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<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><strong></strong></span></span></span></font></span></span></span></p><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c">
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</span></font></span></span><p><font color="#050099"><span style="font-family: Gulim;">안녕하세요 개인워크아웃 신청 할려고 준비중이고 한달째 연체중입니다.</span></font></p><p><font color="#050099"><span style="font-family: Gulim;">총채무는 원금 3천만원쯤 됩니다. 미혼이고 혼자살고 있습니다. 재산은없고 보증금 200 월30에 살고 있습니다.</span></font></p><p><font color="#050099"><span style="font-family: Gulim;">제가 다쳐서 일을 쉬다가 이번에 일을 구했고 </span></font></p><p><font color="#050099"><span style="font-family: Gulim;">4대보험 들어가는 직장입니다.</span></font></p><p><font color="#050099"><span style="font-family: Gulim;">앞으로 2달동안에 혹시나 급여 압류가 되면 어떻게 되나 걱정이되네요</span></font></p><p><font color="#050099"><span style="font-family: Gulim;">보통 연체되고 얼마후에 급여압류가 되나요?</span></font></p><p><font color="#050099"><span style="font-family: Gulim;">급여압류가 되면 최저생계비 제외한 금액 압류당하고도 남은 금액 예를들어 남은150만원 제가 출금하지 못하는것 맞나요?</span></font></p><p><font color="#050099"><span style="font-family: Gulim;">그리고 주택부금 담보대출 받은것은 개인워크 아웃 해당 안되는거죠? </span></font></p><p><font color="#050099"><span style="font-family: Gulim;">그리고 독촉전화 오는거 한번도 안받고 휴대폰 번호 바꿔버렸는데 이에 따른 불이익이 있을가요? </span></font></p><font color="#050099">
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<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><font color="#050099"><span style="font-size: 9pt;"></span></font></span></span></font></span></span></span></p><font color="#8c8c8c"><font color="#050099">
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<p style="text-align: left;"><span style="font-size: 12pt;"><span style="font-family: Gulim;"><span style="font-size: 9pt;"><font color="#8c8c8c"><strong>안녕하세요.서민경제회복연대 운영진입니다.</strong></font></span></span></span></p>
<p><font color="#8c8c8c"><strong>채무 및 기타 여러사항으로 심적,물적 힘듦이 많으실줄압니다.</strong></font></p>
<p><font color="#8c8c8c"><strong>카페게시판 등을 활용하셔서, 다소나마 도움이 되시고, 해결의실마리를 찾으시기를 바랍니다.</strong></font></p>
<p><strong></strong> </p>
<p><strong><font color="#8c8c8c">또한, 카페에서 보내는 정식 메일&쪽지가 아닐경우, </font><font color="#8c8c8c">사건 브로커일 가능성이 많습니다. </font></strong></p>
<p><font color="#8c8c8c"><strong>이로인해 피해사례가 발생하고 있는 바, </strong></font></p>
<p><font color="#8c8c8c"><strong>이같은 경우가 발생하게 될 경우 카페 운영진에게 메일&쪽지로 알려주셔서,</strong></font></p>
<p><font color="#8c8c8c"><strong>힘든회원님들이 같은일로 어려움을 겪지않도록 함께해주시기를 바랍니다.</strong></font></p>
<p><strong></strong> </p>
<p><font color="#8c8c8c"><strong>카페지기 아르뫼 </strong></font><a href="mailto:choi6won@hanmail.net" target="_blank"><font color="#8c8c8c"><strong>choi6won@hanmail.net</strong></font></a></p>
<p><font color="#8c8c8c"><strong>운영자 포레스트검프 <span style="color: rgb(140, 140, 140);"></span></strong><a href="mailto:olvon@naver.com"><span style="color: rgb(76, 76, 76);"><strong><span style="color: rgb(140, 140, 140); background-color: rgb(255, 255, 255);">olvon@naver.com</span></strong></span></a></font></p>
<p><font color="#8c8c8c"><strong>운영자 엔 진 </strong></font><a href="mailto:kkami1971@hanmail.net" target="_blank"><font color="#8c8c8c"><strong>kkami1971@hanmail.net</strong></font></a></p>
<p><font color="#8c8c8c"><strong>운영자 아트인 </strong><a href="mailto:characman@naver.com"><font color="#8c8c8c"><strong>characman@naver.com</strong></font></a></font><font color="#8c8c8c"><strong></strong></font></p>
<p><font color="#8c8c8c"><strong>운영자 은가람 </strong><a href="mailto:nodong114@hanmail.net"><font color="#8c8c8c"><strong>nodong114@hanmail.net</strong></font></a></font></p></font></span></span></span></font></span></font></span></span></span></font></span></span></span></font></font></font></font></span></span></span></font></font></font></font></font></font></blockquote></blockquote></div></blockquote></blockquote></font></font></span></span></span></span></span></font></span></span></span></span></span></font></span></span></font></span></span></span></span></span></font></span></span></span></div>ㄱ
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첫댓글 답변이없네요ㅠㅠ
1. 급여압류가 들어올수 있죠. 시점이 언제라고 딱히 말씀을 드릴순 없습니다. 압류가 들어와도 신용회복 신청은 가능하구요. 신용회복 확정시에는 급여압류는 해제가 됩니다.
2. 급여가 압류가 되면 150만원까지는 본인이 받을 수 있습니다. 그 초과분에 대해서는 채권자가 가져갈수 있어요(물론 급여내역대에 따라서 압류금지 범위가 바뀌긴합니다..)
3. 주택부금담보대출은 담보대출로 제외됩니다.
4. 연락처 변경내용에대해서는 크게 상관되는 부분은 없을 듯합니다.
답변감사합니다~