손해보험회사[보험회사별 지급여력비율 현황, 25.3월말 기준 보험회사 지급여력비율 현황]

<div class="figure-file" data-ke-type="file" data-file-src="https://t1.daumcdn.net/cafeattach/1Yuf4/88f1630e81a2fc0cd2cfd4cdb834ab5c56d6c8b5?download" data-file-name="250617_(보도자료) 25.3월말 기준 보험회사 지급여력비율 현황.hwp" data-file-size="210432" data-mimetype="application/haansofthwp" data-ke-align="alignCenter"><a href="javascript:checkVirus('grpid%3D1Yuf4%26fldid%3DDSae%26dataid%3D3382%26fileid%3D1%26regdt%3D20250617152727&url=https%3A%2F%2Ft1.daumcdn.net%2Fcafeattach%2F1Yuf4%2F88f1630e81a2fc0cd2cfd4cdb834ab5c56d6c8b5')"><div class="image"></div><div class="desc"><div class="filename">250617_(보도자료) 25.3월말 기준 보험회사 지급여력비율 현황.hwp</div><div class="size">205.50KB</div></div></a></div><div class="table-wrap"><table data-ke-type="table" data-ke-align="alignLeft" style="width: 100%; height: 2027px;" border="1"><tbody><tr style="height: 89px;"><td style="height: 89px;" colspan="6">[손해보험회사] (단위 : %, %p)</td></tr><tr style="height: 68px;"><td style="height: 123px;" rowspan="2">회사명</td><td style="height: 68px;" colspan="2">’24.12월말(A)</td><td style="height: 68px;" colspan="2">’25.3월말(B)</td><td style="height: 123px;" rowspan="2">증감주) (B-A)</td></tr><tr style="height: 55px;"><td style="height: 55px;">경과조치 前</td><td style="height: 55px;">경과조치 後</td><td style="height: 55px;">경과조치 前</td><td style="height: 55px;">경과조치 後</td></tr><tr style="height: 55px;"><td style="height: 55px;">삼성</td><td style="height: 55px;">264.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">266.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">+2.1 </td></tr><tr style="height: 55px;"><td style="height: 55px;">DB</td><td style="height: 55px;">203.1 </td><td style="height: 55px;">-</td><td style="height: 55px;">204.7 </td><td style="height: 55px;">-</td><td style="height: 55px;">+1.6 </td></tr><tr style="height: 55px;"><td style="height: 55px;">현대해상</td><td style="height: 55px;">157.0 </td><td style="height: 55px;">-</td><td style="height: 55px;">159.4 </td><td style="height: 55px;">-</td><td style="height: 55px;">+2.4 </td></tr><tr style="height: 55px;"><td style="height: 55px;">메리츠</td><td style="height: 55px;">248.2 </td><td style="height: 55px;">-</td><td style="height: 55px;">238.9 </td><td style="height: 55px;">-</td><td style="height: 55px;">△9.3 </td></tr><tr style="height: 55px;"><td style="height: 55px;">KB</td><td style="height: 55px;">186.4 </td><td style="height: 55px;">-</td><td style="height: 55px;">182.2 </td><td style="height: 55px;">-</td><td style="height: 55px;">△4.3 </td></tr><tr style="height: 55px;"><td style="height: 55px;">한화</td><td style="height: 55px;">173.8 </td><td style="height: 55px;">211.9 </td><td style="height: 55px;">182.5 </td><td style="height: 55px;">215.8 </td><td style="height: 55px;">+3.9 </td></tr><tr style="height: 55px;"><td style="height: 55px;">롯데</td><td style="height: 55px;">125.8 </td><td style="height: 55px;">154.6 </td><td style="height: 55px;">101.6 </td><td style="height: 55px;">119.9 </td><td style="height: 55px;">△34.7 </td></tr><tr style="height: 55px;"><td style="height: 55px;">흥국</td><td style="height: 55px;">154.0 </td><td style="height: 55px;">199.6 </td><td style="height: 55px;">174.0 </td><td style="height: 55px;">216.7 </td><td style="height: 55px;">+17.1 </td></tr><tr style="height: 55px;"><td style="height: 55px;">농협</td><td style="height: 55px;">149.0 </td><td style="height: 