재테크를 최대한 빨리 시작해야 하는 이유

<div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin" data-link="https://cafe.daum.net/subdued20club" data-link-newwindow="_blank"><a href="https://cafe.daum.net/subdued20club" target="_blank" class="ke-link"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/c66b4a1a23c64192bd183f48a1868843d96257d5" width="288" height="288" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/c66b4a1a23c64192bd183f48a1868843d96257d5" data-origin-width="1024" data-origin-height="1024"></a></div><p style="text-align: center;">출처: <a href="https://theqoo.net/square/3150737157" target="_blank" class="ke-link">https://theqoo.net/square/3150737157</a></p><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/4eae5f1771627dde324fbfa208ed39294c2421cf" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/4eae5f1771627dde324fbfa208ed39294c2421cf" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/df6a4cdcfc590fa7f394638240359d5ec2a816a9" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/df6a4cdcfc590fa7f394638240359d5ec2a816a9" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/10714f50ff8a8c7ca33225e297064db9d16a7bc5" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/10714f50ff8a8c7ca33225e297064db9d16a7bc5" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/9d34e5122509bf9c354aaf6ed64457c2abd635c4" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/9d34e5122509bf9c354aaf6ed64457c2abd635c4" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/d9e65073f32fb09bc587b18ede625f8a95ea5a62" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/d9e65073f32fb09bc587b18ede625f8a95ea5a62" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/930510b641d8245b0f231d89c5eded8d6d6667ae" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/930510b641d8245b0f231d89c5eded8d6d6667ae" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/5e9d8fe0eb7b279ccaf00f45d62af7fe6b6b2a48" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/5e9d8fe0eb7b279ccaf00f45d62af7fe6b6b2a48" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/5bdde2955772d31cf1c502b060f5279bbbf9d95a" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/5bdde2955772d31cf1c502b060f5279bbbf9d95a" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/ec1920659c5f7ff8ba3eb2d9480b1c37a2e116ee" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/ec1920659c5f7ff8ba3eb2d9480b1c37a2e116ee" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/fde08679bd177be08548997f4f1886b0e514c52c" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/fde08679bd177be08548997f4f1886b0e514c52c" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/5c4e664df04d083f562735153449684b9c5ec103" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/5c4e664df04d083f562735153449684b9c5ec103" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/b65311901c189be008f061cdc2ba2d0963f5ee86" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/b65311901c189be008f061cdc2ba2d0963f5ee86" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/1d6fc93b29a4880a8ee1d3704b76a61f13d50cce" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/1d6fc93b29a4880a8ee1d3704b76a61f13d50cce" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/73eba3017ec963a2d8a1584bdb740518c3f99be9" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/73eba3017ec963a2d8a1584bdb740518c3f99be9" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/631d38a191917270101a670121f80fe28ec0d6c0" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/631d38a191917270101a670121f80fe28ec0d6c0" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/2091d48a462accdf0a9b90c72cccb92647726c84" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/2091d48a462accdf0a9b90c72cccb92647726c84" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/2cadf15c7f6374477ac34e476d5ed6fdac629e71" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/2cadf15c7f6374477ac34e476d5ed6fdac629e71" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/ab7e43f35ca8698b5643c5cc976e0686f7bb22d1" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/ab7e43f35ca8698b5643c5cc976e0686f7bb22d1" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/fe12923961c0affea3cd7cad80958e45c44d205e" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/fe12923961c0affea3cd7cad80958e45c44d205e" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/d0e836bf12becdf5f780e834da2a9af85f909acb" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/d0e836bf12becdf5f780e834da2a9af85f909acb" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/a222bb3e70d35bf15993d05c6dd05b3563b4fc06" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/a222bb3e70d35bf15993d05c6dd05b3563b4fc06" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/f3ca43438f34be9db99e6087b5afd785decd1d6c" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/f3ca43438f34be9db99e6087b5afd785decd1d6c" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/904c7be814c4e5cf30fc03c09031a81c83780e67" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/904c7be814c4e5cf30fc03c09031a81c83780e67" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/390b7b6b4043b9403365e53c17753ba04bc5ea67" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/390b7b6b4043b9403365e53c17753ba04bc5ea67" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