[신용대출][우리파이낸셜][사업자/개인사업자(자영업자)/개인사업자][우리 모두론]

<table id=cafe_editor_main_table_color bgColor='#ffffff' cellpadding=0 cellspacing=0 border=0 width=100%><tr><td id=cafe_editor_main_table class=text> <table width="704" align="left" style="width: 528pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr height="35" style="height: 26.25pt; mso-height-source: userset;"> <td width="64" height="35" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; height: 26.25pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td></tr></tbody></table>       * 오도미 FM(정회원) 여러분이 작성 등록하는 정보는 상품검색Table에 반영합니다* 현재 상품정보 검색Table에 반영된 정보보다 신규&변경사항을 수정&추가하여 정보적 가치가 조금이라도 있다고 인정되면 즉시 채택반영하도록 하겠습니다. 일반적 광고홍보가 아닌 정보다운 정보를 모든 회원 분들과 공유합니다. <table width="704" style="width: 528pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0" x:str=""> <tbody> <tr height="35" style="height: 26.25pt; mso-height-source: userset;"> <td width="64" height="105" class="xl109" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black; width: 48pt; height: 79.95pt; text-align: center; background-color: lime;" rowspan="4"> 1금융 2금융 2금융권   (공통)</td> <td width="576" class="xl125" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 432pt; text-align: center; background-color: silver;" colspan="9">직군 분류  / 신용대출 상품정보</td> <td width="64" class="xl109" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black; width: 48pt; text-align: center; background-color: lime;" rowspan="4"> 1금융 2금융 2금융권   (공통)</td></tr> <tr height="18" style="height: 14.1pt; mso-height-source: userset;"> <td height="18" class="xl111" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; height: 14.1pt; text-align: center; background-color: transparent;" colspan="4">4대보험 미가입자</td> <td class="xl112" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext windowtext windowtext rgb(236, 233, 216); text-align: center; background-color: transparent;" colspan="2"> 직장인 (4대보험 가입자)</td> <td class="xl112" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext windowtext windowtext rgb(236, 233, 216); text-align: center; background-color: transparent;" colspan="3" x:str="사업자 ">사업자 </td></tr> <tr height="18" style="height: 14.1pt; mso-height-source: userset;"> <td width="128" height="18" class="xl108" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 96pt; height: 14.1pt; text-align: center; background-color: transparent;" colspan="2" x:str=" 무직자 ">  무직자 </td> <td width="64" class="xl79" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black; width: 48pt; text-align: center; background-color: transparent;" rowspan="2"> 프리랜서 & 계약직 & 파견직</td> <td width="64" class="xl79" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black; width: 48pt; text-align: center; background-color: transparent;" rowspan="2">일용직</td> <td width="64" class="xl79" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black; width: 48pt; text-align: center; background-color: transparent;" rowspan="2">일반기업재직자</td> <td width="64" class="xl79" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black; width: 48pt; text-align: center; background-color: transparent;" rowspan="2"> 은행선별등록기업재직자  (우량 직군)</td> <td width="128" class="xl79" style="border-width: 1.5pt 1.5pt medium medium; border-style: solid solid none none; border-color: windowtext windowtext rgb(236, 233, 216); width: 96pt; text-align: center; background-color: transparent;" colspan="2"> 개인사업자 (자영업자)</td> <td width="64" class="xl79" style="border-width: medium 1.5pt medium medium; border-style: none solid none none; border-color: windowtext windowtext rgb(236, 233, 216); width: 48pt; text-align: center; background-color: transparent;"> 법인 사업자</td></tr> <tr height="34" style="height: 25.5pt; mso-height-source: userset;"> <td width="64" height="34" class="xl67" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 48pt; height: 25.5pt; text-align: center; background-color: transparent;"> 미혼자(남녀)</td> <td class="xl66" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; text-align: center; background-color: transparent;"> 주   부         </td> <td width="64" class="xl67" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 48pt; text-align: center; background-color: transparent;"> 개인 사업자</td> <td width="64" class="xl67" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 48pt; text-align: center; background-color: transparent;">전문직</td> <td width="64" class="xl67" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 48pt; text-align: center; background-color: transparent;">대표이사</td></tr></tbody></table> <table width="701" style="width: 526pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0" x:str=""> <colgroup> <col width="119" style="width: 89pt; mso-width-source: userset; mso-width-alt: 3384;"> <col width="105" style="width: 79pt; mso-width-source: userset; mso-width-alt: 2986;" span="2"> <col width="309" style="width: 232pt; mso-width-source: userset; mso-width-alt: 8789;"> <col width="63" style="width: 47pt; mso-width-source: userset; mso-width-alt: 1792;"> <tbody> <tr height="43" style="height: 32.25pt; mso-height-source: userset;"> <td width="119" height="43" class="xl32" style="border: 1.5pt solid windowtext; width: 89pt; height: 32.25pt; text-align: center; background-color: yellow;">금융사  명칭</td> <td width="210" class="xl31" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 158pt; text-align: center; background-color: yellow;" colspan="2">우리 파이낸셜　</td> <td width="372" class="xl33" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 279pt; text-align: center; background-color: yellow;" colspan="2">[오도미] 상담전화 : 1544-9469</td></tr> <tr height="43" style="height: 32.25pt; mso-height-source: userset;"> <td width="119" height="43" class="xl32" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext; width: 89pt; height: 32.25pt; text-align: center; background-color: yellow;">상품 구분</td> <td width="105" class="xl30" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: yellow;">신 용 대 출</td> <td width="105" class="xl24" style="border-width: medium 1.5pt medium medium; border-style: none solid none none; border-color: windowtext windowtext rgb(236, 233, 216); width: 79pt; text-align: left; background-color: yellow;"> 금융사 점포 및 지점 취급상품 여부</td> <td width="372" class="xl33" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 279pt; text-align: center; background-color: yellow;" colspan="2" x:str="[오도미] 상품검색 Table 분류 직군 ">[오도미]   상품검색 Table 분류 직군 </td></tr> <tr height="43" style="height: 32.25pt; mso-height-source: userset;"> <td width="119" height="43" class="xl32" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext; width: 89pt; height: 32.25pt; text-align: center; background-color: yellow;">상품 명칭</td> <td width="105" class="xl30" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: yellow;">우리 모두론　</td> <td width="105" class="xl30" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: yellow;">Y </td> <td width="372" class="xl33" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 279pt; text-align: center; background-color: yellow;" colspan="2"> 사업자/개인사업자(자영업자)/개인사업자</td></tr> <tr height="59" style="height: 44.25pt; mso-height-source: userset;"> <td width="329" height="59" class="xl53" style="border-width: 1.5pt 1.5pt medium; border-style: solid solid none; border-color: windowtext black rgb(236, 233, 216) windowtext; width: 247pt; height: 44.25pt; text-align: center; background-color: transparent;" colspan="3" x:str="기 준 항 목 ">기 준 항 목 </td> <td width="372" class="xl53" style="border-width: 1.5pt 1.5pt medium medium; border-style: solid solid none none; border-color: windowtext black rgb(236, 233, 216) windowtext; width: 279pt; text-align: center; background-color: transparent;" colspan="2">부 가 사 항</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="32" class="xl56" style="border-width: 1.5pt 1.5pt medium; border-style: solid solid none; border-color: blue windowtext rgb(236, 233, 216) blue; width: 89pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">대 상 연 령</td> <td width="210" class="xl57" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: blue black windowtext windowtext; width: 158pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">만 20세 ~ 만56세</td> <td width="372" class="xl58" style="border-width: 1.5pt 1.5pt medium medium; border-style: solid solid none none; border-color: blue blue rgb(236, 233, 216) windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2"> 개인택시 사업자: 만 ~60세 ; 소득증빙없이 기본 연소득 2,300만원 간주 인정</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="96" class="xl59" style="border-width: 1.5pt; border-style: solid; border-color: windowtext windowtext black blue; width: 89pt; height: 72pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="3"> 신 용 등 급</td> <td width="105" class="xl38" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">K C B</td> <td width="105" class="xl77" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">8　</td> <td width="372" class="xl37" style="border-width: 1.5pt; border-style: solid; border-color: windowtext blue black windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="3" colspan="2"> *파산면책자(복권자)*   면책확정일로부터 5년 경과시 대출가능하며, 5년 경과 이전에는 신용등급 1~3등급 이내라도 불가능!　</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl40" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">N I C E</td> <td width="105" class="xl41" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">9　</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl42" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">K I S</td> <td width="105" class="xl43" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">9</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="96" class="xl59" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black blue; width: 89pt; height: 72pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="3"> 연 소 득 (단위 : 만원)</td> <td width="105" class="xl45" style="border-width: medium medium 0.5pt; border-style: none none solid; border-color: rgb(236, 233, 216) rgb(236, 233, 216) windowtext windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);" x:str="연 봉 ">연 봉</td> <td width="105" class="xl77" style="border-width: medium 1.5pt 0.5pt; border-style: none solid solid; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">-</td> <td width="372" class="xl37" style="border-width: 1.5pt; border-style: solid; border-color: windowtext blue black windowtext; width: 279pt; text-align: left; background-color: rgb(255, 255, 153);" rowspan="3" colspan="2"> 0. 자영업자는 최저 연소득 기준 없음 - 아래 경제활동 사업지속기간 기준으로 특별직군(PP)/우   량직군(PN)/일반직군(PS) 분류  1. 소득금액증명원 : 세무서 발급     원천징수영수증: 원천징수의무자 측 발급    (해당 용역 발주 회사 재경팀 또는 회계사무소) 2. 소득금액증명원 또는 원천징수영수증(인적용역 면세    사업자 해당) 中 택일 가능 3. 크레탑(<a href="http://www.cretop.co.kr/">www.cretop.co.kr</a>) 등재기업 여부는 직장인 4    대보험 가입자인 경우만 해당   ; 특별직군(PP)/우량직군(PN)/일반직군(PS) 분류 기준 4. 프리랜서&계약직&파견직 : 일반직군(PS) 분류    </td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl46" style="border-width: medium medium 0.5pt; border-style: none none solid; border-color: windowtext rgb(236, 233, 216) windowtext windowtext; width: 79pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);" x:str="소득금액 증명원 ">소득금액 증명원</td> <td width="105" class="xl41" style="border-width: medium 1.5pt 0.5pt; border-style: none solid solid; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);"> 최저 연소득 기준없음</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl44" style="border-width: medium medium 1.5pt; border-style: none none solid; border-color: windowtext rgb(236, 233, 216) windowtext windowtext; width: 79pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);" x:str="원천징수 영수증 ">원천징수 영수증</td> <td width="105" class="xl43" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);"> 최저 연소득 기준없음</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="64" class="xl59" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black blue; width: 89pt; height: 48pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="2"> 경제활동 기간 (최소 개월)</td> <td width="105" class="xl38" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">재직(용역)기간</td> <td width="105" class="xl47" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: left; background-color: rgb(255, 255, 153);">           -</td> <td width="372" class="xl39" style="border-width: 1.5pt 1.5pt 0.5pt medium; border-style: solid solid solid none; border-color: windowtext blue windowtext windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">   -</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl42" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">사업 지속기간</td> <td width="105" class="xl43" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: left; background-color: rgb(255, 255, 153);">A.. 