55px;">201.6 </td><td style="height: 55px;">129.5 </td><td style="height: 55px;">165.7 </td><td style="height: 55px;">△35.9 </td></tr><tr style="height: 55px;"><td style="height: 55px;">MG</td><td style="height: 55px;">3.4 </td><td style="height: 55px;">4.1 </td><td style="height: 55px;">△15.4 </td><td style="height: 55px;">△18.2 </td><td style="height: 55px;">△22.4 </td></tr><tr style="height: 55px;"><td style="height: 55px;">하나손보</td><td style="height: 55px;">154.9 </td><td style="height: 55px;">-</td><td style="height: 55px;">150.1 </td><td style="height: 55px;">-</td><td style="height: 55px;">△4.8 </td></tr><tr style="height: 55px;"><td style="height: 55px;">캐롯손보</td><td style="height: 55px;">156.2 </td><td style="height: 55px;">-</td><td style="height: 55px;">68.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">△87.7 </td></tr><tr style="height: 55px;"><td style="height: 55px;">신한EZ</td><td style="height: 55px;">159.2 </td><td style="height: 55px;">-</td><td style="height: 55px;">340.4 </td><td style="height: 55px;">-</td><td style="height: 55px;">+181.2 </td></tr><tr style="height: 55px;"><td style="height: 55px;">카카오페이</td><td style="height: 55px;">409.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">283.1 </td><td style="height: 55px;">-</td><td style="height: 55px;">△126.5 </td></tr><tr style="height: 55px;"><td style="height: 55px;">코리안리</td><td style="height: 55px;">191.7 </td><td style="height: 55px;">-</td><td style="height: 55px;">195.7 </td><td style="height: 55px;">-</td><td style="height: 55px;">+4.0 </td></tr><tr style="height: 55px;"><td style="height: 55px;">서울보증</td><td style="height: 55px;">416.3 </td><td style="height: 55px;">-</td><td style="height: 55px;">414.4 </td><td style="height: 55px;">-</td><td style="height: 55px;">△2.0 </td></tr><tr style="height: 55px;"><td style="height: 55px;">AIG</td><td style="height: 55px;">240.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">241.3 </td><td style="height: 55px;">-</td><td style="height: 55px;">+0.7 </td></tr><tr style="height: 55px;"><td style="height: 55px;">AXA</td><td style="height: 55px;">213.0 </td><td style="height: 55px;">251.0 </td><td style="height: 55px;">217.6 </td><td style="height: 55px;">253.7 </td><td style="height: 55px;">+2.8 </td></tr><tr style="height: 55px;"><td style="height: 55px;">스위스리</td><td style="height: 55px;">263.7 </td><td style="height: 55px;">-</td><td style="height: 55px;">203.4 </td><td style="height: 55px;">-</td><td style="height: 55px;">△60.4 </td></tr><tr style="height: 55px;"><td style="height: 55px;">스코르리</td><td style="height: 55px;">164.1 </td><td style="height: 55px;">178.3 </td><td style="height: 55px;">166.6 </td><td style="height: 55px;">180.1 </td><td style="height: 55px;">+1.9 </td></tr><tr style="height: 55px;"><td style="height: 55px;">ACE</td><td style="height: 55px;">259.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">258.1 </td><td style="height: 55px;">-</td><td style="height: 55px;">△1.6 </td></tr><tr style="height: 55px;"><td style="height: 55px;">뮌헨리</td><td style="height: 55px;">319.1 </td><td style="height: 55px;">-</td><td style="height: 55px;">316.2 </td><td style="height: 55px;">-</td><td style="height: 55px;">△3.0 </td></tr><tr style="height: 55px;"><td style="height: 55px;">RGA</td><td style="height: 55px;">204.