. 현재 국민연금을 최고로 많이 받는 이는 회계사출신 직장인으로 월 79만원을 받고 있습니다. 이사람이 지금까지 낸 돈은 6000만원도 채 안됩니다. 이는 은행에 3억원을 저축하고 타는 월 이자액과 마찬가지입니다. 당신은 악착같이 저축해 3억원을 은행에 쌓아둔뒤 이자를 타시겠습니까. 아니면 여유가 있을때 한푼 두푼 내는 국민연금 보험료를 내시겠습니까. 그것은 바로 당신의 선택입니다</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">** 참고tip 1 : <font color="#fd1289"><strong style="letter-spacing: 0px;">확정급여 vs 확정기여</strong></font></p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">국민연금은 가입자의 월소득액이 정해지면 그에 따라 연금액이 사전적으로 결정되는 반면, 연금보험료는 보험료율에 따라 변동되는 <strong style="letter-spacing: 0px;">확정급여형</strong>구조입니다. 국민연금 기금운용수익률은 국민연금액에 영향을 주는 것이 아니라, 보험료율 인상 여부에 관계가 됩니다</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">반면, 보험료는 미리 정해져 있으나 급여액은 운용수익률에 연동되는 구조를 <strong style="letter-spacing: 0px;">확정기여형</strong>이라 일컫습니다. 흔히 개인연금저축을 생각하시면 됩니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">확정급여형은 인플레이션 리스크가 없어 즉, 급여의 안정성이 높아 노후준비자금인 국민연금(공적연금)제도에서 흔히 채택하는 방식입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">최근 기업연금을 놓고 노동자들은 확정급여형을 선호하는 반면, 사용자는 확정기여형을 선호한다는 사실을 보면 좀더 비교가 용이할 것입니다</strong>.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">국민연금은 인구고령화에 따라 불거지고 있는 노인인구부양문제를 개인이나 가정이 아닌 사회적(사회구성원 공동의 힘, 사회연대)으로 해결하자는 취지의 사회보험제도(건강보험과 같은)입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">또한, 사회보험제도의 특성인 세대간의 연대정신(후세대가 현세대의 노후준비를 일부 도와주는 정신)에 따라 현세대의 경우 내는 보험료에 비하여 받는 연금액이 훨씬 많습니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">가입자분들에게 흔히 알려져 있는 국민연금 기금고갈 논란은 이렇듯 현세대에게 유리한 부담-급여구조(소위, 저부담-고급여)를 조정하지 않고 계속 유지한다는 다소 비현실적인 가정에서 비롯된 것입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">그러나, 국민연금운용자측에서는 세대간의 국민연금 혜택 및 부담 형평성을 제고하고, 인구고령화의 심화 등에 따른 환경변화에 대응하여 재정구조를 사전적으로 개선해 나가고 있어 기금고갈 우려를 필요 이상으로 크게 할 이유는 없습니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><font color="#ec0078"><strong style="letter-spacing: 0px;">가입자의 입장에서는 국민연금의 사회보험적 장점(세대간 연대정신에 따라 현세대에 후한 연금이 지급되는 특징)을 십분 활용하여 노후자금의 기초를 다지고, <font color="#0162f4">국민연금을 바탕으로 퇴직금(기업연금)과 개인노후저축상품<개인연금, 변액(유니버설)연금, 부동산 등>을 추가적으로 활용하여 노후준비를 촘촘히 하는 게 바람직합니다</font></strong></font><font color="#0162f4">.</font></p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">** 참고tip 2</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;"><font color="#fd1289">국민연금을 바라보는 시각 중에 향후 고령인구는 늘고 출산인구가 줄어들면 국민연금의 급여 및 보험료의 조정이 있을 텐데 국민연금을 믿을 수 없다는 시각이 있습니다</font></strong>.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">맞는 말씀입니다. 우리나라는 세계에서도 가장 빨리 (초)고령사회로 치닫고 있습니다. (초)고령사회로 접어들면 맨먼저 생각할 수 있는 것이 후세대의 노인부양부담이 급증한다는 사실일 것입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">국민연금제도의 시행은 그러한 후세대의 부담을 다소 경감하는 중요한 의미를 갖습니다</strong>. 왜냐하면, 현세대가 나중에 받을 연금을 위해 근로시기에 일정한 수준의 보험료를 납부하고 있기 때문입니다. 적립된 보험료 없이 전적으로 후세대에 의존한다면 후세대의 부담은 더 클 것입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">그러나, 고령인구의 증가, 출생인구의 감소라는 지속적인 경향은 노인부양문제를 다루는 국민연금의 리스트럭트링(재구조화)을 필연적으로 가져올 것입니다</strong>. 급여 또는 보험료 조정일 것입니다. 노인부양비(노인 1명의 부양을 책임져야 하는 경제활동인구 수)는 증가하는데 현세대에게 유리하게 설계된 국민연금을 지속한다는 건 후세대에겐 가혹한 부담이 될 것이기 때문입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">국민연금제도는 진공속에 존재하는 것이 아닙니다</strong>. 필연적으로 인구변수, 경제변수의 영향을 받을 수 밖에 없습니다. 국민연금제도 도입당시부터 국민연금은 고령화의 심화를 염두에 두고 설계되었습니다. 제도 초기에는 낮은 보험료율로 시작하여 단계적으로 보험료율을 상향조정하도록 설계되었습니다.</p><p style="word-wrap: normal; word-break: normal;">1988년초 연금보험료율(3%)랑 현재의 보험료율(9%)에 차이가 있다는 사실을 보더라도 이는 명확해 집니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">제도시행 초기 보험료율을 낮게 설정한 이유는</strong> 가입자의 부담 완화라는 현실적인 이유외에도 <strong style="letter-spacing: 0px;"><font color="#0162f4">사회정책적인 의미</font></strong>가 있습니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">즉, 국민연금제도에서 제외된 고령의 부모님을 개인적으로 부양해야 하고 자신의 노후도 대비해야 하는 등 이중부담을 지고 있는 현세대(<font color="#ec0078">현세대를 부모를 모시는 마지막 세대이고, 자식으로부터 부양받지 못하는 첫 세대라고 함</font>)에게 급여수준에 비하여 낮은 보험료율을 적용하여 혜택을 좀더 주고,</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">부모가 국민연금을 받기 때문에 자신의 노후만 대비하면 되는 후세대에겐 현세대보다 높은 보험료를 부담하게 한다는 세대간 연대정신이 바로 그것입니다. 고령화의 심화에 따라 향후 국민연금의 조정(보험료 조정이든 급여수준 조정이든 아님 이둘 간의 조합이든)은 불가피합니다. 어쩜 당연한 것이지 않나 생각합니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><font color="#ec0078"><strong style="letter-spacing: 0px;">그러나, 사회정책적인 의미에서 현세대에게 유리하게 설계된 국민연금을 향후 국민연금 조정 등을 즈레 우려하여 기피나 회피 등으로 활용하지 못한다면 그보다 더 안타까운 일은 없을 것입니다</strong></font>. 사실, 공단 직원들의 가족은 의무가입 대상이 아닌데도 불구하고, 많은 사람들이 국민연금에 가입하고 있습니다. 국민연금의 효용을 알기 때문이죠. 너무 여우같은(?) 행동일까요??</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">국민연금에 몸담고 있는 제가 보았을 때 국민연금은 30대를 위한 제도이지 않나 생각합니다(저는 30대 중반, 국민연금 가입자)</strong>. 후세대의 지원금(급여수준과 보험료율간의 차이)을 장기간 누리기 때문이죠!.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">흔히들, 현재 국민연금을 받고 있는 분이나 연금을 받을 수 있는 연령에 임박한 분들이 국민연금의 가장 큰 수혜자라고 잘못 알고 계시는 분이 많습니다. 물론, 이분들이 낸 돈에 비하여 받는 연금이 상대적으로 많고 또, 어떤 분은 5년만 보험료를 내고 연금을 받고 있기 때문에 가장 큰 수혜자라고 볼수 있습니다만, 후세대의 노후지원금을 향유한 기간(보험료를 낸 기간)이 짧았기 때문에 국민연금의 가장 큰 수혜자라고 말하는 건 무리입니다. </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">참고로, 국민연금 기금이 고갈되면 연금을 받지 못할 것이란 우려를 하는 분들이 많습니다</strong>. 그러나, 국민연금의 기본 운영방식은 <strong style="letter-spacing: 0px;">연금기금을 쌓아두지 않고 매년 젊은이들한테 연금보험료를 거둬 노인세대에게 연금을 지급하는 형태</strong>입니다. 다수의 선진국에서 국민연금을 이런 방식(부과방식)으로 운영하고 있습니다. </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">그러나, 부과방식은 우리처럼 인구고령화가 한창 그리고 급속히 진행중인 국가에서는 국민연금제도 운영방식으로 적합하지 않습니다</strong>. 보험료 부담의 갑작스런 급증을 피하기 어렵고, 세대에 따라 부담의 편차가 크기 때문입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">그렇기에 우리나라는 제도운영 초기 연금기금(현재 적립기금 145조원 가량, 향후에도 30동안 계속 쌓여감)을 미리 쌓아두는 운영방식(부분적립방식)을 취하고 있는 것입니다. 인구변동이 안정되는 단계(2070년 추정)에 가서는 부과방식에 가까운 형태로 운영해야 할 것입니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><strong style="letter-spacing: 0px;">조금 어려운 이야기입니다만 이런 이유로 인해서 국민연금 기금고갈을 연금부지급으로 이해하는 건 국민연금제도의 운영원리를 간과한 데서 비롯된 것입니다. 기금고갈을 우려하기 보다는 후세대의 부담, 세대간의 부담 형평성 제고를 위해 제때 세대간에 타협을 이끌어 내는 게 보다 중요합니다.</strong></p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">** 참고tip 3 : 국민연금 받는 사람들<단위:명></p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2005년 4월말 현재 국민연금을 받고 계시는 분은 모두 1,481,322명(노령연금 1,211,267명, 장애연금 46,091명, 유족연금 223,964명)입니다. 최근의 통계를 보면 "매월 2만여명"이 새롭게 국민연금을 받고 있는 것으로 나타나고 있습니다.</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">월 ...............총 수급자...................노령연금 ..................장애연금 .........유족연금</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2004.11월...1,375,354(▲19,219)....1,119,243(▲16,107)....43,182(▲752)....212,929(▲2,360)</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2004.12월...1,393,534(▲18,180)....1,134,524(▲15,281)....43,676(▲494)....215,334(▲2,405)</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2005.01월...1,411,423(▲17,889)....1,149,611(▲15,087)....44,357(▲681)....217,455(▲2,121)</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2005.02월...1,430,676(▲19,253)....1,166,272(▲16,661)....44,891(▲534)....219,513(▲2,058)</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2005.03월...1,460,948(▲30,272)....1,193,650(▲27,378)....45,493(▲602)....221,805(▲2,292)</p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;">2005.04월...1,481,322(▲20,374)....1.211,267(▲17,617)....46,091(▲598)....223,964(▲2,159)</p></td></tr></tbody></table><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"> </p><p style="word-wrap: normal; word-break: normal;"><span id="shortCommentPlaceHolder"> </span></p><table id="comments" cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><input type="checkbox" value="1" name="sequence" style="font-size: 12px;"></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo1"><img id="emoticon_img_1" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[0].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">듀터로노미</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt1">정말 그럴지 의문이 갑니다. 국민연금은 무슨 용빼는 재주가 있나요... <a href="xxxxxxjavascript:_del(1)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(1);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer1" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText1" name="commentReplyText1" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText1', 'textlimit_cmt1');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt1"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(1);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(1);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="3" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo3"><font color="#666666" size="2"><img id="emoticon_img_3" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[1].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt3">국민연금은 확정급여형이지 운용이율에 따라 결정되는 확정기여형이 아닙니다. 즉, 국민연금 기금운용수익률에 연동해 국민연금액이 적해지는 구조가 아니란 말씀입니다. 이렇듯 노후준비효과가 나타나는 것은 후세대가 현세대의 노후준비를 지원해 주는 세대간 연대정신이 사회보험제도인 국민연금에 녹아 있기 때문입니다 <a href="xxxxxxjavascript:_del(3)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(3);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer3" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText3" name="commentReplyText3" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText3', 'textlimit_cmt3');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt3"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(3);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(3);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="4" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo4"><font color="#666666" size="2"><img id="emoticon_img_4" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[2].