<![CDATA[
<P></P>
<P>어제 교보생명 무배당교보변액유니버셜종신보험 추천을 받아습니다.</P>
<P>현재 무배당교보 다이렉트건강보험과 종신보험을 들고 있으며. 실비보험으로 동부화재를 한달에 6만5천원</P>
<P>내고 있습니다.</P>
<P>설계사가 변액으로 갈아타자고 합니다.</P>
<P>금액이 20만원정도인데..</P>
<P>현재 기존 납부했던 금액을 해약하면 대략 300만원정도 되구요.</P>
<P>이걸 내년까지 미리 납부해주겠다고 합니다.</P>
<P>나중에 연금이나 이런걸로 변환해서 9개월된 딸 대학등록금으로도 쓸 수 있다는데....</P>
<P>차라리 연금저축이나 종신보험을 다른걸로 갈아타는게 나은건지 고민이됩니다.</P>
<P> </P>
<P>원래 제가 변액자체를 안좋아하는데. 금액까지 크니 부담이 됩니다.</P>
<P>지금은 맞벌이라 괜찮지만 외벌이라도 하게 되면...</P>
<P>이거 보시고 어떤지 좀 봐주세요.</P>
<P>분홍색으로 표시한 부분이 현재 납부하고 있는 상태이고 흰 부분이 추천받은 부분입니다.</P>
<P>보장이 어떤지 좀 봐주세요!!</P>
<P> </P>
<P> </P>
<P>
<TABLE style="WIDTH: 561pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width=747 border=0>
<COLGROUP>
<COL style="WIDTH: 70pt; mso-width-source: userset; mso-width-alt: 2976" width=93>
<COL style="WIDTH: 104pt; mso-width-source: userset; mso-width-alt: 4416" width=138>
<COL style="WIDTH: 129pt; mso-width-source: userset; mso-width-alt: 5504" span=3 width=172>
<TBODY>
<TR style="HEIGHT: 33pt; mso-height-source: userset" height=44>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 174pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 33pt; BACKGROUND-COLOR: #dbe5f1" width=231 colSpan=2 height=44><FONT face="맑은 고딕" color=#000000 size=3>상품명</FONT></TD>
<TD class=xl67 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext; WIDTH: 129pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #dbe5f1" width=172><FONT face="맑은 고딕" color=#000000 size=3>무배당교보<BR>변액유니버셜종신보험</FONT></TD>
<TD class=xl72 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext; WIDTH: 129pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795" width=172><FONT face="맑은 고딕" color=#000000 size=3>무배당교보<BR>다이렉트건강보험</FONT></TD>
<TD class=xl72 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext; WIDTH: 129pt; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795" width=172><FONT face="맑은 고딕" color=#000000 size=3>무배당교보<BR>다이렉트종신보험</FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" colSpan=2 height=28><FONT face="맑은 고딕" color=#000000 size=3>보험료</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>197,570 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>37,200 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>67,850 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" colSpan=2 height=28><FONT face="맑은 고딕" color=#000000 size=3>예정이율</FONT></TD>
<TD class=xl66 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>4.00 </FONT></FONT></FONT></TD>
<TD class=xl70 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>4.00 </FONT></FONT></FONT></TD>
<TD class=xl70 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>3.70 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" colSpan=2 height=28><FONT face="맑은 고딕" color=#000000 size=3>가입연력</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>34 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>29 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>31 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" colSpan=2 height=28><FONT face="맑은 고딕" color=#000000 size=3>만기년도</FONT></TD>
<TD class=xl68 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>9999년<SPAN style="mso-spacerun: yes"> </SPAN></FONT></FONT></FONT></TD>
<TD class=xl71 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>2057년<SPAN style="mso-spacerun: yes"> </SPAN></FONT></FONT></FONT></TD>
<TD class=xl71 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>9999년<SPAN style="mso-spacerun: yes"> </SPAN></FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" colSpan=2 height=28><FONT face="맑은 고딕" color=#000000 size=3>주계약금</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>5,000 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 84pt; BACKGROUND-COLOR: #dbe5f1" height=112 rowSpan=4><FONT face="맑은 고딕" color=#000000 size=3>사망보험금</FONT></TD>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #dbe5f1"><FONT face="맑은 고딕" color=#000000 size=3>일반사망</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>5,000 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>암사망</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>5,000 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>일반재해</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>교통재해</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10,000 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 33pt; mso-height-source: userset" height=44>
