[호주유학/호주이민] 유학생 의료보험 (oshc) 에 대한 자세한 정보

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD> <TABLE cellSpacing=0 cellPadding=0 width=605 border=0> <TBODY> <TR> <TD colSpan=2> <IMG height=64 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fmain_top.gif" width=605></TD></TR> <TR> <TD width=190> <IMG style="WIDTH: 193px; HEIGHT: 200px" height=197 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Flucy_chae.jpg" width=190 border=0></TD> <TD vAlign=top> <TABLE cellSpacing=0 cellPadding=0 width=415 border=0> <TBODY> <TR> <TD colSpan=3> <IMG height=60 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fbox_top.gif" width=415></TD></TR> <TR> <TD width=20> <IMG height=92 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fbox_left.gif" width=20></TD> <TD vAlign=top width=359> <TABLE cellSpacing=2 cellPadding=2 width=355 border=0> <TBODY> <TR> <TD width=139 bgColor=#f4fbff height=22> 담당자</TD> <TD width=8 height=22></TD> <TD width=193 height=22>시드니 지사 채은주 ( eunice)</TD></TR> <TR> <TD width=139 bgColor=#f4fbff height=22> 상담전화</TD> <TD width=8 height=22></TD> <TD height=22> 상담전화 : 61 – 2 – 9283-9353 </TD></TR> <TR> <TD width=139 bgColor=#f4fbff height=22> E-mail</TD> <TD width=8 height=22></TD> <TD height=22><A href="http://mail2.daum.net/hanmail/mail/MailComposeFrame.daum?TO=thomas@iworldstudy.com" target=_blank>eunice @iworldstudy.com</A></TD></TR></TBODY></TABLE></TD> <TD width=29> <IMG height=92 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fbox_right.gif" width=38></TD></TR> <TR> <TD colSpan=3> <IMG height=30 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fbox_bottom.gif" width=415></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR> <TR> <TD> <TABLE cellSpacing=0 cellPadding=0 width=605 border=0> <TBODY> <TR> <TD colSpan=3> <IMG height=8 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fblue_box_top.gif" width=605></TD></TR> <TR> <TD width=24 background=http://www.iworldstudy.com/2010_new_sangdamcard/html/image_man/blue_box_left.gif> </TD> <TD width=558 bgColor=#3bb8ff>   안녕하세요 아이월드 시사모 카페 부운영장 eunice(유니스)입니다.</TD> <TD width=23 background=http://www.iworldstudy.com/2010_new_sangdamcard/html/image_man/blue_box_right.gif> </TD></TR> <TR> <TD colSpan=3> <IMG height=8 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.iworldstudy.com%2F2010_new_sangdamcard%2Fhtml%2Fimage_man%2Fblue_box_bottom.gif" width=605></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>  호주에서 학생비자로 공부하기 위해서는 유학생 의료보험(OSHC)을 의무적으로 가입하셔야지만 비자가 승인이 될 수 있습니다. 그러므로 저희 시사모에서 학생들을 위해 주요 보험회사의 OSHC 약관과 정책을 자세히 정리하여 올려드립니다. 궁금하신 점은 아래의 내용을 참고하세요.               Medibank oshc 정책 <TABLE class=MsoTableGrid style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1" cellSpacing=0 cellPadding=0 border=1> <TBODY> <TR style="mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1" vAlign=top width=307> 서비스</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1" vAlign=top width=307> 보험혜택</TD></TR> <TR style="mso-yfti-irow: 1"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 461.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=615 colSpan=2> 1.     병원 외 의료 서비스</TD></TR> <TR style="mso-yfti-irow: 2"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 일반의 (General Practitioners)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 3"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 전문의 (병리검사 및 엑스레이 포함)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 85% 환급</TD></TR> <TR style="mso-yfti-irow: 4"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 461.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=615 colSpan=2> 2.     병원 내 의료 서비스</TD></TR> <TR style="mso-yfti-irow: 5"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 의사, 전문의(병리검사 및 엑스레이 포함)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 6"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 3.     