2020년 상반기 18.8만개의 신규 신용카드가맹점이 카드사에 납부한 카드수수료 중 650억원을 환급해드립니다.

2020년 상반기 18.8만개의 신규 신용카드가맹점이 카드사에 납부한 카드수수료 중 650억원을 환급해드립니다. <a href="http://www.fss.or.kr/fss/kr/promo/bodobbs_view.jsp?seqno=23355&no=15572&s_title=&s_kind=&page=1" target="_blank" rel="noopener noreferrer" class="tx-link">http://www.fss.or.kr/fss/kr/promo/bodobbs_view.jsp?seqno=23355&no=15572&s_title=&s_kind=&page=1</a> <a href='javascript:fileFilterViewer("http://cfile283.uf.daum.net/attach/998F4C3C5F58D94F138CFE", "/cfile283/99/8F4C3C5F58D94F138CFE", "200910_조간_2020년 상반기 신규가맹점에 대한 수수료 환급F.pdf", "grpid%3D1YXpP%26fldid%3DqLvi%26dataid%3D1455%26fileid%3D1%26regdt%3D20200909223225&url=http%3A%2F%2Fcfile283.uf.daum.net%2Fattach%2F998F4C3C5F58D94F138CFE")'><img src="https://t1.daumcdn.net/daumtop_deco/icon/icon.hanmail.net/editor/p_pdf_s.gif" border="0" alt="첨부파일" class="vam"/> 200910_조간_2020년 상반기 신규가맹점에 대한 수수료 환급F.pdf</a>제 목 : 2020년 상반기 18.8만개의 신규 신용카드가맹점이 카드사에 납부한 카드수수료 중 650억원을 환급해드립니다.<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:464.92pt;height:460.35pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 2.55pt;border-right:solid #000000 2.55pt;" valign="center">󰊱 (환급대상) 2020년 1월 1일~6월 30일 기간 중 신규 신용카드가맹점이 되어 우대수수료율보다 높은 수수료율을 적용받다가 2020년 하반기 영세·중소가맹점으로 선정된 사업자 * 상반기 중 폐업한 신규가맹점도 포함됩니다. <table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;margin-left:2.25pt"><tbody><tr><td style="width:423.59pt;height:36.39pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:none;border-bottom:none;border-right:none;background:#ffffe5;" valign="center">☞ 환급 대상 가맹점은 총 18.8만개(폐업가맹점 약 4천개 포함)입니다.</td></tr></tbody></table>󰊲 (환급액) 올해 상반기 카드매출 발생시부터 올해 7월말 우대수수료율 적용 전까지 납부하신 수수료와 동 기간 카드매출액에 우대수수료율을 적용한 수수료와의 차액을 돌려드립니다. * [기존 적용 수수료율-우대수수료율] × 기존 수수료율이 적용된 카드결제금액 <table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;margin-left:2.25pt"><tbody><tr><td style="width:423.59pt;height:36.39pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:none;border-bottom:none;border-right:none;background:#ffffe5;" valign="center">☞ 환급액은 총 650억원이며, 2020년 9월 11일까지 입금됩니다.</td></tr></tbody></table>󰊳 (확인방법) 2020년 9월 10일(목)부터 여신금융협회의 「가맹점 매출거래정보 통합조회 시스템*」과 각 카드사 홈페이지에서 확인하실 수 있습니다. * www.cardsales.or.kr 또는 스마트폰 애플리케이션 “카드매출조회”</td></tr></tbody></table><table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:30.44pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #0000ff 0.28pt;border-left:solid #0000ff 0.28pt;border-bottom:solid #0000ff 0.28pt;border-right:solid #0000ff 0.28pt;background:#e0e5fa;" valign="center">1</td><td style="width:8.48pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:solid #0000ff 0.28pt;border-bottom:none;border-right:solid #0000ff 0.28pt;" valign="center"></td><td style="width:370.04pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #0000ff 0.28pt;border-left:solid #0000ff 0.28pt;border-bottom:solid #0000ff 0.28pt;border-right:solid #0000ff 0.28pt;" valign="center"> 2020년 상반기 신규가맹점에 대한 수수료 환급 </td></tr></tbody></table> <table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:454.43pt;height:150.25pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:none;border-bottom:none;border-right:none;background:#ffffe5;" valign="center">◈ 신규 신용카드가맹점은 일반 수수료를 적용한 뒤 매출액 확인후 영세·중소 가맹점으로 선정된 경우에는 우대수수료를 소급 적용하여 카드수수료 차액을 환급받습니다.◈ 2020년 상반기 신규 신용카드가맹점에 대한 환급은 2020년 9월에 이루어질 예정입니다. </td></tr></tbody></table>□ (수수료 환급) 매출액이 적은 영세·중소 신용카드가맹점에 대해 우대수수료율을 적용하고 있으나 ㅇ 신규 신용카드가맹점은 매출액이 확인될 때까지는 업종 평균 수수료율 등 높은 수수료율을 적용받고 있습니다. ➡ 금융위는 신규 신용카드가맹점이 매출액 확인을 통해 영세·중소가맹점으로 선정되는 경우 카드사가 수수료 차액을 환급하도록 제도를 개선*하였습니다. * ’19.1.31. 「여신전문금융업 감독규정」 개정·시행【연간 매출액에 따른 적용 수수료】<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td rowspan="2" style="width:89.25pt;height:29.64pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:none;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">구분</td><td rowspan="2" style="width:167.72pt;height:29.64pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">연간 매출액</td><td colspan="2" style="width:196.61pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:none;background:#d8ffd8;" valign="center">적용 수수료율</td></tr><tr><td style="width:98.30pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">신용카드</td><td style="width:98.31pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:none;background:#d8ffd8;" valign="center">체크카드</td></tr><tr><td