2018년 3분기 상호금융조합* 경영현황(잠정)

2018년 3분기 상호금융조합* 경영현황(잠정)   * 신협, 농협, 수협, 산림조합   ※ 본 자료는 각 상호금융중앙회가 금융감독원에 제출한 업무보고서 기준(잠정치)으로 작성되었으며, 향후 조합별 결산과정 등을 통해 변동될 수 있음   1. 자산 및 부채 현황   □(총자산) ’18.9월말 상호금융조합의 총자산은 498.3조원으로 전년말(472.5조원) 대비 25.8조원 증가(5.5%↑)   * 조합당 평균자산은 2,226억원으로 전년말(2,094억원) 대비 132억원 증가(6.3%↑)   ◦총여신은 340.2조원으로 전년말(321.3조원) 대비 18.9조원 증가(5.9%↑)   -가계대출에 대한 리스크 관리 강화 등의 영향으로 전년동기(8.4%↑) 대비 증가세 둔화   □(부채 등) 총수신은 420.8조원으로 정기예금을 중심으로 전년말(400.6조원) 대비 20.2조원 증가(5.0%↑)   ◦출자금은 17.5조원으로 전년말(16.8조원) 대비 0.7조원 증가(3.9%↑)   <p class="0" style="text-align: center; line-height: 135%; text-indent: -40.3pt; margin-left: 40.3pt; -ms-layout-grid-mode: both; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">상호금융조합 자산 및 부채 현황<table style="border: currentColor; border-collapse: collapse; table-layout: fixed;"><tbody><tr><td valign="middle" style="border-width: medium medium 0.28pt; border-style: none none solid; border-color: currentColor currentColor rgb(0, 0, 0); padding: 0pt; width: 491.31pt; height: 20.74pt;" colspan="15">　(단위 : 억원, %)</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 0.56pt 0.56pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 36.37pt; height: 27.98pt;" rowspan="2">구 분</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium 0.56pt 0.56pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 46.95pt; height: 27.98pt;" rowspan="2" colspan="2">자산</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.56pt; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 58.23pt; height: 9.49pt;" colspan="2">   </td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 1.7pt; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 49.56pt; height: 9.49pt;">   </td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.98pt 0.56pt medium; border-style: solid double solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 74.86pt; height: 9.49pt;" colspan="2">   </td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.56pt 1.98pt; border-style: solid none solid double; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 48.59pt; height: 27.98pt;" rowspan="2" colspan="2">부채</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.56pt; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 60.18pt; height: 9.49pt;" colspan="2">   </td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 1.7pt; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 42.8pt; height: 9.49pt;">   </td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.56pt; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 45.63pt; height: 9.49pt;">   </td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.56pt; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 28.14pt; height: 9.49pt;">   </td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.7pt 0.56pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 52.48pt; height: 18.49pt;">'17말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 55.31pt; height: 18.49pt;" colspan="2">'18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.98pt 0.56pt 1.7pt; border-style: solid double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 74.86pt; height: 18.49pt;" colspan="2">증감(률)(B-A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.7pt 0.56pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 51.49pt; height: 18.49pt;">'17말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 51.49pt; height: 18.49pt;" colspan="2">'18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium 0.56pt 1.7pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 73.77pt; height: 18.49pt;" colspan="2">증감(률)(B-A)</td></tr><tr><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 36.37pt; height: 36.98pt;" rowspan="2">신 협</td><td valign="middle" style="border-width: 0.56pt 0.56pt medium; border-style: solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 46.95pt; height: 18.49pt;" colspan="2"> 총자산</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">821,393</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">882,177</td><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">60,784</td><td valign="middle" style="border-width: 0.56pt 1.98pt 0.28pt 0.56pt; border-style: solid double dotted dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(7.4)</td><td valign="middle" style="border-width: 0.56pt 0.28pt medium 1.98pt; border-style: solid solid none double; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; width: 48.59pt; height: 18.49pt;" colspan="2"> 총부채</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">752,120</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">810,060</td><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">57,940</td><td valign="middle" style="border-width: 0.56pt medium 0.28pt 0.56pt; border-style: solid none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(7.7)</td></tr><tr><td valign="middle" style="border-width: medium 0.56pt 0.28pt; border-style: none dotted solid solid; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 12.21pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 34.74pt; height: 18.49pt;">(여신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">594,328</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">632,108</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">37,780</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: dotted double solid dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(6.4)</td><td valign="middle" style="border-width: medium 0.56pt 0.28pt 1.98pt; border-style: none dotted solid double; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 11.19pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); width: 37.4pt; height: 18.49pt;">(수신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">733,027</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">790,415</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">57,388</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: dotted none solid dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(7.8)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 36.37pt; height: 36.98pt;" rowspan="2">농 협</td><td valign="middle" style="border-width: 0.28pt 0.56pt medium; border-style: solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 46.95pt; height: 18.49pt;" colspan="2"> 총자산</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">3,563,079</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">3,735,560</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">172,481</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: solid double dotted dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(4.8)</td><td valign="middle" style="border-width: 0.28pt 