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">201.3 </td><td style="height: 55px;">-</td><td style="height: 55px;">△3.2 </td></tr><tr style="height: 55px;"><td style="height: 55px;">알리안츠</td><td style="height: 55px;">184.4 </td><td style="height: 55px;">-</td><td style="height: 55px;">189.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">+5.2 </td></tr><tr style="height: 55px;"><td style="height: 55px;">퍼시픽리</td><td style="height: 55px;">251.8 </td><td style="height: 55px;">-</td><td style="height: 55px;">257.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">+5.7 </td></tr><tr style="height: 55px;"><td style="height: 55px;">팩토리</td><td style="height: 55px;">306.1 </td><td style="height: 55px;">-</td><td style="height: 55px;">411.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">+105.3 </td></tr><tr style="height: 55px;"><td style="height: 55px;">제너럴리</td><td style="height: 55px;">352.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">346.3 </td><td style="height: 55px;">-</td><td style="height: 55px;">△6.2 </td></tr><tr style="height: 55px;"><td style="height: 55px;">미쓰이</td><td style="height: 55px;">443.3 </td><td style="height: 55px;">-</td><td style="height: 55px;">494.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">+51.4 </td></tr><tr style="height: 55px;"><td style="height: 55px;">하노버리</td><td style="height: 55px;">187.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">193.6 </td><td style="height: 55px;">-</td><td style="height: 55px;">+6.1 </td></tr><tr style="height: 55px;"><td style="height: 55px;">동경해상</td><td style="height: 55px;">767.3 </td><td style="height: 55px;">-</td><td style="height: 55px;">437.9 </td><td style="height: 55px;">-</td><td style="height: 55px;">△329.5 </td></tr><tr style="height: 55px;"><td style="height: 55px;">퍼스트</td><td style="height: 55px;">192.8 </td><td style="height: 55px;">-</td><td style="height: 55px;">196.2 </td><td style="height: 55px;">-</td><td style="height: 55px;">+3.4 </td></tr><tr style="height: 55px;"><td style="height: 55px;">스타</td><td style="height: 55px;">6,181.5 </td><td style="height: 55px;">-</td><td style="height: 55px;">4,549.8 </td><td style="height: 55px;">-</td><td style="height: 55px;">△1,631.8 </td></tr><tr style="height: 55px;"><td style="height: 55px;">전 체</td><td style="height: 55px;">203.2 </td><td style="height: 55px;">211.0 </td><td style="height: 55px;">200.9 </td><td style="height: 55px;">207.6 </td><td style="height: 55px;">△3.4 </td></tr></tbody></table></div>주) 경과조치 미적용 회사는 경과조치 前, 경과조치 적용 회사는 경과조치 後 기준 증감     <div class="table-wrap"><table data-ke-type="table" data-ke-align="alignLeft" style="width: 100%;" border="1"><tbody><tr><td>붙임2</td><td> </td><td>K-ICS 경과조치 종류별 정의</td></tr></tbody></table></div> 가.공통적으로 적용되는 경과조치 󰊱 旣발행 자본증권에 대한 경과조치(TFI) ◦제도시행 전 기발행 신종자본증권‧후순위채권은 K-ICS기준 상 가용자본요건 未충족 시에도 모두 가용자본으로 인정 󰊲 K-ICS 업무보고서 및 공시 기한 한시적 연장(~’24.9월말) ◦K-ICS 관련 업무보고서 제출 및 경영공시 기한을 1개월 연장(분기결산 : 3개월 이내, 연결산 : 4개월 이내) 나.선택적으로 적용되는 경과조치:적용기간 최대 10년 󰊳 시가평가로 인한 자본감소분에 대한 경과조치(TAC) ◦시가평가에 따른 자산감소 또는 부채증가 영향(가용자본 감소효과)을 일시에 인식하지 않고 경과기간 中 점진적으로 인식 󰊴 신규도입 보험위험액에 대한 경과조치(TIR) ◦신규도입 위험(장수·해지·사업비·대재해위험) 측정으로 인한 보험위험액 증가효과를 일시에 인식하지 않고 경과기간 中 점진적으로 인식 󰊵 주식위험액 증가분에 대한 경과조치(TER) ◦리스크 측정기준 강화 등으로 인한 주식위험액 증가효과를 일시에 인식하지 않고 경과기간 中 점진적으로 인식 󰊶 금리위험액 증가분에 대한 경과조치(TIRR) ◦리스크 측정기준 강화 등으로 인한 금리위험액 증가효과를 일시에 인식하지 않고 경과기간 中 점진적으로 인식 ※ 경과조치 관련 세부 내용은 23.3.14.(화) 조간 보도자료 ’新지급여력제도(K-ICS) 경과조치 신고 접수결과, 19개 보험회사가 신청하였습니다‘ 참고