보험이용자협회(보험소비자협회) | 제 종신보험 해약하는게 나을지...감액하는게 나을지요,,,ㅡ.ㅡ - Daum 카페

<P> 2007년도에 25세에 삼성생명 무배당유니버셜 종신골드보험 1종에 가입했습니다.. 여자구요...</P> <P>요즘들어서 이걸 해약을 할까 감액을 할까 고민중입니다..아직 다른보험 들어가는건 없구요..지금 총 240회정도에서 21회정도 납입했구요... </P> <P> <TABLE style="WIDTH: 532px; BORDER-COLLAPSE: collapse; HEIGHT: 342px" cellSpacing=1 cellPadding=1 width=532 bgColor=#ffffff> <TBODY> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <SPAN style="FONT-SIZE: 8pt">구분</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">보험가입금액 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">보험기간 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">납입기간 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">적용보험료 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 주보험</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 10,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 종신</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 20년납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 114,000원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 입원특약(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 4,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 전기납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 4800원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 재해사망특약</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 10,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 80세만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 20년납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 5000원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 재해상해특약</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 10,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 80세만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 20년납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3000원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 상해치료비보장특약</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 1,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 80세만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 20년납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 2400원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 특정질병수술보장특약(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 1,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 전기납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 700원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 암진단특약(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 2,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 전기납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 1400원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 암치료비특약(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 전기납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 600원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 특정질병진단특약(갱신형,본인형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 전기납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 2400원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <P><SPAN style="FONT-SIZE: 8pt"> 특정질병입원특약(갱신형,본인형)</SPAN></P></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 1,000만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 전기납</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 400원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 합계</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 134,700</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR></TBODY></TABLE></P> <P> 실납입보험료 133,800원 이라고 되어있는데 자동이체 빠져나가기는 132000원정도 빠져나갑니다</P> <P>해약하려니 이제까지 납입한게 아까워서...ㅜ.ㅜ</P> <P> </P> <P> </P> <P> </P> <P> <TABLE style="WIDTH: 562px; BORDER-COLLAPSE: collapse; HEIGHT: 1036px" cellSpacing=1 cellPadding=1 width=562 bgColor=#ffffff> <TBODY> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <SPAN style="FONT-SIZE: 8pt">특약명</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">보장내용</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">보험기간 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">지급금액 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 재해사망</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">재해로 사망 또는 동일한 재해로 장해지급률이 80%이상 장해시 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 80세만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">10,000만원 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 재해상해</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">재해로 장해지급률이 3%이상 80%미만장해시  </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 80세만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">300~7,900만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 입원(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">질병또는 재해로 4일이상 계속입원시 3일초과1일당(1회 입원당 120일한) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">4만원 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 특정질병입원(갱신형,본인형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">보험기간중 암으로 진단되고 그암의 치표를 직접목적으로 4일이상 계속하여 입원시 또는 4대성인병의 치료를 직접목적으로 4일이상 계속하여 입원시 3일초과 1일당(120일한) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년 만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 5만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">               "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">기타피부암,상피내암,갑상생암,경계성종양(남성에 한함),5대만성질환,부인과질환(여성에한함)의 치료를 직접목적으로 4일이상 입원시 3일 초과 1일당(120일한) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">2만원 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 상해치료비보장</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">재해로 두부 또는 안면부에 현저한 추상 또는 추상을 남겼을떄 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">80세만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <P><SPAN style="FONT-SIZE: 8pt"> 현저한 추상: 300만원</SPAN></P> <P><SPAN style="FONT-SIZE: 8pt">추상: 200만원</SPAN></P></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">       "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">재해골절(치아파절 제외)발생시(재해골절1회당) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">          "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">30만원 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">      "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 재해로 인한 재해수술시 (재해수술1회당)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">           " </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 100만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 암진단(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">암보장개시일이후 암으로 진단확정시(최초1회한) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">3년만기 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">2000만원 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 경계성종양또는 갑상생암 진단확정시(각1회한)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">" </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">600만원 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">기타피부암또는 상피내암 진단확정시(각1회한) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> "</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 200만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 암치료비(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">암보장개시일이후암으로 진단후 그암의 치료를 직접목적으로 4일이상 계속 입원시 3일 초과 1일당(120일한) </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <P><SPAN style="FONT-SIZE: 8pt"> 15만원</SPAN></P> <P><SPAN style="FONT-SIZE: 8pt"> </SPAN></P> <P><SPAN style="FONT-SIZE: 8pt">통원시: 6만원</SPAN></P></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 특정질병수술보장(갱신형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 암,4대중증질병(뇌질환,심질환,간,췌장질환및 폐질환)-직접조작가하는 수술시</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt">3년만기 </SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <P><SPAN style="FONT-SIZE: 8pt">300만원</SPAN></P> <P> </P> <P><SPAN style="FONT-SIZE: 8pt"> 내시경수술,카테터수술,신의료수술시-100만원</SPAN></P></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <P><SPAN style="FONT-SIZE: 8pt">  5대장기이식수술시-500만원</SPAN></P> <P><SPAN style="FONT-SIZE: 8pt">조혈모세포이식수술시-300만원</SPAN></P></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR> <TR> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 특정질병진단(갱신형,본인형)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 뇌출혈,급성심근경색증으로 진단확정시 또는 암으로 진단시(각1회한)</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 3년만기</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"> <P><SPAN style="FONT-SIZE: 8pt"> 3,000만원</SPAN></P> <P><SPAN style="FONT-SIZE: 8pt">경계성종양또는 갑상생암진단확정시(각1회한_)-900만원</SPAN></P></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> 기타피부암또는 상피내암 진단확정시(각1회한)-300만원</SPAN></TD> <TD style="BORDER-RIGHT: #dadada 1px solid; BORDER-TOP: #dadada 1px solid; BORDER-LEFT: #dadada 1px solid; BORDER-BOTTOM: #dadada 1px solid" width="16%"><SPAN style="FONT-SIZE: 8pt"> </SPAN></TD></TR></TBODY></TABLE></P> <P> </P> <P> </P> <P>이거 해약하고 다른걸 들려고 한건 아니구요</P> <P>감액을 하고 그돈은로 의료실비를 들까하는데...</P> <P>괜찮은 생각일까요??</P> <P>주변에선 이걸로 20년 납입한거보다 다른데꺼 동부** 대한** 에 다니는 분들이  이거해약하고 다른거 가입해서 지금부터 20년 넣어도 20년동안 납입하는게 더 적게 들어가고 보장은 많다고 하는데  그런방법도 괜찮을까요>></P> <P>아님 그냥 좀 아깝게 생각해도 해약보다는 감액을 해서 유지하면서 사망보험금 나중에 조금나오게 하고...특약을 없앨까요???</P> <P>아..고민입니다...</P>