0.28pt medium 1.98pt; border-style: solid solid none double; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; width: 48.59pt; height: 18.49pt;" colspan="2"> 총부채</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">3,303,565</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">3,453,524</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">149,959</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: solid none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(4.5)</td></tr><tr><td valign="middle" style="border-width: medium 0.56pt 0.28pt; border-style: none dotted solid solid; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 12.21pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 34.74pt; height: 18.49pt;">(여신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">2,380,721</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">2,513,794</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">133,073</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: dotted double solid dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(5.6)</td><td valign="middle" style="border-width: medium 0.56pt 0.28pt 1.98pt; border-style: none dotted solid double; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 11.19pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); width: 37.4pt; height: 18.49pt;">(수신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">2,993,955</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">3,116,018</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">122,063</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: dotted none solid dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(4.1)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 36.37pt; height: 36.98pt;" rowspan="2">수 협</td><td valign="middle" style="border-width: 0.28pt 0.56pt medium; border-style: solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 46.95pt; height: 18.49pt;" colspan="2"> 총자산</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">277,745</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">296,157</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">18,412</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: solid double dotted dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(6.6)</td><td valign="middle" style="border-width: 0.28pt 0.28pt medium 1.98pt; border-style: solid solid none double; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; width: 48.59pt; height: 18.49pt;" colspan="2"> 총부채</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">266,268</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">283,620</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">17,352</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: solid none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(6.5)</td></tr><tr><td valign="middle" style="border-width: medium 0.56pt 0.28pt; border-style: none dotted solid solid; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 12.21pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 34.74pt; height: 18.49pt;">(여신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">203,048</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">214,851</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">11,803</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: dotted double solid dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(5.8)</td><td valign="middle" style="border-width: medium 0.56pt 0.28pt 1.98pt; border-style: none dotted solid double; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 11.19pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); width: 37.4pt; height: 18.49pt;">(수신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">229,310</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">246,894</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">17,584</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: dotted none solid dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(7.7)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 1.98pt medium; border-style: solid solid double none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 36.37pt; height: 36.98pt;" rowspan="2">산 림</td><td valign="middle" style="border-width: 0.28pt 0.56pt medium; border-style: solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 46.95pt; height: 18.49pt;" colspan="2"> 총자산</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.56pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">62,972</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">69,035</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.56pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">6,063</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.56pt 0.56pt; border-style: solid double dotted dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(9.6)</td><td valign="middle" style="border-width: 0.28pt 0.28pt medium 1.98pt; border-style: solid solid none double; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; width: 48.59pt; height: 18.49pt;" colspan="2"> 총부채</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.56pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">55,291</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">61,082</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.56pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">5,791</td><td valign="middle" style="border-width: 0.28pt medium 0.56pt 0.56pt; border-style: solid none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(10.5)</td></tr><tr><td valign="middle" style="border-width: medium 0.56pt 1.98pt; border-style: none dotted double solid; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 12.21pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.56pt 0.56pt 1.98pt; border-style: dotted solid double dotted; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 34.74pt; height: 18.49pt;">(여신)</td><td valign="middle" style="border-width: 0.56pt 1.7pt 1.98pt 0.56pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">35,165</td><td valign="middle" style="border-width: 0.56pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">41,322</td><td valign="middle" style="border-width: 0.56pt 0.56pt 1.98pt 1.7pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">6,157</td><td valign="middle" style="border-width: 0.56pt 1.98pt 1.98pt 0.56pt; border-style: dotted double double dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(17.5)</td><td valign="middle" style="border-width: medium 0.56pt 1.98pt 1.98pt; border-style: none dotted double double; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 11.19pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt 0.56pt; border-style: dotted solid double dotted; border-color: rgb(0, 0, 0); width: 37.4pt; height: 18.49pt;">(수신)</td><td valign="middle" style="border-width: 0.56pt 1.7pt 1.98pt 0.28pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">49,531</td><td valign="middle" style="border-width: 0.56pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">54,626</td><td valign="middle" style="border-width: 0.56pt 0.56pt 1.98pt 1.7pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">5,095</td><td valign="middle" style="border-width: 0.56pt medium 1.98pt 0.56pt; border-style: dotted none double dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(10.3)</td></tr><tr><td valign="middle" style="border-width: 1.98pt 0.56pt 0.28pt medium; border-style: double solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 36.37pt; height: 36.98pt;" rowspan="2">합 계</td><td valign="middle" style="border-width: 1.98pt 0.56pt medium; border-style: double solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 1.42pt; width: 46.95pt; height: 18.49pt;" colspan="2"> 총자산</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.28pt 0.56pt; border-style: double solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">4,725,189</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.28pt; border-style: double solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">4,982,929</td><td valign="middle" style="border-width: 1.98pt 0.56pt 0.28pt 1.7pt; border-style: double dotted dotted solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">257,740</td><td valign="middle" style="border-width: 1.98pt 1.98pt 0.28pt 0.56pt; border-style: double double dotted dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(5.5)</td><td valign="middle" style="border-width: 1.98pt 0.28pt medium 1.98pt; border-style: double solid none double; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; width: 48.59pt; height: 18.49pt;" colspan="2"> 총부채</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.28pt 0.28pt; border-style: double solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">4,377,244</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.28pt; border-style: double solid dotted; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">4,608,286</td><td valign="middle" style="border-width: 1.98pt 0.56pt 0.28pt 1.7pt; border-style: double dotted dotted solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">231,042</td><td valign="middle" style="border-width: 1.98pt medium 0.28pt 0.56pt; border-style: double none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(5.3)</td></tr><tr><td valign="middle" style="border-width: medium 0.28pt 0.28pt 0.56pt; border-style: none dotted solid solid; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 1.42pt; width: 12.21pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 0.28pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 1.42pt; width: 34.74pt; height: 18.49pt;">(여신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 52.48pt; height: 18.49pt;">3,213,262</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 0.85pt; width: 55.31pt; height: 18.49pt;" colspan="2">3,402,075</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 44.16pt; height: 18.49pt;">188,813</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: dotted double solid dotted; border-color: rgb(0, 0, 0); width: 30.7pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(5.9)</td><td valign="middle" style="border-width: medium 0.56pt 0.28pt 1.98pt; border-style: none dotted solid double; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 11.19pt; height: 18.49pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 0.56pt; border-style: dotted solid solid dotted; border-color: rgb(0, 0, 0); width: 37.4pt; height: 18.49pt;">(수신)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;">4,005,823</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.7pt; border-style: dotted solid solid; border-color: rgb(0, 0, 0); width: 51.49pt; height: 18.49pt;" colspan="2">4,207,953</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted solid solid; border-color: rgb(0, 0, 0); width: 45.63pt; height: 18.49pt;">202,130</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: dotted none solid dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 28.14pt; height: 18.49pt;"><p class="3" style="text-align: justify; margin-right: 1.5pt; margin-left: 1.5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(5.0)</td></tr></tbody></table>     <table style="border: currentColor; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"><tbody><tr><td valign="middle" style="border-width: medium 0.28pt 0.28pt medium; border-style: none dotted dotted none; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 22.28pt; height: 11.23pt;">   </td><td valign="middle" style="background: rgb(250, 250, 191); padding: 1.41pt 5.1pt; border: 0.28pt dotted rgb(0, 0, 0); width: 212pt; height: 24.48pt;" rowspan="2"><p class="0" style="text-align: center; line-height: 190%; text-indent: -31.1pt; margin-left: 31.1pt; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;"><참고> 조합 및 조합원수</td><td valign="middle" style="border-width: medium medium 0.28pt 0.28pt; border-style: none none dotted dotted; border-color: currentColor currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 1.41pt 5.1pt; width: 264.58pt; height: 11.23pt;">   </td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.28pt medium; border-style: dotted dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 22.28pt; height: 13.25pt;">   </td><td valign="middle" style="border-width: 0.28pt 0.28pt medium; border-style: dotted dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 264.58pt; height: 13.25pt;">   </td></tr><tr><td valign="middle" style="border-width: medium 0.28pt 0.28pt; border-style: none dotted dotted; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 1.41pt 5.1pt; width: 498.86pt; height: 379.85pt;" colspan="3">□(조합수) ‘18.9월말 상호금융조합은 총 2,239개로 부실조합 구조조정 등으로 전년말(2,256개) 대비 17개 감소(△0.8%↓)   □(조합원수) 총 조합원수(조합원 및 준조합원)는 2,828만명으로 전년말(2,778만명) 대비 50만명 증가(1.8%↑)   ◦신협의 조합원과 농․수협의 준조합원을 중심으로 지속 증가<p class="0" style="color: rgb(255, 0, 0); line-height: 140%; text-indent: -30.7pt; font-size: 7pt; margin-left: 30.7pt; -ms-layout-grid-mode: both; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">   * 조 합 원 : (’17말) 873만명 → (’18.9말) 882만명(+9만명) 준조합원 : (’17말) 1,905만명 → (’18.9말) 1,946만명(+41만명)<p class="0" style="text-align: center; line-height: 140%; text-indent: -40.3pt; font-size: 9pt; margin-left: 40.3pt; -ms-layout-grid-mode: both; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">   <p class="0" style="text-align: center; line-height: 100%; text-indent: -40.3pt; margin-left: 40.3pt; -ms-layout-grid-mode: both; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">상호금융 조합 및 조합원수<table style="border: currentColor; border-collapse: collapse; table-layout: fixed;"><tbody><tr><td valign="middle" style="border-width: medium medium 0.56pt; border-style: none none solid; border-color: currentColor currentColor rgb(0, 0, 0); padding: 0pt; width: 454.4pt; height: 13.63pt;" colspan="9">　(단위 : 개, 만명, %)</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 0.56pt 0.56pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 51pt; height: 37.5pt;" rowspan="2">구 분</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.98pt 0.56pt 0.56pt; border-style: solid double solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 203.12pt; height: 18.75pt;" colspan="4">조합수</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium 0.56pt 1.98pt; border-style: solid none solid double; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 200.28pt; height: 18.75pt;" colspan="4">총 조합원수</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.7pt 0.56pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">'17말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">'18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.98pt 0.56pt 1.7pt; border-style: solid double solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 76.2pt; height: 18.75pt;" colspan="2">증감(률)(B-A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.7pt 0.56pt 1.98pt; border-style: solid solid solid double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">'17말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">'18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium 0.56pt 1.7pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 73.36pt; height: 18.75pt;" colspan="2">증감(률)(B-A)</td></tr><tr><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt medium; border-style: solid solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 51pt; height: 18.75pt;">신 협</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt medium; border-style: solid solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 63.46pt; height: 18.75pt;">898</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">889</td><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 35.27pt; height: 18.75pt;">△9</td><td valign="middle" style="border-width: 0.56pt 1.98pt 0.28pt 0.56pt; border-style: solid double dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 40.93pt; height: 18.75pt;">(△1.0)</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt 1.98pt; border-style: solid solid dotted double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">596</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">607 </td><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">11</td><td valign="middle" style="border-width: 0.56pt medium 0.28pt 0.56pt; border-style: solid none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">(1.8)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 51pt; height: 18.75pt;">농 협</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 63.46pt; height: 18.75pt;">1,131</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">1,123</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 35.27pt; height: 18.75pt;">△8</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: dotted double dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 40.93pt; height: 18.75pt;">(△0.7)</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 1.98pt; border-style: dotted solid dotted double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">1,957</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">1,986 </td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">29</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: dotted none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">(1.5)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 51pt; height: 18.75pt;">수 협</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 63.46pt; height: 18.75pt;">90</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">90</td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 35.27pt; height: 18.75pt;">-</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 0.56pt; border-style: dotted double dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 40.93pt; height: 18.75pt;">-</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 1.98pt; border-style: dotted solid dotted double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">153</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">161 </td><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">8</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.56pt; border-style: dotted none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">(5.2)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 1.98pt medium; border-style: dotted solid double none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 51pt; height: 18.75pt;">산 림</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt medium; border-style: dotted solid double none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 63.46pt; height: 18.75pt;">137</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">137</td><td valign="middle" style="border-width: 0.28pt 0.56pt 1.98pt 1.7pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 35.27pt; height: 18.75pt;">-</td><td valign="middle" style="border-width: 0.28pt 1.98pt 1.98pt 0.56pt; border-style: dotted double double dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 40.93pt; height: 18.75pt;">-</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt 1.98pt; border-style: dotted solid double double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">72</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.75pt;">74 </td><td valign="middle" style="border-width: 0.28pt 0.56pt 1.98pt 1.7pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">2</td><td valign="middle" style="border-width: 0.28pt medium 1.98pt 0.56pt; border-style: dotted none double dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.75pt;">(2.8)</td></tr><tr><td valign="middle" style="border-width: 1.98pt 0.56pt 0.56pt medium; border-style: double solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 51pt; height: 18.74pt;">합 계</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.56pt medium; border-style: double solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 63.46pt; height: 18.74pt;">2,256 </td><td valign="middle" style="border-width: 1.98pt 1.7pt 