/d2ba01c09233676eb1ae15d9c52878cbf75f34d0" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/d2ba01c09233676eb1ae15d9c52878cbf75f34d0" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/3568f7566a6ad3f0b1a2ddedc6754bfc500abebb" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/3568f7566a6ad3f0b1a2ddedc6754bfc500abebb" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/86e7c244a0513c26b46bfd4e196a3614fa4e6769" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/86e7c244a0513c26b46bfd4e196a3614fa4e6769" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/1b5c4728c84892a22780f11cd17cdd129f1fbed0" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/1b5c4728c84892a22780f11cd17cdd129f1fbed0" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/d032832339c66a5a84f0f7281acb0db3498b760c" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/d032832339c66a5a84f0f7281acb0db3498b760c" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/e1407717129bf698a3f789015697dd9b51f4705b" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/e1407717129bf698a3f789015697dd9b51f4705b" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/c49a7eb68cd8547f12a0913d5388caad8b44417a" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/c49a7eb68cd8547f12a0913d5388caad8b44417a" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/50e7bf8413522c120c3b784fd8175480cfc8f9cf" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/50e7bf8413522c120c3b784fd8175480cfc8f9cf" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/c3127526109d75a79da5c3aeeabcc63f2a4ceeb2" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/c3127526109d75a79da5c3aeeabcc63f2a4ceeb2" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/21e8c4674d7cd264854e701da1ce62c948a60b7a" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/21e8c4674d7cd264854e701da1ce62c948a60b7a" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/f4483ba6c30d3a8ac569462b7c3785b6e1334ade" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/f4483ba6c30d3a8ac569462b7c3785b6e1334ade" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/6d09003fa7305febe8c5d558e6aa586ee749a28b" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/6d09003fa7305febe8c5d558e6aa586ee749a28b" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/0ad2256ef962ed366327fc118e10c5c968dc3c2a" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/0ad2256ef962ed366327fc118e10c5c968dc3c2a" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/022b815cad8290efb00caa411d2919c02ea4d097" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/022b815cad8290efb00caa411d2919c02ea4d097" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/7a5de064a3e13b3be653c19925ccbdcb59243505" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/7a5de064a3e13b3be653c19925ccbdcb59243505" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/54b2adb724d029d13530b37ed2bc24fddaa7ec77" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/54b2adb724d029d13530b37ed2bc24fddaa7ec77" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/d2cc4ef7328367a9c86ee827913362ea35547599" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/d2cc4ef7328367a9c86ee827913362ea35547599" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/addc179aa2b14a8c1c652c92be908746c6134304" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/addc179aa2b14a8c1c652c92be908746c6134304" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/e2f0aece058a296e81aa0e5c18d52de2244507fa" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/e2f0aece058a296e81aa0e5c18d52de2244507fa" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/07e91f6f2ac061c8461d4220ff23410d3709ff1e" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/07e91f6f2ac061c8461d4220ff23410d3709ff1e" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/f4e684b930cf4939f4e10c9e92ad7d08081466ab" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/f4e684b930cf4939f4e10c9e92ad7d08081466ab" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/80ee11e3b282e14137601b4e6f63a3c91f25af46" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/80ee11e3b282e14137601b4e6f63a3c91f25af46" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/6055e8f466854df036371f52cd05ccde391d74dd" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/6055e8f466854df036371f52cd05ccde391d74dd" data-origin-width="1024" data-origin-height="576"></div><div class="figure-img" data-ke-type="image" data-ke-style="alignCenter" data-ke-mobilestyle="widthOrigin"><img src="https://t1.daumcdn.net/cafeattach/1IHuH/df035b82f056263161e77c89220c38ec979ff5b9" class="txc-image" data-img-src="https://t1.daumcdn.net/cafeattach/1IHuH/df035b82f056263161e77c89220c38ec979ff5b9" data-origin-width="1024" data-origin-height="576"></div><p style="text-align: center;">평균취업연령 만 30세 돌파<br> <br>평균퇴직연령 만 50세 미만<br> <br>국민연금 수령연령 만 65세<br> <br>평균은퇴연령(일에서 해방되는 나이) 만 72세 OECD 국가중 압도적 1위<br> <br>남자 평균수명 만 86세, 여자 평균수명 만 90세<br> <br> <br> <br>일반적인 화이트칼라/블루칼라로 20년 남짓 일하고 퇴직하면<br> <br>국민연금을 수령하기까지 15년간의 공백 발생<br> <br>실질적으로 만 65세 이후 국민연금만으로 먹고살기는 너무너무 어려움<br> <br>결국 빠른 재테크로 복리의 마법을 최대한 길게 굴리는 것만이 안락한 노후를 보낼 가능성을 조금이나마 높이는 지름길<br> <br>다만 이 재테크라는게 생각보다 난이도가 높은게 나의 전체 자산 대비 수익률이 물가상승률보다 높아야 함<br> <br>전체 자산 기준으로 물가상승률보다 자산상승률이 낮으면 나는 뒷걸음질치는 것과 같음</p>