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<p>사업개요</p><p>제주특별자치도 소재 중소기업의 경영안정화를 위하여 창업 및 경쟁력강화 시설ㆍ운전 자금을 융자로 지원해 드리는 사업입니다.<br><br>☞ 제주 소재 제조업, 협동조합, 제주이전기업, 고용우수인증기업, 지식서비스산업, 사회적기업 등<br><br>☞ 3억원~90억원(시설자금 + 운전자금(시설투자 연계), 업종별 차등) 이하 지원</p><p> </p><p>지원분야 및 대상</p><p>ㅇ 지원대상 : 제주특별자치도에 사업장을 둔 중소기업<br>- 제조업, 협동조합, 제주이전기업, 고용우수인증기업, 지식서비스산업, 사회적기업 등 9개 업종</p><p> </p><p>ㅇ 우대기업(이차보전 우대지원)<br>- 지원기간 : 2년<br>- 지원대상 : 여성경제인기업, 장애인기업, 성장유망중소기업(선정ㆍ재선정 각 2년), 벤처기업, 이노비즈기업, 고용우수인증기업, 재해ㆍ재난피해기업, 농수축산 관련기업, 가족친화인증기업, 청년창업기업*, 경영혁신형중소기업, 사회적경제조직<br>  * 대표자 만39세 이하로 창업 후 3년 이내 지원업종 대상 기업</p><p>지원조건 및 내용</p><p>ㅇ 지원시기 : 연중 수시</p><p> </p><p>ㅇ 지원방법 : 자금별 융자추천액 대출 실행에 따른 이자차액 보전</p><p> </p><p>ㅇ 지원조건<br>- 지원한도 : 3억원~90억원 이하 [시설자금+운전자금(시설투자 연계), 업종별 차등]<br>- 대출기간</p><div class="table-wrap"><table data-ke-type="table" data-ke-align="alignLeft" style="width: 100%;" border="1"><tbody><tr><td><b><span style="color: #000000;">자금별</span></b></td><td><b><span style="color: #000000;">대출금액</span></b></td><td><b><span style="color: #000000;">융자기간</span></b></td><td><b><span style="color: #000000;">비</span></b><b><span style="color: #000000;"> </span></b><b><span style="color: #000000;">고</span></b></td></tr><tr><td rowspan="3"><span style="color: #000000;">시설자금</span></td><td><span style="color: #000000;">50</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">이상</span></td><td><span style="color: #000000;">10</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">이내</span><span style="color: #000000;">(</span><span style="color: #000000;">거치기간</span><span style="color: #000000;"> </span><span style="color: #000000;">3</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">포함</span><span style="color: #000000;">)</span></td><td rowspan="5"><span style="color: #000000;">분할상환</span><br><span style="color: #000000;">(</span><span style="color: #000000;">거치기간이후월별</span><span style="color: #000000;">/ </span><span style="color: #000000;">분기별</span><span style="color: #000000;">)</span></td></tr><tr><td><span style="color: #000000;">10</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">이상</span><span style="color: #000000;"> </span><span style="color: #000000;">50</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">미만</span></td><td><span style="color: #000000;">8</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">이내</span><span style="color: #000000;">(</span><span style="color: #000000;">거치기간</span><span style="color: #000000;"> </span><span style="color: #000000;">3</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">포함</span><span style="color: #000000;">)</span></td></tr><tr><td><span style="color: #000000;">10</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">미만</span></td><td><span style="color: #000000;">5</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">이내</span><span style="color: #000000;">(</span><span style="color: #000000;">거치기간</span><span style="color: #000000;"> </span><span style="color: #000000;">2</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">포함</span><span style="color: #000000;">)</span></td></tr><tr><td rowspan="2"><span style="color: #000000;">운전자금</span></td><td><span style="color: #000000;">5</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">이상</span><span style="color: #000000;"> </span><span style="color: #000000;">10</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">이하</span></td><td><span style="color: #000000;">5</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">이내</span><span style="color: #000000;">(</span><span style="color: #000000;">거치기간</span><span style="color: #000000;"> </span><span style="color: #000000;">2</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">포함</span><span style="color: #000000;">)</span></td></tr><tr><td><span style="color: #000000;">5</span><span style="color: #000000;">억원</span><span style="color: #000000;"> </span><span style="color: #000000;">미만</span></td><td><span style="color: #000000;">3</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">이내</span><span style="color: #000000;">(</span><span style="color: #000000;">거치기간</span><span style="color: #000000;"> </span><span style="color: #000000;">1</span><span style="color: #000000;">년</span><span style="color: #000000;"> </span><span style="color: #000000;">포함</span><span style="color: #000000;">)</span></td></tr></tbody></table></div><p>- 수요자금리 : 대출금리(은행자율금리)에서 이차보전율을 차감한 금리<br>- 이차보전율<br>ㆍ 일반기업 : 대출금리의 50%(보증서, 부동산 담보), 2.3%(신용담보)<br>ㆍ 우대기업 : 대출금리의 70%(보증서, 부동산 담보), 3.0%(신용담보)</p><p> </p><p>ㅇ 협약금융기관 : 16개 금융기관의 제주지역본부 및 지점<br>- NH농협은행, 제주은행, 국민은행, 신한은행, 우리은행, 한국스탠다드차타드은행, KEB하나은행, KDB산업은행, IBK기업은행, 한국씨티은행, 농협중앙회, SH수협은행, 새마을금고중앙회, 신협중앙회, 제주시산림조합, 서귀포시산림조합'</p><p> </p><p>신청방법 및 서류</p><p>ㅇ 신청 방법 : 방문 접수<br>- 제주신용보증재단(하단의 문의처 참조)<br> <br>ㅇ 신청 서류 : 융자신청서 및 사업계획서</p><p> </p><p>문의처</p><p>ㅇ 제주특별자치도 소상공인기업과(064-710-2634~5)</p><p><br>ㅇ 접수처 : 제주신용보증재단<br>- 제주시<br>ㆍ KT&G 제주본부 4층, 제주시 연북로33(064-750-4800)<br>ㆍ 제주축협 4층, 제주시 건주로 45(064-758-8020~2)<br>- 서귀포시 : KT신서귀포빌딩 1층, 서귀포시 신중로 50(064-733-8133)</p><p> </p><div class="figure-file" data-ke-type="file" 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[제주] 창업 및 경쟁력강화 지원자금(2022년 중소기업육성자금 융자지원계획 공고)__제주특별자치도
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