캐나다 복지제도 총정리(영어본):노인,실업자,가족/어린이,난민,장애인 순서대로 배열됨.

[tae-hwa hong]

Below is a list of programs taken from the Service Canada Website(Government of Canada, 2013): 

Income Security Programs for General Public

Income Security for Older Adults

Old Age Security Pension

The Old Age Security pension (OAS) is a monthly benefit available to most Canadians 65 years of age or older who have lived in Canada for at least 10 years.

Canada Pension Plan Retirement Pension

The Canada Pension Plan (CPP) Retirement Pension provides a monthly taxable benefit to retired contributors.

Guaranteed Income Supplement

The Guaranteed Income Supplement (GIS) provides a monthly non-taxable benefit to low-income Old Age Security recipients living in Canada.

Allowance for the Survivor Program

The Allowance for the Survivor Program provides a monthly non-taxable benefit to low-income widowed spouses who are not yet eligible for the Old Age Security pension.

Allowance Program

The Allowance is a monthly benefit for low-income seniors (aged 60-64) whose spouse or common-law partner is eligible for, or currently receiving, the Old Age Security (OAS) pension and the Guaranteed Income Supplement (GIS).

Canadian Government Annuities

The Canadian Government Annuities Branch administers contracts on behalf of individuals who have contributed towards the purchase of an Annuity either on their own or through their employers as part of a pension plan. 

Employment Insurance Regular Benefits

Employment Insurance (EI) provides Regular Benefits to individuals who lose their jobs through no fault of their own (for example, due to shortage of work, seasonal or mass lay-offs) and are available for and able to work, but can't find a job.

Employment Insurance Fishing Benefits

Employment Insurance (EI) provides Fishing Benefits to qualifying, self-employed fishers who are actively seeking work.

Employment Insurance and Workers and/or Residents Outside Canada

The Employment Insurance (EI) program may provide benefits to certain individuals who reside outside Canada if their job is insured under Canada's EI program.

Employment Insurance Sickness Benefits

Employment Insurance (EI) provides Sickness Benefits to individuals who are unable to work because of sickness, injury or quarantine.

GST/HST Credit

The GST/HST Credit program issues to Canadians with low and modest incomes all or part of the GST/HST they pay. 

GST/HST General Rebates

The GST/HST General Rebates program allows for GST/HST rebates under various situations: GST/HST amounts paid in error; when commercial goods and artistic works are exported by a non-resident; for certain expenses incurred by Indian Bands and Band empowered entities; and more.

International Benefits

The International Benefits program may provide retirement, disability or survivor benefits to eligible individuals who have lived or worked in another country, or the surviving spouse, common-law partner or children of eligible individuals who have lived or worked in another country.

Tax-Free Savings Account (TFSA)

The Tax-Free Savings Account (TFSA), announced in the 2008 Federal Budget, is an account in which residents of Canada can set money aside tax-free.

Wage Earner Protection Program

The Wage Earner Protection Program (WEPP) will reimburse eligible workers for unpaid wages and vacation pay owed them when their employer declares bankruptcy or is subject to a receivership.

Working Income Tax Benefit (WITB)

The Working Income Tax Benefit (WITB) is a refundable tax credit administered by the Canada Revenue Agency (CRA) intended to provide tax relief for eligible working low income individuals and families who are already in the workforce and to encourage other Canadians to enter the workforce.

Income Security Programs for Familes and Children

Canada Child Tax Benefit

The Canada Child Tax Benefit (CCTB) is a tax-free monthly payment made to eligible families to help them with the cost of raising children under age 18.

Employment Insurance Maternity and Parental Benefits

Employment Insurance (EI) provides maternity and parental benefits to individuals who are pregnant, have recently given birth, are adopting a child, or are caring for a newborn.

Universal Child Care Benefit

The Universal Child Care Benefit (UCCB) program issues a taxable $100 monthly payment to families for each child under the age of six to help cover the cost of child care.

Employment Insurance Compassionate Care Benefits

Employment Insurance (EI) provides Compassionate Care Benefits to persons who have to be away from work temporarily to provide care or support to a family member who is gravely ill with a significant risk of death.

Canada Pension Plan Death Benefit

The Canada Pension Plan Death Benefit provides a one-time payment to, or on behalf of, the estate of a deceased contributor.

Canada Pension Plan Survivor's Pension

The Canada Pension Plan Survivor's Pension provides a monthly pension to the surviving spouse, common-law partner or children of a deceased contributor.

Canada Pension Plan Children's Benefit

Canada Pension Plan Children’s Benefits provide a monthly benefit to the dependent children of disabled or deceased contributors.

Child Disability Benefit (CDB)

The Child Disability Benefit (CDB) is a tax-free benefit for families who care for a child under age 18 with a severe and prolonged impairment in mental or physical functions.

Employment Insurance Family Supplement

The Family Supplement is a feature of Employment Insurance (EI) that provides additional benefits to low-income families with children.

Parents of Murdered or Missing Children

The Federal Income Support for Parents of Murdered or Missing Children (PMMC) grant is an income support grant available to applicants who have suffered a loss of income from taking time away from work to cope with the death or disappearance of their child or children, as a result of a probable Criminal Code offence.

Income Security Programs for Newcomers to Canada

Immigration Loans Program

The Immigration Loans Program provides refugees and protected persons with loans to cover the costs of medical examinations conducted abroad, transportation to Canada and travel documents.

Right of Permanent Residence Fee Loan

The Right of Permanent Residence Fee (RPRF) Loan program provides loans to individuals seeking permanent resident status in Canada who are unable to pay the RPRF.

Income Security Programs for Individuals with (Dis)abilities

 Canada Pension Plan Disability Benefits

Canada Pension Plan Disability Benefits provide a monthly taxable benefit to contributors who are disabled and to their dependent children.

Federal Excise Gasoline Tax Refund Program

The Federal Excise Gasoline Tax Refund Program refunds a portion of the federal excise tax on gasoline bought for use by eligible persons or organizations.

Below is a list of some provincial programs for Income Security. 

Income Security Programs (Provincial)

Workers' Compensation

Monies for workers whom have been injured on the job used to cover rehabilitation and medical costs.  Assistance levels vary depending on province.

Social Assistance

Financial assistance is given to people who have no other income to meet their basic needs of food, clothing and shelter. Social assistance is to be accessed as a last resort. This means that all other income must be considered when determining how many dollars will be provided. Eligibility rules and amount of payment differ based on province.

Provincial top-ups for the Ederly

Some provinces have introduced seniors' supplemental programs.  Again, benefit rates vary depending on which provinces one is living.  This top up is typically intended to  raise incomes of receipents to roughly the income levels of public assistance receipts.  

[tae-hwa hong]

문의가 있어 올립니다. 기본적인 영어실력만 있으면 어렵지 않으니 참고바랍니다. 궁금한 사항이 있으시면 service canada로 직접 문의부탁드립니다. 개별 질문은 받지 않습니다. 제 전문직종이 아니어서 잘 모르기도 하고 가족들 사항이 모두 다르기 때문에 직접문의하는 것이 효율적일 것입니다. 건강하게 겨울 잘 나기고 모두 힘내시길 기원합니다. 홍태화 올림

[권영일]

좋은 정보 공유해 주셔서 감사합니다.