<![CDATA[
<p><br></p><p><a href='javascript:fileFilterViewer("http://cfile265.uf.daum.net/attach/9984563C5B4FE390300733", "/cfile265/99/84563C5B4FE390300733", "손해평가사 2차 논술형 답안지 안내.pdf", "grpid%3D1W6ED%26fldid%3DjF94%26dataid%3D58%26fileid%3D1%26regdt%3D20180719100559&url=http%3A%2F%2Fcfile265.uf.daum.net%2Fattach%2F9984563C5B4FE390300733")'><img src="https://t1.daumcdn.net/daumtop_deco/icon/icon.hanmail.net/editor/p_etc_s.gif" border="0" alt="첨부파일" class="vam"/> 손해평가사 2차 논술형 답안지 안내.pdf</a><br></p><p><a href='javascript:fileFilterViewer("http://cfile243.uf.daum.net/attach/99F8643C5B4FE3962BC451", "/cfile243/99/F8643C5B4FE3962BC451", "손해평가사 2차 논술형 답안지(표지).pdf", "grpid%3D1W6ED%26fldid%3DjF94%26dataid%3D58%26fileid%3D2%26regdt%3D20180719100559&url=http%3A%2F%2Fcfile243.uf.daum.net%2Fattach%2F99F8643C5B4FE3962BC451")'><img src="https://t1.daumcdn.net/daumtop_deco/icon/icon.hanmail.net/editor/p_etc_s.gif" border="0" alt="첨부파일" class="vam"/> 손해평가사 2차 논술형 답안지(표지).pdf</a><br></p><p><a href='javascript:fileFilterViewer("http://cfile245.uf.daum.net/attach/99F9A93C5B4FE39A2BD200", "/cfile245/99/F9A93C5B4FE39A2BD200", "손해평가사 2차 논술형 답안지(내지).pdf", "grpid%3D1W6ED%26fldid%3DjF94%26dataid%3D58%26fileid%3D3%26regdt%3D20180719100559&url=http%3A%2F%2Fcfile245.uf.daum.net%2Fattach%2F99F9A93C5B4FE39A2BD200")'><img src="https://t1.daumcdn.net/daumtop_deco/icon/icon.hanmail.net/editor/p_etc_s.gif" border="0" alt="첨부파일" class="vam"/> 손해평가사 2차 논술형 답안지(내지).pdf</a></p><p><br></p><p><br></p><p style="text-align: center;"><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 14pt;"><strong><span style="font-size: 12pt;">2018년 9월 15일(토) 제4회차 </span></strong></span></p><p style="text-align: center;"><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 14pt;"><strong><span style="font-size: 12pt;">손해평가사 2차 단답.서술.계산문제 시험대비 (56) 豫想問題 正答</span></strong></span></p><p style="text-align: center;"><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 14pt;"><strong><br></strong></span></p><p style="text-align: center;"><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 14pt;"><strong><br></strong></span></p><p style="text-align: left;"><br></p><p style="text-align: justify;"><p style="text-align: left;"><strong><!--StartFragment--></strong></p><p class="1" style="mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><span style="letter-spacing: 0pt; font-family: 바탕; mso-font-width: 100%; mso-text-raise: 0.0pt;"><strong><img class="txc-emo" src="http://i1.daumcdn.net/deco/contents/emoticon/things_29.gif?v=2" border="0"><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 12pt;"><56</span><span style="font-family: Verdana,sans-serif; font-size: 12pt;"><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 12pt;">></span><span style="color: rgb(0, 0, 0);"> 豫想問題</span> </span></strong><strong><span style="color: rgb(9, 0, 255); letter-spacing: 0pt; font-family: Verdana,sans-serif; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0.0pt;">[正答</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: Verdana,sans-serif; font-size: 14pt; mso-font-width: 100%; mso-text-raise: 0.0pt;"><span style="color: rgb(9, 0, 255); font-size: 12pt;">]</span></span></strong></span></p><p class="1" style="mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><br></p><p style="text-align: justify;"><br></p><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 14pt; mso-fareast-font-family: -윤디자인웹바탕;"><p style="text-align: justify;"></p><!--StartFragment--><p class="0" style="-ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"/> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"/> <v:f eqn="sum @0 1 0"/> <v:f eqn="sum 0 0 @1"/> <v:f eqn="prod @2 1 2"/> <v:f eqn="prod @3 21600 pixelWidth"/> <v:f eqn="prod @3 21600 pixelHeight"/> <v:f eqn="sum @0 0 1"/> <v:f eqn="prod @6 1 2"/> <v:f eqn="prod @7 21600 pixelWidth"/> <v:f eqn="sum @8 21600 0"/> <v:f eqn="prod @7 21600 pixelHeight"/> <v:f eqn="sum @10 21600 0"/> </v:formulas> <v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"/> <o:lock v:ext="edit" aspectratio="t"/> </v:shapetype><v:shape id="_x197448784" style="v-text-anchor:top;width:247.40pt;height:22.50pt;" type="#_x0000_t75"><v:imagedata o:title="DRW000009080290" src="file:///C:\Users\ADMINI~1\AppData\Local\Temp\DRW000009080290.gif"/><w:wrap type="topAndBottom"/></v:shape><![endif]--><strong> <!