특별직군(PP)  5년~ B.  우량직군(PN)          2년~ C.  일반직군(PS) 1년~</td> <td width="372" class="xl44" style="border-width: 0.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext blue windowtext windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2"> 1. 경제활동 사업 지속기간 기준 직군 분류 2. 일반직군 분류자 中,    만 38세 이상/ 단독세대주 경우에는 사업 지속기간 3년    이상 조건 만족 </td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="64" class="xl59" style="border-width: medium 1.5pt; border-style: none solid; border-color: windowtext windowtext rgb(236, 233, 216) blue; width: 89pt; height: 48pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="2"> 대 출 한 도 (단위 : 만원)</td> <td width="105" class="xl48" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: rgb(236, 233, 216) windowtext windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">최 저</td> <td width="105" class="xl48" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: rgb(236, 233, 216) windowtext windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">최 고</td> <td width="372" class="xl37" style="border-width: 1.5pt; border-style: solid; border-color: windowtext blue black windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="2" colspan="2">   * 경제활동 사업 지속기간 기준 직군 분류 A.. 특별직군(PP)  5년~ B.  우량직군(PN)  2년~ C.  일반직군(PS)  1년~     일반직군 분류자 中,     만 38세 이상/ 단독세대주 경우에는 사업 지속기간 3년    이상 조건 만족</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl49" style="border-width: medium 1.5pt medium medium; border-style: none solid none none; border-color: rgb(236, 233, 216) windowtext; width: 79pt; height: 24pt; text-align: left; background-color: rgb(255, 255, 153);"> A.. 특별직군(PP)  300  B.  우량직군(PN) 300  C.  일반직군(PS) 200　</td> <td width="105" class="xl49" style="border-width: medium 1.5pt medium medium; border-style: none solid none none; border-color: rgb(236, 233, 216) windowtext; width: 79pt; text-align: left; background-color: rgb(255, 255, 153);">A.. 특별직군(PP)  5.000 B.  우량직군(PN) 4.000 C.  일반직군(PS) 2,000</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="64" class="xl62" style="border-width: 1.5pt; border-style: solid; border-color: windowtext windowtext black blue; width: 89pt; height: 48pt; text-align: left; background-color: rgb(255, 255, 153);" rowspan="2"> 금 리 (연기준)</td> <td width="105" class="xl38" style="border-width: 1.5pt 1.5pt 0.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">최 저</td> <td width="105" class="xl38" style="border-width: 1.5pt 1.5pt 0.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">최 고</td> <td width="372" class="xl37" style="border-width: 1.5pt; border-style: solid; border-color: windowtext blue black windowtext; width: 279pt; text-align: left; background-color: rgb(255, 255, 153);" rowspan="2" colspan="2"> A.. 특별직군(PP)  5년~ B.  우량직군(PN)  2년~ C.  일반직군(PS)  1년~     일반직군 분류자 中,     만 38세 이상/ 단독세대주 경우에는 사업 지속기간 3년    이상 조건 만족  * 신용등급 및 기타 신용도 심사시 차등 적용　</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl50" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: rgb(236, 233, 216) windowtext windowtext; width: 79pt; height: 24pt; text-align: left; background-color: rgb(255, 255, 153);"> A.. 특별직군(PP)  7.39% B.  우량직군(PN) 15.9%  C.  일반직군(PS) 19.9%</td> <td width="105" class="xl50" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: rgb(236, 233, 216) windowtext windowtext; width: 79pt; text-align: left; background-color: rgb(255, 255, 153);"> A.. 특별직군(PP)  24.9% B.  우량직군(PN) 28.9% C.  일반직군(PS) 29.9%</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="64" class="xl59" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext black blue; width: 89pt; height: 48pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="2">대 출 기 간</td> <td width="105" class="xl38" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">최 소</td> <td width="105" class="xl38" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">최 대</td> <td width="372" class="xl37" style="border-width: 1.5pt; border-style: solid; border-color: windowtext blue black windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" rowspan="2" colspan="2">직군 및 신용등급이 안좋은 경우, 24개월 이내로만 가능 (통상 24개월 기준)　</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl42" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">A.. 