카페정보

보험이용자협회(보험소비자협회)

실버 (공개)
카페지기 부재중
회원수 18,239
방문수1
카페앱수31

카페 전체 메뉴

▲

카페 게시글

목록 이전글 다음글

질문 & 답변 제 종신보험 해약하는게 나을지...감액하는게 나을지요,,,ㅡ.ㅡ

한결같음으로 추천 0 조회 409 09.02.23 19:36 댓글 4

게시글 본문내용

다음검색

저작자 표시 컨텐츠변경 비영리

댓글

나대로
09.02.23 20:05

첫댓글 해약하시고 평생 보험을 안들려면 해약하세요.해약하시고 딴 보험을 가입할려면 계속 유지하시구요.보험은 해약하고 새로들고 또 해약하고 새로들고 하기때문에 손해를 계속 보는 겁니다.연금도 마찬가지예요.평생 연금없이도 살수 있다고 생각하면 연금을 안들어도 되지만....
나대로
09.02.23 20:07

정확하게 나의 재정상태를 점검하고 재무설계를 통해 모든 걸 결정하고 한번 결정했으면 지속적으로 실천하세요.
한결같음으로
작성자 09.02.23 20:55

네....^^그렇군요.... 그냥 감액하고 여자라서 주보험이 1억이나 있을필요없다고해서요,,,,^^;; 감액하려고햇거든요...
우아
09.02.25 08:55

보험 알아도 병 몰라도 병인 양날의 칼 같습니다. 저도 보험 많이 들었습니다. 눈딱감고 장점을 보십시오, 80세까지 질병이나 건강을 담보해주는 보험 많지 않습니다. 필요하다면 의료실비 보험은 소멸성으로 하나 들어두는 것도 좋지요, 실제로 보험은 하나만 가지고는 모든 걸 보장받지 못하니까요. 저의 경우는 연금2, 건강1,종신1, 집사람 종신, 건강, 교통, 암. 자녀 상해, 건강(각각 2개씩) 네식구가 부족한 부분을 보충해 줄 수 있는 보장으로 들었지요. 13만원을 20년간 붓는거 쉽지 않습니다 그러나 지속적으로 붓다보면 나중에 보험의 혜택을 보실 겁니다. 잘못된 보험이라면 무효화 하겠지만 보장을 위해 필요한거라면 유지해야지요.

검색 옵션 선택상자

댓글내용선택됨 옵션 더 보기

댓글내용

댓글 작성자

연관검색어

환율

환자

환기

최신목록