[농협중앙회] 롯데캐슬 잔금전환대출 안내

<DIV> 롯데캐슬 농협중앙회 잔금대출 </DIV>   <TABLE style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 border=1> <TBODY> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=30> 구    분</TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=30> 변동금리  </TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=145> 대출금리  </TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=145>     <TABLE class=txc-table style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; WIDTH: 522px; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse; HEIGHT: 112px" cellSpacing=0 cellPadding=0 width=522 border=0> <TBODY> <TR> <TD style="BORDER-RIGHT: #000 1px solid; BORDER-TOP: #000 1px solid; BORDER-LEFT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">  가산금리</TD> <TD style="BORDER-RIGHT: #000 1px solid; BORDER-TOP: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">  현재 금리</TD> <TD style="BORDER-RIGHT: #000 1px solid; BORDER-TOP: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">  변동주기</TD></TR> <TR> <TD style="BORDER-RIGHT: #000 1px solid; BORDER-LEFT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">   잔액COFIX+0.5%</TD> <TD style="BORDER-RIGHT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">   4.22%</TD> <TD style="BORDER-RIGHT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">  12개월</TD></TR> <TR> <TD style="BORDER-RIGHT: #000 1px solid; BORDER-LEFT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">   신규COFIX+1.1%</TD> <TD style="BORDER-RIGHT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">   4.42%</TD> <TD style="BORDER-RIGHT: #000 1px solid; WIDTH: 33%; BORDER-BOTTOM: #000 1px solid; TEXT-ALIGN: center">   6개월</TD></TR></TBODY></TABLE>    </TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=123>   대출한도  </TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=123> 감정가의 60% 적용    (현재 분양가이상으로 감정진행중)            </TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=79> 중도상환 수 수 료</TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=79>     설정비 고객 부담 시 : 면제     설정비 은행 부담 시 : 2년이내 0.5% / 2년이후 면제     단, 매년 최초대출금의 50%범위내 상환시 면제 ( 예시: 2억원대출시 매년 1억원범위내 면제 )</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=52> 대출기간</TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=52> 최장 33년 이내(거치기간 최장 10년 포함)</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=42> 상환방법</TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=42> 원리금 또는 원금 균등 분할상환 및 일시상환</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=49> 준비서류</TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=49> ①분양계약서원본 ②인감증명서2통 ③주민등록등본2통 ④신분증 ⑤인감도장 </TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=49> 상품특징</TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=49> 1.거치기간 10년 2. 상환기간 33년 (금융권 최장)  3. 잔액코픽스 12개월 변동, 중도상환수수료 2년이내 0.5%, 매년 최초 대출금액의 50%면제</TD></TR> <TR> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=102 height=66></TD> <TD style="BORDER-RIGHT: #000000 0.4pt solid; PADDING-RIGHT: 1.4pt; BORDER-TOP: #000000 0.4pt solid; PADDING-LEFT: 1.4pt; PADDING-BOTTOM: 1.4pt; BORDER-LEFT: #000000 0.4pt solid; PADDING-TOP: 1.4pt; BORDER-BOTTOM: #000000 0.4pt solid" vAlign=center width=605 height=66>   </TD></TR></TBODY></TABLE>   문의 하실 내용있으신 고객님께서는 언제든 편하게 전화주십시요. 친절하게 상담해 드리겠습니다. 주말 현장에서 상담 및 서류접수 예정   농협중앙회 평택시지부   허재원 010-9053-6059 031-615-7219