2005학년도 신입생 학자금 융자 신청 안내

<A name="[문서의 처음]"></A> 2005학년도 신입생 학자금 융자 신청 안내 2005학년도 제1학기 대학생 학자금 대출은 학비마련이 어려운 저소득층 대학생에게 우선순위로 학자금을 대출하오니 아래 사항을 참조하시어 신청하시기 바랍니다. <A name=#70adabdd></A> <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=574 cellSpacing=0 cellPadding=0 width=628 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=168 bgColor=#ffff99 colSpan=2 height=35> 구 분</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=460 bgColor=#ffff99 height=35> 신입생 (수시 및 정시)</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=55 height=68 rowSpan=2> 융자 구분</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=112 height=34> 저리학자금(2%)</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 height=34> 농협중앙회만 취급</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=112 height=34> 일반학자금 (3.75~4%)</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 height=34> 농협중앙회, 조흥은행, 국민은행</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=36> 1인당 융자금액</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=36> 등록금 전액 및 일부</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=38> 신청일자</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=38> 2005. 1. 24 ~ 1. 31. 17:00까지 학생처에 신청서류 제출</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=36> 신청방법</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=36> 구비서류를 준비하여 본관 1층 학생처에 제출</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=38> 배정금액에 따른 우선순위 심사기준</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=38> 국민기초생활보장수급자 및 차상위 저소득층을 우선순위로 정하여 저리융자(이율 2%)액 배정 후 일반융자(이율 3.75~4.00%)액 배정</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=32> 은행 융자 방법</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=32> 은행 창구 대출만 가능</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=52> 추천자 발표</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=52> 2005. 2. 1. (추천자에 선정된 학생은 학생처에서 추천서 수령 후 은행 창구대출만 가능하며 보증보험 및 연대보증인의 선택이 가능함)</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=32> 공지방법</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=32> 학교 홈페이지에 공지</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=32> 추천서 수령</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=32> 2005. 2. 1. ~ 2. 3 (본관 1층 학생처에서 수령)</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=168 bgColor=#ffffff colSpan=2 height=124> 신청서류</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=460 bgColor=#ffffff height=124> ① 학자금융자 신청서 및 추천서(붙임 1) 1부. ② 국민기초생활보장수급권자증명원(서), 국민건강보험료납부영수증, 근로소득원천징수영수증(‘04년도) 中 택일 ※ 우선순위 결정시 필요하므로 본인에게 유리한 서류 제출 ※ ‘05년 최저생계비 범위 내의 건강보험료 및 저소득층 최저생계비의 우선순위(붙임 2) 참조</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=168 colSpan=2 height=50> 문 의 처</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=460 height=50> 학생처 장학담당 02-2610-0628 (반드시 안내문을 숙지한 후 문의바람)</TD></TR></TBODY></TABLE> ▶ 이자율 및 취급은행 <A name=#70adabc2></A> <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=73 cellSpacing=0 cellPadding=0 width=631 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=182 colSpan=2 height=17> 구 분</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=150 height=17> 취급은행</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=101 height=17> 학생부담</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=104 height=17> 정부부담</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=94 height=17> 총이자율</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=182 colSpan=2 height=17> 저리학자금</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=150 height=17> 농협중앙회</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=101 height=17> 2.00%</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=104 height=17> 6.00~6.25%</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=94 height=17> 8.00~8.25%</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=93 height=38 rowSpan=2> 일반학자금</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=89 height=17> 인터넷대출</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=150 height=38 rowSpan=2> 농협중앙회, 국민은행, 조흥은행</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=101 height=17> 3.75%</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=104 height=17> 4.25%</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=94 height=17> 8.00%</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=89 height=21> 창구대출</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=101 height=21> 4.00%</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=104 height=21> 4.25%</TD> <TD style="BORDER-RIGHT: #000000 0.2mm solid; BORDER-TOP: #000000 0.2mm solid; BORDER-LEFT: #000000 0.2mm