오피스텔 전세자금대출 보증 시행

<TABLE id=printPost1 class=post-body cellSpacing=0 cellPadding=0> <TBODY> <TR> <TD class=bcl noWrap></TD> <TD class=bcc> <TABLE class=post-top> <TBODY> <TR> <TD class=p12 vAlign=bottom></TD></TR></TBODY></TABLE> <DIV id=post-view60154373796 class="post-view pcol2 _param(1)"> 오피스텔 입주자는 전세자금 대출신청시에 국민주택기금 수탁은행(우리․기업․농 협․신한․하나은행)을 통해 동시에 보증신청이 가능하다. 2.1시행 오피스텔 전세자금 대출조건 <DIV style="LINE-HEIGHT: 21px; TEXT-INDENT: 0px; MARGIN: 0px; FONT-FAMILY: '한컴바탕'; COLOR: #000000; FONT-SIZE: 13px" align=justify><A class=con_link name=#1948501166 target=_blank></A> <TABLE style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; BORDER-COLLAPSE: collapse; BORDER-TOP: medium none; BORDER-RIGHT: medium none" border=1 cellSpacing=0 cellPadding=0 width=640 height=786> <TBODY> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" bgColor=#d6d6d6 height=59 vAlign=middle width=78> 구 분</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" bgColor=#d6d6d6 height=59 vAlign=middle width=247> 근로자․서민 전세자금</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" bgColor=#d6d6d6 height=59 vAlign=middle width=315> 저소득가구 전세자금</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=155 vAlign=middle width=78> 대출대상</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=155 vAlign=middle width=247> ․임차보증금 5%이상 지불한 근로자 또는 서민 세입자 - 만20세 이상 세대주(35세미만 단독세대주 제외) - 무주택자 - 최근 1년간 소득 30백만원 이하 (신혼부부 35백만원)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=155 vAlign=middle width=315> ․임차보증금 5%이상 지불한 저소득 세입자 - 지자체 장의 추천을 받은 자 (최저생계비 2배 이내인자) - 만20세 이상 세대주(35세미만 단독세대주 제외) - 무주택자 </TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=67 vAlign=middle width=78> 임차 목적물</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=67 vAlign=middle width=247> ․전용면적 85㎡이하인 공부상 오피스텔</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=67 vAlign=middle width=315> ․전용면적 60㎡또는 85㎡이하인 공부상 오피스텔</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=148 vAlign=middle width=78> 대출한도</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=148 vAlign=middle width=247> ․최고 80백만원 -다자녀가구 100백만원 이내</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=148 vAlign=middle width=315> <A class=con_link name=#1948501167 target=_blank></A> <TABLE style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; BORDER-COLLAPSE: collapse; BORDER-TOP: medium none; BORDER-RIGHT: medium none" border=1 cellSpacing=0 cellPadding=0 width=298 height=136> <TBODY> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=138> 지역 구분</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=78> 보증금 한도</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=4 vAlign=middle width=82> 호당 대출한도</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=138> 수도권과밀억제권역 (다자녀 가구)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=78> 100백만원 (110백만원)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=4 vAlign=middle width=82> 56백만원 (63백만원)</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=138> 수도권기타지역(광역시) (다자녀 가구)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=78> 60백만원 (70백만원)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=4 vAlign=middle width=82> 35백만원 (42백만원)</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=138> 기타지역 (다자녀 가구)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=4 vAlign=middle width=78> 40백만원 (50백만원)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=4 vAlign=middle width=82> 28백만원 (35백만원)</TD></TR></TBODY></TABLE></TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=78> 대출기간</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=247> ․2년(3회연장 최대 8년)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=49 vAlign=middle width=315> ․15년</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=78> 대출이율</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=247> ․연4.0% (노인부양, 다문화, 장애인가구 0.5%우대)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=49 vAlign=middle width=315> ․연2.0%</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=78 vAlign=middle width=78> 신청시기</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=78 vAlign=middle width=247> ․임대차 계약서 입주일과 주민등록 전입일 중 빠른날로부터 3개월이내</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=78 vAlign=middle width=315> 좌 동</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=85 vAlign=middle width=78> 전세자금 대출보증</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=85 vAlign=middle width=247> ․대한주택보증 보증서</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=85 vAlign=middle width=315> ․대한주택보증 보증서</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=78> 상환방법</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=247> ․만기 일시상환</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=49 vAlign=middle width=315> ․원리금 균등 또는 혼합상환 등</TD></TR> <TR> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT-WIDTH: 0.12mm; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=78> 임대인</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-RIGHT: #000000 0.12mm solid" height=49 vAlign=middle width=247> ․개인소유 주택(법인은 임대사업자)</TD> <TD style="BORDER-BOTTOM: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-RIGHT-WIDTH: 0.12mm; BORDER-RIGHT-COLOR: #000000; BORDER-TOP: #000000 0.12mm solid" height=49 vAlign=middle width=315> 좌 동</TD></TR></TBODY></TABLE></DIV> 자료:국토해양부 <DIV class=autosourcing-stub></DIV> </DIV></TD></TR></TBODY></TABLE>