₩금값이 이미 올라 늦은 감이 있지만 그래도 알아두기₩금투자 방법 6가지 총 정리-1

<p style="text-align: left;"><span></span></p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://cafe.daum.net/subdued20club" data-link-newwindow="_blank"><a href="https://cafe.daum.net/subdued20club" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/c66b4a1a23c64192bd183f48a1868843d96257d5" width="288" height="288" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/c66b4a1a23c64192bd183f48a1868843d96257d5" data-origin-width="1024" data-origin-height="1024"></a></div><p style="text-align: center;">출처: 유튜브 박곰희tv <a href="https://youtu.be/ehrV8hJoKcA?si=dy3NM9f9ld2DXQgw" target="_blank" class="ke-link">https://youtu.be/ehrV8hJoKcA?si=dy3NM9f9ld2DXQgw</a></p><div class="figure-video" data-ke-type="video" data-video-url="https://www.youtube.com/watch?v=ehrV8hJoKcA" data-video-host="youtube" data-video-play-service="daum_cafe" data-video-width="640" data-video-height="480" data-ke-style="alignCenter" data-video-thumbnail="http://scrap.kakaocdn.net/dn/bpUiq1/bl4JrtIh6Tm/s2LUgaq3FQqL1eKWg05WUK/kakaolink40_original.jpg?width=640&height=480" data-ke-mobile-mobileStyle="widthFull" data-video-origin-width="640" data-video-origin-height="480"><iframe src="https://www.youtube.com/embed/ehrV8hJoKcA" width="640" height="480" frameborder="0" scrolling="no" allowfullscreen=""></iframe><div class="figcaption"></div></div><p style="text-align: center;"><span></span></p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"><span data-ke-size="size20"><span style="background-color: #ee2323;"><span style="color: #ffffff;"><b>주의사항</b></span></span></span></p><p style="text-align: center;">1. 과거 금값이 고점 대비 43% 떨어진 시기도 있음!!</p><p style="text-align: center;">2. 지금 금값 많이 오른 상태!!</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/2e015e3c1ce958676f685c67a65dcf5d4625ddc2_re_1726378341244" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/2e015e3c1ce958676f685c67a65dcf5d4625ddc2_re_1726378341244" data-origin-width="1334" data-origin-height="750"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/3b5a0b5de5da6f7d8527708a776adb5ab3e6e35a_re_1726378341244" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/3b5a0b5de5da6f7d8527708a776adb5ab3e6e35a_re_1726378341244" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">금은 대표적인 안전자산임 <br><br>왜 안전자산이노?</p><p style="text-align: center;">1. 전세계 어디든 동일한 가치 보장 받기 쌉가능 ㅇㅇ <br>2. 금융시장에 위기가 생기게 되면 가격 상승해서 ㅇㅇ</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/7c9733b39badb50a1964178a0aa1ddf1038a27c3_re_1726378341244" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/7c9733b39badb50a1964178a0aa1ddf1038a27c3_re_1726378341244" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">그치만 금값 얼마나 올랐나 보려고 하면 헷갈릴거임</p><p style="text-align: center;">금은 가격이 여러개임</p><p style="text-align: center;">네이버에 금 검색하면 이렇게 나옴</p><p style="text-align: center;">국내 금 가격임</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/52c1aa2672bf9447605b5b169d47daacbc39fb2e_re_1726378341244" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/52c1aa2672bf9447605b5b169d47daacbc39fb2e_re_1726378341244" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">이건 국제금임 말 그대로 국제 표준 ㅇㅇ</p><p style="text-align: center;">뉴스 기사, 신문에서 주로 쓰는 가격임</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/b826c4382bb88f7b8d9f90889af97ab3fb95378d_re_1726378341244" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/b826c4382bb88f7b8d9f90889af97ab3fb95378d_re_1726378341244" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">뉴욕상품거래소의 가격이 기준이 됨</p><p style="text-align: center;"> '트로이온스'라는 단위를 씀 <br>온스를 그램으로 바꾸면 대략 31g 정도</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/9f8db0e171052e49199a000ab98a579df86b34bb_re_1726378341245" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/9f8db0e171052e49199a000ab98a579df86b34bb_re_1726378341245" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">그 다음은 금을 셀 때 쓰는 단위 '돈'</p><p style="text-align: center;">(우리나라만 저 단위 쓰나봄?)