style="width:89.25pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">영세가맹점</td><td style="width:167.72pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">3억원 이하</td><td style="width:98.30pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">0.8%</td><td style="width:98.31pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:none;" valign="center">0.5%</td></tr><tr><td rowspan="3" style="width:89.25pt;height:44.46pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">중소가맹점</td><td style="width:167.72pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">3억원 초과 5억원 이하</td><td style="width:98.30pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1.3%</td><td style="width:98.31pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:none;" valign="center">1.0%</td></tr><tr><td style="width:167.72pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">5억원 초과 10억원 이하</td><td style="width:98.30pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1.4%</td><td style="width:98.31pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:none;" valign="center">1.1%</td></tr><tr><td style="width:167.72pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">10억원 초과 30억원 이하</td><td style="width:98.30pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">1.6%</td><td style="width:98.31pt;height:14.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:none;" valign="center">1.3%</td></tr></tbody></table>□ (환급대상) 2020년 상반기(’20.1.1.~’20.6.30.)동안 신규 신용카드가맹점중 동기간 매출액 확인(‘20.6월말 기준)을 통해 영세·중소 신용카드가맹점으로 선정된 경우로서, 폐업한 가맹점도 포함됩니다. □ (환급액) 신규 신용카드가맹점이 우대수수료율 적용일 전까지 납부한 카드수수료와 해당 기간 동안의 매출액에 우대수수료율을 적용한 카드수수료와의 차액을 환급해드립니다. <table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:439.43pt;height:24.02pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:dotted #000000 0.28pt;border-left:dotted #000000 0.28pt;border-bottom:dotted #000000 0.28pt;border-right:dotted #000000 0.28pt;" valign="center">◈ 환급액 = 우대수수료율 적용 전 카드매출액×(기존 수수료율–우대수수료율)</td></tr></tbody></table>□ (운영경과) 2019년 하반기 신규 신용카드가맹점에 대해서는 2020년 3월에 환급되었으며, 2020년 상반기 신규 신용카드가맹점에 대해서는 2020년 9월에 환급될 예정*입니다. * 우대수수료율 적용일(매 1월말, 7월말)로부터 45일 이내에 환급(여신전문금융업 감독규정 §25의6④) 【2019년 하반기 신규 신용카드가맹점에 대한 환급】<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:459.24pt;height:2.82pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"> <img height="131pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c06.bmp" v:shapes="_x184739392" width="449pt"> </td></tr></tbody></table><table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:30.44pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #0000ff 0.28pt;border-left:solid #0000ff 0.28pt;border-bottom:solid #0000ff 0.28pt;border-right:solid #0000ff 0.28pt;background:#e0e5fa;" valign="center">2</td><td style="width:8.48pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:solid #0000ff 0.28pt;border-bottom:none;border-right:solid #0000ff 0.28pt;" valign="center"></td><td style="width:265.33pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #0000ff 0.28pt;border-left:solid #0000ff 0.28pt;border-bottom:solid #0000ff 0.28pt;border-right:solid #0000ff 0.28pt;" valign="center"> 이번 카드수수료 환급 주요 내용</td></tr></tbody></table> <table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:454.43pt;height:80.71pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:none;border-bottom:none;border-right:none;background:#ffffe5;" valign="center">◈ 18.8만 신규 신용카드가맹점에 대해 총 649.7억원이 환급됩니다.◈ 환급 대상 가맹점은 주로 일반음식점, 편의점 등 소상공인·자영업자 관련 업종입니다.</td></tr></tbody></table>□ (환급대상) 우대수수료율을 소급 적용함에 따라 환급액이 발생하는* 2020년 상반기 신규 신용카드가맹점은 총 18.8만개**입니다. * 그간 카드매출이 발생하지 않았거나 우대수수료율 이하의 수수료율이 적용된 경우 등은 환급대상에 해당하지 않습니다. ** 이중 약 4천개는 ’20년 상반기 중 폐업한 신규가맹점입니다. ㅇ 2020년 상반기 신규 신용카드가맹점(약 21.0만개)의 약 89.6%가 환급대상 가맹점에 해당하며, * 신규 가맹점 및 환급대상 가맹점 모두 2020년 6월 말 유효한 가맹점 기준 - ’20.6월말 기준 전체 신용카드가맹점(285.7만개)의 약 7%입니다. ㅇ 환급대상 가맹점의 86.6%가 영세가맹점(연매출액 3억원 이하)입니다.【매출액 구간별 환급대상 가맹점 (자료 : 여신금융협회)】(단위 : 만개)<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td rowspan="2" style="width:78.72pt;height:53.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:none;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.25pt;background:#d8ffd8;" valign="center">구분</td><td rowspan="2" style="width:78.72pt;height:53.