＜홈론/주택 대출/모기지 브로커＞ ANZ/NAB/컴뱅크 2025년 2월 28일 금요일부터 변동금리 홈론 이자 0.25% 내립니다.

[homeloans]

안녕하세요. VIP Finance 차호원입니다.

*** 저금리 장기 주택 대출 전문, 첫집 & 첫 투자집 전문 ***

자기집, 투자집 대출을 도와드립니다. 호주 전지역/타주도 가능합니다.

더 좋은 이자율로 은행하고 네고도 해드립니다.

자기집은 95%까지 대출 가능합니다.

투자집은 90%까지 대출 가능합니다.

​140개이상 5스타 구글 리뷰가 있습니다.

상담을 원하시면 차호원 0488 779 888 입니다.

Our Services 우리의 서비스

- 첫집 LMI 보험없이 95% 대출 First Home Guarantee (FHG) / First Home Loan Deposit Scheme (FHLDS)

- Single parent with at least one dependent child - LMI 보험없이 98% 대출 Family Home Guarantee (FHG)

- Regional First Home Buyer Guarantee (RFHBG) - Regional areas LMI 보험없이 95% 대출 (ACT & NT는 안됩니다)

- Residential Home Loans 주거용 주택 융자

- Investment Loans 투자 대출

- Commercial Lans 상업 건물 대출

- Refinance (Home Loans, Investment & Commercial Loans) 재 융자 (주택 융자, 투자 및 상업 융자)

- Car Loans 자동차 융자

- Business Loans 사업 융자

- Asset Finance 장비 금융

- Low Doc Loans (BAS 서류 홈론 대출)

- Fixed Rate & Variable Loans 고정 금리 & 변동금리

- Development Loans 개발 융자

- SMSF (Self-Managed Super Funds) Residential/Commercial Loans 자기관리형 수퍼펀드 융자

- Non-Resident Home Loans (Spouse Visa, MLTTSL (Medium-Term Temporarily Skilled Shortage Work Visa) or 457, 309, 820 Visa ) 비거주 주택 융자 (배우자 비자, MLTTSL (중기 임시 근로 비자) 또는 457, 309, 820 비자) 비자가 2년이상은 남아있어야 합니다.

ANZ

ANZ has announced it will decrease variable home loan interest rates in Australia.

Effective 28 February, ANZ will reduce variable interest rates for home, residential investment and line of credit loans by 0.25% p.a.

Customers will be able to see their new interest rate in the ANZ app and ANZ Internet Banking from the effective date.

ANZ will start using the new interest rate to calculate a customer’s accrued interest from this date.

Variable rate loan customers with principal and interest repayments

ANZ will not automatically decrease any existing direct loan payment amount set up on existing ANZ variable rate loans on principal and interest repayments, even if the minimum required repayment amount on the loan decreases to an amount that is less than the existing direct loan payment amount.

- For customers who wish to continue with the existing direct loan payment amount (which may be more than the new minimum repayment amount), no action is required.

- For customers who want to decrease their existing direct loan repayment amount, they can do so once the minimum loan repayment has been recalculated. They can do so via ANZ Internet Banking 6 days prior to their new minimum loan repayment taking effect (the effective date of the new minimum loan repayment is detailed in the change notice ANZ sends them).

ANZ은 2025년 2월 28일 금요일부터 변동금리 홈론 이자 0.25% 내립니다.

How to guide (홈론 리페이먼트 내리는 방법)

https://www.anz.com.au/support/internet-banking/accounts/loans/direct-payments/modify/

NAB

In line with the February 2025 RBA announcement. Effective Friday 28 February 2025, NAB is decreasing variable interest rates for both new and existing variable rate home loans by 0.25% p.a.

When supporting your existing NAB customers, please remember that we are unable to reduce their minimum repayment until on or after this date.

How to request a reduced minimum repayment

If your customer would like to reduce their minimum repayment, they can request a repayment review after our rates have changed on Friday 28 February via one of the following:

1. They can call us on 13 22 65,

2. They can Chat to us via the NAB App

NAB은 2025년 2월 28일 금요일부터 변동금리 홈론 이자 0.25% 내립니다.