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt4">국민연금은 월소득이 정해지면 그에 따라 국민연금급여액이 결정됩니다. 다만, 보험료는 보험료율에 따라 변동될 수가 있고요. 그러니까 국민연금 기금운용수익률은 급여액과 전혀 무관합니다. 기금운용 수익률은 국민연금 급여액에 영향을 주는 것이 아니라 보험료율 인상 여부에 관계가 됩니다. <a href="xxxxxxjavascript:_del(4)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(4);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer4" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText4" name="commentReplyText4" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText4', 'textlimit_cmt4');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt4"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(4);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(4);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="5" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo5"><font color="#666666" size="2"><img id="emoticon_img_5" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[3].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt5">국민연금은 월소득이 정해지면 그에 따라 국민연금급여액이 결정됩니다. 다만, 보험료는 보험료율에 따라 변동될 수가 있고요. 그러니까 국민연금 기금운용수익률은 급여액과 전혀 무관합니다. 기금운용 수익률은 국민연금 급여액에 영향을 주는 것이 아니라 보험료율 인상 여부에 관계가 됩니다. <a href="xxxxxxjavascript:_del(5)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(5);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer5" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText5" name="commentReplyText5" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText5', 'textlimit_cmt5');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt5"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(5);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(5);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="6" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo6"><font color="#666666" size="2"><img id="emoticon_img_6" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[4].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt6">반면, 확정기여형은 민간의 개인연금 같은 것인데요. 납입하는 보험료는 정해져 있으나 나중에 받은 개인연금액은 투자이율에 따라 달라진다는 것입니다. <a href="xxxxxxjavascript:_del(6)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(6);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer6" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText6" name="commentReplyText6" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText6', 'textlimit_cmt6');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt6"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(6);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(6);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="7" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo7"><font color="#666666" size="2"><img id="emoticon_img_7" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[5].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt7">조금 어렵나요? 많은 분들이 시장의 금융상품구조에 익숙해서 인지 이러한 국민연금의 특징을 간과하는 경우가 많습니다만 꼼꼼히 따져 보세요. 점심 맛있게 드시고요!! <a href="xxxxxxjavascript:_del(7)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(7);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer7" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText7" name="commentReplyText7" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText7', 'textlimit_cmt7');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt7"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(7);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(7);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="8" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo8"><font color="#666666" size="2"><img id="emoticon_img_8" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[6].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">그러면은</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt8">r공단직원급여는 어디서가저가나요 직원도많던데 <a href="xxxxxxjavascript:_del(8)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(8);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer8" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText8" name="commentReplyText8" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText8', 'textlimit_cmt8');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt8"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(8);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(8);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="9" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo9"><font color="#666666" size="2"><img id="emoticon_img_9" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[7].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt9">공단운영비(사업비.인건비 등)의 상당액은 정부의 일반재정에서 충당되며 일부는 기금운용 수익금에서 충당됩니다. 국민연금은 사회보험제도이기에 가입 자체가 건강보험처럼 의무화되어 있어 사업비는 최소한으로 들며, 사업비의 상당액은 말씀드렸듯이 정부에서 지원됩니다. <a href="xxxxxxjavascript:_del(9)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(9);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer9" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText9" name="commentReplyText9" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText9', 'textlimit_cmt9');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt9"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(9);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(9);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="10" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo10"><font color="#666666" size="2"><img id="emoticon_img_10" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[8].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">sosfo8235</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt10">님의 말씀대로 후세대가 현세대의 노후를 지원해 주는 겁니다. 그렇담 앞으로 고령화 사회, 출산율 저하가 심화되고 , 따라서 그땐 수입보다 지출이 많아지는데 어쩔겁니까? 그럼 해결책은 자명하겠지요. 수입을 늘리거나 지출을 줄이거나. 그런데 수입을 늘이는 건 쉽지 않지요. 왜냐면 개인의 급여에 한계가 있기때문이죠 <a href="xxxxxxjavascript:_del(10)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(10);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer10" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText10" name="commentReplyText10" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText10', 'textlimit_cmt10');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt10"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(10);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(10);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="11" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo11"><font color="#666666" size="2"><img id="emoticon_img_11" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[9].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">sosfo8235</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt11">그럼 지출을 줄여야 하는데, 그렇담 지금 주장하는 국민연금 수령액의 변동이 오지 않을까요? 또 정부지원을 말씀하셨는데, 국가 재정이 적자를 면치못하는 지금 상황에서 향후 어떻게 추가 지원을 할 수 있을지 그것도 의문이네요. <a href="xxxxxxjavascript:_del(11)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(11);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer11" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText11" name="commentReplyText11" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText11', 'textlimit_cmt11');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt11"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(11);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(11);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="12" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo12"><font color="#666666" size="2"><img id="emoticon_img_12" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[10].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt12">맞습니다. 그러나, 국민연금제도가 아니더라도 인구고령화에 따른 후세대의 노인부양부담은 점점더 늘어난다는 사실을 주지해야 할 것 같습니다. 국민연금제도는 그 충격을 완충하는 의미가 있습니다. 좀더 쉽게 말씀드리면 고령화에 따른 노인부양부담 충격의 완충기제가 바로..<이어서> <a href="xxxxxxjavascript:_del(12)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(12);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer12" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText12" name="commentReplyText12" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText12', 'textlimit_cmt12');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt12"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(12);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(12);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="13" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo13"><font color="#666666" size="2"><img id="emoticon_img_13" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[11].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt13">국민연금이라고도 볼 수 있습니다. 고령화의 심화에 따라 국민연금제도의 조정은 불가피하며, 오히려 당연한 것이 아닐까요?. 