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.25pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">영세(3억원 이하)</td><td colspan="3" style="width:236.16pt;height:23.85pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">중소</td><td rowspan="3" style="width:78.72pt;height:84.96pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.25pt;border-right:none;background:#d8ffd8;" valign="center">계</td></tr><tr><td style="width:78.72pt;height:29.51pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">3~5억원</td><td style="width:78.72pt;height:29.51pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">5~10억원</td><td style="width:78.72pt;height:29.51pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">10~30억원</td></tr><tr><td style="width:78.72pt;height:31.60pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:dotted #000000 0.25pt;border-left:dotted #000000 0.25pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.25pt;background:#e5e5e5;" valign="center"><우대수수료율>(신용, 체크)</td><td style="width:78.72pt;height:31.60pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:dotted #000000 0.25pt;border-left:solid #000000 0.25pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#e5e5e5;" valign="center">(0.8%, 0.5%)</td><td style="width:78.72pt;height:31.60pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:dotted #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#e5e5e5;" valign="center">(1.3%, 1.0%)</td><td style="width:78.72pt;height:31.60pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:dotted #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#e5e5e5;" valign="center">(1.4%, 1.1%)</td><td style="width:78.72pt;height:31.60pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:dotted #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:dotted #000000 0.25pt;background:#e5e5e5;" valign="center">(1.6%, 1.3%)</td></tr><tr><td style="width:78.72pt;height:29.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.25pt;" valign="center">환급가맹점</td><td style="width:78.72pt;height:29.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.25pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">16.3 </td><td style="width:78.72pt;height:29.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">1.2 </td><td style="width:78.72pt;height:29.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">0.9 </td><td style="width:78.72pt;height:29.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">0.4 </td><td style="width:78.72pt;height:29.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:dotted #000000 0.25pt;border-right:none;" valign="center">18.8 </td></tr><tr><td style="width:78.72pt;height:29.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 1.70pt;border-right:solid #ff0000 2.55pt;" valign="center">비중</td><td style="width:78.72pt;height:29.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #ff0000 2.55pt;border-left:solid #ff0000 2.55pt;border-bottom:solid #ff0000 2.55pt;border-right:solid #ff0000 2.55pt;" valign="center">86.8%</td><td style="width:78.72pt;height:29.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #ff0000 2.55pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">6.2%</td><td style="width:78.72pt;height:29.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">4.7%</td><td style="width:78.72pt;height:29.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">2.3%</td><td style="width:78.72pt;height:29.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:none;" valign="center">100%</td></tr></tbody></table>□ (업종별) 환급대상 가맹점 중 일반음식점*이 가장 높은 비중을 차지하였으며, 다음으로 편의점, 농축산물 판매점, 미용실 등 대부분 골목상권 관련 업종인 것으로 나타났습니다. * 환급 대상 영세·중소가맹점 매출액 구간별(연매출액 3억원~30억원 이하)로 약 40~50%를 차지 □ (환급액) 신규 신용카드가맹점에 대한 환급규모는 약 649.7억원입니다. ㅇ 환급대상 가맹점당 평균 환급액은 약 34만원 수준*이며, * 단순평균이며 우대가맹점 선정시까지 신용/체크카드매출액, 연매출액 구간에 따른 우대수수료율 등에 따라 가맹점별 실제 환급금은 상이합니다. ㅇ 전체 금액의 약 71%가 영세가맹점에 환급될 예정입니다.【환급대상 가맹점에 대한 환급액 (자료 : 여신금융협회)】(단위 : 억원)<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td rowspan="2" style="width:78.72pt;height:53.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:none;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">구분</td><td rowspan="2" style="width:78.72pt;height:53.