--[if !vml]--></strong><!--[endif]--></p><span style="color: rgb(0, 0, 0); font-size: 18pt;"><p class="0" style="-ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"> <!--StartFragment--></p><p class="1" style="letter-spacing: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><strong><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: Verdana,sans-serif; font-size: 12pt; mso-fareast-font-family: 바탕; mso-font-width: 100%; mso-text-raise: 0pt;">① </span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: Verdana,sans-serif; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">11,000 × 3,300 = 36,300,000</span></strong></p><p class="1" style="letter-spacing: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><strong><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">인삼 보험가입금액</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">: </span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">연근별</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">(</span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">보상</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">)</span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">가액</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">(</span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">가입 당시 연근 </span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">+ 1</span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">년</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">) × </span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">재배면적</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">(</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-size: 12pt; mso-fareast-font-family: 바탕; mso-font-width: 100%; mso-text-raise: 0pt;">㎡</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">)</span></strong></p><p class="1" style="letter-spacing: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><strong><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-size: 12pt; mso-fareast-font-family: 바탕; mso-font-width: 100%; mso-text-raise: 0pt;">②<span style="font-family: Verdana,sans-serif;"> </span></span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: Verdana,sans-serif; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">7,200 × 3,300 × (1 - 0.0888 = 0.9112) = 21, 650, 112</span></strong></p><p class="1" style="letter-spacing: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><strong><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">보험가입금액</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">(</span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">만 원 단위미만 절사</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">) :<span style="font-family: Verdana,sans-serif;"> 21,650,000 </span></span></strong></p><p class="1" style="letter-spacing: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-font-width: 100%; mso-text-raise: 0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><strong><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">재조달 가액 </span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">× (100 - </span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">감가상각률</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">) </span></strong></p><p class="1" style="font-size: 10pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><strong><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-size: 12pt; mso-fareast-font-family: 바탕; mso-font-width: 100%; mso-text-raise: 0pt;">※ </span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">연단위 감각상각을 적용하며 경과기간이 </span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">1</span><span style="color: rgb(0, 0, 0); font-size: 12pt; mso-fareast-font-family: 바탕;">년 미만은 적용하지 않는다</span><span style="color: rgb(0, 0, 0); letter-spacing: 0pt; font-family: 바탕; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0pt;">.</span></strong></p></span><p class="0" style="-ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"></p><p class="1" style="text-align: justify; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"></p><span style="font-size: 12pt;"><p class="1" style="text-align: justify; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><!--StartFragment--></p><span style="letter-spacing: 0pt; font-family: Verdana,sans-serif; font-size: 12pt; mso-font-width: 100%; mso-text-raise: 0.0pt;"><!