</p><p style="text-align: center;">3.75g이 한돈임</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/dcc5f8b129752e370a89efe979981b4ba7870b64_re_1726378341245" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/dcc5f8b129752e370a89efe979981b4ba7870b64_re_1726378341245" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;"> 여튼 이렇게 각각 금을 나타내는 표현이</p><p style="text-align: center;">여러개라는 거임 ㅇㅇㅇㅇ</p><p style="text-align: center;">그럼 이제 투자방법을 알아봅시다</p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"><span data-ke-size="size20"><b>1. 금통장</b></span></p><p style="text-align: center;">은행에서 가입하는 통장, 즉 골드뱅킹임</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/88a9a9f0a8eb0680ea230702ff32d656b6cc0eee_re_1726378341245" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/88a9a9f0a8eb0680ea230702ff32d656b6cc0eee_re_1726378341245" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">1. 소액투자 가능 : 1g이 대략 10만 원 정도임</p><p style="text-align: center;">실물 출고 가능 : 10g, 100g, 500, 1kg 단위로 가능</p><p style="text-align: center;">보수 없음 : 거래할 때 부가세 10%와 기타 부대비용 더해서 15% 정도의 마이너스 비용이 생기기는 하지만 보수비용은 x</p><div data-ke-type="emoticon" data-ke-style="alignCenter" data-emoticon-type="friends1" data-emoticon-name="016" data-emoticon-isAnimation="false" data-emoticon-src="https://t1.daumcdn.net/keditor/emoticon/friends1/large/016.gif"><img src="https://t1.daumcdn.net/keditor/emoticon/friends1/large/016.gif"></div><p style="text-align: center;">엥 그래도 -15% 정도 비용이 생기는데 <br>보수비용 없는게 장점임?</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/d9baabaf93f1243327afdd7d6fdd6197a1814e95_re_1726378341245" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/d9baabaf93f1243327afdd7d6fdd6197a1814e95_re_1726378341245" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">ㅇㅇ 장기투자하는 사람들에게는 좋음</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/c93270b5c59eaa82f19b5a9ccb7f2f178b5dcbc2_re_1726378341245" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/c93270b5c59eaa82f19b5a9ccb7f2f178b5dcbc2_re_1726378341245" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">그리고 은행 통해서 거래하하는거라</p><p style="text-align: center;">은행 접근성 굿 직원한테 설명 들을 수 있음</p><p style="text-align: center;">은행 앱 쓰기 편하다는 장점이 있음</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/7e0ca6ae3c6b8cf06dc5bf71f3061b9e3324f05c_re_1726378341245" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/7e0ca6ae3c6b8cf06dc5bf71f3061b9e3324f05c_re_1726378341245" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">1. 수수료 내야함</p><p style="text-align: center;">2. 배당소득세 o : 금값 올라서 팔면 수익을 보게 되는데 그때 15.4% 배당소득세 내야 함 <br><br>실물 출고할 계획이 없다면 <br>굳이... 이 방법으로 투자를..? 하는 점이 있음</p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"><span data-ke-size="size20"><b>2.금펀드 </b></span><br>증권 앱에서 펀드 메뉴 들어가서 검색해서 구매할 수 있는 것</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/22a366c8b029fbd2b401987f4a038751c29aebfa_re_1726378341246" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/22a366c8b029fbd2b401987f4a038751c29aebfa_re_1726378341246" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">금을 그대로 담는 것과 <br>금광회사의 주식을 담는 것 이렇게 나뉨</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/e50cc1955bb0dfc72444c91bbee4bcd76a84b37f_re_1726378341246" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/e50cc1955bb0dfc72444c91bbee4bcd76a84b37f_re_1726378341246" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">금광회사를 골드마이닝 기업이라고 함 <br>어차피 얘네 주식이 금값과 유사하게 움직여서 <br>사실상 금 투자하는 개념 ㅇㅇ <br>수익률도 비슷하게 나옴</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/f6f4ffc607dc6547fd601b1a607be68ecdce756e_re_1726378341246" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/f6f4ffc607dc6547fd601b1a607be68ecdce756e_re_1726378341246" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">1. 