보험설계 내용 확인 부탁드립니다.

ING변액종신보험   33세 주부/ 월 72,900원  일반사망보험금 - 1억원 + 적립금 재해사망보험금 - 1억원 + 적립금 재해장해보험금 - 1억원 * 장해지급률 뇌출혈/급성심근경색 - 3000만원 암진단금 - 2000만원 암수술비 - 400만 ~ 1200만원(1회당 반복) 암입원비 - 16만원(3일초과 1일당) 수술비 - 1종(40만원), 2종(60만원), 3종(100만원), 4종(200만원), 5종(1000만원) 입원비 - 6만원(3일초과 1일당) 선지급특약부과 간병연금특약부과    자녀(아들, 딸) /월 7000원 재해장해보험금 - 2000만원 * 장해지급률 암진단금 - 2000만원 암수술비 - 200만 ~ 600만원(1회당 반복) 암입원비 - 10만원(3일초과 1일당) 수술비 - 1종(20만원), 2종(30만원), 3종(50만원), 4종(100만원), 5종(500만원) 입원비 - 4만원(3일초과 1일당)     주부 의료실비보험 골절, 화상진단비 - 30만원 골절, 화상수술비 - 100만원 상해입원의료비 - 3000만원 상해통원의료비 - 10만원 질병입원의료비 - 3000만원 상해통원의료비 - 10만원 가족일상생활배상책임 - 1억원  (월 2만-2만5천원)    자녀 어린이보험(의료실비포함) /월 2-4만원 선 상해입원의료비 - 3000만원 상해통원의료비 - 10만원(1일 최고) 질병입원의료비 - 3000만원 질병통원의료비 - 10만원(1일 최고) 고액암 - 3000만원 일반암 - 1000만원 배상책임보장 - 1억원 골절, 화상진단금 - 20만원 식중독 특정전염병 조혈모세포이식 - 2000만원 5대장기이식 - 2000만원 각막이식 - 2000만원   생보, 손보 혼합의 형태로 총 월 15만원 미만 설계 ------------------------------------------------------------------------------------------------------- 한화 카네이션 통합보험 ( 57,800원/ 본인 43,926원, 아들13,843원) 본인(33세 주부) <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=535 cellSpacing=0 cellPadding=0 width=569 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 사망후유</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 일반상해사고로 사망 또는 후유장해시(필수가입항목)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.1mm solid" vAlign=center width=41 height=563 rowSpan=13> 80세</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 100만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 52원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 일반상해 후유장해</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 일반상해사고로 후유장해시(필수가입항목)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1억원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1,800원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 교통상해 후유장해</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 교통상해사고로 후유장해시(필수가입항목)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1억원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 400원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=64> 뇌혈관질환 진단비</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=64> 보험기간중에 최초로 뇌혈관질환으로 진단시 (계약후 1년이내는 50%만 지급) *뇌혈관:뇌출혈, 뇌경색을 포함한 뇌혈관질환</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=64> 1,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=64> 6,740원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 뇌졸중 진단비</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=54> 보험기간중에 최초로 뇌출혈또는 뇌경색으로 진단시 (계약후 1년이내는 50%만 지급) *최대 3천만원까지 가입가능</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 1,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 3,500원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=73> 허혈성 심장질환 진단비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=73> 허혈성심장질환으로 최초 진단확정시 (최초 1회한, 가입후 1년미만시 50%지급) *허혈성심장질환:급성심근경색, 협심증을 포함한 심장질환 전반적인 보장</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=73> 500만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=73> 290원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 급성심근경색 진단비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=54> 급성심근경색으로 최초 진단확정시 (최초 1회한, 가입후 1년미만시 50%지급) *최대 3천만원까지 가입가능</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 1,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 480원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 특정장기이식 수술비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 5대장기,각막이식,조혈모세포이식 수술시(최초1회한)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 2,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 184원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 여성특정질병 수술비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=54> 여성특정질병으로 수술시 *여성특정질병:심장질환,뇌혈관질환,고혈압,당뇨병,위궤양및십이지장궤양,신부전증</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 100만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 200원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 여성만성질병 수술비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 여성만성질병으로 수술시 *여성만성질병: 골다공증, 관절염</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 100만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 154원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 부인과질병 수술비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 부인과질환으로 수술시</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 100만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1,356원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 갑상선질환 수술비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 갑성선질환으로 수술시</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 100만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 16원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=18> 골절치료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=18> 골절로 진단확정시(1회당)/치아파절제외</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=18> 20만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=18> 672원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=73> 질병사망</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=73> 질병으로 사망시 *암,뇌혈관,허혈성심장질환 진단비 추가시 암 가입금액의 100% 의무가입 뇌혈관, 허혈성심장질환 가입금액의 50% 의무가입</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.1mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.1mm solid" vAlign=center width=41 height=73> 60세</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=73> 2,800만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=73> 4,648원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=73> 암진단비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=73> 책임개시일 이후 암으로 최초 진단확정시 (최초 1회한, 가입후 1년 미만시 50%지급) *최대 3천만원까지 가입가능 *갑상선암은 가입금액의 30%지급</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.1mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.1mm solid" vAlign=center width=41 bgColor=#bbbbbb height=386 rowSpan=7> 5 년 자 동 갱 신</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=73> 2,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=73> 4,760원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=17> 질병일당</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=17> 질병으로 1일이상 입원시(180일한도)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 2만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 1,510원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=17> 상해일당</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=17> 상해로 