공립 병원</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307>  </TD></TR> <TR style="mso-yfti-irow: 7"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 입원실 (공동병실 입원 환자)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 8"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> Australian Government Prostheses Schedule에포함된 외과 수술로 이식되는 인공보철물 및 기타 품목</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 차액 없는 인공 보철물 부과금의 100% 환급</TD></TR> <TR style="mso-yfti-irow: 9"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 외래환자 진료 서비스 또는 수술 후 진료 서비스</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 10"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 461.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=615 colSpan=2> 4.     개인병원 : Medibank와 협약을 맺은 개인병원</TD></TR> <TR style="mso-yfti-irow: 11"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 입원실 및 수술실 비용</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 12"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> Australian Government Prostheses Schedule에포함된 외과 수술로 이식되는 인공보철물 및 기타 품목</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 차액 없는 인공 보철물 부과금의 100% 환급</TD></TR> <TR style="mso-yfti-irow: 13"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 기타비용 : 칼라TV, 병실전화 사용 시내 통화(일부 Medibank와 협약을 맺은 개인병원만 해당)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 14"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 461.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=615 colSpan=2> 5.     개인병원 : Medibank와 협약이 되어 있지 않은 개인병원</TD></TR> <TR style="mso-yfti-irow: 15"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 입원실 및 수술실 비용</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 병원에 따라 차등 환급</TD></TR> <TR style="mso-yfti-irow: 16"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> Australian Government Prostheses Schedule에포함된 외과 수술로 이식되는 인공보철물 및 기타 품목</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 차액 없는 인공 보철물 부과금의 100% 환급</TD></TR> <TR style="mso-yfti-irow: 17"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 461.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=615 colSpan=2> 6.     처방약</TD></TR> <TR style="mso-yfti-irow: 18"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> Medibank는 처방약에 대한 보험금을 지급합니다 (경구 피임약 & 성형의 목적으로 처방된 약품 및 처방약은 제외)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 처방 품목당 최고 $50까지 환급 연간 최고 $ 300까지 환급(개인) 연간 최고 $ 600까지 환급(가족), 그러나 가족중한사람이 $300이상 사용할 수 없음 *각 처방 품목 비용에 분담액을 지불해야 함</TD></TR> <TR style="mso-yfti-irow: 19"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 461.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=615 colSpan=2> 7.     엠블런스 서비스</TD></TR> <TR style="mso-yfti-irow: 20"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 병원 입원 또는 응급 치료를 위해 의료적으로 필요할 경우</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 100% 환급</TD></TR> <TR style="mso-yfti-irow: 21"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 8.     Waiting period (이전에 존재한 병명에 관한 waiting period)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 호주밖에서 신청한 경우는 호주 도착기준으로 12개월 호주안에서 신청한 경우는 학생비자 신청기준으로 12개월</TD></TR> <TR style="mso-yfti-irow: 22"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 9.     환불규정</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 신청 후 호주에 오지 않을 경우 학생비자 거절될 경우 호주에서 공부를 하지 않을 경우 영주권 신청을 하는 경우</TD></TR> <TR style="mso-yfti-irow: 23"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 10.   Medibank 전화번호</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> 132 331</TD></TR> <TR style="mso-yfti-irow: 24; mso-yfti-lastrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=307> 11.   홈페이지 주소</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 230.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=307> www.medibank.com.au</TD></TR></TBODY></TABLE>                 Worldcare oshc 정책   <TABLE class=MsoTableGrid style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; WIDTH: 473.2pt; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1" cellSpacing=0 cellPadding=0 width=631 border=1> <TBODY> <TR style="mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1" vAlign=top width=130> OSHC가입대상</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1" vAlign=top width=501 colSpan=2> 학생비자소지자나 학생비자 Bridging visa 소지자</TD></TR> <TR style="HEIGHT: 6.25pt; mso-yfti-irow: 1"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130 rowSpan=5> 서비스 혜택  </TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 77.