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">영세(3억원 이하)</td><td colspan="3" style="width:236.16pt;height:26.68pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">중소</td><td rowspan="2" style="width:78.72pt;height:53.36pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:none;background:#d8ffd8;" valign="center">계</td></tr><tr><td style="width:78.72pt;height:26.68pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">3~5억원</td><td style="width:78.72pt;height:26.68pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">5~10억원</td><td style="width:78.72pt;height:26.68pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">10~30억원</td></tr><tr><td style="width:78.72pt;height:32.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:dotted #000000 0.28pt;border-right:solid #000000 0.25pt;" valign="center">환급가맹점</td><td style="width:78.72pt;height:32.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.25pt;border-bottom:solid #ff0000 2.55pt;border-right:solid #000000 0.28pt;" valign="center">461.2 </td><td style="width:78.72pt;height:32.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">74.9 </td><td style="width:78.72pt;height:32.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">74.3 </td><td style="width:78.72pt;height:32.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.25pt;border-right:solid #000000 0.28pt;" valign="center">39.3 </td><td style="width:78.72pt;height:32.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.25pt;border-right:none;" valign="center">649.7 </td></tr><tr><td style="width:78.72pt;height:32.19pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 1.70pt;border-right:solid #ff0000 2.55pt;" valign="center">비중</td><td style="width:78.72pt;height:32.19pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #ff0000 2.55pt;border-left:solid #ff0000 2.55pt;border-bottom:solid #ff0000 2.55pt;border-right:solid #ff0000 2.55pt;" valign="center">71.0%</td><td style="width:78.72pt;height:32.19pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.25pt;border-left:solid #ff0000 2.55pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">11.5%</td><td style="width:78.72pt;height:32.19pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">11.4%</td><td style="width:78.72pt;height:32.19pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">6.0%</td><td style="width:78.72pt;height:32.19pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.25pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:none;" valign="center">100%</td></tr></tbody></table>※ 환급대상이 된 카드매출건(’20.1월~’20.6월)에 대해 ’20.9월초까지의 취소분을 반영한 금액이며, 이후 추가적인 매출 취소 발생시 환급액이 변동될 수 있습니다.<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:30.44pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #0000ff 0.28pt;border-left:solid #0000ff 0.28pt;border-bottom:solid #0000ff 0.28pt;border-right:solid #0000ff 0.28pt;background:#e0e5fa;" valign="center">3</td><td style="width:8.48pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:solid #0000ff 0.28pt;border-bottom:none;border-right:solid #0000ff 0.28pt;" valign="center"></td><td style="width:180.43pt;height:27.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #0000ff 0.28pt;border-left:solid #0000ff 0.28pt;border-bottom:solid #0000ff 0.28pt;border-right:solid #0000ff 0.28pt;" valign="center"> 환급 내역 확인 방법</td></tr></tbody></table> ※ 자세한 확인 방법은 첨부된 <참고>자료를 참고해주시기 바랍니다.<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:454.43pt;height:51.05pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:none;border-bottom:none;border-right:none;background:#ffffe5;" valign="center">◈ (총 환급액) 여신금융협회 「가맹점 매출거래정보 통합조회 시스템」◈ (세부 환급내역) 각 카드사 홈페이지</td></tr></tbody></table>󰊱 신용카드가맹점 사업자가 전체 카드사로부터 받는 환급 총액은 여신금융협회가 운영하는 ｢가맹점 매출거래정보 통합조회 시스템｣에서 9월 10일부터 확인하실 수 있습니다. 【가맹점 매출거래정보 통합조회 시스템 메인 화면】<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td colspan="2" style="width:246.60pt;height:20.