대처방안 Re:엘지연락받고 문의좀 할까 해요

[빚갚자]

원금 1191만원, 연이자율 24%, 상환기간 50개월인 대환대출의 상환예시

회차	월금융비용	납입원금	이자	납입원금합계	잔금
1	457,475	238,200	219,275	238,200	11,671,800
2	453,089	238,200	214,889	476,400	11,433,600
3	471,257	238,200	233,057	714,600	11,195,400
4	459,041	238,200	220,841	952,800	10,957,200
5	461,547	238,200	223,347	1,191,000	10,719,000
6	449,643	238,200	211,443	1,429,200	10,480,800
7	451,836	238,200	213,636	1,667,400	10,242,600
8	446,981	238,200	208,781	1,905,600	10,004,400
9	435,547	238,200	197,347	2,143,800	9,766,200
10	437,270	238,200	199,070	2,382,000	9,528,000
11	426,150	238,200	187,950	2,620,200	9,289,800
12	427,559	238,200	189,359	2,858,400	9,051,600
13	422,704	238,200	184,504	3,096,600	8,813,400
14	400,463	238,200	162,263	3,334,800	8,575,200
15	412,993	238,200	174,793	3,573,000	8,337,000
16	402,656	238,200	164,456	3,811,200	8,098,800
17	403,282	238,200	165,082	4,049,400	7,860,600
18	393,258	238,200	155,058	4,287,600	7,622,400
19	393,572	238,200	155,372	4,525,800	7,384,200
20	388,716	238,200	150,516	4,764,000	7,146,000
21	379,162	238,200	140,962	5,002,200	6,907,800
22	379,006	238,200	140,806	5,240,400	6,669,600
23	369,765	238,200	131,565	5,478,600	6,431,400
24	369,295	238,200	131,095	5,716,800	6,193,200
25	364,439	238,200	126,239	5,955,000	5,955,000
26	347,837	238,200	109,637	6,193,200	5,716,800
27	354,729	238,200	116,529	6,431,400	5,478,600
28	346,271	238,200	108,071	6,669,600	5,240,400
29	345,018	238,200	106,818	6,907,800	5,002,200
30	336,874	238,200	98,674	7,146,000	4,764,000
31	335,307	238,200	97,107	7,384,200	4,525,800
32	330,452	238,200	92,252	7,622,400	4,287,600
33	322,777	238,200	84,577	7,860,600	4,049,400
34	320,741	238,200	82,541	8,098,800	3,811,200
35	313,380	238,200	75,180	8,337,000	3,573,000
36	311,030	238,200	72,830	8,575,200	3,334,800
37	306,175	238,200	67,975	8,813,400	3,096,600
38	295,211	238,200	57,011	9,051,600	2,858,400
39	296,464	238,200	58,264	9,289,800	2,620,200
40	289,886	238,200	51,686	9,528,000	2,382,000
41	286,754	238,200	48,554	9,766,200	2,143,800
42	280,489	238,200	42,289	10,004,400	1,905,600
43	277,043	238,200	38,843	10,242,600	1,667,400
44	272,188	238,200	33,988	10,480,800	1,429,200
45	266,392	238,200	28,192	10,719,000	1,191,000
46	262,477	238,200	24,277	10,957,200	952,800
47	256,995	238,200	18,795	11,195,400	714,600
48	252,766	238,200	14,566	11,433,600	476,400
49	247,911	238,200	9,711	11,671,800	238,200
50	242,585	238,200	4,385	11,910,000	0

[하나넬]

상환기간이 50개월이네요.^^?

[가파보자]

빚갚자님 정말 대단히 너무너무 감사합니다..^^..좋은 자료로 활용하겠습니다...마음이 조금은 위안이 됩니다..^^

[빚갚자]

원금의 2%씩이면 50개월 아닌가요? 50개월이 아니더라도 원금이 들어감에 따라 이자가 줄어나가는 형태를 보여드리고자 작성한 것입니다..