<![CDATA[
<p style="text-align: left;"></p><p style="text-align: left;"></p><p style="text-align: left;"><br></p><p style="text-align: left;"></p><div style="text-align: left;"><p style="text-align: center;"><a href="http://cafe.daum.net/subdued20club" target="_blank"><img class="txc-image" src="https://t1.daumcdn.net/cfile/cafe/241CFE4A58F1FA621C" border="0" id="A_241CFE4A58F1FA621CAAB5"/></a></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">출처 : 여성시대_ 평생자고싶다 </p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">하루만 넣어도 놔도 이자받을수 있는 CMA 통장 정리해봤어 </p><p class="cafe-editor-text">너무 간단하게 올려놔서 정보성으로 부족한거 같아서 내용 더 추가해서 올려봐 </p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">■ CMA의 정의 ■</p><div class="headword_title" style='text-align: center; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: normal; padding-bottom: 57px; font-family: 나눔고딕, NanumGothic, "맑은 고딕", "malgun gothic", 돋움, Dotum, "Apple SD Gothic Neo", Helvetica, sans-serif; font-size: 13px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; position: relative; orphans: 2; widows: 2; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; -webkit-tap-highlight-color: rgba(0, 0, 0, 0);'><p class="cite" style="margin: 0px; padding: 0px; line-height: 22px; font-size: 15px;"><a style="color: rgb(85, 155, 250); text-decoration: none; cursor: pointer;" href="https://terms.naver.com/list.nhn?categoryId=42088" xxxxxxxxxxxxxxxxxxonclick="clickcr(this, 'toa.source', '', '', event);">금융감독용어사전</a></p><h2 class="headword" style="margin: 9px auto 0px; padding: 0px; width: 580px; color: rgb(17, 17, 17); line-height: 46px; font-size: 32px; -ms-word-break: keep-all; -ms-word-wrap: break-word;"><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span></h2><p class="word" style="margin: 9px 0px 0px; padding: 0px; color: rgb(51, 51, 51); line-height: 22px; font-size: 15px;">[<span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">Cash</span><span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">Management</span><span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">Account</span>]</p></div><div class="size_ct_v2" id="size_ct" style='color: rgb(51, 51, 51); text-transform: none; line-height: 25px; text-indent: 0px; letter-spacing: normal; padding-bottom: 60px; font-family: 나눔고딕, NanumGothic, "맑은 고딕", "malgun gothic", 돋움, Dotum, "Apple SD Gothic Neo", Helvetica, sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word; orphans: 2; widows: 2; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;'><p class="txt" style="margin: 0px 0px 16px; padding: 0px; color: rgb(51, 51, 51); -webkit-tap-highlight-color: rgba(0, 0, 0, 0);">본래<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span>는<span> </span><a style="color: rgb(0, 51, 172); text-decoration: none; cursor: pointer;" href="https://terms.naver.com/entry.nhn?docId=1987776&ref=y가 고객으로부터 예탁받은 금전을 어음 및 채무증서 등에 운용하고, 그 수익을 고객에게 지급하는 수시입출금이 가능한 금융상품을 지칭하는 용어로 20여년 전부터 종금사에서 사용하고 있었다. 하지만 증권회사에서도 고객의 유휴현금을 자동으로" xxxxxxxxxxxxxxxxxxonclick="clickcr(this, 'bdk.creference', '', '', event);">종합금융회사</a><span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">MMF</span>,<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">RP</span><span> </span>등에 투자하면서도 수시입출금이 가능한 금융서비스에<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span>라는 명칭을 사용하기 시작하였고, 현재는 예금자보호가 되는 종금사형<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span>와 예금자보호가 되지 않는 증권사형<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span>가 명칭 구분없이 혼용하여 사용되고 있는 실정이다. 