1일이상 입원시(180일한도)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 2만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 2,252원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 일반상해 의료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=35> 보험기간중에 상해사고로 병,의원에서 치료시 (1사고당 의료비 가입금액을 한도로 지급) -상해입원 및 통원시 모두 한도가 천만원 -통원시 한의원(한방병원)도 보장가능 -통원시 5천원 초과비용 없이 전액보상 -부득이한 사정으로 기준병실 미입원시 7일간 보장 -교통사고나 산재사고시 처리비용의 50%추가지급</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 4,698원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 질병 입원의료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=54> 질병으로 병원또는 의원에 입원하여 치료를 받을때 국민건강보험법에 따라 본인이 부담하는 의료비 100% 지급</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 3,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 7,542원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 질병 통원의료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=54> 질병으로 병,의원(한방병/의원,치과병/의원 제외) 에 통원하여 치료시, 통원1일당 5천원 초과금액을 10만원 한도로 보상</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 10만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 2,537원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=135> 일상생활 배상책임</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=295 height=135> 보험기간중에 일상생활중 타인에게 입힌 신체상, 재산상의 손해에 대한 법률상의 배상책임이 발생시 (부부 동시보장)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=135> 1억원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=135> 135원</TD></TR></TBODY></TABLE>   ◆ 보장내용(자녀) <A name=#613f0290></A> <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=287 cellSpacing=0 cellPadding=0 width=569 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=83 bgColor=#c0c0c0 height=17> 보 장 내 용</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=294 bgColor=#c0c0c0 height=17> 보   상   지   급   기   준</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=41 bgColor=#c0c0c0 height=17> 보장 기간</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=75 bgColor=#c0c0c0 height=17> 보 장 금 액</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=75 bgColor=#c0c0c0 height=17> 보험료</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 일반상해 후유장해</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=35> 일반상해사고로 후유장해시(필수가입항목)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.1mm solid" vAlign=center width=41 height=445 rowSpan=13>   5년 자동 갱신 (30세 만기)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1억원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 2,700원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=39> 교통상해 후유장해</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=39> 교통상해사고로 후유장해시(필수가입항목)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=39> 1억원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=39> 600원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 암진단비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=35> 책임개시일 이후 암으로 최초 진단확정시 (최초 1회한, 가입후 1년 미만시 50%지급)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 3,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 420원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=17> 상해일당</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=17> 상해로 1일이상 입원시(180일한도)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 2만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 2,200원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=17> 질병일당</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=17> 질병으로 1일이상 입원시(180일한도)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 3만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 1,182원 </TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=17> 골절치료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=17> 골절로 진단확정시(1회한)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 20만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 522원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=17> 화상치료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=17> 심재성 2도이상 화상으로 치료시(1회당)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 20만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=17> 90원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 식중독위로금</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=54> 음식물섭취로 인해 중독이 발생하고 그 치료를 목적으로 2일이상 입원하여 치료를 받은 경우 입원일수에 따라 가입금액 지급</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 10만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 26원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 특정장기 이식수술비</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=35> 조혈모세로, 각막이식, 5대장기이식으로 수술시 (최초1회한)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 2,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 112원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 일반상해 의료비</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=35> 보험기간중에 상해사고로 병,의원에서 치료시 (1사고당 의료비 가입금액을 한도로 지급)</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 3,014원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 질병 입원의료비</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=54> 질병으로 병원또는 의원에 입원하여 치료를 받을때 국민건강보험법에 따라 본인이 부담하는 의료비 100% 지급</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 3,000만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 2,111원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=54> 질병 통원의료비</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=54> 질병으로 병,의원(한방병/의원,치과병/의원 제외) 에 통원하여 치료시, 통원1일당 5천원 초과금액을 10만원 한도로 보상</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 10만원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=54> 799원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=83 height=35> 자녀 배상책임</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=294 height=35> 보험기간중에 일상생활중 타인에게 입힌 신체상, 재산상의 손해에 대한 법률상의 배상책임이 발생시</TD> <TD style="BORDER-RIGHT: #000000 0.1mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 1억원</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.1mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=75 height=35> 67원</TD></TR></TBODY></TABLE> ------------------------------------------------------------------------ 설계내용을 올리려다 보니 내용이 넘 기네요 기존의 보험험료가 넘 부담되어 4인가족중 일부에 대해 재 가입을 고려중입니다. ing의 경우 딸 아이도 같이 설계했지만 딸아이가 병력 등으로 가입에 제한이 많아 통합보험의 경우는 저와 아들만 설계를 받아보았습니다. 각각의 보험의 장단점이 있겠지만 위 생명과 손해보험의 조합의 경우, 통합보험 중 어느적이 저의 가족에게 좋을지 모르겠네요.(보장대비 보험료의효율적인 측면으로요) 둘중 어느것이 저의에게 유리한지.... 그리고 어느 것을 보완하는 것이 좋을지 조언도 함께 부탁합니다.