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">❶ 인터넷 홈페이지</td><td colspan="2" style="width:246.60pt;height:20.48pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">❷ 스마트폰 앱(Application)</td></tr><tr><td colspan="2" style="width:246.60pt;height:193.34pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"> <img height="189pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c07.bmp" v:shapes="_x185151296" width="238pt"> </td><td colspan="2" style="width:246.60pt;height:193.34pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"> <img height="190pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c08.bmp" v:shapes="_x185152416" width="240pt"> </td></tr></tbody></table> <img height="20pt" src="file:///C:\Users\home\AppData\Local\Temp\DRW00000d446c43.gif" v:shapes="_x185152656" width="17pt"> 【조회 결과 화면(예시)】<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td colspan="2" style="width:246.60pt;height:20.81pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">❶ 인터넷 홈페이지</td><td colspan="2" style="width:235.28pt;height:20.81pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">❷ 스마트폰 앱(Application)</td></tr><tr><td colspan="2" style="width:246.60pt;height:212.30pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"> <img height="201pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c09.png" v:shapes="_x185157056" width="236pt"> </td><td colspan="2" style="width:235.28pt;height:212.30pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"> <img height="198pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c0a.png" v:shapes="_x185157856" width="213pt"> </td></tr></tbody></table> ㅇ 또한 여신금융협회 콜센터를 통해서도 카드사로부터 받는 환급 총액을 확인하실 수 있습니다.<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:457.55pt;height:87.45pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:none;border-bottom:none;border-right:none;background:#ffffe5;" valign="center">[여신금융협회를 통한 다양한 확인 방법]☞ www.cardsales.or.kr 또는 가맹점 매출거래정보 통합조회 시스템 검색을 통해 접속☞ 또는 여신금융협회의 스마트폰 애플리케이션 “카드매출조회” 접속☞ 또는 콜센터(02-2011-0700) </td></tr></tbody></table>󰊲 일별·건별 환급금액, 우대수수료 적용 전·후 수수료 등 세부내역은 각 카드사 홈페이지에서 확인하실 수 있습니다. * 씨티은행의 경우 대상 가맹점 수가 적어 가맹점에 환급 세부내역을 개별 통지할 예정입니다.<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:170.61pt;height:24.86pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:none;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">협회 및 카드사</td><td style="width:139.48pt;height:24.86pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">회원가입 필수</td><td style="width:119.67pt;height:24.86pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 1.70pt;border-left:solid #000000 0.28pt;border-bottom:double #000000 1.98pt;border-right:none;background:#d8ffd8;" valign="center">환급내역 조회화면 개시일</td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">신한카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#e5e5e5;" valign="center">√</td><td rowspan="9" style="width:119.67pt;height:199.75pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:none;" valign="center">9월 10일</td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">여신금융협회</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"></td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">삼성카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"></td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">롯데카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"></td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">하나카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#e5e5e5;" valign="center">√</td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">현대카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"></td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">비씨카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center"></td></tr><tr><td style="width:170.61pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">KB국민카드</td><td style="width:139.48pt;height:22.21pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#e5e5e5;" valign="center">√</td></tr><tr><td style="width:170.61pt;height:22.07pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:none;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center">NH농협카드</td><td style="width:139.48pt;height:22.07pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 1.70pt;border-right:solid #000000 0.28pt;" valign="center"></td></tr></tbody></table>󰊳 환급액은 2020년 9월 11일(금)까지 각 카드사에 등록된 환급대상 가맹점의 유효한 카드대금입금 계좌로 입금될 예정입니다.