증권회사의<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span>는<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">CMA</span>약정 계좌내 예치자금을<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">MMF</span>,<span> </span><span class="word_dic en" style="background: none !important; margin: 0px !important; padding: 0px !important; border: 0px currentColor !important; border-image: none !important; color: inherit !important; line-height: inherit !important; font-size: inherit !important; text-decoration: none !important; float: none !important; display: inline !important;">RP</span><span> </span>등의 금융자산에 자동으로 투자(매수)하고 고객의 현금인출 요구시 자동으로 매도하여 주고, 연계된 은행계좌 또는 소액지급결제시스템에 참가한 증권회사의 고객계좌를 통해 급여이체, 인터넷뱅킹, 결제대금(공과금, 카드대금,<span> </span><a style="color: rgb(0, 51, 172); text-decoration: none; cursor: pointer;" href="https://terms.naver.com/entry.nhn?docId=1987689&ref=y" xxxxxxxxxxxxxxxxxxonclick="clickcr(this, 'bdk.creference', '', '', event);">보험료</a><span> </span>등) 자동납부, 자동화기기를 통한 입출금 등 각종 금융서비스를 제공하는 증권종합계좌서비스를 말한다.<div class="autosourcing-stub-extra"><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"><strong style="padding: 0px 7px 0px 0px; color: black; font-size: 12px; font-weight: bold;">[네이버 지식백과]</strong><span> </span><a style="color: rgb(0, 51, 172); text-decoration: none; cursor: pointer;" href="https://terms.naver.com/entry.nhn?docId=1987733">CMA</a><span> </span>[Cash Management Account] (금융감독용어사전, 2011. 2., 금융감독원)</p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"><br></p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"><br></p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;">■ CMA 통장 종류 ■</p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;">- 종금형 CMA : 예금자보호 되는 안정적인 cmA 통장 </p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"> * 이걸로 가입하면 좋을거 같어 </p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;">- RP 형 CMA : 예금자보호 안됨. 조건부 채권에 투자해 수익을 고정된 금리 이자로 받을수있음. </p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;">- MMF형 CMA : 예금자보호 안됨. MMF에 투자하는 방식</p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;">- MMW형 CMA통장 : 예금자보호 안됨. 한국증권금육에 위탁되어 운용하므로 안정성은 높은편 </p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;">-> 우리 돈은 안정적이여야되잖아 이자율은 조금 낮아도 예금자보호되는 안정적인 종금형 CMA으로 하면 좋을거 같어 </p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"><br></p><table width="700" align="left" class="txc-table" style="border: currentColor; border-image: none; font-family: gulim; font-size: 12px; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"><tbody><tr><td style="border: 1px solid rgb(204, 204, 204); border-image: none; width: 175px; height: 24px;"><p style="text-align: center;"> CMA종류</p></td><td style="width: 116px; height: 24px; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;">운용사 </p></td><td style="width: 89px; height: 24px; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;">금리종류 </p></td><td style="width: 318px; height: 24px; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;">비고 </p></td></tr><tr><td style="width: 175px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-style: solid; border-bottom-style: solid; border-left-style: solid;"><p style="text-align: center;"><strong><span style="color: rgb(255, 0, 0);"> 종금형</span></strong></p></td><td style="width: 116px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;"><strong><span style="color: rgb(255, 0, 0);"> 종합금융회사</span></strong></p></td><td style="width: 89px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;"><strong><span style="color: rgb(255, 0, 0);"> 실적배당</span></strong></p></td><td style="width: 318px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: left;"><strong><span style="color: rgb(255, 0, 0);"> 1인당 5천만원까지 예금자보호</span></strong></p></td></tr><tr><td style="width: 175px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-style: solid; border-bottom-style: solid; border-left-style: solid;"><p style="text-align: center;"> RP형</p></td><td style="width: 116px; height: 103px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;" rowspan="3" colspan="1"><p style="text-align: center;"> 증권회사</p></td><td style="width: 89px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;"> 확정금리</p></td><td style="width: 318px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: left;"> 환매부채권(국채 등)을 매입하기 때문에 안정적</p></td></tr><tr><td