1.7pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.74pt;">2,239</td><td valign="middle" style="border-width: 1.98pt 0.56pt 0.56pt 1.7pt; border-style: double dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 35.27pt; height: 18.74pt;">△17</td><td valign="middle" style="border-width: 1.98pt 1.98pt 0.56pt 0.56pt; border-style: double double solid dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 40.93pt; height: 18.74pt;">(△0.8)</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.56pt 1.98pt; border-style: double solid solid double; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.74pt;">2,778 </td><td valign="middle" style="border-width: 1.98pt 1.7pt 1.7pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 63.46pt; height: 18.74pt;">2,828 </td><td valign="middle" style="border-width: 1.98pt 0.56pt 0.56pt 1.7pt; border-style: double dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.74pt;">50</td><td valign="middle" style="border-width: 1.98pt medium 0.56pt 0.56pt; border-style: double none solid dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 36.68pt; height: 18.74pt;">(1.8)</td></tr></tbody></table></td></tr></tbody></table>2. 손익 현황   □’18.1∼9월중 순이익은 2조 9,232억원으로 전년 동기(1조 9,866억원) 대비 9,366억원 증가(47.1%↑)   ◦신용사업부문 순이익(4조 698억원)은 전년동기(3조 435억원) 대비 1조 263억원 증가(33.7%↑)   -이는 여신규모 확대에 따른 이자이익 증가(+1조 92억원, 14.0%↑) 및 유가증권 관련 손익 흑자 전환(△604억원 → 291억원) 등에 주로 기인   <p class="0" style="text-align: center; line-height: 135%; text-indent: -5.9pt; margin-left: 40.2pt; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">상호금융조합 손익 현황<table style="border: currentColor; border-collapse: collapse; table-layout: fixed;"><tbody><tr><td valign="middle" style="border-width: medium medium 0.56pt; border-style: none none solid; border-color: currentColor currentColor rgb(0, 0, 0); padding: 0pt; width: 483.47pt; height: 15.66pt;" colspan="11">(단위 : 억원, %)</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 0.28pt 0.28pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 44.69pt; height: 35.32pt;" rowspan="2">구 분</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 138.51pt; height: 17.66pt;" colspan="3">'17.1∼9월중(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 138.51pt; height: 17.66pt;" colspan="3">'18.1∼9월중(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.28pt 1.7pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 161.76pt; height: 17.66pt;" colspan="4">증감(률)(B-A)</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt; border-style: solid dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 46.17pt; height: 17.66pt;">신용</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt; border-style: solid solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 46.17pt; height: 17.66pt;">경제</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 46.17pt; height: 17.66pt;">합계</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: solid dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 46.17pt; height: 17.66pt;">신용</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt; border-style: solid solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 46.17pt; height: 17.66pt;">경제</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 46.17pt; height: 17.66pt;">합계</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: solid dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 41.12pt; height: 17.66pt;">신용</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt; border-style: solid solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt; width: 41.12pt; height: 17.66pt;">경제</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.28pt 0.28pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 79.52pt; height: 17.66pt;" colspan="2">합계</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt medium; border-style: solid solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 2.83pt 0pt 0pt; width: 44.69pt; height: 17.66pt;">신 협</td><td valign="middle" style="border-width: 0.28pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">2,435</td><td valign="middle" style="border-width: 0.28pt; border-style: solid solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">57</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">2,492</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">3,601</td><td valign="middle" style="border-width: 0.28pt; border-style: solid solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">71</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">3,672</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">1,166</td><td valign="middle" style="border-width: 0.28pt; border-style: solid solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">14</td><td valign="middle" style="border-width: 0.28pt; border-style: solid dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;">1,180</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.28pt; border-style: solid none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;"><p class="3" style="text-align: justify; line-height: 140%; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(47.4)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 2.83pt 0pt 0pt; width: 44.69pt; height: 17.66pt;">농 협</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">26,662</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△10,764</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">15,898</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">35,693</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△11,199</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">24,494</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">9,031</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">△435</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;">8,596</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.28pt; border-style: dotted none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;"><p class="3" style="text-align: justify; line-height: 140%; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(54.1)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 2.83pt 0pt 0pt; width: 44.69pt; height: 17.66pt;">수 협</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">1,355</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△61</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">1,294</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">1,398</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△427</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">971</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.7pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">43</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted solid dotted dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">△366</td><td valign="middle" style="border-width: 0.28pt; border-style: dotted dotted dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;">△323</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 0.28pt; border-style: dotted none dotted dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;"><p class="3" style="text-align: justify; line-height: 140%; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(△25.0)</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt medium; border-style: dotted solid double none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 2.83pt 0pt 0pt; width: 44.69pt; height: 17.66pt;">산 림</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△17</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt; border-style: dotted solid double dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">199</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 1.98pt 0.28pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">182</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt 1.7pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">6</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt; border-style: dotted solid double dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">89</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt 1.7pt 1.98pt 0.28pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">95</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt 1.7pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">23</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt; border-style: dotted solid double dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">△110</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt; border-style: dotted dotted double solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;">△87</td><td valign="middle" style="border-width: 0.28pt medium 1.98pt 0.28pt; border-style: dotted none double dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;"><p class="3" style="text-align: justify; line-height: 140%; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(△47.8)</td></tr><tr><td valign="middle" style="border-width: 1.98pt 0.28pt 0.28pt medium; border-style: double solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt 2.83pt 0pt 0pt; width: 44.69pt; height: 17.66pt;">합 계</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.28pt; border-style: double dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">30,435</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.28pt; border-style: double solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△10,569</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.98pt 1.7pt 0.28pt 0.28pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">19,866</td><td valign="middle" style="border-width: 1.98pt 0.28pt 1.7pt 1.7pt; border-style: double dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">40,698</td><td valign="middle" style="border-width: 1.98pt 0.28pt 1.7pt; border-style: double solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">△11,466</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.98pt 1.7pt 1.7pt 0.28pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 46.17pt; height: 17.66pt;">29,232</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.28pt 1.7pt; border-style: double dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">10,263</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.28pt; border-style: double solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 41.12pt; height: 17.66pt;">△897</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.28pt; border-style: double dotted solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;">9,366</td><td valign="middle" style="border-width: 1.98pt medium 0.28pt 0.28pt; border-style: double none solid dotted; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 39.76pt; height: 17.66pt;"><p class="3" style="text-align: justify; line-height: 140%; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-text-justify: distribute-all-lines; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">(47.1)</td></tr></tbody></table>   3. 자산건전성 현황<p class="0" style="line-height: 135%; text-indent: -31.4pt; font-size: 12pt; margin-right: 4.8pt; margin-left: 31.4pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; tab-stops: left blank 106.1pt;">   □(연체율) ’18.9월말 연체율은 1.56%로 전년 동기말(1.34%) 대비 0.22%p 상승<span style="letter-spacing: -0.9pt; font-family: HCI Poppy; font-size: 15pt; vertical-align: super; mso-fareast-font-family: 휴먼명조; mso-ascii-font-family: HCI Poppy; mso-font-width: 100%; mso-text-raise: 0pt;">*   * (‘16말) 1.24% → (‘17.9말) 1.34%(0.1%p↑) → (’17말) 1.18% → (’18.9말) 1.56%(0.38%p↑)   □(고정이하여신비율) ‘18.9월말 고정이하여신비율은 1.68%로 전년 동기말(1.40%) 대비 0.28%p 상승<span style="letter-spacing: -0.4pt; font-family: HCI Poppy; font-size: 15pt; vertical-align: super; mso-fareast-font-family: 휴먼명조; mso-ascii-font-family: HCI Poppy; mso-font-width: 100%; mso-text-raise: 0pt;">*   * (‘16말) 1.38% → (‘17.9말) 1.40%(0.02%p↑) → (’17말) 1.32% → (’18.9말) 1.68%(0.36%p↑)<p class="0" style="line-height: 135%; text-indent: -29.9pt; letter-spacing: -0.2pt; font-size: 7pt; font-weight: bold; margin-left: 29.9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">   <p class="0" style="text-align: center; line-height: 135%; text-indent: -40.4pt; margin-left: 40.4pt; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">상호금융조합 자산건전성 현황<table style="border: currentColor; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"><tbody><tr><td valign="middle" style="border-width: medium medium 0.56pt; border-style: none none solid; border-color: currentColor currentColor rgb(0, 0, 0); padding: 0pt; width: 482.01pt; height: 15.66pt;" colspan="9">　(단위 : %, %p)</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 0.56pt 0.56pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 77.93pt; height: 35.32pt;" rowspan="2">구 분</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.98pt 0.56pt 0.56pt; border-style: solid double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 202.12pt; height: 17.66pt;" colspan="4"><p class="0" style="text-align: center; line-height: 140%; text-indent: -22.2pt; margin-left: 22.2pt; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">연체율</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium 0.56pt 1.98pt; border-style: solid none solid double; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 201.96pt; height: 17.66pt;" colspan="4"><p class="0" style="text-align: center; line-height: 140%; text-indent: -22.2pt; margin-left: 