※ [별첨] 카드수수료 환급액 확인처 및 확인처별 조회 방법 안내<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:110.72pt;height:51.55pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:double #000000 1.98pt;border-bottom:double #000000 1.98pt;border-right:none;" valign="center"> <img height="35pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c40.jpg" v:shapes="_x184999384" width="99pt"> </td><td style="width:109.13pt;height:51.55pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:double #000000 1.98pt;border-right:none;" valign="center">☞ 본 자료를 인용 보도할 경우 출처를 표기해 주십시오.http://www.fsc.go.kr</td><td style="width:128.14pt;height:51.55pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:double #000000 1.98pt;border-right:none;" valign="center">금융위원회 대 변 인prfsc@korea.kr</td><td style="width:159.28pt;height:51.55pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:double #000000 1.98pt;border-left:none;border-bottom:double #000000 1.98pt;border-right:double #000000 1.98pt;" valign="center"> <img height="36pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c41.jpg" v:shapes="_x185283432" width="68pt">  <img height="36pt" src="file:///C:\Users\home\AppData\Local\Temp\Hnc\BinData\EMB00000d446c42.png" v:shapes="_x185283832" width="58pt"> </td></tr></tbody></table>“혁신금융, 더 많은 기회 함께하는 성장”<table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:68.12pt;height:30.14pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #3e57a5 1.70pt;border-left:solid #3e57a5 1.70pt;border-bottom:solid #3e57a5 1.70pt;border-right:solid #3e57a5 1.70pt;background:#deeaff;" valign="center">참고 1</td><td style="width:8.69pt;height:30.14pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:none;border-left:solid #3e57a5 1.70pt;border-bottom:none;border-right:solid #3e57a5 1.70pt;" valign="center"></td><td style="width:385.28pt;height:30.14pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #3e57a5 1.70pt;border-left:solid #3e57a5 1.70pt;border-bottom:solid #3e57a5 1.70pt;border-right:solid #3e57a5 1.70pt;" valign="center"> 카드수수료 환급액 확인처 </td></tr></tbody></table><table style="border-collapse:collapse;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;"><tbody><tr><td style="width:100.54pt;height:35.41pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">구 분</td><td style="width:102.98pt;height:35.41pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">콜센터</td><td style="width:142.60pt;height:35.41pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">홈페이지</td><td style="width:117.13pt;height:35.41pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;background:#d8ffd8;" valign="center">환급액 조회</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">여신금융협회</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">02-2011-0700</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.cardsales.or.kr</td><td rowspan="9" style="width:117.13pt;height:542.79pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">9월 10일~</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">신한카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1544-7000</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.shinhancard.com</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">삼성카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1588-8700</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.samsungcard.com</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">롯데카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1588-8100</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.lottecard.co.kr</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">하나카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1800-1111</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.hanacard.co.kr</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">현대카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1577-6000</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.hyundaicard.com</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">비씨카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1588-4500</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.bccard.com</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">KB국민카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1588-1788</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">www.kbcard.com</td></tr><tr><td style="width:100.54pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">NH농협카드</td><td style="width:102.98pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">1644-7400</td><td style="width:142.60pt;height:60.31pt;padding:-0.01pt -0.01pt -0.01pt -0.01pt;border-top:solid #000000 0.28pt;border-left:solid #000000 0.28pt;border-bottom:solid #000000 0.28pt;border-right:solid #000000 0.28pt;" valign="center">card.nonghyup.com</td></tr></tbody></table>* 콜센터의 경우 문의 전화가 많을 경우 연결이 지연될 수 있습니다.* 환급액 상세 내역은 해당 카드사에 문의하실 수 있습니다.