다만, 사회정책적인 의미에서 제도시행초기 현세대 가입자에게 유리하게 설계된 국민연금을 현세대들이 제대로 활용하지 못하고 있다는 말씀을 드리고 싶네요!! <이어서> <a href="xxxxxxjavascript:_del(13)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(13);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer13" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText13" name="commentReplyText13" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText13', 'textlimit_cmt13');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt13"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(13);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(13);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="14" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo14"><font color="#666666" size="2"><img id="emoticon_img_14" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[12].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt14">고령화를 흔히 '인구재앙'이라고 부릅니다. 고령화에 대한 대처는 국민연금정책만으로는 역부족이며, 노후소득보장제도를 바탕에 깔고 노인일자리 창출. 인구늘리기 정책, 경제성장동력 강화 등 종합정책으로 대처해야 할 것입니다. 참고로 노후소득 확보에 국가(사회)와 기업, 개인이 제역할을 다해야 할 것입니다 <a href="xxxxxxjavascript:_del(14)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(14);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer14" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText14" name="commentReplyText14" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText14', 'textlimit_cmt14');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt14"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(14);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(14);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="15" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo15"><font color="#666666" size="2"><img id="emoticon_img_15" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[13].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt15">님이 말씀하신 대로 노후소득을 전적으로 국민연금에 의존하는 건 넌센스입니다. 현실적으로 또 이념상(정부역할 논란)으로도..노후소득보장장치를 흔히 3층 체계라고 하는데요. 국민연금과 퇴직금(기업연금), 개인노후저축을 일컫습니다. 향후 정부에서는 기업연금과 개인노후저축수단 활성화를 위한 정책을 내놓지 않을 <a href="xxxxxxjavascript:_del(15)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(15);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer15" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText15" name="commentReplyText15" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText15', 'textlimit_cmt15');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt15"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(15);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(15);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="16" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo16"><font color="#666666" size="2"><img id="emoticon_img_16" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[14].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">행복한midori</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt16">개인적인 견해는 국민연금에 대해 그닥 부정적이지 않습니다... 모든 게시판에 국민연금에 대해 강제세금이라고 말하던 때에도 계산해보니, 국민연금이 노후생활의 보조장치로 상당히 유용했던 기억이 있습니다. 그때 계산했던 엑셀시트가 없어져서 좀 아쉽습니다... 단, 저의 나이에 한한 계산이고, 이후세대에겐 좀 미안 <a href="xxxxxxjavascript:_del(16)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(16);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer16" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText16" name="commentReplyText16" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText16', 'textlimit_cmt16');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt16"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(16);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(16);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="17" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo17"><font color="#666666" size="2"><img id="emoticon_img_17" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[15].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">행복한midori</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt17">했던 기억이 있습니다... 그리고 연금은 고갈되는게 당연하며, 고갈되지만 그것이 연금부지급이 아니라는 설명은 맞는 말입니다. 이미 외국에서는 그런방식으로 진행되고 있으니까요.. 어쨌든 여전히 전 국민연금에 대해 긍정적으로 봅니다. <a href="xxxxxxjavascript:_del(17)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(17);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer17" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText17" name="commentReplyText17" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText17', 'textlimit_cmt17');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt17"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(17);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(17);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="19" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo19"><font color="#666666" size="2"><img id="emoticon_img_19" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[16].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">응진엄마</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt19">1988년 첫 가입 당시엔 뭔지도모르고 정부가 또 세금을 만들었나보다 하고 생각했어요. 그런데 지금와서 보니 그나마 국민연금이라도 있어서 얼마나 다행인지 모릅니다. 노후를 완전히 보장해주진 못하지만 그래도 최저생활비는 된다고 생각하니 닥쳐올 퇴직이후가 조금은 걱정을 덜어줍니다. 그러나 우리 후세에게 짐을 <a href="xxxxxxjavascript:_del(19)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(19);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer19" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText19" name="commentReplyText19" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText19', 'textlimit_cmt19');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt19"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(19);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(19);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="20" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo20"><font color="#666666" size="2"><img id="emoticon_img_20" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[17].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">응진엄마</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt20">더 지우는게 마음에 걸립니다. 그러나 원글님 말처럼 현세대는 흔히 부모 모시는 마지막 세대이고 자식에게 부양받지 못하는 첫 세대라는 말이 있으니 사회보장적 성격으로 이해하면 될거 같습니다. 어쨋든 후세들은 자기 노후만 준비하면 되는 세대이니까요. 제 개인적으론 국민연금은 많이 위안이 되는거 같습니다. <a href="xxxxxxjavascript:_del(20)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(20);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer20" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText20" name="commentReplyText20" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText20', 'textlimit_cmt20');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt20"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(20);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(20);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="21" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo21"><font color="#666666" size="2"><img id="emoticon_img_21" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[18].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">달콤한 쇼콜라</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt21">국민연금 자체가 나쁘다는것이 아닙니다. 철저한 준비없이 시작되었으므로 건강보험처럼 누더기가 되어 공급자,수요자 모두가 불마족스런 그런 제도가 될까마 걱정인게지요. 연구와 조사로 인해 몇년 늦어진다고 뭐가 달라집니까?? 자기 임기중에 업적하나라도 달아두려고 조급떠는 정치권이 문제지요. <a href="xxxxxxjavascript:_del(21)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(21);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer21" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText21" name="commentReplyText21" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText21', 'textlimit_cmt21');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt21"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(21);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(21);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="22" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo22"><font color="#666666" size="2"><img id="emoticon_img_22" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[19].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt22">국민연금은 복지정책인 데다 세대간, 계층간 이해관계가 첨예하여 정치적 색채를 띨 수 밖에 없습니다. 그러나, 다른 나라들의 사례를 보면 국민연금정책에 관한한 초당적인 입장을 취하고 있습니다. 우리 역시 그런 모습을 볼 수 있기를 기대합니다. <이어서> <a href="xxxxxxjavascript:_del(22)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(22);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer22" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText22" name="commentReplyText22" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText22', 'textlimit_cmt22');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt22"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(22);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(22);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="23" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo23"><font color="#666666" size="2"><img id="emoticon_img_23" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[20].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt23">그러나, 흔히들 생각하듯이 국민연금이 정치권의 쌈짓돈이란 주장은 국민연금의 지배구조를 들여다보면 근거가 없다는 것을 금새 알 수 있을 것입니다. 국민연금만큼 시어머니(감독기관)가 많은 데도 없을 것입니다. 