[감정가절반이하] 수원우만동아파트 경기 수원시 팔달구 우만동 28 주공2차아파트 24평형 / 102.900.000원 / 12.06 / 26561

<A class=con_link title="메뉴 그룹" target=_blank>◈</A> 부동산 경,공매 전문 컨설팅 법인으로서 100% 완벽하게 책임처리를 하고 있습니다 법원경매중인 부동산 입니다.시세 및 급매보다 최소 20~30% 저렴하게 구입 할 수 있는 기회!! 경매꾼 김동혁 상무 tel. 031-211-7419 h.p 010-8792-4589 다 음 카 페 <A class=con_link href="http://cafe.daum.net/k4807955" target=_blank>http://cafe.daum.net/k4807955</A>← 클릭! 네이버카페 <A class=con_link href="http://cafe.naver.com/richinvest1" target=_blank></A><A class=con_link href="http://cafe.naver.com/k4807955" target=_blank>http://cafe.naver.com/k4807955</A> ← 클릭! 15년의 실전경험으로 최고의 부동산을 취득해드립니다. * 24시간 온라인이나 전화상담해드립니다.    <TABLE style="BORDER-BOTTOM: 1px solid; BORDER-COLLAPSE: collapse" id=Table3 border=1 cellSpacing=0 borderColor=#cdcdcd cellPadding=3 width="100%" align=center> <TBODY> <TR height=25> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 width="11%" align=center>소 재 지</TD> <TD vAlign=middle colSpan=5> 경기 수원시 팔달구 우만동 28 ,29,30,-4,32,570 우만주공 206동 5층 경기도 수원시 팔달구 중부대로223번길 102 (우만동, 주공1단지아파트) 우편번호 : 442-752</TD></TR> <TR height=22> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 width="11%" align=center>경 매 구 분</TD> <TD width="20%">임의(기일) </TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 width="12%" align=center>채 권 자</TD> <TD width="22%"></TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 width="11%" align=center>매 각 기 일</TD> <TD width="24%">13.12.06 (10:30) </TD></TR> <TR height=22> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>용 도</TD> <TD>아파트</TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>채무/소유자</TD> <TD></TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>다 음 예 정</TD> <TD></TD></TR> <TR height=22> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>감 정 가</TD> <TD>210,000,000</TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>청 구 액</TD> <TD>171,254,236 </TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>경매개시일</TD> <TD>13.05.09 </TD></TR> <TR height=22> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>최 저 가</TD> <TD>102,900,000 (49%) </TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>토지총면적</TD> <TD>61.2 ㎡ (18.51평)</TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>배당종기일</TD> <TD>13.07.23 </TD></TR> <TR height=22> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>입찰보증금</TD> <TD>10% (10,290,000)</TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>건물총면적</TD> <TD>58.01 ㎡ (17.55평) </TD> <TD style="TEXT-ALIGN: center; PADDING-BOTTOM: 3px; PADDING-LEFT: 3px; PADDING-RIGHT: 3px; PADDING-TOP: 3px" bgColor=#f8f8f8 align=center>조 회 수</TD></TR></TBODY></TABLE> <TABLE id=Table5 border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR align=center> <TD width="25%"><IMG style="BORDER-BOTTOM-COLOR: rgb(132,169,196); BORDER-TOP-COLOR: rgb(132,169,196); BORDER-RIGHT-COLOR: rgb(132,169,196); BORDER-LEFT-COLOR: rgb(132,169,196); CURSOR: pointer" id=kyungmae/bub_pic/301/2013/201326561_1-1.jpg alt="" src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Ffile.ggi.co.kr%2Fkyungmae%2Fbub_pic%2F301%2F2013%2F201326561_1-1.jpg" width=175 height=140></TD> <TD width="25%"><IMG style="BORDER-BOTTOM-COLOR: rgb(132,169,196); BORDER-TOP-COLOR: rgb(132,169,196); BORDER-RIGHT-COLOR: rgb(132,169,196); BORDER-LEFT-COLOR: rgb(132,169,196); CURSOR: pointer" id=kyungmae/bub_pic/301/2013/201326561_1-2.jpg