기여금 납부 100만원 시대?

[운영자]

기여금 납부액이 매년 천정부지로 오르고 있는데 납부가 상당히 부담이 되고 있네요.

이러다가 100만원 납부 시대도 곧 오는거 아냐 하고 걱정하면서 궁금해서

봉급인상률 2.5%를 반영하여 기준소득월액을 구한후 년도별 기여금 납부율을 적용하여

기여금 납부액을 예측해 본 자료입니다.

혹시 궁금한분들이 계실지 모르니 공유해 봅니다.

대략 17년후쯤이면 기여금 100만원 납부하는 분도 계실듯 하지만 연금개혁이 되어 기여금 납부율이 올라간다면 

시기는 훨씬 앞당겨 질듯 하네요.

년도		2016.01 ~ 2016.04까지	2016.05 ~ 2016.12	2017.1 ~ 2017.4	2017.05 ~ 2017.12	2018.1 ~ 2018.4	2018.05 ~ 2018.12	2019.1 ~ 2019.4	2019.05  ~ 2019.12	2020.1 ~ 2020.4	2020.05 ~ 2021.04	2021.05  ~ 2022.04
기여금 납부율		8%	8%	8.25%	8.25%	8.50%	8.50%	8.75%	8.75%	9.00%	9.00%	9.00%
재직 년수	호봉	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액
0	9	227,160	227,160	234,250	242,400	249,750	255,990	261,410	266,250	278,640	286,440	293,600
1	10	231,200	231,200	238,420	248,170	255,690	262,090	267,640	272,590	285,270	293,260	300,590
2	11	237,260	237,260	244,670	254,530	262,250	268,800	274,490	276,860	289,740	297,850	305,300
3	12	242,730	242,730	250,310	260,430	268,320	275,030	280,860	283,280	296,450	304,750	312,370
4	13	249,690	249,690	257,490	268,120	276,250	283,160	289,150	291,640	305,210	313,760	321,600
	14	260,060	260,060	268,180	278,940	287,400	294,580	300,820	303,410	317,530	326,420	334,580
5	15	271,340	271,340	279,810	290,930	299,750	307,240	313,750	316,450	331,170	340,440	348,950
6	16	282,830	282,830	291,660	302,970	312,160	319,960	326,740	329,560	344,880	354,540	363,400
7	17	293,690	293,690	302,860	314,440	323,970	332,070	339,110	342,030	357,940	367,960	377,160
8	18	304,310	304,310	313,810	326,160	336,050	344,450	351,740	354,770	371,270	381,670	391,210
9	19	315,260	315,260	325,110	337,630	347,870	356,560	364,110	367,250	384,330	395,100	404,970
10	20	326,430	326,430	336,630	349,560	360,160	369,160	376,980	380,230	397,920	409,060	419,280
11	21	336,680	336,680	347,200	360,280	371,200	380,480	388,540	391,890	410,110	421,600	432,140
12	22	346,620	346,620	357,450	371,170	382,420	391,980	400,280	403,730	422,510	434,340	445,200
13	23	356,690	356,690	367,830	381,890	393,470	403,310	411,850	415,400	434,720	446,890	458,060
14	24	367,220	367,220	378,690	392,850	404,760	414,880	423,670	427,320	447,190	459,710	471,210
15	25	378,290	378,290	390,110	405,070	417,350	427,790	436,850	440,610	461,110	474,020	485,870
16	26	388,780	388,780	400,920	416,330	428,950	439,670	448,980	452,850	473,920	487,190	499,370