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=104> 병원외에서 의료서비스</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 297.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=397> GP(Home doctor)에서 받은 치료는 100%환급 Medical services에서 이루어지는 병리학이나 방사선치료 85%환급 </TD></TR> <TR style="HEIGHT: 6.25pt; mso-yfti-irow: 2"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 77.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=104> 병원내에서의 의료서비스</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 297.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=397> 주립병원(Public hospital) – 공동병실사용 사립병원 – 주정부에서 정한 비용과 차이가 있을 경우에는 그 차액에 관해서는 적용안됨</TD></TR> <TR style="HEIGHT: 6.25pt; mso-yfti-irow: 3"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 77.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=104> 처방약(medicines)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 297.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=397> 약에 관해서는 한 아이템당 $50까지 환급가능 연간 한 사람당 $ 300까지 가능, 가족일 경우는 가족당 $600</TD></TR> <TR style="HEIGHT: 6.25pt; mso-yfti-irow: 4"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 77.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=104> 보철 수술 (인공의족등)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 297.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=397> 호주 보철 list에 있는 수술인 경우 100%</TD></TR> <TR style="HEIGHT: 6.25pt; mso-yfti-irow: 5"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 77.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=104> 엠블란스</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 297.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 6.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=397> 100%</TD></TR> <TR style="mso-yfti-irow: 6"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130> 혜택받을 수 없는 의료</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=501 colSpan=2> 물리치료, 척추관련 치료, 접골관련 치료, 자연치료관련 의사에 의해 처방되지 않은 약 치과치료에 관련 된 모든 비용 안과치료 MBFS(Medicare 기준 치료 비용)에 비교하여 초과로 나온 병원 비용</TD></TR> <TR style="mso-yfti-irow: 7"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130> 혜택은 가능하나 특별  조건이 있는 경우</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=501 colSpan=2> 인공수정의 일부분의 치료는 커버가 안됨 호주 밖에서 이루어지는 치료는 커버가 안됨 호주 도착 전에 미리 예약된 치료는 커버가 안됨 호주 도착 전에 있었던 질병에 관해서는 12개월 안에 치료 후 혜택을 받을 수 없음 비자가 3개월보다 적게 남았을 경우에는 임신혜택을 받을 수 없음. (그러나 3개월이상 비자가 남았으면 임신관련 혜택 받을 수 있음) 호주 안이나 밖으로 이동하는 운송에 관련 비용 보상에 해당하는 치료 성형수술  </TD></TR> <TR style="mso-yfti-irow: 8"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130> Waiting period (이전에 존재한 병명에 관한 waiting period)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=501 colSpan=2> 호주밖에서 신청한 경우는 호주 도착기준으로 12개월 호주안에서 신청한 경우는 학생비자 신청기준으로 12개월</TD></TR> <TR style="mso-yfti-irow: 9"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130> 환불규정</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=501 colSpan=2> 신청 후 호주에 오지 않을 경우 학생비자 거절될 경우 호주에서 공부를 하지 않을 경우 영주권 신청을 하는 경우  </TD></TR> <TR style="HEIGHT: 23.45pt; mso-yfti-irow: 10"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 23.45pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130> Worldcare emergency assistance number</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 23.45pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=501 colSpan=2> 1800 814 781 (긴급 치료가 아닐 경우) 1800 651 349 (긴급 병원수속해야 할 경우)  </TD></TR> <TR style="HEIGHT: 23.4pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: black 1pt solid; WIDTH: 97.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 23.4pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1" vAlign=top width=130> 홈페이지 주소</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #ece9d8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ece9d8; WIDTH: 375.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 23.4pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; mso-border-bottom-themecolor: text1; mso-border-right-themecolor: text1" vAlign=top width=501 colSpan=2> www.oshcworldcare.com.au</TD></TR></TBODY></TABLE>