22.2pt; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">고정이하여신비율</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 0.28pt 0.56pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">'17.9말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.7pt 0.56pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">'17말</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">'18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.98pt 0.56pt 1.7pt; border-style: solid double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">증감(B-A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 0.28pt 0.56pt 1.98pt; border-style: solid solid solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.49pt; height: 17.66pt;">'17.9말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 1.7pt 0.56pt 0.28pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.49pt; height: 17.66pt;">'17말</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.49pt; height: 17.66pt;">'18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium 0.56pt 1.7pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.49pt; height: 17.66pt;">증감(B-A)</td></tr><tr><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt medium; border-style: solid solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 77.93pt; height: 17.66pt;">신 협</td><td valign="middle" style="border-width: 0.56pt 0.28pt 0.28pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">2.01</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.78 </td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">2.57</td><td valign="middle" style="border-width: 0.56pt 1.98pt 0.28pt 1.7pt; border-style: solid double dotted solid; border-color: rgb(0, 0, 0); width: 50.53pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.56</td><td valign="middle" style="border-width: 0.56pt 0.28pt 0.28pt 1.98pt; border-style: solid solid dotted double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.22</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.13</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.46</td><td valign="middle" style="border-width: 0.56pt medium 0.28pt 1.7pt; border-style: solid none dotted solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.24</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 77.93pt; height: 17.66pt;">농 협</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 0.56pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.13</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">0.99 </td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.24</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 1.7pt; border-style: dotted double dotted solid; border-color: rgb(0, 0, 0); width: 50.53pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.11</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.98pt; border-style: dotted solid dotted double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.11</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.05</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.42</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 1.7pt; border-style: dotted none dotted solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.31</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 77.93pt; height: 17.66pt;">수 협</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 0.56pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.84</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.68 </td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">2.32</td><td valign="middle" style="border-width: 0.28pt 1.98pt 0.28pt 1.7pt; border-style: dotted double dotted solid; border-color: rgb(0, 0, 0); width: 50.53pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.48</td><td valign="middle" style="border-width: 0.28pt 0.28pt 0.28pt 1.98pt; border-style: dotted solid dotted double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.18</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.28pt; border-style: dotted solid; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.08</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.33</td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 1.7pt; border-style: dotted none dotted solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.15</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 1.98pt medium; border-style: dotted solid double none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 77.93pt; height: 17.66pt;">산 림</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt 0.56pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.49</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt 0.28pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.39 </td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.66</td><td valign="middle" style="border-width: 0.28pt 1.98pt 1.98pt 1.7pt; border-style: dotted double double solid; border-color: rgb(0, 0, 0); width: 50.53pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.17</td><td valign="middle" style="border-width: 0.28pt 0.28pt 1.98pt 1.98pt; border-style: dotted solid double double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">2.09</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt 0.28pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.83</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.99</td><td valign="middle" style="border-width: 0.28pt medium 1.98pt 1.7pt; border-style: dotted none double solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">△0.10</td></tr><tr><td valign="middle" style="border-width: 1.98pt 0.56pt 0.56pt medium; border-style: double solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 77.93pt; height: 17.66pt;">평 균</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.56pt 0.56pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.34</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.56pt 0.28pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.18</td><td valign="middle" style="border-width: 1.98pt 1.7pt 1.7pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt; width: 50.53pt; height: 17.66pt;">1.56</td><td valign="middle" style="border-width: 1.98pt 1.98pt 0.56pt 1.7pt; border-style: double double solid solid; border-color: rgb(0, 0, 0); width: 50.53pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.22</td><td valign="middle" style="border-width: 1.98pt 0.28pt 0.56pt 1.98pt; border-style: double solid solid double; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.40</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.56pt 0.28pt; border-style: double solid solid; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.32</td><td valign="middle" style="border-width: 1.98pt 1.7pt 1.7pt; border-style: double solid solid; border-color: rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;">1.68</td><td valign="middle" style="border-width: 1.98pt medium 0.56pt 1.7pt; border-style: double none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); width: 50.49pt; height: 17.66pt;"><p class="12" style="text-align: right; line-height: 140%; margin-right: 5pt; -ms-layout-grid-mode: none; -ms-text-autospace:; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">0.28</td></tr></tbody></table>4. 