--StartFragment--><p class="1" style="text-align: justify; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><p class="0" style="text-align: justify; -ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"><strong><span style="color: rgb(0, 0, 0); font-family: Verdana,sans-serif; font-size: 12pt;"><br></span></strong></p><br><p><br></p></span></span><p class="1" style="text-align: justify; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"></p><span style="font-size: 12pt;"><!--StartFragment--><p class="0" style="-ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"/> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"/> <v:f eqn="sum @0 1 0"/> <v:f eqn="sum 0 0 @1"/> <v:f eqn="prod @2 1 2"/> <v:f eqn="prod @3 21600 pixelWidth"/> <v:f eqn="prod @3 21600 pixelHeight"/> <v:f eqn="sum @0 0 1"/> <v:f eqn="prod @6 1 2"/> <v:f eqn="prod @7 21600 pixelWidth"/> <v:f eqn="sum @8 21600 0"/> <v:f eqn="prod @7 21600 pixelHeight"/> <v:f eqn="sum @10 21600 0"/> </v:formulas> <v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"/> <o:lock v:ext="edit" aspectratio="t"/> </v:shapetype><v:shape id="_x197448304" style="v-text-anchor:top;width:228.50pt;height:25.80pt;" type="#_x0000_t75"><v:imagedata o:title="DRW000009080294" src="file:///C:\Users\ADMINI~1\AppData\Local\Temp\DRW000009080294.gif"/><w:wrap type="topAndBottom"/></v:shape><![endif]--><span style="color: rgb(0, 0, 0); font-size: 18pt;"> </span><!--[if !vml]--></p><span style="color: rgb(0, 0, 0); font-size: 18pt;"><p class="0" style="-ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"> </p><p style="margin: 0cm 0cm 0pt; padding: 0px; text-align: center; color: rgb(102, 82, 69); line-height: 1.6; font-family: 돋움, dotum, verdana, sans-serif; font-size: 12px;"><span style="font-family: 굴림;"><font size="2"><strong><span style='font-family: "맑은 고딕", sans-serif; font-size: 11pt;'><span style="color: rgb(102, 0, 255); font-family: Verdana,sans-serif; font-size: 12pt;">경쟁(競爭)은 누구에게나 필요(必要)한 것이다</span></span><span style="color: rgb(102, 0, 255); font-family: Verdana,sans-serif; font-size: 12pt;">.</span></strong></font></span></p><p style="margin: 0cm 0cm 0pt; padding: 0px; text-align: center; color: rgb(102, 82, 69); line-height: 1.6; font-family: 돋움, dotum, verdana, sans-serif; font-size: 12px;"><span style="font-family: 굴림;"><font size="2"><strong><span style="color: rgb(102, 0, 255); font-family: Verdana,sans-serif; font-size: 12pt;">경쟁(競爭)이 없다면 개인(個人)이나 사회(社會) 국가(國家)의 </span></strong></font></span></p><p style="margin: 0cm 0cm 0pt; padding: 0px; text-align: center; color: rgb(102, 82, 69); line-height: 1.6; font-family: 돋움, dotum, verdana, sans-serif; font-size: 12px;"><span style="font-family: 굴림;"><font size="2"><strong><span style="color: rgb(102, 0, 255); font-family: Verdana,sans-serif; font-size: 12pt;">발전(發展)은 </span></strong></font></span><span style="font-family: 굴림;"><font size="2"><strong><span style="color: rgb(102, 0, 255); font-family: Verdana,sans-serif; font-size: 12pt;">기대하기 어렵다</span><span style='font-family: "맑은 고딕", sans-serif; font-size: 11pt;'><span style="color: rgb(102, 0, 255); font-family: Verdana,sans-serif; font-size: 12pt;">.</span></span></strong></font></span></p><p style="margin: 0cm 0cm 0pt; padding: 0px; text-align: center; color: rgb(102, 82, 69); line-height: 1.6; font-family: 돋움, dotum, verdana, sans-serif; font-size: 12px;"></p><p><br></p></span><p class="0" style="-ms-layout-grid-mode: both; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt;"><br></p><p class="1" style="mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><br></p><p class="1" style="mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><br></p></span><p><br></p><span style="letter-spacing: 0pt; font-family: 바탕; mso-font-width: 100%; mso-text-raise: 0.0pt;"><p><br></p><p><br></p><p><br></p><p><br></p><p style="text-align: justify;"><span style="font-size: 8pt;"><br></span></p><p class="1" style="text-align: justify; mso-pagination: none; mso-padding-alt: 0.0pt 0.0pt 0.0pt 0.0pt; mso-border-top-alt: solid #000000 0.50pt; mso-border-left-alt: solid #000000 0.50pt; mso-border-right-alt: solid #000000 0.50pt; mso-border-bottom-alt: solid #000000 0.50pt;"><br></p></span><p><br></p></span><p><br></p>
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