물론, 혹여라도 쌈짓돈 유혹이 있을 수 있기에 감시의 눈초리를 늦추지 말아야 할 것입니다~ <a href="xxxxxxjavascript:_del(23)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(23);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer23" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText23" name="commentReplyText23" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText23', 'textlimit_cmt23');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt23"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(23);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(23);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="24" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo24"><font color="#666666" size="2"><img id="emoticon_img_24" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[21].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">듀터로노미</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt24">국민연금이 세금이란 생각이 지금도 변함이 없습니다. <a href="xxxxxxjavascript:_del(24)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(24);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer24" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText24" name="commentReplyText24" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText24', 'textlimit_cmt24');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt24"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(24);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(24);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="25" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo25"><font color="#666666" size="2"><img id="emoticon_img_25" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[22].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt25">네..다수가 그렇게 생각하고 있죠? 인식 변화에는 시간이 많이 필요할 것 같습니다. 다만, 직접적인 반대급부가 없는 세금과 달리 국민연금은 보험료를 납부하는 만큼 그와 연계하여 연금을 받을 권리가 더욱 두터워진다는 차이가 있다는 말씀을 드리고 싶네요...의견에 감사드려요!! <a href="xxxxxxjavascript:_del(25)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(25);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer25" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText25" name="commentReplyText25" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText25', 'textlimit_cmt25');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt25"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(25);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(25);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="26" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo26"><font color="#666666" size="2"><img id="emoticon_img_26" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[23].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">듀터로노미</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt26">길게 쓸려다가 서로 기분나빠질까봐 줄인겁니다... 인식변화에는 시간이 많이 필요할 것 같다라는 말씀은.. 사기 싫은 물건을 억지로 강매하며(그것도 웃으면서) 시간지나면 좋아질겁니다 와 거의 같은 말일겁니다... <a href="xxxxxxjavascript:_del(26)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(26);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer26" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText26" name="commentReplyText26" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText26', 'textlimit_cmt26');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt26"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(26);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(26);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="27" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo27"><font color="#666666" size="2"><img id="emoticon_img_27" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[24].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">필라서피</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt27">그런 뜻은 아닌데..오해가 있음 풀었으면..^^ 길게 이야기 할 시간이 주어지면 함 같이 얘기 나눴으면 하네요... <a href="xxxxxxjavascript:_del(27)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(27);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer27" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText27" name="commentReplyText27" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText27', 'textlimit_cmt27');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt27"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(27);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(27);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="28" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo28"><font color="#666666" size="2"><img id="emoticon_img_28" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[25].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">AIG김영재</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt28">국민연금 가입해 두는 것이 좋지요. 그러나 최대 650조원에 달할 기금을 제대로 운영할 방법은 상식적으로 없다고 생각됩니다. 구지 시도해보지 않아도 항공모함은 목욕탕에 안들어가지요. 기초연금제..세금처럼 그 세대에서 걷어서 일정 노인에게 주는 방법.. 기금을 나눠서 민간에 운용을 위탁하는 방법..칠레식 등 <a href="xxxxxxjavascript:_del(28)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(28);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer28" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText28" name="commentReplyText28" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText28', 'textlimit_cmt28');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt28"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(28);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(28);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="29" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo29"><font color="#666666" size="2"><img id="emoticon_img_29" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[26].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">AIG김영재</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt29">..다른 사연금을 활성화하는 방법, 구지 현행 보험사의 개인연금이 아니더라도..개선방법이 있는데도, 왜 무책임한 현행제도를 끝까지 고수하는지 모를 일입니다. 더구나 국민연금은 공평하지도 않지요. 소득파악이 안된상태에서 똑 같은 국민연금을 걷으면 소득이 적은 사람이 소득대비 더 많은 연금을 내게 되지요. <a href="xxxxxxjavascript:_del(29)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(29);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer29" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText29" name="commentReplyText29" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText29', 'textlimit_cmt29');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt29"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(29);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(29);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="30" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo30"><font color="#666666" size="2"><img id="emoticon_img_30" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[27].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">AIG김영재</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt30">그리고 국민연금에 가입대상이 아닌 가장 가난한 서민들이 대상에서 제외되어 있습니다. 더욱 공평하지 않은 거지요. 또한 기금의 효율이 떨어지면 누군가는 연금을 덜 받거나 혹은 반드시 그로인한 부담을 더 해야지요, 경제에 공짜 점심은 없으니까요. 효율적이지도 않아 보입니다. <a href="xxxxxxjavascript:_del(30)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(30);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer30" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText30" name="commentReplyText30" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText30', 'textlimit_cmt30');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt30"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(30);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(30);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="31" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo31"><font color="#666666" size="2"><img id="emoticon_img_31" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[28].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">AIG김영재</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt31">국민연금이 세금인 것은 맞는다고 봅니다. 국가가 강제로 걷는다, 소득에 충분히 비례하지 않고 머리수대로 걷는다는 점에 있어서는 인두세를 닮았습니다.. <a href="xxxxxxjavascript:_del(31)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(31);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer31" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText31" name="commentReplyText31" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText31', 'textlimit_cmt31');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt31"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(31);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(31);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="32" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo32"><font color="#666666" size="2"><img id="emoticon_img_32" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[29].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">까아미유</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt32">전..아직까지. 헌법재판소에서.. 위헌이라는 말이 나와서. 국민연금 폐지됬으면..합니다.. 아무리 ..생각해봐도 불합리하거든엽.. <a href="xxxxxxjavascript:_del(32)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(32);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer32" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText32" name="commentReplyText32" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText32', 'textlimit_cmt32');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt32"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(32);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(32);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="33" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo33"><font color="#666666" size="2"><img id="emoticon_img_33" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[30].