자본적정성 현황   □(순자본비율) ’18.9월말 상호금융조합의 순자본비율은 8.08%로 전년말(7.80%) 대비 0.28%p 상승   ◦이는 순이익 증가에 따른 자본확충과 부실조합에 대한 지속적인 구조조정 등에 기인<p class="0" style="color: rgb(255, 0, 0); line-height: 140%; text-indent: -29.9pt; letter-spacing: -0.4pt; font-size: 5pt; margin-left: 29.9pt; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">   상호금융조합 자본적정성 현황<table style="border: currentColor; border-collapse: collapse; table-layout: fixed;"><tbody><tr><td valign="middle" style="border-width: medium medium 0.56pt; border-style: none none solid; border-color: currentColor currentColor rgb(0, 0, 0); padding: 0pt; width: 482.28pt; height: 14.72pt;" colspan="4">　(단위 : %, %p)</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt 0.56pt 0.56pt medium; border-style: solid solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 108.09pt; height: 27.52pt;" rowspan="2">구 분</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.56pt medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 0pt; width: 374.19pt; height: 13.76pt;" colspan="3">순자본비율</td></tr><tr><td valign="middle" style="background: rgb(224, 229, 250); border-width: medium 1.7pt 0.56pt 0.56pt; border-style: none solid solid; border-color: currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 124.73pt; height: 13.76pt;">’17말(A)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 1.7pt 1.7pt 0.56pt; border-style: solid; border-color: rgb(0, 0, 0); padding: 0pt; width: 124.73pt; height: 13.76pt;">’18.9말(B)</td><td valign="middle" style="background: rgb(224, 229, 250); border-width: 0.28pt medium 0.56pt 1.7pt; border-style: solid none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt; width: 124.73pt; height: 13.76pt;">증감(B-A)</td></tr><tr><td valign="middle" style="border-width: 0.56pt 0.56pt 0.28pt medium; border-style: solid solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 108.09pt; height: 13.76pt;">신 협</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt 0.56pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">4.43</td><td valign="middle" style="border-width: 0.56pt 1.7pt 0.28pt; border-style: solid solid dotted; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">5.17 </td><td valign="middle" style="border-width: 0.56pt medium 0.28pt 1.7pt; border-style: solid none dotted solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 124.73pt; height: 13.76pt;">0.74</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 108.09pt; height: 13.76pt;">농 협</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">8.72</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">8.93 </td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 1.7pt; border-style: dotted none dotted solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 124.73pt; height: 13.76pt;">0.21</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 0.28pt medium; border-style: dotted solid dotted none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 108.09pt; height: 13.76pt;">수 협</td><td valign="middle" style="border-width: 0.28pt 1.7pt 0.28pt 0.56pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">4.77</td><td valign="middle" style="border-width: 0.28pt 1.7pt; border-style: dotted solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">4.96 </td><td valign="middle" style="border-width: 0.28pt medium 0.28pt 1.7pt; border-style: dotted none dotted solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 124.73pt; height: 13.76pt;">0.19</td></tr><tr><td valign="middle" style="border-width: 0.28pt 0.56pt 1.98pt medium; border-style: dotted solid double none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 108.09pt; height: 13.76pt;">산 림</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt 0.56pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">12.97</td><td valign="middle" style="border-width: 0.28pt 1.7pt 1.98pt; border-style: dotted solid double; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.76pt;">12.35 </td><td valign="middle" style="border-width: 0.28pt medium 1.98pt 1.7pt; border-style: dotted none double solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 124.73pt; height: 13.76pt;">△0.62</td></tr><tr><td valign="middle" style="border-width: 1.98pt 0.56pt 0.28pt medium; border-style: double solid solid none; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0) currentColor; padding: 0pt; width: 108.09pt; height: 13.7pt;">평 균</td><td valign="middle" style="border-width: 1.98pt 1.7pt 0.28pt 0.56pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.7pt;">7.80 </td><td valign="middle" style="border-width: 1.98pt 1.7pt 1.7pt; border-style: double solid solid; border-color: rgb(0, 0, 0); padding: 0pt 2.83pt 0pt 42.52pt; width: 124.73pt; height: 13.7pt;">8.08 </td><td valign="middle" style="border-width: 1.98pt medium 0.28pt 1.7pt; border-style: double none solid solid; border-color: rgb(0, 0, 0) currentColor rgb(0, 0, 0) rgb(0, 0, 0); padding: 0pt 2.83pt; width: 124.73pt; height: 13.7pt;">0.28</td></tr></tbody></table>   5. 평가 및 향후 감독방향   □’18.1∼3분기중 상호금융조합은 순이익이 크게 증가(전년동기 대비 47.1%↑)하고 순자본비율(8.08%)도 개선되는 등 양호한 경영실적을 시현   ◦다만, 올해 들어 연체율이 지속 상승하는 등 자산건전성이 저하되고 있어 관련 지표 추이에 대한 면밀한 모니터링이 필요   ◦한편, 가계대출은 안정세를 보이고 있는데 반해, 개인사업자대출과 법인대출은 빠른 증가세를 보이고 있어 이에 대한 리스크 관리가 요구됨<p class="0" style="line-height: 100%; text-indent: -24pt; letter-spacing: -0.6pt; font-size: 15pt; margin-left: 24pt; -ms-layout-grid-mode: both; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">   <p class="0" style="line-height: 140%; text-indent: -22.4pt; font-size: 15pt; font-weight: bold; margin-left: 22.4pt; -ms-layout-grid-mode: both; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">□앞으로 금융감독원은 대내외 불확실성 증대와 이에 따른 조합의 영업환경 악화 우려에 선제적으로 대응하여   ◦가계대출을 안정적으로 관리하는 한편, 개인사업자대출과 법인대출에 대한 정밀 모니터링을 실시하고 리스크 관리를 강화할 예정   ◦또한,‘18년 결산시 대손충당금의 충분한 적립, 부실채권의 적극적 처리 등을 유도하여 조합의 재무구조 건전화와 손실흡수능력을 제고할 계획<p class="0" style="line-height: 100%; text-indent: -29.9pt; letter-spacing: -0.9pt; margin-left: 29.9pt; -ms-layout-grid-mode: both; -ms-text-autospace:; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;">   ◦아울러, 취약 가계·개인사업자 차주에 대한 맞춤형 지원방안을 마련하고, 상호금융 이용자 보호를 위한 권익제고 및 불합리한 관행개선 노력을 지속할 예정