solid; BORDER-BOTTOM: #000000 0.2mm solid" vAlign=center width=94 height=21> 8.25%</TD></TR></TBODY></TABLE> ▶ 학생의 융자신청 절차 (농협중앙회의 경우이고, 타 은행은 변동될 수 있음) <A name=#6ffc8872></A> <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=99 cellSpacing=0 cellPadding=0 width=627 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=67 height=17> 순서</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=142 height=17> 1</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=131 height=17> 2</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=131 height=17> 3</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.4mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=157 height=17> 4</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=67 height=44> 절 차</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=142 height=44> 학생처에 신청서류 제출</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=131 height=44> 학교 홈페이지에서 추천자 명단 확인</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=131 height=44> 학생처에서 추천서 수령</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=157 height=44> 등록기간에 연대보증인과 함께 은행 방문하여 융자 신청후 등록</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.4mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=67 height=38> 일 자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=142 height=38> 2005. 1. 24~1. 31. 17:00까지</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=131 height=38> 2005. 2. 1 </TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=131 height=38> 2005. 2. 1 ~ 2. 3</TD> <TD style="BORDER-RIGHT: #000000 0.4mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.4mm solid" vAlign=center width=157 height=38> 2005. 2. 1 ~ 2. 3</TD></TR></TBODY></TABLE> ▶ 원리금 상환 <A name=#70adabc4></A> <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=55 cellSpacing=0 cellPadding=0 width=597 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=18> 구 분</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=380 height=18> 원 금</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=124 height=18> 이 자</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=18> 장기융자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=380 height=18> 재학기간 거치(졸업)후 7년 이내 균등상환</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=124 height=18> 매월납</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=18> 단기융자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=380 height=18> 융자 다음 달부터 2년 이내 매월 균등상환</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=124 height=18> 매월납</TD></TR></TBODY></TABLE> ▶ 신용보증보험제도 이용 가. 별도의 연대보증인은 필요없음. 다만, 만 20세미만 미성년자는 연대채무자(법정대리인) 동의 등 필요 나. 보험료는 학생이 부담하고 학자금융자액에 포함하여 지원 다. 보험료는 거치기간 및 상환기간에 따라 차등 적용 - 일반학자금 및 저리학자금은 최고(4년 거치 7년 분할상환) 대출원금의 10.46% 라. 기타 자세항 사항은 서울보증보험 홈페이지(<A href="http://www.sgic.co.kr/">www.sgic.co.kr</A>) 참조 ▶ 연대보증인 이용 - 연대보증인 자격기준 (농협중앙회의 경우) <A name=#70adabc6></A> <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" height=154 cellSpacing=0 cellPadding=0 width=597 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=18> 구 분</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=267 height=18> 자격기준</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=237 height=18> 자격확인서류</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=42> 급여생활자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=267 height=42> 1년이상 재직자로서 연간소득 15백만원 이상인 자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=237 height=42> 근로소득원천징수영수증, 재직증명서</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=18> 개인사업자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=267 height=18> 연간 소득신고액 10백만원 이상인자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=237 height=18> 세무서발행 소득금액증명원</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=93 height=76> 재산세 납부자</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=267 height=76> 연간 재산세 납부액이 5만원이상이고, 부동산 6개월이상 보유자(가등기,가처분,가압류,압류등기 등이 있는 경우 제외)</TD> <TD style="BORDER-RIGHT: #000000 0.12mm solid; BORDER-TOP: #000000 0.12mm solid; BORDER-LEFT: #000000 0.12mm solid; BORDER-BOTTOM: #000000 0.12mm solid" vAlign=center width=237 height=76> 재산세납부확인서 또는 영수증과 최근 7일이내 발급된 부동산등기부등본(대지,건물)</TD></TR></TBODY></TABLE> ▶ 학자금융자 추천 제외대상 - 한국학술진흥재단 무상학자금 및 무이자대여 수혜자 - 농어촌(농림부고시) 출신 무이자융자 수혜자 - 공무원연금관리공단 및 사립학교교직원연금관리공단 무이자대여 수혜자 - 국가보훈처 등 국가 및 지방자치단체의 장학금 및 학자금 수혜자 - 노동부(고용보험기금), 근로복지공단(산재기금) 학자금 수혜자 - 학비가 전액 지원되는 정부 출연․투자기관 임직원의 자녀 - 학비가 전액 지원되는 주식회사 등 법인체 임직원의 자녀 학 생 처 장 ================================================= 학자금 신청양식은 학과사무실(02-2610-0689)로 문의하시기 바랍니다. <STYLE>P{margin-top:2px;margin-bottom:2px;}</STYLE>