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">팔불출22</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt33">국민연금이 아무리 단점이 많아도 보험사 연금보다는 몇배가 좋읍니다. <a href="xxxxxxjavascript:_del(33)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(33);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer33" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText33" name="commentReplyText33" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText33', 'textlimit_cmt33');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt33"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(33);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(33);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="34" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo34"><font color="#666666" size="2"><img id="emoticon_img_34" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[31].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">팔불출22</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt34">좋은 게시물이네요. 스크랩 해갈게요~^^ <a href="xxxxxxjavascript:_del(34)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(34);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/08</td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" height="4" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td colspan="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding: 0px;"><div id="replyBoxLayer34" xxxxxx[안내]태그제한으로등록되지않습니다-xxonmouseover="this.style.visibility='visible';" style="font-size: 12px; line-height: 1.6; visibility: hidden; padding-top: 7px; position: absolute;"><table height="170" cellspacing="0" cellpadding="10" width="282" bgcolor="#f6f6f6" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68); border: 1px solid rgb(193, 193, 193);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><img height="6" src="http://cafeimg.hanmail.net/cf_img2/menu_icon_board.gif" width="4" align="absMiddle" border="0"><b></b><table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size: 12px; line-height: 1.6; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td bgcolor="#c1c1c1" height="1" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr><tr style="font-size: 12px; line-height: 1.6;"><td height="5" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"></td></tr></tbody></table><div class="stext" style="font-size: 12px; line-height: 1.6; padding-left: 8px;"></div><br style="font-size: 2pt; line-height: 9.090909004211426px;"><textarea class="inputtext2" id="commentReplyText34" name="commentReplyText34" rows="4" cols="76" xxxxxx[안내]태그제한으로등록되지않습니다-xxonkeyup="updateCharComment(300, 'commentReplyText34', 'textlimit_cmt34');" style="color: rgb(68, 68, 68); width: 254px; height: 50px;"></textarea><br><font size="2"><font class="stext"><font color="#666666"></font><span class="text_acc_01" id="textlimit_cmt34"><font color="#ff6633"></font></span><font color="#666666"></font></font><br></font><div align="center" style="font-size: 12px; line-height: 1.6; padding-top: 8px;"><a href="xxxxxxjavascript:AppendShortComment(34);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="확인" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_ok.gif" width="42" align="absMiddle" border="0"></font></a><a href="xxxxxxjavascript:replyBox(34);" style="color: rgb(68, 68, 68);"><font color="#666666" size="2"><img height="21" alt="취소" hspace="2" src="http://cafeimg.hanmail.net/cf_img2/bbs/btn_cancel.gif" width="42" align="absMiddle" border="0"></font></a></div></td></tr></tbody></table></div></td></tr><tr valign="top" style="font-size: 12px; line-height: 1.6;"><td nowrap="" width="20" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><font color="#666666" size="2"><input type="checkbox" value="36" name="sequence" style="font-size: 12px;"></font></td><td nowrap="" width="25" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68);"><span id="_emo36"><font color="#666666" size="2"><img id="emoticon_img_36" height="19" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width="19" align="absMiddle" border="0"></font></span></td><td nowrap="" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 7px;"><a class="link_board_02" href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="xxxxxxjavascript:comments[32].viewMember(this)" style="color: rgb(68, 68, 68); cursor: pointer;"><font color="#2e8a8a" size="2">AIG김영재</font></a></td><td width="100%" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 10px; word-break: break-all;"><span id="_cmt36">만일 보험사 연금과 누가 비교한다면 적절하지 않지요. 현행 국민연금은 개인차원에선 이익이나 국가와 후손차원에선 재앙이 될 수도 있을 것 같습니다. 그래서 가입을 권유는 합니다. 나의 이익과 나라의 이익은 다르니까요. '국민연금이 효자에요' 란 광고로 논란을 잠재우려는 노력도 불행히도 그런 맥락에서 이해됩니다 <img height="5" hspace="4" src="http://cafeimg.hanmail.net/cf_img2/2004new.gif" width="15" align="absMiddle" border="0"> <a href="xxxxxxjavascript:_del(36)" style="color: rgb(68, 68, 68);"> <img height="11" alt="삭제" src="http://cafeimg.hanmail.net/cf_img2/memo_btn_remove_01.gif" width="11" align="absMiddle" border="0"></a> <a href="xxxxxxjavascript:;" xxxxxx[안내]태그제한으로등록되지않습니다-xxonclick="replyBox(36);return;" style="color: rgb(68, 68, 68);"> <img height="11" alt="꼬리말에 코멘트" src="http://cafeimg.hanmail.net/cf_img2/bbs/icon_reply.gif" width="11" align="absMiddle" border="0"></a></span></td><td class="stext" nowrap="" align="right" style="font-family: 굴림, gulim, tahoma, sans-serif; font-size: 13px; color: rgb(68, 68, 68); padding-right: 5px;">2005/07/09</td></tr></tbody></table></td></tr></tbody></table><table class="clearTable" style="font-size: 12px; line-height: 1.6; clear: both; border-collapse: collapse; color: rgb(68, 68, 68);"><tbody><tr style="font-size: 12px; 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text-decoration: underline; font-weight: bold; letter-spacing: -1px;">댓글 <span id="cmtCnt">40</span></a></span></p><div class="fr" style="font-size: 12px; line-height: 1.6; float: right;"><div class="fl recommend_wrap" style="font-size: 12px; line-height: 1.6; float: left;"><a class="bbs_recommend" href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" style="vertical-align: middle; cursor: pointer; color: rgb(68, 68, 68);"><span class="bg04 fl left" style="float: left; height: 22px; line-height: 22px; font-size: 11px; font-family: 돋움, dotum, sans-serif; background-image: url(http://i1.daumcdn.net/cafeimg/cf_img4/bg/b13_04_bbs/btn_bg04.gif?v=2); padding-left: 9px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img4/img/ico_recommend.gif" width="11" height="13"" alt="추천하기" style="border: none; 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border-color: rgb(233, 233, 233); height: 20px; line-height: 20px; margin: 1px 0px 0px; border-right-style: solid; border-right-width: 1px; width: 1px;"></span><span class="arrow txt_sub" style="font-size: 7px; padding: 2px 2px 2px 3px; vertical-align: middle; color: rgb(161, 161, 161); height: 19px; line-height: 22px; float: left; letter-spacing: 0px;">▼</span><span class="sep line_sub fl" style="float: left; border-color: rgb(213, 213, 213); height: 20px; line-height: 20px; margin: 1px 0px 0px; border-right-style: solid; border-right-width: 1px; width: 1px;"></span></span><span class="bg04 fl txt_point" style="float: left; height: 22px; line-height: 21px; font-size: 11px; font-family: Tahoma; color: rgb(112, 99, 90); background-image: url(http://i1.daumcdn.net/cafeimg/cf_img4/bg/b13_04_bbs/btn_bg04.gif?v=2); padding: 0px 10px 0px 7px; font-weight: bold; background-position: 100% 0px;">5</span></a></div><a class="print fl p11" href="http://cafe415.daum.net/_c21_/bbs_print?grpid=1yKm&mgrpid=&fldid=A7Rv&dataid=3429" target="_cafePrintWin" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: -1px; float: left; color: rgb(68, 68, 68); line-height: 24px; margin-left: 12px;">인쇄</a><span class="bar2 fl" style="float: left; margin: 0px 4px; color: rgb(233, 233, 233); line-height: 24px;">|</span><a class="spam fl p11" href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: -1px; float: left; color: rgb(68, 68, 68); line-height: 24px;">신고</a></div></div><iframe src="about:blank" id="cmtinfo" width="0" height="0" frameborder="0" style="color: rgb(68, 68, 68); font-family: 굴림, gulim, tahoma, sans-serif;"></iframe><span style="color: rgb(68, 68, 68); font-family: 굴림, gulim, tahoma, sans-serif;"></span><div id="commentArea-3429" class="commentBox " style="font-family: 굴림, gulim, tahoma, sans-serif; clear: both; padding: 0px; color: rgb(68, 68, 68);"><div class="admin_boxT linebg" style="line-height: 1px; position: relative; width: 900px; height: 1px; overflow: hidden; clear: both; opacity: 0.6; background-color: rgb(233, 233, 233); font-size: 1px !important;"> </div><div id="commentDiv-3429" class="commentDiv bg_sub" style="font-size: 12px; line-height: 1.6; padding: 15px 18px 12px; clear: both; background-color: rgb(233, 233, 233);"><div id="commentPagingDiv-3429" class="commentPagingDiv" style="font-size: 12px; line-height: 1.6; display: inline;"><div id="_cmt-3429-1" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-1" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">미시남</a> <span id="_cmt_datestr-3429-1" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.10. 