특별직군(PP)  12개월 B.  우량직군(PN) 12개월 C.  일반직군(PS) 12개월</td> <td width="105" class="xl42" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">36개월　</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="32" class="xl60" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: rgb(236, 233, 216) windowtext windowtext blue; width: 89pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">상 환 방 식</td> <td width="210" class="xl36" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext black windowtext windowtext; width: 158pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">원리금 균등 분할상환 방식　</td> <td width="372" class="xl37" style="border-width: 1.5pt 1.5pt medium medium; border-style: solid solid none none; border-color: windowtext blue rgb(236, 233, 216) windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">대출기간동안 원금과 이자를  균등액으로 분납　</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="32" class="xl64" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext windowtext blue; width: 89pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">취 급 수 수 료</td> <td width="210" class="xl52" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 158pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">없음　</td> <td width="372" class="xl37" style="border-width: 1.5pt 1.5pt medium medium; border-style: solid solid none none; border-color: windowtext blue rgb(236, 233, 216) windowtext; width: 279pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">대출상담사가 고객으로부터 수수료 수취는 불법</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="32" class="xl64" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext windowtext blue; width: 89pt; height: 24pt; text-align: center; background-color: rgb(255, 255, 153);">중도 상환 수수료</td> <td width="210" class="xl52" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 158pt; text-align: center; background-color: rgb(255, 255, 153);" colspan="2">기간별 차등 적용　</td> <td width="372" class="xl37" style="border-width: 1.5pt 1.5pt medium medium; border-style: solid solid none none; border-color: windowtext blue rgb(236, 233, 216) windowtext; width: 279pt; text-align: left; background-color: rgb(255, 255, 153);" colspan="2"> 1. 초회 납입일 이전 4%         2.  3개월 이내   3% 3. 1년 이내            2.5%      4.  2년 이내　   2% 5. 2년 이후            1.5%</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="32" class="xl65" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: windowtext windowtext blue blue; width: 89pt; height: 24pt; text-align: left; background-color: rgb(255, 255, 153);"> 부 대 비 용 (단위 : 만원)</td> <td width="105" class="xl66" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext windowtext blue; width: 79pt; text-align: center; background-color: rgb(255, 255, 153);">인지대</td> <td width="477" class="xl87" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext blue blue windowtext; width: 358pt; text-align: left; background-color: rgb(255, 255, 153);" colspan="3">　</td></tr> <tr height="9" style="height: 6.75pt; mso-height-source: userset;"> <td width="119" height="9" class="xl28" style="border: rgb(236, 233, 216); width: 89pt; height: 6.75pt; text-align: left; background-color: transparent;"></td> <td width="105" class="xl25" style="border: rgb(236, 233, 216); width: 79pt; text-align: left; background-color: transparent;"></td> <td width="105" class="xl90" style="border: rgb(236, 233, 216); width: 79pt; text-align: left; background-color: transparent;"></td> <td width="309" class="xl90" style="border: rgb(236, 233, 216); width: 232pt; text-align: left; background-color: transparent;"></td> <td width="63" class="xl90" style="border: rgb(236, 233, 216); width: 47pt; text-align: left; background-color: transparent;"></td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="119" height="192" class="xl70" style="border-width: 1.5pt; border-style: solid; border-color: red windowtext red red; width: 89pt; height: 144pt; text-align: left; background-color: transparent;" rowspan="6"> 대출가능 여부 추가 판단요인</td> <td width="105" class="xl71" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: red windowtext windowtext; width: 79pt; text-align: left; background-color: transparent;"> 현금서비스 & 카드론 건수  (금액제한없음)</td> <td width="105" class="xl71" style="border-width: 1.