17	27	398,840	398,840	411,300	427,420	440,380	451,380	460,940	464,920	486,540	500,160	512,670
18	28	409,350	409,350	422,140	438,430	451,720	463,020	472,820	476,900	499,080	513,050	525,880
19	29	420,320	420,320	433,450	450,330	463,980	475,580	485,650	489,840	512,620	526,970	540,150
20	30	432,930	432,930	446,450	463,380	477,420	489,360	499,720	504,030	527,470	542,240	555,800
21	31	444,820	444,820	458,720	476,230	490,670	502,930	513,580	518,010	542,100	557,280	571,210
22	32	456,540	456,540	470,800	487,660	502,450	515,010	525,910	530,450	555,120	570,660	584,930
23	33	467,350	467,350	481,950	499,950	515,100	527,980	539,160	543,810	569,100	585,030	599,660
24	34	477,350	477,350	492,260	511,150	526,640	539,810	551,240	555,990	581,850	598,140	613,100
25	35	488,630	488,630	503,890	522,510	538,340	551,800	563,490	568,340	594,780	611,430	626,720
26	36	497,730	497,730	513,280	533,610	549,780	563,520	575,460	580,420	607,410	624,420	640,030
27	37	507,480	507,480	523,330	542,350	558,790	572,760	584,890	589,930	617,370	634,660	650,520
28	38	516,340	516,340	532,470	552,140	568,880	583,100	595,450	600,580	628,520	646,110	662,270
29	39	524,660	524,660	541,050	561,830	578,860	593,330	605,890	611,120	639,540	657,450	673,880
30	40	533,810	533,810	550,490	570,990	588,300	603,010	615,780	621,080	649,970	668,170	684,870
31	근1	540,970	540,970	557,870	579,250	596,810	611,730	624,680	630,070	659,370	677,840	694,780
32	근2	547,760	547,760	564,870	586,180	603,950	619,050	632,160	637,610	667,260	685,950	703,100
33	근3	554,130	554,130	571,440	593,850	611,850	627,140	640,420	645,940	675,990	694,910	712,290
34	근4	560,300	560,300	577,800	599,410	617,580	633,020	646,420	651,990	682,320	701,420	718,960
35	근5	565,910	565,910	583,590	605,240	623,580	639,170	652,710	658,330	688,950	708,240	725,950
36	근6	571,850	571,850	589,720	611,710	630,250	646,010	659,690	665,370	696,320	715,820	733,710
37	근7	577,180	577,180	595,210	617,790	636,510	652,430	666,240	671,980	703,240	722,930	741,000
38	근8	583,050	583,050	601,270	623,440	642,340	658,390	672,340	678,130	709,670	729,540	747,780
39	근9	589,630	589,630	608,050	630,290	649,390	665,630	679,720	685,580	717,470	737,560	756,000
40	근10	596,610	596,610	615,250	639,090	658,460	674,920	689,210	695,150	727,490	747,860	766,550