alt="" src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Ffile.ggi.co.kr%2Fkyungmae%2Fbub_pic%2F301%2F2013%2F201326561_1-2.jpg" width=175 height=140></TD> <TD width="25%"><IMG style="BORDER-BOTTOM-COLOR: rgb(132,169,196); BORDER-TOP-COLOR: rgb(132,169,196); BORDER-RIGHT-COLOR: rgb(132,169,196); BORDER-LEFT-COLOR: rgb(132,169,196); CURSOR: pointer" id=kyungmae/jibun/301/2013/201326561_1-s.jpg alt="" src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Ffile.ggi.co.kr%2Fkyungmae%2Fjibun%2F301%2F2013%2F201326561_1-s.jpg" width=175 height=140></TD> <TD width="25%"><IMG style="BORDER-BOTTOM-COLOR: rgb(132,169,196); BORDER-TOP-COLOR: rgb(132,169,196); BORDER-RIGHT-COLOR: rgb(132,169,196); BORDER-LEFT-COLOR: rgb(132,169,196); CURSOR: pointer" id=kyungmae/gujodo/301/2013/201326561_1-1.jpg alt="" src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Ffile.ggi.co.kr%2Fkyungmae%2Fgujodo%2F301%2F2013%2F201326561_1-1.jpg" width=175 height=140></TD></TR></TBODY></TABLE>  <TABLE id=Table6 cellSpacing=0 cellPadding=0> <TBODY> <TR height=4> <TD></TD></TR></TBODY></TABLE> <TABLE style="BORDER-COLLAPSE: collapse" border=1 cellSpacing=0 borderColor=#cdcdcd cellPadding=2 width="100%" align=center> <TBODY> <TR height=25 bgColor=#f8f8f8> <TD class=text_Align_center width="19%" align=center>우편번호및주소/감정서</TD> <TD class=text_Align_center width="18%" align=center>물건번호/면 적(㎡)</TD> <TD class=text_Align_center width="20%" align=center>감정가/최저가/과정</TD> <TD class=text_Align_center width="22%" align=center>임차조사</TD> <TD class=text_Align_center width="21%" align=center>등기권리 </TD></TR> <TR> <TD colSpan=5></TD></TR> <TR> <TD vAlign=top> 442-190 경기 수원시 팔달구 우만동 28 ,29,30,-4,32,570 우만주공 206동 5층 <TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD colSpan=3> ●감정평가서정리</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>유신고등학교남측인근</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>주위아파트단지및각종근린생활시설,단독및다세대주택등혼재</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>단지내도로통해차량통행가능</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>버스(정)인근,제반교통사정보통</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>주차장설비</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>부정형평지</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>단지내왕복2차선도로이용중</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>대로1류접함</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>대로3류접함</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>소로2류접함</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>열병합의한난방</TD></TR> <TR> <TD colSpan=2></TD> <TD> </TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>2종일반주거지역 </TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>일반미관지구 </TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>가축사육제한구역 </TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>상대정화구역 (메르디앙서머힐유치원,유신고등학교,효성초등교)</TD></TR> <TR> <TD width="3%"></TD> <TD vAlign=top width="7%">-</TD> <TD>절대정화구역 (효성초등교)</TD></TR> <TR> <TD></TD> <TD colSpan=2></TD></TR> <TR> <TD colSpan=3>2013.05.20 동일감정</TD></TR> <TR> <TD></TD> <TD colSpan=2></TD></TR></TBODY></TABLE></TD> <TD bgColor=#f5f4f4 vAlign=top> 물건번호: 단독물건 <TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD width=1></TD> <TD colSpan=2>대지 61.2/77840.4</TD></TR> <TR> <TD width=1></TD> <TD></TD> <TD>(18.51평)</TD></TR> <TR> <TD width=1></TD> <TD colSpan=2>건물 58.01</TD></TR> <TR> <TD width=1></TD> <TD></TD> <TD>(17.55평)</TD></TR> <TR> <TD width=1></TD> <TD></TD> <TD>방2</TD></TR> <TR> <TD