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<P style="TEXT-ALIGN: center; LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">구 분</SPAN></P></TD>
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<P style="TEXT-ALIGN: center; LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">프리워크아웃</SPAN></P>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">(사전채무조정)</SPAN></P></TD>
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<P style="TEXT-ALIGN: center; LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">개인워크아웃</SPAN></P></TD>
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<P style="TEXT-ALIGN: center; LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">개인회생</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; BACKGROUND: #e0e5fa; HEIGHT: 42.74pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">개인파산</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold"> 운영주체</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 신용회복위원회</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 신용회복위원회</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 법원</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 법원</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold"> 시행시기</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 2009. 4. 13</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 2002. 10. 1</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 2004. 9. 23</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 1962. 1. 20</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold"> 대상채권</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">협약가입 금융</SPAN><SPAN style="FONT-SIZE: 11pt">기관</SPAN><SPAN style="FONT-SIZE: 11pt">(3,600여개)</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">보유채권</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">협약가입 금융</SPAN><SPAN style="FONT-SIZE: 11pt">기관</SPAN><SPAN style="FONT-SIZE: 11pt">(3,600여개) </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">보유채권</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 37.08pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 제한없음 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> (사채포함)</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 37.08pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 제한없음</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> (사채포함)</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold"> 채무범위</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 5억원 이하</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 5억원 이하</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">담보채무(10억)</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">무담보채무(5억)</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 37.08pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 제한없음</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold"> 대상채무자</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 30일초과 </SPAN><SPAN style="FONT-SIZE: 11pt">90일미만,</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">최근1년이내 누적</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">연체일수30일이상 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">연소득4000만원이하</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 연체기간 3개월 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 이상인 자</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">과다채무자인 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">봉급생활자,</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">영업소득자</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 파산원인</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글> </P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">보증인에 대한 효력</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 27.97pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">보증인에 대한 채권</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">추심 불가</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 27.97pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">보증인에 대한 채권</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">추심 불가</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 27.97pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">보증인에 대한 채권</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">추심 가능</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 27.97pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">보증인에 대한 채권</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">추심 가능</SPAN></P></TD></TR>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">채무조정수준</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">무담보채권 최장</SPAN><SPAN style="FONT-SIZE: 11pt">10년</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">담보채권 최장 20년, </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">신청일 기준</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">연체이자 감면</SPAN></P></TD>
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<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">변제기간 10년 이내,</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">이자채권 전액감면,</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">원금은 상각채권에 한해 </SPAN><SPAN style="FONT-SIZE: 11pt">최대 1/2까지 감면</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 78.56pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">변제기간 5년이내</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">나머지금액 면제,</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">변제액이 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">청산가치보다 클것</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 78.56pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 청산 후 면책</SPAN></P></TD></TR>
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<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 129.18pt; BACKGROUND: #e0e5fa; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold"> 법적효력</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">사적 조정에 의해 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">변제 </SPAN><SPAN style="FONT-SIZE: 11pt">완료 시 </SPAN><SPAN style="FONT-SIZE: 11pt">면책</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">사적 조정에 의해</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">변제 </SPAN><SPAN style="FONT-SIZE: 11pt">완료 시 </SPAN><SPAN style="FONT-SIZE: 11pt">면책</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 변제 완료 시</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 법적 면책</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 면책 결정 시 해제</SPAN></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 129.18pt; BACKGROUND: #e0e5fa; HEIGHT: 46.81pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">은행연합회</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">(연체 등)</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">정보 해제여부</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 46.81pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 미등록</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 46.81pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">신용회복지원 확정시</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">모든(연체 등)정보</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">해제</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 46.81pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 변제계획 인가 시</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 해제</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 46.81pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> </SPAN><SPAN style="FONT-SIZE: 11pt">면책 결정 시 해제</SPAN></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 129.18pt; BACKGROUND: #e0e5fa; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">은행연합회</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">공공정보내용</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 미등록</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 신용회복지원중 </SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">(1101)</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">개인회생절차 진행중 (1301)</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 43.36pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 파산으로 인한</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 면책결정(1201)</SPAN></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 129.18pt; BACKGROUND: #e0e5fa; HEIGHT: 53.71pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">은행연합회</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 12pt; FONT-WEIGHT: bold">공공정보 삭제시기</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 53.71pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 미등록</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 53.71pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">채무변제를 완료하거나 </SPAN><SPAN style="FONT-SIZE: 11pt">신용회복지원 확정이후 </SPAN><SPAN style="FONT-SIZE: 11pt">2년 이상 변제</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">한 때 삭제</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 53.71pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt">채무변제를 완료하거나 </SPAN><SPAN style="FONT-SIZE: 11pt">개인회생인가이후 최장 </SPAN><SPAN style="FONT-SIZE: 11pt">5년간 변제한 때 삭제</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 160.31pt; HEIGHT: 53.71pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 면책 결정 후</SPAN></P>
<P style="LINE-HEIGHT: 140%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 11pt"> 5년 경과 시 삭제</SPAN></P></TD></TR></TBODY></TABLE></P>
<P> </P>
<P> </P>
<P><a href='javascript:fileFilterViewer("http://cfile250.uf.daum.net/attach/234233485199B40B0995F4", "/cfile250/23/4233485199B40B0995F4", "개인회생,파산비교.hwp", "grpid%3Dn5j%26fldid%3DLuUq%26dataid%3D43%26fileid%3D2%26regdt%3D20121203150442&url=http%3A%2F%2Fcfile250.uf.daum.net%2Fattach%2F234233485199B40B0995F4")'><img src="https://t1.daumcdn.net/daumtop_deco/icon/icon.hanmail.net/editor/p_hwp_s.gif?rv=1.0.1" border="0" alt="첨부파일" class="vam"/> 개인회생,파산비교.hwp</a></P>
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카페 게시글
양식(서식)&통계
＜참고사항＞- 개인회생,파산,워크아웃 비교
은가람
추천 0
조회 1,115
12.12.03 15:04
댓글 3
다음검색
첫댓글 좋은정보 감사해요`!!!
정말 좋은 정보 감사해요. 어느 법무사에서 빚이 1억이상 되야 파산신청할수 있다고 하며 회생신청도 직업있어야 한다며
파산신청은 안된다고 해서 포기하고 있었는데 이 내용보니 희망이 보이네요.
<프리워크아웃>2013.4.22신설된부분
->현재 연체기간이 30일 이하인 경우라도 최근 1년이내 누적연체일수가 30일 이상이면서,
연소득 4000만원이하라면 신청가능.