어느 계좌든 금구매 쌉가능</p><p style="text-align: center;">2. 매매 쉬움 : 호가창 그런거 가격 고려 없이 매수 금액만 넣고 구매하기 누르면 됨 <br>3. 소액투자 가능</p><p style="text-align: center;">4. 시간 제약 덜 받음 : 주식시장 끝나고 나서도 펀드 거래는 좀 더 열려있음 <br>5. 환헷지상품 선택 가능 : (H) =헷지된 상품 =원달러 환율의 변동을 받지 않는 상품</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/1f4c70ecb77662fab08d09aed45dadae49a48ece_re_1726378341243" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/1f4c70ecb77662fab08d09aed45dadae49a48ece_re_1726378341243" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">1. 개별기업 리스트 : 기업 병크 생기면 영향 받겠죠 <br>2. 보수 비용 : ETF보다 보수가 더 비싼 편</p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"><span data-ke-size="size20"><b>3. 국내 금ETF </b></span><br>국내 주식시장에 상장된 ETF 사기</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/266229ce58620a1f23234f7b9305fd8dc610ee7f_re_1726378341243" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/266229ce58620a1f23234f7b9305fd8dc610ee7f_re_1726378341243" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">금의 가격을 따라가는 애들임</p><p style="text-align: center;">한 주가 거의 1만원대인데 주 단위로 사기 쌉가능 </p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/9ec41e8806313ab107933583b811e6dce1dcf499_re_1726378341243" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/9ec41e8806313ab107933583b811e6dce1dcf499_re_1726378341243" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">1. 수수료 낮음 </p><p style="text-align: center;">2. ETF 포트구성 쉽다 : ETF로 주식 포트폴리오 짜는 사람들에겐 좋음</p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/6f6d2b4fd4eaa7a0face2f3172a5d1894633a060_re_1726378341243" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/6f6d2b4fd4eaa7a0face2f3172a5d1894633a060_re_1726378341243" data-origin-width="1334" data-origin-height="750"></div><p style="text-align: center;">1. 보수 발생 : 일반 펀드보단 낮음, BUT 장기투자할 땐 좀 부담</p><p style="text-align: center;">2. 실물 출고 X</p><p style="text-align: center;">3. 수익 생기면 배당소득세 발생</p><p style="text-align: center;">4. IRP 계좌에서 구매 X</p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;"> </p><p style="text-align: center;">나머지 방법은 2탄에서..</p><p style="text-align: center;">글 길면 안 읽는거 앎<br><br></p><p style="text-align: center;"><a href=" https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp" target="_blank" class="ke-link"> </a><a href=" https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp" target="_blank" class="ke-link">https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp</a></p><div class="figure-open" contenteditable="false" data-ke-type="opengraph" data-ke-align="alignCenter" data-og-type="website" data-og-title="" data-og-description="" data-og-host="" data-og-source-url=" https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp" data-og-url="http:// https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp" data-og-image="//img1.kakaocdn.net/thumb/C200x200/?fname=https%3A%2F%2Ft1.daumcdn.net%2Fcafe_image%2Fcafe_meta_image_190529.png"><a href=" https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp" target="_blank" data-source-url=" https://m.cafe.daum.net/subdued20club/ReHf/5034416?svc=cafeapp"><div class="og-image"><img src="//img1.kakaocdn.net/thumb/C200x200/?fname=https%3A%2F%2Ft1.daumcdn.net%2Fcafe_image%2Fcafe_meta_image_190529.png" alt="" xxxxonerror="this.src="//img1.kakaocdn.net/thumb/C200x200/?fname=https%3A%2F%2Ft1.daumcdn.net%2Fcafe_image%2Fcafe_meta_image_190529.png""></div><div class="og-text"><p class="og-title"></p><p class="og-desc"></p><p class="og-host"></p></div></a></div><p style="text-align: center;"><span></span></p><p style="text-align: center;"> </p><div data-ke-type="emoticon" data-ke-style="alignCenter" data-emoticon-type="frog" data-emoticon-name="029" data-emoticon-isAnimation="false" data-emoticon-src="https://t1.daumcdn.net/keditor/emoticon/frog/large/029.png"><img src="https://t1.daumcdn.net/keditor/emoticon/frog/large/029.png"></div>