23:51</span></div><div id="_cmt_wrapper-3429-1" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-1" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 성공적으로 시행하고 있는 나라는 손으로 꼽고 문제가 되는 나라는 많다...돈이 하늘에서 떨어지는 것도 아니고..전국민을 받은거 이상으로 주는 게 말이 되냐고..</span></div><div id="_cmt_button-3429-1" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-28" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-28" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-28" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:50</span></div><div id="_cmt_wrapper-3429-28" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-28" class="comment_contents" style="display: block; line-height: 1.4;">낸만큼 연금을 주는 것이 아니라 후세대의 지원금을 추가로 받기 때문에 국민연금제도를 사회보험제라고 합니다. 현행과 부담-급여구조는 세대가 흐르면서 차차 수지상등에 가깝게 운영됩니다.</span></div><div id="_cmt_button-3429-28" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-2" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-2" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-2" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">쌩뚱쌩뚱</a> <span id="_cmt_datestr-3429-2" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 08:52</span></div><div id="_cmt_wrapper-3429-2" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-2" class="comment_contents" style="display: block; line-height: 1.4;">머 좋다는 소린거는 알겠지만, 과연 공단에서 얼마나 잘 할런지.... 알바생 글 같다는 생각만 드는 이런 문제 부터 해결해야죠... 신뢰를 주는 공단이 되기를...</span></div><div id="_cmt_button-3429-2" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-3" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-3" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-3" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">할리~</a> <span id="_cmt_datestr-3429-3" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 09:57</span></div><div id="_cmt_wrapper-3429-3" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-3" class="comment_contents" style="display: block; line-height: 1.4;">친정아버지 농사지으시며 연금 10만원 받으십니다. 처음 시행할 때 세금같다고 안하신 분들 많은데 친정아버지는 고마워(?)하고 계셔요. 납입금이 많았다면 좋았겠지만 수입이 적은 상태라 납입금이 적었고 받으시는 것 또한 적지만 그래도 원금에 비하면 좋은 수익율이니까.</span></div><div id="_cmt_button-3429-3" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-4" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-4" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-4" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">youri0200</a> <span id="_cmt_datestr-3429-4" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 10:29</span></div><div id="_cmt_wrapper-3429-4" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-4" class="comment_contents" style="display: block; line-height: 1.4;">연금문제는 읽을때마다 아리송하네요..정부가 약속만 잘지킨다면 엄청 좋은 제도는 분명한데...고민이네요... 저희 신랑은 회사원이라서 무조건 내야하지만...^^;</span></div><div id="_cmt_button-3429-4" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-29" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-29" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-29" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:52</span></div><div id="_cmt_wrapper-3429-29" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-29" class="comment_contents" style="display: block; line-height: 1.4;">국민연금제도를 이해하기가 그리 쉽지는 않죠?다만, 국민연금의 급여수준과 지급은 법으로 보장되어 있다는 말씀을 드리고 싶네요!!</span></div><div id="_cmt_button-3429-29" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-5" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-5" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-5" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">Daumjjy</a> <span id="_cmt_datestr-3429-5" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 10:55</span></div><div id="_cmt_wrapper-3429-5" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-5" class="comment_contents" style="display: block; line-height: 1.4;">신뢰가 중요하지요</span></div><div id="_cmt_button-3429-5" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-6" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-6" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-6" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">Present</a> <span id="_cmt_datestr-3429-6" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 10:58</span></div><div id="_cmt_wrapper-3429-6" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-6" class="comment_contents" style="display: block; line-height: 1.4;">참 어처구니가 없어서 할말이 없네요... 국민연금과 다단계피라미드 간에 차이가 있나요? "국민연금제도의 시행은 그러한 후세대의 부담을 다소 경감하는 중요한 의미를 갖습니다" 이말 증명할 수 있나요? 국민연금이 나중에 후세대에게 엄청난 짐을 안겨줄거란 생각이 않들어요?</span></div><div id="_cmt_button-3429-6" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-26" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-26" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-26" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:48</span></div><div id="_cmt_wrapper-3429-26" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-26" class="comment_contents" style="display: block; line-height: 1.4;">국민연금제도가 없다면 후세대의 부담이 줄어드나요?</span></div><div id="_cmt_button-3429-26" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-34" class="recomment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-34" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">Present</a> </span><span id="_cmt_datestr-3429-34" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 14:28</span></div><div id="_cmt_wrapper-3429-34" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-34" class="comment_contents" style="display: block; line-height: 1.4;">국민연금혜택은 현세대에게 더 많이 부여되있기 때문에 결국 후세대에 부담이 가중되어있는 설계입니다. 후세대에게 국민연금은 재앙입니다.</span></div><div id="_cmt_button-3429-34" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-35" class="recomment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-35" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">Present</a> </span><span id="_cmt_datestr-3429-35" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 14:34</span></div><div id="_cmt_wrapper-3429-35" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-35" class="comment_contents" style="display: block; line-height: 1.4;">지금의 혜택자들에게 수익율이 제일 높다고 자랑하지 마세요. 어차피 후세대들의 등골을 빼먹는 짓이니까. 자기가 낸것보다 훨씬 더 많이 받아간다는것은 결국 누군가는 개피를 보게된다는 말입니다. 그게 그 제도를 만든 현세대들만 받는다는게 참 후세대들에게 미안할 따름입니다.</span></div><div id="_cmt_button-3429-35" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-7" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-7" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-7" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">송이송이닭장</a> <span id="_cmt_datestr-3429-7" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 10:59</span></div><div id="_cmt_wrapper-3429-7" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-7" class="comment_contents" style="display: block; line-height: 1.4;">좋은 게시물이네요. 스크랩 해갈게요~^^</span></div><div id="_cmt_button-3429-7" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-8" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-8" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-8" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">미서니</a> <span id="_cmt_datestr-3429-8" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 12:22</span></div><div id="_cmt_wrapper-3429-8" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-8" class="comment_contents" style="display: block; line-height: 1.4;">이런글 보면 정말 짜증나요. 국민연금이 왜 국민에서 신뢰를 잃었을까요? 맞벌이부부의 경우 노령에 연금지급시소득이 있으면 지급이 안되는 이유는 뭔가요? 내가 불입하고 내가 탄다는데, 수입있으나, 없으나 지급해야하는게 아닌지..그런것도 해결못하면서 국민이해시킬 수 있는지..</span></div><div id="_cmt_button-3429-8" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-25" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-25" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-25" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:47</span></div><div id="_cmt_wrapper-3429-25" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-25" class="comment_contents" style="display: block; line-height: 1.4;">맞벌이부부는 모두 각자 노령연금을 받습니다^^</span></div><div id="_cmt_button-3429-25" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-9" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-9" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-9" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">ㄴıフr좋○r〃˘-˘〃</a> <span id="_cmt_datestr-3429-9" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 14:57</span></div><div id="_cmt_wrapper-3429-9" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-9" class="comment_contents" style="display: block; line-height: 1.4;">전 주변에 연금 받으시는분들이 있어서 국민연금에 부정적이진 않아요, 내년이면 울 시아버지도 받고 친정 아버지도 받는데 두분다 90,80만원 가량 받습니다, 또 울 시엄니는 가입대상이 아닌데도 최고등급으로 가입하셨어요, 수익률 따져보니간 더 낫다고 하시던데요..