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: red windowtext windowtext; width: 79pt; text-align: center; background-color: transparent;">6건</td> <td width="372" class="xl72" style="border-width: 1.5pt; border-style: solid; border-color: red red red windowtext; width: 279pt; text-align: center; background-color: transparent;" rowspan="6" colspan="2">    좌측 추가 판단요인 일반직군(PS) 外에,    직군별 건수 평가 사례를 순서대로 기재하면,          우량직군(PN)  : 3 / 2 /   2   / 3 / 1 또는 2 / 45        특별직군(PP)  : 2 / 2 /    1  / 2 / 1 또는 1 / 15  </td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl29" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: transparent;">보증 건수</td> <td width="105" class="xl29" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: transparent;">2건(6개월 이내 보증 건은 불가)</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl26" style="border-width: medium 1.5pt 0.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: left; background-color: transparent;"> 2금융권  대출 건수 (등급별 차등적용)</td> <td width="105" class="xl29" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: transparent;">3~4건</td></tr> <tr height="32" style="height: 24pt; page-break-before: always; mso-height-source: userset;"> <td width="105" height="32" class="xl26" style="border-width: 1.5pt 1.5pt 0.5pt medium; border-style: solid solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: transparent;"> 2금융권 조회 건수 (12개월이내)</td> <td width="105" class="xl29" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: transparent;">3건</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl27" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; height: 24pt; text-align: center; background-color: transparent;"> 소비자금융 (대부업) 조회 건수</td> <td width="105" class="xl29" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: windowtext; width: 79pt; text-align: center; background-color: transparent;"> 3건 (3개월이내) 또는 4건(12개월이내)</td></tr> <tr height="32" style="height: 24pt; mso-height-source: userset;"> <td width="105" height="32" class="xl69" style="border-width: 0.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext windowtext red; width: 79pt; height: 24pt; text-align: center; background-color: transparent;"> 연체 기간 (1년 기준) (1년 이전 연체기간 무관)</td> <td width="105" class="xl95" style="border-width: 0.5pt 1.5pt 1.5pt medium; border-style: solid solid solid none; border-color: windowtext windowtext red rgb(236, 233, 216); width: 79pt; text-align: center; background-color: transparent;">65日</td></tr> <tr height="37" style="height: 27.75pt; mso-height-source: userset;"> <td width="119" height="37" class="xl67" style="border-width: medium 1.5pt 1.5pt; border-style: none solid solid; border-color: rgb(236, 233, 216) windowtext windowtext; width: 89pt; height: 27.75pt; text-align: center; background-color: transparent;">참 고 사 항</td> <td width="582" class="xl68" style="border-width: medium 1.5pt 1.5pt medium; border-style: none solid solid none; border-color: rgb(236, 233, 216) black windowtext windowtext; width: 437pt; text-align: left; background-color: transparent;" colspan="4"> 1. 신용도 : 일반직군(PS)<우량직군(PN) <특별직군(PP) 2. PP 및 PN 직군인 경우,   1금융(은행) 부채만 존재시, 연소득액 대비  80%까지 대출한도 적용가능 3. 대출한도 산정기준 소득액 인정 참고 근거     건강보험 납부확인서 115% /급여통장 및 소득금액증명원 110% / 원천징수영수증 및 갑근세 100%　</td></tr></tbody></table> <table width="704" align="left" style="width: 528pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr height="35" style="height: 26.25pt; mso-height-source: userset;"> <td width="64" height="35" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; height: 26.25pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td> <td width="64" class="xl65" style="border: rgb(236, 233, 216); width: 48pt; background-color: blue;">　</td></tr></tbody></table>       * 오도미 FM(정회원) 여러분이 작성 등록하는 정보는 상품검색Table에 반영합니다* 현재 상품정보 검색Table에 반영된 정보보다 신규&변경사항을 수정&추가하여 정보적 가치가 조금이라도 있다고 인정되면 즉시 채택반영하도록 하겠습니다. 일반적 광고홍보가 아닌 정보다운 정보를 모든 회원 분들과 공유합니다.  </tr></td></table>