[금융/경제/투자] (EE-394) 전당포 사용 (Using a Pawnshop)

[Write 2 Speak]

Jamaica: I need to raise some cash right away. I’m thinking of hocking a few things.
You’ve used the pawnshop down the street before, right?
* raise cash = 자금을 마련하다(모으다)/ hock = 전당 잡히다/ pawnshop = 전당포

Nolan: Yeah, a few years ago when I lost my job. I needed a short-term loan to tide me over
until I could find a new one.
* short-term loan = 단기대출/ tide sb over (sth) = ~가 (곤경 등을) 헤쳐 나가도록 하다[돕다]

Jamaica: Is the place legit?
* legit = 합법적인

Nolan: It seemed to be. I have no complaints.
* complaint = 불평[항의]

Jamaica: That’s good. How would I go about pawning something?

Nolan: It’s pretty simple. You bring the pawnbroker something that’s worth money to use as collateral and
then you get a loan for a fraction of its value. Then, you have 90 days to repay the loan, plus interest and fees.
* pawnbroker = 전당포 주인(업자)/ collateral = 담보물/ fraction = 부분, 일부/ value = 가치/ repay = 갚다[상환하다]

Jamaica: How do I redeem my item?
* redeem = (전당포에 맡긴 귀중품 등을 돈을 주고) 되찾다  

Nolan: You just show them your pawn ticket.
* pawn ticket = 전당표

Jamaica: That sounds pretty simple. What if I can’t repay the money by the deadline?

Nolan: Then you forfeit your item. The pawnshop tries to sell it to recoup the money they lent you.
* forfeit = 몰수[박탈]당하다/ recoup = (쓰거나 분실한 돈을) 되찾다[회복시키다/만회하다] 

Jamaica: Okay, I’m going to do it. I’m going to pawn my collection.
* collection = 수집품, 소장품

Nolan: Your collection of what?

Jamaica: Action figures. I have the entire collection of ESL Podcast action figures.
There’s Jeff, Lucy, Warren, Jessica, Adriano, Pao, LeeAnn, Alison . . .
* action figure = (영화 등에 나온) 영웅이나 캐릭터 인형 

Nolan: I said something worth money, remember?

WTS - Using a Pawnshop.mp3