</span></div><div id="_cmt_button-3429-9" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-10" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-10" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-10" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">ㄴıフr좋○r〃˘-˘〃</a> <span id="_cmt_datestr-3429-10" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 15:03</span></div><div id="_cmt_wrapper-3429-10" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-10" class="comment_contents" style="display: block; line-height: 1.4;">글고 어차피 10년 이상 내면 난중에 연금으로 받고 10년 미만으로 납입하면 난중에 그때까지 낸 돈하고 시중이자 로 쳐서 돌려준다고 하던데...의료보험은 안써도 내고 써도 감기로 몇번 가는데 돈은 그대로 소멸되지만 연금은 어떻게든 받으니깐 들 아깝던데요.</span></div><div id="_cmt_button-3429-10" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-11" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-11" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-11" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">가빈어무이</a> <span id="_cmt_datestr-3429-11" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 16:01</span></div><div id="_cmt_wrapper-3429-11" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-11" class="comment_contents" style="display: block; line-height: 1.4;">저희 친정아버님도 내년부터 수혜대상자이신데요 70만원 정도씩 받게 되시거든요. 그걸보니 국민연금 가입해서 돈 내는거 하나도 안아깝더라구요. 여러분 가입합시다. 국민연금...</span></div><div id="_cmt_button-3429-11" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-12" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-12" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-12" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">수호천사330</a> <span id="_cmt_datestr-3429-12" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 17:26</span></div><div id="_cmt_wrapper-3429-12" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-12" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 받을수 있으려나... ㅡㅡ 내나이 이제 26살... 아직 까마득하기만 하군... 자꾸만 여기저기서 고갈되니 어쩌니 얘기나오니, 점점더 내기 싫어진다는... 음..</span></div><div id="_cmt_button-3429-12" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-30" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-30" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-30" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:54</span></div><div id="_cmt_wrapper-3429-30" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-30" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 기금고갈을 당연히 받아들여야 합니다. 그러나, 기금고갈이 곧 연금부지급을 의미하는 것은 아닙니다. 좀 헷갈리시죠..원글을 다시한번 읽어봐주시면 고맙겠네요~~</span></div><div id="_cmt_button-3429-30" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-36" class="recomment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-36" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">Present</a> </span><span id="_cmt_datestr-3429-36" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 14:41</span></div><div id="_cmt_wrapper-3429-36" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-36" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 기금고갈을 받아들이라뇨? 그게 말이나 되는 소립니까? 그러고 수익율이 제일 높다고 광고하고 다니다니.. 현재 출산율의 감소로 인해 기금고갈 시점에는 노인비율이 어떻게 될지 아세요? 그걸 후세대들에게 부담시키라구요?</span></div><div id="_cmt_button-3429-36" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-13" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-13" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-13" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">greendream</a> <span id="_cmt_datestr-3429-13" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 17:33</span></div><div id="_cmt_wrapper-3429-13" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-13" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 가입안하면 10~20년 후엔 인구의 1/5이 되는 노인층 중 대다수가 기초생활수급자가 되어 결국 한꺼번에 세부담이 커집니다. 그럼 우리 자식들은 월급의 30%이상을 세금으로 내야 하는 세상이 됩니다. 그리고 위에 분 말씀 중에 노령에 연금 지급시 소득 없어야 된다는 건 현재 개정법이 상정된 상태입니다.</span></div><div id="_cmt_button-3429-13" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-14" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-14" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-14" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">greendream</a> <span id="_cmt_datestr-3429-14" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 17:33</span></div><div id="_cmt_wrapper-3429-14" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-14" class="comment_contents" style="display: block; line-height: 1.4;">세계 160개국이 국민연금을 실시하고 있습니다. 우리나라만 우겨서 하는 제도가 아니고,사실상 살펴보면 우리나라 제도가 훨씬 더 가입자에게 유리합니다. 그리고 국민연금처럼 실질가치를 보장하는 연금 없습니다. 잘 따져보시기 바라고 확실히 모르는 내용 일면만 보고 판단하시지 않았으면 합니다.</span></div><div id="_cmt_button-3429-14" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-15" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-15" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-15" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">ING김재균</a> <span id="_cmt_datestr-3429-15" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.11. 21:28</span></div><div id="_cmt_wrapper-3429-15" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-15" class="comment_contents" style="display: block; line-height: 1.4;">한국은행-->한은DB-->발간자료-->국민연금검색-->더많은 검색결과클릭-->6번. 국민연금개혁의 추진방향빛 필요성 클릭 --> 연금개혁의 필요성과 추진방향을 보시면 2035년부터 적자운영이 된다고 하네요. 현재는 당연이 많이 받으시겠죠 하지만 20년후 30년후가 문제가 되겠죠...</span></div><div id="_cmt_button-3429-15" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-27" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-27" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-27" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:49</span></div><div id="_cmt_wrapper-3429-27" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-27" class="comment_contents" style="display: block; line-height: 1.4;">국민연금제도의 기본운영방식은 적립기금없이 운영하는 것입니다. 민간의 상품과 다른 부분이죠. 즉, 세대간의 연대가 국민연금제도의 핵심입니다.</span></div><div id="_cmt_button-3429-27" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-17" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-17" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-17" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">fun드</a> <span id="_cmt_datestr-3429-17" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.13. 13:04</span></div><div id="_cmt_wrapper-3429-17" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-17" class="comment_contents" style="display: block; line-height: 1.4;">지금 받으시는 분들이야 당연히 수익률 왔따죠...하지만 우리가 받을 20~30년 후에도 그럴까요..아마도 낸거 만큼이라도 받으면 다행이죠...국가에서 국비로 보조한다해도 그것도 세금인데, 그건 누구돈일까요...위분처럼 맞벌이 부부는 피멍듭니다...아까버서~</span></div><div id="_cmt_button-3429-17" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-32" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-32" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-32" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 12:02</span></div><div id="_cmt_wrapper-3429-32" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-32" class="comment_contents" style="display: block; line-height: 1.4;">노인인구가 늘어나면서 후세대의 노인부양부담은 필연적으로 늘어납니다. 그리고, 국민연금은 세대간의 부양을 제도화한 것입니다.</span></div><div id="_cmt_button-3429-32" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-18" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-18" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-18" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">dabak1</a> <span id="_cmt_datestr-3429-18" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.14. 10:50</span></div><div id="_cmt_wrapper-3429-18" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-18" class="comment_contents" style="display: block; line-height: 1.4;">연금받는분들 후손들의피요,,피.우리는또 그다음세대의 피을,피빠라먹는 거머리들정부가 국민을 속이는구나!속지마세요.여지껏낸돈받지 않을테니 앞으로 내돈 떼어가지나 말아줘,,,,.</span></div><div id="_cmt_button-3429-18" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div id="_cmt-3429-31" class="recomment_pos recomment_first" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-31" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><span class="re_icon" style="padding: 0px 0px 0px 1px;">┗ <img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> </span><span id="_cmt_datestr-3429-31" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:56</span></div><div id="_cmt_wrapper-3429-31" class="recomment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 34px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-31" class="comment_contents" style="display: block; line-height: 1.4;">국민연금은 가정에서 자식이 부모를 부양하던 것을 사회제도화하여 후세대가 현세대를 부양하도록 하는 제도입니다.</span></div><div id="_cmt_button-3429-31" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-20" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-20" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-20" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">동그라미원</a> <span id="_cmt_datestr-3429-20" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.15. 17:46</span></div><div id="_cmt_wrapper-3429-20" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-20" class="comment_contents" style="display: block; line-height: 1.4;">연금운영을 효율적으로 하고 공단의 조직이 합리적이어야 국민연금의 미래는 밝을 것이라고 생각이 드는데 지금은 어떤지??????</span></div><div id="_cmt_button-3429-20" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-21" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-21" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-21" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">바위섬</a> <span id="_cmt_datestr-3429-21" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.16. 