width=1></TD> <TD></TD> <TD>15층-89.09.27보존 </TD></TR></TBODY></TABLE></TD> <TD vAlign=top> <TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD align=left>감정가</TD> <TD align=right>210,000,000</TD></TR> <TR> <TD vAlign=top align=right>ㆍ대지</TD> <TD align=right>63,000,000 (30%)</TD></TR> <TR> <TD vAlign=top colSpan=2 align=left>(평당 3,403,566) </TD></TR> <TR> <TD vAlign=top align=right>ㆍ건물</TD> <TD align=right>147,000,000 (70%)</TD></TR> <TR> <TD vAlign=top colSpan=2 align=left>(평당 8,376,068)</TD></TR> <TR> <TD colSpan=2></TD></TR> <TR> <TD vAlign=top align=left>최저가</TD> <TD align=right>102,900,000 (49.0%) </TD></TR> <TR> <TD colSpan=2> ●경매진행과정 </TD></TR> <TR> <TD width="35%" align=right></TD> <TD width="65%" align=right>210,000,000 </TD></TR> <TR> <TD width="35%" align=right>① 유찰 </TD> <TD width="65%" align=right>2013-10-11 </TD></TR> <TR height=10> <TD colSpan=2></TD></TR> <TR> <TD width="35%" align=right>30%↓ </TD> <TD width="65%" align=right>147,000,000 </TD></TR> <TR> <TD width="35%" align=right>② 유찰 </TD> <TD width="65%" align=right>2013-11-08 </TD></TR> <TR height=10> <TD colSpan=2></TD></TR> <TR height=10> <TD colSpan=2></TD></TR> <TR> <TD width="35%" align=right>30%↓ </TD> <TD width="65%" align=right>102,900,000</TD></TR> <TR> <TD width="35%" align=right>③ 진행 </TD> <TD width="65%" align=right>2013-12-06 </TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>           <img src="https://t1.daumcdn.net/cfile/cafe/2557263F529442D312" class="txc-image" style="FLOAT: none; CLEAR: none" actualwidth="740" exif="{}" border="0" hspace="1" vspace="1" width="740" id="A_2557263F529442D312E5F6"/>   <img src="https://t1.daumcdn.net/cfile/cafe/2453713F529442D414" class="txc-image" style="FLOAT: none; CLEAR: none" actualwidth="702" exif="{}" border="0" hspace="1" vspace="1" width="702" id="A_2453713F529442D4141B87"/> <TABLE id=Table8 border=0 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR> <TD>교육시설</TD></TR> <TR> <TD> <TABLE id=Table10 border=0 cellSpacing=1 cellPadding=2 width="100%" bgColor=#bac3ef> <TBODY> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd width="25%" align=center>초등학교</TD> <TD width="75%">팔달초, 효성초</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd align=center>중학교</TD> <TD>동성중, 원천중</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd align=center>고등학교</TD> <TD>수원정보산업공고, 유신고, 창현고</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd align=center>대학교</TD> <TD>아주대</TD></TR></TBODY></TABLE></TD></TR> <TR> <TD height=10></TD> <TD></TD></TR> <TR> <TD><IMG style="CURSOR: pointer" id=common/img/blue_but2.gif alt="" align=absMiddle src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.ggi.co.kr%2Fcommon%2Fimg%2Fblue_but2.gif"> 편의시설</TD></TR> <TR> <TD> <TABLE id=Table11 border=0 cellSpacing=1 cellPadding=2 width="100%" bgColor=#bac3ef> <TBODY> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd width="25%" align=center>할인점</TD> <TD width="75%">킴스클럽</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd width="25%" align=center>은행</TD> <TD width="75%">제일,우리,경기,농협</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd width="25%" align=center>스포츠</TD> <TD width="75%">성일스포츠</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd align=center>병원</TD> <TD>동수원병원, 동수원한방병원, 아주대병원</TD></TR> <TR bgColor=#ffffff> <TD bgColor=#e4e9fd align=center>공원</TD> <TD>인계3호공원</TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>   <TABLE style="BORDER-COLLAPSE: collapse" id=Table1 cellSpacing=0 cellPadding=3 width="100%"> <TBODY> <TR> <TD><IMG style="CURSOR: pointer" id=img/su_bar.gif alt="" align=absMiddle src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.ggi.co.kr%2Fimg%2Fsu_bar.gif">지역분석 </TD></TR> <TR> <TD> <TABLE style="BORDER-COLLAPSE: collapse" id=Table2 border=1 cellSpacing=0 borderColor=#7696c8 cellPadding=3 width="100%"> <TBODY> <TR> <TD bgColor=#cddcf1 width=80 align=center>교육 </TD> <TD>ㆍ효성초등학교(199m) ㆍ유신고등학교(210m) ㆍ경기신학교(263m) ㆍ배학유치원(300m) ㆍ메르디앙서머힐유치원(302m) ㆍ아대유치원(324m) ㆍ팔달초등학교(391m) ㆍ창현고등학교(407m) ㆍ동성중학교(547m) ㆍ우만2동어린이집(553m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>공공 </TD> <TD>ㆍ우만2동주민센터(389m) ㆍ아주대학교우체국(612m) ㆍ팔달구청(634m) ㆍ매탄1동우체국(774m) ㆍ지동우체국(858m) ㆍ동부치안센터(881m) ㆍ경기도여권민원실(917m) ㆍ인계지구대(966m) ㆍ지동주민센터(996m) ㆍ지만119안전센터(998m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>교통 </TD> <TD>ㆍ예스프라자주차장(848m) ㆍ주차장(853m) ㆍ123약국주차장(905m) ㆍ아주유료주차장(909m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>제1금융권 </TD> <TD>ㆍSC제일은행ATM(345m) ㆍSC제일은행(347m) ㆍKB국민은행(622m) ㆍ기업은행(634m) ㆍ한국씨티은행(677m) ㆍ하나은행(710m) ㆍ우리은행ATM(716m) ㆍ우리은행(718m) ㆍ수원농협(724m) ㆍ신한은행ATM(755m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>제2금융권 </TD> <TD>ㆍ동부화재해상보험(443m) ㆍ신협중앙회(712m) ㆍ기술신용보증기금(737m) ㆍ메리츠화재(782m) ㆍ미래에셋생명보험(782m) ㆍ미래에셋생명(787m) ㆍ현대해상(812m) ㆍ동수원신협(875m) ㆍ원천동새마을금고(930m) ㆍ동수원새마을금고(931m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>레져 </TD> <TD>ㆍ인계3호공원(745m) ㆍ아주대캠퍼스스포츠센터유아체능단(486m) ㆍ아주대캠퍼스스포츠센터체대입시(486m) ㆍ아주대캠퍼스프라자스포츠센터(486m) ㆍ우만골프연습장(559m) ㆍ수원월드컵경기장(607m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>생활 </TD> <TD>ㆍ수원청소년문화센터(974m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>쇼핑 </TD> <TD>ㆍ우만동현대슈퍼(153m) ㆍ금종약초건강원(551m) ㆍ지에스리테일본부전화(558m) ㆍ한국유통(577m) ㆍ월드컵편의점(583m) ㆍGS25(612m) ㆍ베스트원(627m) ㆍ대진마트(637m) ㆍ25시편의점(643m) ㆍ탑스(731m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>숙박 </TD> <TD>ㆍ호텔캐슬(515m) ㆍ라마다프라자수원호텔(764m) ㆍ아비숑모텔(775m) ㆍ동산호텔(808m) ㆍ골든파크장(815m) ㆍ엔젤모텔(832m) ㆍ인계파크(848m) ㆍ대영파크(854m) ㆍ삼원장여관(856m) ㆍ쉐르빌모텔(860m) </TD></TR> <TR> <TD bgColor=#cddcf1 width=80 align=center>의료 </TD> <TD>ㆍ부부경진한의원(325m) ㆍ삼성메디칼의원(347m) ㆍ향일당한의원(572m) ㆍ권혜영신경과의원(590m) ㆍ동수원병원(595m) ㆍ지양당한의원(613m) ㆍ동수원한방병원(642m) ㆍ경희미르한의원(702m) ㆍ해바라기치과의원(715m) ㆍ에스엔유치과병원(729m) </TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>   <TABLE id=Table5 cellSpacing=0 cellPadding=0 width="100%"> <TBODY> <TR height=5> <TD><IMG style="MARGIN: 0px 5px 2px 0px; CURSOR: pointer" id=common/img/nemodot.gif alt="" src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.ggi.co.kr%2Fcommon%2Fimg%2Fnemodot.gif">아파트정보</TD></TR> <TR height=3> <TD></TD></TR></TBODY></TABLE>   <TABLE style="BORDER-COLLAPSE: collapse" id=Table11 border=0 width="100%"> <TBODY> <TR height=2 bgColor=#132e59> <TD></TD></TR></TBODY></TABLE>   <TABLE style="BORDER-COLLAPSE: collapse" id=Table6 border=1 cellSpacing=0 borderColor=#cdcdcd cellPadding=3 width="100%" align=center> <TBODY> <TR> <TD style="TEXT-ALIGN: center" bgColor=#f8f8f8 rowSpan=2 align=center>단지정보</TD> <TD height=20>시공사 : 대한주택공사 </TD> <TD>준공일 : 1989.07.01 </TD> <TD>난방 : 중앙/기름 </TD></TR> <TR> <TD height=20>총 984가구/8동</TD> <TD>주차 295대/가구당 0.3대</TD></TR></TBODY></TABLE>             저희카페에서 제공하는 기본정보만으로 참여한 입찰과 관련하여 발생하는 모든 문제점은   (주)리치인베스트에서는 책임을 지지 않습니다. 본사에 철저한 권리분석을 의뢰하신 다음 입찰하시기 바랍니다. <DIV class=autosourcing-stub></DIV>