How to guide (홈론 리페이먼트 내리는 방법)

https://www.nab.com.au/help-support/personal-banking/manage-home-loan/interest-repayment-changes

컴뱅크 CBA (Commonwealth Bank of Australia)

Effective on and from 28 February 2025, we are decreasing our home loan variable interest rates by 0.25% p.a. on and from 28 February 2025.

컴뱅크 CBA (Commonwealth Bank of Australia)는 2025년 2월 28일 금요일부터 변동금리 홈론 이자 0.25% 내립니다.

How to guide (홈론 리페이먼트 내리는 방법)

https://www.commbank.com.au/home-loans/repayments.html

Westpac / BOM (Bank of Melbourne)

Following the Reserve Bank of Australia’s decision to decrease the official cash rate by 0.25% to 4.10%, Westpac announced it will decrease variable home loan interest rates by 0.25% per annum (p.a.).

The following interest rate changes will come into effect on 4​ March​ 2025​, for new and existing home loan variable rate products

Westpac은 2025년 3월 4일 화요일부터 변동금리 홈론 이자 0.25% 내립니다.

How to guide (홈론 리페이먼트 내리는 방법)

https://www.westpac.com.au/personal-banking/home-loans/manage-home-loan/

BOM (Bank of Melbourne)은 2025년 3월 4일 화요일부터 변동금리 홈론 이자 0.25% 내립니다.

How to guide (홈론 리페이먼트 내리는 방법)

https://www.bankofmelbourne.com.au/personal/home-loans/manage#faqs

ANZ First Home Buyer $3,000 Cashback 첫집 구매를 하시면 $3,000 캐쉬백도 있습니다.

# Offer can be withdrawn at any time. Maximum one bonus per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. To be eligible to receive the bonus First Home Buyers must hold an ANZ Access Advantage, ANZ Plus or ANZ One offset account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying. See the full Terms and Conditions (PDF) for this offer. Fees, charges and eligibility criteria apply.

ANZ refinance 리파이낸스를 하시면 $2,000 캐쉬백도 있습니다.

Bank of China 중국은행 Variable Rate Home Loan 변동금리

자기집 홈론 5.68% (Comparison rate 6.15%) p.a.

솔라가 있는 집 Green home loan 5.58% (Comparison rate 6.05%) p.a.

Home loan applicants who install or have installed: solar panels; solar hot water systems; or heat pump hot water systems on their loan security property.

$3,288 Refinance Cashback 리파이낸스를 하시면 $3,288 캐쉬백도 있습니다.

$2,000 Purchase Cashback 새로 구매시면 $2,000 캐쉬백도 있습니다.

First year’s annual package fee waived for all new applications

For loans ≥ $400k & Settlement by: 31/06/2025

Eligibility: New applications with LVR ≤ 80% and assessed on Australian income

Each type of cashback per customer every 12 months

간호사 & 조산사 연봉이 9만불이상이면 자기집 & 투자집 90% 까지 LMI 보험 없이 대출 가능합니다.

Medical professional with a minimum income threshold of $90,000 gross taxable income per annum

Salary packaging 도 포함 가능합니다.

- Registered Nurses

- Midwives

- Audiologist

- Occupational therapist

- Osteopath

- Radiographer

- Sonographer

- Speech Pathologist

의사, 회계사, 변호사, 약사 자기집 90%까지, 투자집 90%까지 LMI보험 없이 대출 가능합니다.

Physiotherapists(물리치료사), Chiropractors(척추 지압사), Optometrists(검안사), Vets(수의사), Podiatrists(족부 전문의), Pharmacists (약사)

CA/CPA Accountants, Auditor/CFO (회계사), Lawyers/solicitors/Barristers (변호사), Actuary (보험 수리사)

LMI 보험 없이 자기집/투자집 90% 대출가능합니다.

$100만불 집은 $160,500으로 세틀을 하실수 있습니다.

상담문의 전화번호는 0488 779 888 입니다.

VIP Finance Australia Pty Ltd

ABN 62 609 420 117

Suite 7, Level 1, 17 Carrington Road, Box Hill VIC 3128

Mobile: 0488 779 888

Kakaotalk ID homeloans

Credit Representative Number 482218 of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence Number 391237

You will always be our valued VIP client

1 Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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