10:56</span></div><div id="_cmt_wrapper-3429-21" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-21" class="comment_contents" style="display: block; line-height: 1.4;">...... 국민연금 .... 소득공제까지되는데.... 이보다 좋은 제도가 어디에 있는가요? 직장가입자는 그나마 반만 내구.... 제가 보기엔 사람들이 잘모르고 이런저런 말만 떠돌기 때문이구.. 또 자기가 좀더 헤택을 누려야하구 세월갈수록 자기에게 주어지는 혜택이 전세대보다 덜하다고 느끼기 때문이라구 봅니다. 제경우..</span></div><div id="_cmt_button-3429-21" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-22" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-22" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-22" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">바위섬</a> <span id="_cmt_datestr-3429-22" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.16. 10:57</span></div><div id="_cmt_wrapper-3429-22" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-22" class="comment_contents" style="display: block; line-height: 1.4;">제 국민연금은 아깝지 않습니다. 직원들 국민연금은 아깝지만...ㅋㅋ 이것도 당연히 드는 맘이자나요? ㅎㅎㅎ 어쨌던 국민연금.... 지금 욕듣는 만큼 나쁜제도 아니라고 봅니다.</span></div><div id="_cmt_button-3429-22" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-23" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-23" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-23" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">영옥이 신랑</a> <span id="_cmt_datestr-3429-23" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.17. 20:41</span></div><div id="_cmt_wrapper-3429-23" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-23" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 내는돈 차라리 개인연금 넣는게 훨씬좋을듯하네여.... 저두 물론 월급에서 10만원넘게 강제징수? 당하지만 작년에 10년짜리 개인연금 5년납으로 줄여서 왕창넣어 만기시켰는데여....55세이후???인가 하여간 한번에 받으면 1억이넘는데여..... 확정금리구....국민연금보다 개인연금이 더 좋은거 같네여....</span></div><div id="_cmt_button-3429-23" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-24" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-24" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-24" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> <span id="_cmt_datestr-3429-24" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 11:44</span></div><div id="_cmt_wrapper-3429-24" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-24" class="comment_contents" style="display: block; line-height: 1.4;">국민연금은 사회보험제도입니다. 수익비로만 판단할 수는 없습니다만..."국민연금은 보험료+이자+후세대지원금"으로 구성되는 데 반해 "개인연금은 보험료+이자"로 구성됩니다. 국민연금과 개인연금은 상충하는 것이 아니라 국민연금으로 노후준비의 기초를 다지고 개인연금으로 추가 준비해야 합니다..</span></div><div id="_cmt_button-3429-24" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-33" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-33" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-33" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">필라서피</a> <span id="_cmt_datestr-3429-33" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 12:07</span></div><div id="_cmt_wrapper-3429-33" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-33" class="comment_contents" style="display: block; line-height: 1.4;">국민연금에 관한 궁금한 점을 물어주세요!! 여러분들의 생각은 국민연금제도를 운영하는 데 큰 도움이 됩니다. 관심을 가지고 읽어주셔서 다시한번 감사드립니다..꾸벅^^</span></div><div id="_cmt_button-3429-33" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-37" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-37" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-37" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">서연이 아빠</a> <span id="_cmt_datestr-3429-37" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.18. 17:23</span></div><div id="_cmt_wrapper-3429-37" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-37" class="comment_contents" style="display: block; line-height: 1.4;">http://cafe.naver.com/civil59.cafe?iframe_url=/ArticleRead.nhn%3Farticleid=427 시간들 나시면 이곳에 가셔서 구경들 좀 하고 오세요(국민연금 안티카페)....</span></div><div id="_cmt_button-3429-37" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-38" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-38" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-38" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">10억 가자!!</a> <span id="_cmt_datestr-3429-38" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.23. 08:34</span></div><div id="_cmt_wrapper-3429-38" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-38" class="comment_contents" style="display: block; line-height: 1.4;">말도 안되는 소리.....서민 직장인 우롱하는 국민연금 물렀거라...울 아부지 올해 돌아가셨습니다. 올해부터 국민연금 타는거였는데... 원래 70만원정도 받을 예정이었는데, 모친께서 유족연금으로 30만원정도 받습니다...왜 반으로 깎여야됩니까? 말이 됩니까? 그리고...</span></div><div id="_cmt_button-3429-38" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-39" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-39" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-39" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">10억 가자!!</a> <span id="_cmt_datestr-3429-39" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.23. 08:36</span></div><div id="_cmt_wrapper-3429-39" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-39" class="comment_contents" style="display: block; line-height: 1.4;">병원잘못으로 사망하셔서 소송하겠다고 국민연금공단에 얘기했더니, 소송해서 병원으로부터 받는 금액은 제외하고 준답니다...무슨 이런 개소리가 어딨습니까? 아침부터 욕나오게 만드네...1818...국민연금가지고 공무원,군인연금 빵꾸난거 땜방할려고 하는거 아닙니까? 젠장...월급받는놈이 죄인이지...씨부럴</span></div><div id="_cmt_button-3429-39" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-40" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-40" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-40" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">자알사라보셍~*</a> <span id="_cmt_datestr-3429-40" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.07.25. 09:21</span></div><div id="_cmt_wrapper-3429-40" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-40" class="comment_contents" style="display: block; line-height: 1.4;">좋은 게시물이네요. 스크랩 해갈게요~^^</span></div><div id="_cmt_button-3429-40" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-41" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-41" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-41" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">반꺼벙</a> <span id="_cmt_datestr-3429-41" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.08.04. 20:24</span></div><div id="_cmt_wrapper-3429-41" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-41" class="comment_contents" style="display: block; line-height: 1.4;">제가 알기로는 국민연금공단직원은 국민연금에 가입안한다고 하느데(공무원연금 가입한다고 함) 정말인가요 ?</span></div><div id="_cmt_button-3429-41" class="txt_btn p11" style="font-family: 돋움, dotum, sans-serif; font-size: 11px; line-height: 1.6; letter-spacing: -1px; position: absolute; top: 0px; right: 0px;"><a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11 cmt_button_reply" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">답글</a> <span class="bar2 cmt_button_reply" style="margin: 0px; color: rgb(233, 233, 233);">|</span> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="p11" style="font-size: 11px; letter-spacing: -1px; color: rgb(68, 68, 68);">신고</a></div><div class="cl" style="font-size: 1px; line-height: 9.090909004211426px; clear: both; height: 0px; overflow: hidden;"></div></div><div class="dotline line_sub" id="_cmt_line-3429-42" style="font-size: 12px; line-height: 1px; border-color: rgb(213, 213, 213); border-width: 1px; border-top-style: dashed; height: 1px; overflow: hidden; clear: both; margin: 0px 0px 13px; padding: 0px;"> </div><div id="_cmt-3429-42" class="comment_pos" style="font-size: 12px; line-height: 1.6; position: relative; padding: 0px 0px 10px; clear: both; width: 864.0056762695313px;"><div id="_cmt_head-3429-42" class="id_admin " style="font-size: 12px; line-height: 1.6; position: absolute; top: 0px; left: 0px;"><img src="https://t1.daumcdn.net/cafe_image/cf_img2/bbs2/a_level_00.gif" width="13" height="13" style="border: none; vertical-align: middle;"> <a href="http://cafe415.daum.net/_c21_/bbs_read?grpid=1yKm&mgrpid=&fldid=A7Rv&page=271&prev_page=272&firstbbsdepth=000tGzzzzzzzzzzzzzzzzzzzzzzzzz&lastbbsdepth=000sxzzzzzzzzzzzzzzzzzzzzzzzzz&contentval=000tJzzzzzzzzzzzzzzzzzzzzzzzzz&datanum=3429&listnum=20#" class="b" style="font-weight: bold; letter-spacing: -1px; color: rgb(68, 68, 68);">날나리대박</a> <span id="_cmt_datestr-3429-42" class="comment_date txt_sub p11 ls0" style="font-size: 11px; font-family: 돋움, dotum, sans-serif; letter-spacing: 0px; color: rgb(161, 161, 161); padding-left: 6px;">05.12.03. 15:04</span></div><div id="_cmt_wrapper-3429-42" class="comment" style="font-size: 12px; line-height: 1.6; padding: 22px 0px 0px 17px; zoom: 1; word-break: break-all; word-wrap: break-word;"><span id="_cmt_contents-3429-42" class="comment_contents" style="display: block; line-height: 1.4;">국민연금 직원도 국민연금 가입합니다. 공무원 아니거든요 ^^*</span></div></div></div></div></div><p><br></p>
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☆국내외 위험 정보 / 보험정보
[[재테크담론]] 국민연금의 노후준비 효과. // 국민연금은 애물단지? 간단한 사례로 알아보는 국민연금의 노후준비 효과!!
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