<TD class=xl67 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 174pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 33pt; BACKGROUND-COLOR: #dbe5f1" width=231 colSpan=2 height=44><FONT face="맑은 고딕" color=#000000 size=3>CI보험금<BR>(중대질병/수술/화상/부식)</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl67 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 70pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 63pt; BACKGROUND-COLOR: #dbe5f1" width=93 height=84 rowSpan=3><FONT face="맑은 고딕" color=#000000 size=3>치료비<BR>(1회당)</FONT></TD>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #dbe5f1"><FONT face="맑은 고딕" color=#000000 size=3>일반암</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>2,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>특정질병</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>500 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1,000 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>골절치료</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>20 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>20 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl67 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 70pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 105pt; BACKGROUND-COLOR: #dbe5f1" width=93 height=140 rowSpan=5><FONT face="맑은 고딕" color=#000000 size=3>수술비<BR>(1회당)</FONT></TD>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #dbe5f1"><FONT face="맑은 고딕" color=#000000 size=3>일반암</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>특정질병</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>질병(1종)</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>10 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>질병(5종)</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>500 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>재해</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 42pt; BACKGROUND-COLOR: #dbe5f1" height=56 rowSpan=2><FONT face="맑은 고딕" color=#000000 size=3>장해</FONT></TD>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #dbe5f1"><FONT face="맑은 고딕" color=#000000 size=3>장해75%(2급)</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>3,750 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>3,750 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>장해15%(6급)</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>750 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>750 </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl67 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext 0.5pt solid; WIDTH: 70pt; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 84pt; BACKGROUND-COLOR: #dbe5f1" width=93 height=112 rowSpan=4><FONT face="맑은 고딕" color=#000000 size=3>입원비<BR>(1회당)</FONT></TD>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #dbe5f1"><FONT face="맑은 고딕" color=#000000 size=3>일반암</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>8 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>특정질병</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>8 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>일반재해</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>3 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR>
<TR style="HEIGHT: 21pt; mso-height-source: userset" height=28>
<TD class=xl64 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: #dbe5f1" height=28><FONT face="맑은 고딕" color=#000000 size=3>일반</FONT></TD>
<TD class=xl65 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: transparent"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>3 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>1 </FONT></FONT></FONT></TD>
<TD class=xl69 style="BORDER-RIGHT: windowtext 0.5pt solid; BORDER-TOP: windowtext; BORDER-LEFT: windowtext; BORDER-BOTTOM: windowtext 0.5pt solid; BACKGROUND-COLOR: #d99795"><FONT size=3><FONT color=#000000><FONT face="맑은 고딕"><SPAN style="mso-spacerun: yes"> </SPAN>- </FONT></FONT></FONT></TD></TR></TBODY></TABLE></P>
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첫댓글 안녕하세요 변액초보님 변액보험 클리닉의 풍류공자 입니다.
기존 계약은 유지하심을 추천 드립니다.
사망보장만 생각하시면 정기보험등으로도 준비가 가능하십니다.
다만 사망보장을 준비하는건 가장의 경제활동 시기에 문제가 발생되어
남아있는 가족이 자립할 수 있는 시간을 준비해주는 거라 생각하시면 좋겠네요
꼭 종신으로만 준비하시지 않으셔도 됩니다.
남편분이 언제까지 경제활동을 하실 건지
자녀분이 언제쯤이면 대학을 마치거나 결혼을 할지에 대한 생각을 하시면
기간별 보장도 나쁜게 아닙니다.
오히려 목적자금을 만들어 주시려면 보험사의 장기저축을 하시는게 더 좋으시리라 생각됩니다.
종신보험은 연금으로 전환시 계약이 해지가 됩니다.
종신보험은 사망보험금을 준비해야 하기 때문에 많은 사업비가 들어가구요 딱히 갈아타실 이유는 없어 보입니다. ^^
기존보험은 잘 유지하시고 다른 자금으로 소소하게라도 저축을 하심을 권장 드립니다
보다 궁금하신 점은 좌측의 [비공개 상담신청]을 통해 문의 주시면 자세한 상담 받으실 수 있습니다 ^^
며칠 비오고 맑은 하늘이 보입니다. 오늘도 좋은 하루 되세요 ^^