style="width: 175px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-style: solid; border-bottom-style: solid; border-left-style: solid;"><p style="text-align: center;"> MMF형</p></td><td style="width: 89px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;"> 실적배당</p></td><td style="width: 318px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: left;"> 단기국공채, 기업어음 등에 투자</p></td></tr><tr><td style="width: 175px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-style: solid; border-bottom-style: solid; border-left-style: solid;"><p style="text-align: center;"> MMW형</p></td><td style="width: 89px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: center;"> 실적배당</p></td><td style="width: 318px; height: 24px; border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-right-width: 1px; border-bottom-width: 1px; border-right-style: solid; border-bottom-style: solid;"><p style="text-align: left;"> 일일 정산을 통한 복리효과</p></td></tr></tbody></table><p style="margin: 11px 0px 7px; padding: 0px; text-align: center; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"><br></p><p style="margin: 11px 0px 7px; padding: 0px; color: black; font-family: Dotum; font-size: 12px; font-style: normal; font-weight: normal;"> </p></div><p><br></p></div><p class="cafe-editor-text"></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">■ CMA 증권사 선택하기 ■<br></p><p class="cafe-editor-text"><img src="https://t1.daumcdn.net/cfile/cafe/990801355B0CDBFE07" class="txc-image" width="698" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_093506.png" exif="{}" actualwidth="698" id="A_990801355B0CDBFE0700B0"/></p><p class="cafe-editor-text">출처 : moneta </p><p class="cafe-editor-text"><a href="http://finance.moneta.co.kr/saving/bestIntCat06List.jsp?wlog_fn=M6">http://finance.moneta.co.kr/saving/bestIntCat06List.jsp?wlog_fn=M6</a></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text" style="text-align: center;"><br></p><p class="cafe-editor-text" style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/993F18405B0CDCED31" class="txc-image" width="630" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_135301.png" exif="{}" actualwidth="630" id="A_993F18405B0CDCED31FACB"/></p><p class="cafe-editor-text">이건 MONETA이란 홈페이지에서 CMA 증권사별 </p><p class="cafe-editor-text">세전금리,세후수령액 까지 미리 확인할수 있오! </p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"></p><p class="cafe-editor-text">참고로 금리가 거의 비슷해서 막 높은거 아니면 '도토리 키재기' 라고 하더라고요 </p><p class="cafe-editor-text">그래서 나는 집에서 제일 가까운 증권사 가서 만들었어 </p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"></p><p class="cafe-editor-text"></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">■ 실제 사용 사례 ■<br></p><p class="cafe-editor-text" style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/99315C355B0CDBFE03" class="txc-image" width="773" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_091018.png" exif="{}" actualwidth="773" id="A_99315C355B0CDBFE039C74"/></p><p class="cafe-editor-text"><strong></strong>이건 내가 진짜 사용하고 있는 유안타 증권 CMA이야 </p><p class="cafe-editor-text">지금 원금 500,000원 한달정도 넣어놓으니깐 1,000정도 이자 들어오더라고<br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">■ CMA 통장 만들기 ■</p><p class="cafe-editor-text">cma통장 만들때 참고하면 될거 같어 ㅋ </p><p class="cafe-editor-text">출처는 유안타 인데 대부분의 증권사가 거의 비슷한 방식으로 할거 같어 </p><p class="cafe-editor-text">요즘 타 증권사들은 홈페이지에서도 CMA통장 만들수 있다고 하더라고요. </p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text" style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/99D25D3E5B0CE3EC0E" class="txc-image" width="800" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_142308.png" exif="{}" actualwidth="800" id="A_99D25D3E5B0CE3EC0E3356"/></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text" style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/9946F83E5B0CE3EC32" class="txc-image" width="837" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_142321.png" exif="{}" actualwidth="837" id="A_9946F83E5B0CE3EC32D3EC"/></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text">출처 : 유안타 홈페이지 </p><p class="cafe-editor-text"><a href="https://www.myasset.com/myasset/static/customer/beginner/CU_0102001_P1.jsp">https://www.myasset.com/myasset/static/customer/beginner/CU_0102001_P1.jsp</a></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text"><br></p><p class="cafe-editor-text" style="text-align: left;"><br></p><p class="cafe-editor-text" style="text-align: left;">■ CMA 카드연동해서 사용하기 ■</p><p class="cafe-editor-text" style="text-align: left;">CMA은 수시로 넣었다가 뺏다가 사용할 수 있고 </p><p class="cafe-editor-text" style="text-align: left;">CMA통장으로 연결해서 체크카드 , 신용카드로 사용할수 있어. </p><p class="cafe-editor-text" style="text-align: left;"><br></p><p class="cafe-editor-text" style="text-align: left;">나는 저수지용[비상금통장]으로 사용해서 따로 카드는 안 만들었는데 </p><p class="cafe-editor-text" style="text-align: left;">수시로 넣었다가 뺐다가 사용할수 있으니 필요한 여시들은 만들어봐 ~ </p><p class="cafe-editor-text" style="text-align: center;"><br></p><p class="cafe-editor-text" style="text-align: center;">- 체크카드 - </p><p class="cafe-editor-text" style="text-align: center;"><br></p><p class="cafe-editor-text" style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/9992143E5B0CE1951C" class="txc-image" width="795" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_141350.png" exif="{}" actualwidth="795" id="A_9992143E5B0CE1951CD5D4"/></p><p class="cafe-editor-text" style="text-align: center;"><br></p><p class="cafe-editor-text" style="text-align: center;"><br></p></div><p style="text-align: left;"><br></p><p style="text-align: left;">- 신용카드 - <br></p><p style="text-align: left;"><br></p><p style="text-align: left;"><img src="https://t1.daumcdn.net/cfile/cafe/9915EE3B5B0CE20132" class="txc-image" width="854" style="clear: none; float: none;" border="0" vspace="1" hspace="1" data-filename="20180529_141528.png" exif="{}" actualwidth="854" id="A_9915EE3B5B0CE2013287B3"/></p><p style="text-align: left;">출처 : 유안타증권 홈페이지 </p><p style="text-align: left;"><a href="https://www.myasset.com/myasset/static/mall/wcma/MA_0502004_P1.jsp">https://www.myasset.com/myasset/static/mall/wcma/MA_0502004_P1.jsp</a></p><p style="text-align: left;"><a href="https://www.myasset.com/myasset/static/mall/wcma/MA_0502004_P1.jsp"></a></p><p style="text-align: left;"><br></p><p style="text-align: left;"><br></p><p style="text-align: left;"><br></p><p style="text-align: left;"><br></p><p style="text-align: left;"><br></p><p style="text-align: left;">■ 총 정리 ■</p><p style="text-align: left;">CMA 장점</p><p style="text-align: left;">- 하루만 넣어도 이자 발생한다 </p><p style="text-align: left;">- 일반 입출금통장에 비해서 고금리 통장이다</p><p style="text-align: left;">- 체크카드, 신용카드 등 카드 연동해서 사용가능! </p><p style="text-align: left;">- 수시로 넣다뺐다 할수있어서 비상금 통장으로 제격 ! </p><p style="text-align: left;"><br></p><p style="text-align: left;">CMA 단점 </p><p style="text-align: left;">- 가끔 증권사에 따라서 계좌이체, 출금시 수수료 붙는다 </p><p style="text-align: left;">- 은행만큼 보편적이지 않아서 증권사 찾아봐야됨</p><p style="text-align: left;">- 예금자보호 안되는 CMA 통장도 있으니 예금자보호되는 종금형 CMA으로 선택! <br></p><p style="text-align: left;"><br></p><p style="text-align: left;"><br></p><p style="text-align: left;"><br></p><p style="text-align: left;"></p><p style="text-align: left;"></p>
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카페 게시글
콧멍에트💛잇게짤백
[머니고나리]
하루만 넣어봐도 이자받을수 있는 CMA통장! 만들어서 부자되시오
다음검색
고마워 여샤!!!!!
cma 고민했었는데 역시 해야겟어고마워!!
자세히 읽어봐야게따!!!
Cma통장 만들어야게ㅛ더
나두 만들어야겟다 ㅎㅎ 고마워여시
나도 6월 안에 만들어야지!! 고마워!!
Cma통장 검색하다가 봤네ㅠㅠ 조만간 꼭 만든다 고마워!
Cma 검색하다가봐써 고마워여시!!!
비상금 넣어두는 식으로 하나 만들려고 하는데 넘 어렵다ㅠㅠㅠㅠㅠ 더 검색 많이 해봐야지ㅠㅠㅠㅠ 그래도 여시 설명이 제일 이해가 쉽다 고마워ㅠㅠㅠㅠ
설명 넘 잘 되있당 고마워
고마워
CMA꿀팁 고마워 여시야 ♡
고마워 참고할게!
고마워 여시
종금형 cma 꿀팁!! 고마워 여시
옮겨야겠당.. 예금자보호안돼서 불안해ㅠㅠ
종금형도 원금 해보는경우있어? 예금자보호해준다는게 10원도 마이너스 안되게해준다는건가?
cma 꿀팁!! 고마워 여시야!!!ㅎㅎ
Cma 고마워 여시야 !
cma가 뭔지 잘 몰라서 일단 검색해봤는데 잘한거같당! 고마워~
cma) 고마워요!!
늦었지만 이해하는데 도움 많이 되어서 댓글 남겨! 고마워 여시야 !!
고마워!
고마워 여샤!