신용회복자격실효 되면 어떻게 하나요

<STYLE>P{margin-top:2px;margin-bottom:2px;}</STYLE> <TABLE cellSpacing=0 cellPadding=5 width="100%" border=0> <TBODY> <TR> <TD class=bg_board_title align=middle colSpan=5><B><FONT class=text><FONT color=#ff0000>신용회복자격실효 되면 어떻게 하나요</FONT> </FONT></B></TD></TR> <TR> <TD class=bg_board_title_02 style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; OVERFLOW: hidden; PADDING-TOP: 0px" colSpan=5 height=1></TD></TR> <TR class=bg_cafenetwork> <TD style="PADDING-LEFT: 15px" noWrap width=95>번호: 6563</TD> <TD align=middle width="100%">글쓴이: <IMG height=19 src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwns.messenger.daum.net%3A3682%2FRSI%3Feuserid%3DQSv9J6aKeXs0%26ebuddy_userid%3DZa43lCCgRJM0" width=21 align=absMiddle vspace=3 border=0> <A class=link_board_02 href="xxxxjavascript:;" xxxxonclick="showSideView(this, 'ZwSfFuYCDxs0', '', '회생개인');"><FONT color=#3e8822>회생개인</FONT></A><BR></TD> <TD noWrap width=95>조회: <FONT class=text_03 color=#996600>76</FONT></TD> <TD style="PADDING-RIGHT: 15px" noWrap width=150>날짜: 2004/11/30 19:06</TD></TR> <TR> <TD class=bg_board_title_02 style="PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; OVERFLOW: hidden; PADDING-TOP: 0px" colSpan=5 height=1></TD></TR></TBODY></TABLE> <STYLE>P{margin-top:2px;margin-bottom:2px;}</STYLE> <XSCRIPT></XSCRIPT><INPUT type=hidden name=nickname> <INPUT type=hidden name=grpcode> <INPUT type=hidden name=act> <INPUT type=hidden name=seq> <INPUT type=hidden name=return_url>  <TABLE cellSpacing=0 cellPadding=15 width="100%" border=0> <TBODY> <TR> <TD class=text vAlign=top width="100%" bgColor=#ffffff> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD class=text vAlign=top> <P> <STYLE>P{margin-top:2px;margin-bottom:2px;}</STYLE> 먼저 인사 합니다 ( 안녕 하세요 )</P> <P> </P> <P><FONT color=#013add><STRONG>개인회생준비 </STRONG></FONT>하는 사람 입니다.</P> <P> </P> <P>먼저 저는 <STRONG><FONT color=#f10b00>신용회복위원회</FONT></STRONG> 에서 2003년도에 심의조정 받고 확정 되어서 매달 399,900원씩</P> <P> </P> <P>납부 하던 사람 입니다. <STRONG> 62 </STRONG>개월 납부 였는데 <STRONG>8 </STRONG>개월 납부 하고 연체 하게되어서 <FONT color=#9b014f><STRONG>실효</STRONG></FONT>가 </P> <P> </P> <P>되었 읍니다. 성실히 납부 하다가 교통사고 당해서 못내게 되었는데..</P> <P> </P> <P>개인회생준비 하라고 하더군요 ( 위원회에서 ) 지금 320만원정도 갚았는데 이자만 100만원이</P> <P> </P> <P>넘네요 억울 하네요 이자만 100만원 이라니? 원금은 200정도 갚은걸로 되어 있읍니다.</P> <P> </P> <P>그리고 총 5군데에 빚이 잇읍니다.</P> <P> </P> <P> </P> <P>바로 준비 하면 되는지요~ </P> <P> </P> <P>그리고 비용이나 서류는요~</P> <P> </P> <P>메일 이나 답글좀 주세요~ </P> <P> </P> <P>그럼 수고 하세요.</P> <P> </P> <P> </P> <P> </P> <P> </P></TD></TR></TBODY></TABLE></TD> <TD vAlign=top noWrap align=right> <TABLE cellSpacing=1 cellPadding=0 width=130 bgColor=#c4c4c4 border=0> <TBODY> <TR style="LINE-HEIGHT: 110%"> <TD align=middle bgColor=#ffffff> Netscape 7.0 이상을 사용하십시오.</IFRAME><BR></TD></TR> <STYLE type=text/css> a.avatar:link { color:#797979; text-decoration:none; font-size:9pt;} a.avatar:visited { color:#797979; text-decoration:none; font-size:9pt;} a.avatar:hover { color:#000000; text-decoration:none; font-size:9pt;} </STYLE> <XSCRIPT language=xxxxjavascript> <TR> <TD style="PADDING-LEFT: 3px" bgColor=#f3f3f3> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD bgColor=#ffffff height=1></TD></TR> <TR> <TD height=5></TD></TR></TBODY></TABLE><A class=avatar href="xxxxjavascript:popupAlbum('a5wTlwjPhAQ0');">아바타정보</A>|<A class=avatar href="http://mall.avatar.daum.net/avatar/member/popup/buyfriendsitems.jsp?euserid=a5wTlwjPhAQ0" target=_new>같은옷구입</A><BR><A