년도		2022.05  ~ 2023.04	2023.05  ~ 2024.04	2024.05 ~ 2025.04	2025.05 ~ 2026.04	2026.05  ~ 2027.04	2027.05 ~ 2028.04	2028.05  ~ 2029.04	2029.05 ~ 2030.04	2030.05 ~ 2031.04	2031.05 ~ 2032.12
기여금 납부율		9.00%	9.00%	9.00%	9.00%	9.00%	9.00%	9.00%	9.00%	9.00%	9.00%
재직 년수	호봉	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액	기여금액
0	9	301,820	310,270	318,960	327,890	336,090	345,500	355,170	365,120	375,340	385,850
1	10	309,010	317,660	326,560	335,700	344,090	353,730	363,630	373,810	384,280	395,040
2	11	313,840	322,630	331,670	340,950	349,480	359,260	369,320	379,660	390,290	401,220
3	12	321,120	330,110	339,350	348,850	357,570	367,590	377,880	388,460	399,340	410,520
4	13	330,600	339,860	349,380	359,160	368,140	378,440	389,040	399,930	411,130	422,640
	14	343,940	353,580	363,480	373,650	382,990	393,720	404,740	416,070	427,730	439,700
5	15	358,720	368,770	379,090	389,710	399,450	410,630	422,130	433,950	446,100	458,590
6	16	373,580	384,040	394,790	405,850	415,990	427,640	439,610	451,920	464,580	477,590
7	17	387,720	398,570	409,730	421,210	431,740	443,830	456,250	469,030	482,160	495,660
8	18	402,160	413,420	425,000	436,900	447,820	460,360	473,250	486,500	500,120	514,130
9	19	416,310	427,970	439,950	452,270	463,580	476,560	489,900	503,620	517,720	532,220
10	20	431,020	443,090	455,500	468,250	479,960	493,400	507,210	521,420	536,010	551,020
11	21	444,240	456,670	469,460	482,610	494,670	508,520	522,760	537,400	552,450	567,910
12	22	457,670	470,480	483,660	497,200	509,630	523,900	538,570	553,650	569,150	585,080
13	23	470,890	484,070	497,630	511,560	524,350	539,030	554,130	569,640	585,590	601,990
14	24	484,400	497,960	511,910	526,240	539,400	554,500	570,030	585,990	602,390	619,260
15	25	499,470	513,460	527,830	542,610	556,180	571,750	587,760	604,220	621,130	638,530
16	26	513,350	527,720	542,500	557,690	571,630	587,640	604,090	621,000	638,390	656,270
17	27	527,020	541,780	556,950	572,540	586,860	603,290	620,180	637,540	655,400	673,750
18	28	540,600	555,740	571,300	587,300	601,980	618,840	636,160	653,980	672,290	691,110
19	29	555,270	570,820	586,800	603,230	618,310	635,620	653,420	671,720	690,530	709,860
20	30	571,360	587,360	603,800	620,710	636,230	654,040	672,350	691,180	710,530	730,430
21	31	587,210	603,650	620,550	637,930	653,870	672,180	691,000	710,350	730,240	750,690
22	32	601,310	618,140	635,450	653,240	669,570	688,320	707,590	727,410	747,770	768,710
23	33	616,450	633,710	651,450	669,690	686,440	705,660	725,420	745,730	766,610	788,070
24	34	630,260	647,910	666,050	684,700	701,820	721,470	741,670	762,440	783,780	805,730
25	35	644,270	662,310	680,850	699,910	717,410	737,500	758,150	779,380	801,200	823,630
26	36	657,950	676,370	695,310	714,780	732,650	753,170	774,250	795,930	818,220	841,130
27	37	668,740	687,460	706,710	726,500	744,660	765,510	786,950	808,980	831,640	854,920
28	38	680,810	699,870	719,470	739,620	758,110	779,330	801,160	823,590	846,650	870,350
29	39	692,750	712,150	732,090	752,590	771,400	793,000	815,200	838,030	861,490	885,620
30	40	704,050	723,760	744,030	764,860	783,980	805,940	828,500	851,700	875,550	900,060
31	근1	714,240	734,230	754,790	775,930	795,330	817,590	840,490	864,020	888,210	913,080
32	근2	722,780	743,020	763,820	785,210	804,840	827,380	850,540	874,360	898,840	924,010
33	근3	732,230	752,730	773,810	795,480	815,360	838,190	861,660	885,790	910,590	936,090
34	근4	739,090	759,780	781,060	802,930	823,000	846,050	869,740	894,090	919,120	944,860
35	근5	746,280	767,170	788,650	810,730	831,000	854,270	878,190	902,780	928,060	954,040
36	근6	754,260	775,380	797,090	819,410	839,890	863,410	887,580	912,440	937,980	964,250
37	근7	761,750	783,080	805,010	827,550	848,230	871,980	896,400	921,500	947,300	973,830
38	근8	768,720	790,240	812,370	835,120	855,990	879,960	904,600	929,930	955,970	982,740
39	근9	777,160	798,920	821,290	844,290	865,400	889,630	914,540	940,140	966,470	993,530
40	근10	788,010	810,080	832,760	856,080	877,480	902,050	927,310	953,270	979,960	1,007,400

[청국장]

수고하십니다.. 연금은 기여금 납부횟수에만 비례하나요? 저는 지금껏 기간제로만 있다가 올해 처음 정식임용된 26호봉인데요.. 제가 정년까지 23년까지 기여금 납부하더라도 신규임용된 교사가 23년 납부하는거랑 액수에 관계없이 연금은 같나요?

[운영자]

아닙니다. 신규교사보다 훨씬 많습니다. 연금은 기여금 납입년수와 관련이 많지만 기준소득월액(과세근로소득액)과도 관련이 많습니다. 자세한 사항은 http://cafe.daum.net/teachers119/dL4r/12 참고하세요.

[청국장]

감사합니다

[운영자]

공무원연금란의 12번 항목을 참고하세요. 17호봉 출발하신 분께서 문의하셔서 자세한 답변 드렸었는데 청국장님하고 똑같은 경우네요.