이재명 대통령 "고리대는 망국 징조... 금융, 공적 책임 다해야" President Lee Jae Myung Condemns High

[정승남세기영어교육연구회장]

이재명 대통령 "고리대는 망국 징조... 금융, 공적 책임 다해야"

President Lee Jae Myung Condemns High-Interest Loans as National Ruin / We must fulfill our financial and public responsibilities."

"금융은 민간이지만 준공공사업"

"Finance is private, but quasi-public works"

President urges financial institutions to fulfill public responsibilities amid crackdown on illegal lending

대통령, 불법 대출 단속 중 금융 기관에 공공 책임 이행 촉구

주희연 기자 입력 2026.05.14. 14:12 조선일보

이재명 대통령이 13일 호텔현대 바이 라한 울산에서 열린 K-조선 미래비전 간담회에서 발언하고 있다. /뉴스1

이재명 대통령은 14일 “고리대, 도박은 망국 징조”라며 “금융은 민간 영업 형태지만 국가 발권력과 독과점적 인허가에 기반한 준공공사업이니 공적 책임을 다해야 한다”고 했다.

President Lee Jae Myung said on the 14th, “High-interest loans and gambling are signs of national ruin,” adding, “Although finance is a private business form, it is a quasi-public enterprise based on the state’s monetary authority and monopolistic permits, so it must fulfill public responsibilities.”

이재명 대통령은 이날 X(옛 트위터)에 이같이 밝히며 “서민금융, 포용금융을 신속하게 그리고 최대한 확보하겠다”고 했다. 이 대통령은 지난해 11월부터 올해 4월까지 불법 사금융을 특별 단속한 결과 총 1553명을 검거했다는 내용이 담긴 공문서 사진을 공유했다.

The president stated this on X, formerly Twitter, on the same day, saying, “We will swiftly and maximally secure financial services for the underprivileged and inclusive finance.” The president shared a photo of an official document stating that a total of 1,553 people were arrested as a result of a special crackdown on illegal private financing from November of last year to April of this year.

이재명 대통령은 그러면서 “법정 이자 초과 대출은 무효, 이자율(명목 불문) 60% 이상이면 원금도 무효”라며 “갚을 필요 없고 그렇게 빌려준 업자는 형사처벌까지 된다. 무허가 대부업도 처벌된다”고 했다.

The president added, “Loans exceeding the legal interest rate are invalid, and if the interest rate (regardless of nominal rate) is 60% or higher, even the principal is invalid,” explaining, “There is no need to repay, and lenders who provided such loans can face criminal punishment. Unlicensed lending businesses are also subject to punishment.”

이재명 대통령은 지난 12일 국무회의에서도 민간 부실채권 처리회사 ‘상록수’가 2000년대 초반 카드 사태 당시의 연체 채권을 여전히 추심 중인 상황을 “원시적 약탈금융”이라 비판한 바 있다. 지난 6일에는 김용범 청와대 정책실장이 금융기관의 공적 책임을 강조하며 ‘준공공기관’이라고 언급한 것을 두고 “아주 잘 지적하셨다”고 칭찬했다.

At the 12th Cabinet meeting, the president criticized the situation where Sangnoksu, a private non-performing loan management company, is still collecting overdue debts from the early 2000s card crisis, calling it “primitive predatory finance.” On the 6th, the president praised Kim Yong-beom, the presidential chief of staff for policy, for emphasizing financial institutions’ public responsibilities and referring to them as “quasi-public institutions,” saying, “You pointed that out very well.”

주희연 기자

정치부에서 청와대를 담당하고 있습니다. 2014년 입사해 사회부, 디지털뉴스부를 거쳐 사회정책부에서 교육과 노동 이슈를 다뤘습니다. 2020년부터 정치부 정당팀에서 더불어민주당을 주로 취재했습니다.

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President Lee Jae Myung Condemns High-Interest Loans as National Ruin

President urges financial institutions to fulfill public responsibilities amid crackdown on illegal lending

By Joo Hee-yeon Published 2026.05.14. 14:13 The Chosun Daily Newspaper / 조선일보
​

President Lee Jae Myung speaks at the K-Shipbuilding Future Vision meeting held at Hotel Hyundai by La Han in Ulsan on the 13th. /News1
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President Lee Jae Myung said on the 14th, “High-interest loans and gambling are signs of national ruin,” adding, “Although finance is a private business form, it is a quasi-public enterprise based on the state’s monetary authority and monopolistic permits, so it must fulfill public responsibilities.”
​
The president stated this on X, formerly Twitter, on the same day, saying, “We will swiftly and maximally secure financial services for the underprivileged and inclusive finance.” The president shared a photo of an official document stating that a total of 1,553 people were arrested as a result of a special crackdown on illegal private financing from November of last year to April of this year.
​
The president added, “Loans exceeding the legal interest rate are invalid, and if the interest rate (regardless of nominal rate) is 60% or higher, even the principal is invalid,” explaining, “There is no need to repay, and lenders who provided such loans can face criminal punishment. Unlicensed lending businesses are also subject to punishment.”
​
At the 12th Cabinet meeting, the president criticized the situation where Sangnoksu, a private non-performing loan management company, is still collecting overdue debts from the early 2000s card crisis, calling it “primitive predatory finance.” On the 6th, the president praised Kim Yong-beom, the presidential chief of staff for policy, for emphasizing financial institutions’ public responsibilities and referring to them as “quasi-public institutions,” saying, “You pointed that out very well.”
​
· This article has been translated by Upstage Solar AI.
​

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