href="http://mall.avatar.daum.net/avatar/member/index.jsp?iframeurl=i_sangpum.jsp%3feuserid%3da5wTlwjPhAQ0%26nickname%3d" target=_new> <IMG height=14 alt=상품권 src="https://t1.daumcdn.net/daumtop_deco/icon/image.hanmail.net/hanmail/cf_img/bbs_gift.gif" width=25 align=absMiddle vspace=3 border=0></A><A class=avatar href="http://mall.avatar.daum.net/avatar/member/index.jsp?iframeurl=i_sangpum.jsp%3feuserid%3da5wTlwjPhAQ0%26nickname%3d" target=_new name=link2> 상품권 선물하기</A><BR> <TABLE cellSpacing=0 cellPadding=0 width="96%" align=center border=0> <TBODY> <TR> <TD height=2></TD></TR> <TR> <TD bgColor=#d7d7d7 height=1></TD></TR> <TR> <TD bgColor=#ffffff height=1></TD></TR> <TR> <TD height=2></TD></TR></TBODY></TABLE> </IFRAME> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD height=2></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><BR> <TABLE height="100%" cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD vAlign=top height="100%"> <TABLE cellSpacing=0 cellPadding=0 width="98%" align=center border=0> <TBODY> <TR> <TD noWrap align=right> <IMG height=15 alt="꼬리말 쓰기" hspace=6 src="http://cafeimg.hanmail.net/cf_img/top4/bbs/one_write.gif" width=15 align=absMiddle vspace=4 border=0><A href="http://cafe152.daum.net/_c21_/bbs_read?grpid=sR3L&mgrpid=#down">꼬리말 쓰기</A>  </TD></TR></TBODY></TABLE> <TABLE cellSpacing=0 cellPadding=0 width="98%" align=center border=0> <TBODY> <TR> <TD style="BORDER-RIGHT: #c9c9c9 1px solid; BORDER-TOP: #c9c9c9 1px solid; BORDER-LEFT: #c9c9c9 1px solid; BORDER-BOTTOM: #c9c9c9 1px solid"><XSCRIPT language=xxxxjavascript></XSCRIPT> <TABLE id=comments cellSpacing=7 cellPadding=0 width="100%" border=0> <TBODY> <TR style="LINE-HEIGHT: 110%"> <TD noWrap> <DIV id=plainCmtEmo_1> <IMG height=19 alt="" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width=19 align=absMiddle border=0><BR></DIV> <DIV id=editCmtEmo_1 style="DISPLAY: none"> <IMG height=19 alt="" src="http://cafeimg.hanmail.net/cf_img/icon01.gif" width=19 align=absMiddle border=0 xxxxonclick="xxxxjavascript:showhide2(this);" xxxxonfocus="this.blur()"><BR></DIV></TD> <TD style="PADDING-RIGHT: 4px" noWrap><A class=link_board_02 href="xxxxjavascript:;" xxxxonclick="showSideView(this, 'AQC9MjEDKEE0', 'AFRQha9ZuHM0', '박변호사')"><XSCRIPT> 박변호사 </A></TD> <TD style="WORD-BREAK: break-all" width="100%"><INPUT type=hidden value=01 name=emoticon_1> <DIV id=plainCmt_1>가능 여부는 pasan114.com에서 자가진단을 시행해 보시기 바랍니다. 변호사 선임은 옆의 "변호사 전화상담 신청"을 참조바랍니다.<A href="xxxxjavascript:ModifyViewShortComment(1);"> <IMG height=15 alt=수정 hspace=4 src="https://t1.daumcdn.net/daumtop_deco/icon/image.hanmail.net/hanmail/cf_img/one_m.gif" width=15 align=absMiddle border=0></A><A href="xxxxjavascript:DeleteShortComment(1);"> <IMG height=15 alt=삭제 src="https://t1.daumcdn.net/daumtop_deco/icon/image.hanmail.net/hanmail/cf_img/one_x.gif" width=15 align=absMiddle border=0></A></DIV> <DIV id=editCmt_1 style="DISPLAY: none"><TEXTAREA class=inputtext4 name=comment_1 xxxxonkeyup="updateChar(300,1);">가능 여부는 pasan114.com에서 자가진단을 시행해 보시기 바랍니다. 변호사 선임은 옆의 "변호사 전화상담 신청"을 참조바랍니다.</TEXTAREA><A href="xxxxjavascript:ModifyShortComment(1,01);"> <IMG height=19 alt=확인 hspace=4 src="http://cafeimg.hanmail.net/cf_img/top4/bbs/one_m_1.gif" width=19 align=absMiddle border=0></A></DIV></TD> <TD noWrap><FONT style="FONT-SIZE: 9pt" color=#7c7c7c>[2004/11/30]</FONT></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>