일본의 전자 결제 카드와 편의점과 금융서비스의 결합

<div class="viewBox" style="margin: 0px; padding: 0px; clear: both; border: 1px solid rgb(220, 220, 220); display: inline-block; width: 757px; font-family: 돋움; color: rgb(102, 102, 102); line-height: 12px;"><div class="vTitle" style="margin: 0px; padding: 18px 18px 18px 15px; width: 722px; background: url(http://www.kita.net/new_img/contents/bg_viewtype_head.gif) repeat-x;"><strong class="title" style="margin: 0px; padding: 0px; float: left; max-width: 580px; font-size: 14px; line-height: 18px;">일본의 전자 결제 카드와 편의점과 금융서비스의 결합</strong><span style="margin: 0px; padding: 0px; float: right; font-size: 11px; line-height: 18px;">2015-11-26 ㅣ조회수 <strong style="margin: 0px; padding: 0px;">2</strong></span></div><div class="vCategory" style="margin: 0px; padding: 0px;"><dl class="w50" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 378.5px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">대륙</dt><dd style="margin: 0px; padding: 0px; float: left; width: 243px; line-height: 21px;">아시아</dd></dl><dl class="w50" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 378.5px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">| 국가</dt><dd style="margin: 0px; padding: 0px; float: left; width: 243px; line-height: 21px;">일본</dd></dl><dl class="w50" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 378.5px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">업종</dt><dd style="margin: 0px; padding: 0px; float: left; width: 243px; line-height: 21px;">전체</dd></dl><dl class="w50" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 378.5px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">| 품목</dt><dd style="margin: 0px; padding: 0px; float: left; width: 243px; line-height: 21px;">전체</dd></dl><dl class="w100" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 757px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">태그</dt><dd style="margin: 0px; padding: 0px; float: right; width: 640px; line-height: 21px;"></dd></dl><dl class="w50" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 378.5px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">원문주소</dt><dd style="margin: 0px; padding: 0px; float: left; width: 243px; line-height: 21px;"></dd></dl><dl class="w50" style="margin: 0px; padding: 6px 0px 5px; float: left; width: 378.5px; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); color: rgb(119, 119, 119); font-size: 11px;"><dt style="margin: 0px; padding: 0px 0px 0px 15px; float: left; width: 100px; line-height: 21px;">작성자</dt><dd style="margin: 0px; padding: 0px; float: left; width: 243px; line-height: 21px;">일본 대학생 리포터</dd></dl></div><div style="margin: 0px; padding: 0px; width: 757px; text-align: center; height: 45px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(222, 223, 222); background: rgb(251, 251, 251);"><br></div><div class="vPhoto" style="margin: 0px; padding: 25px 25px 0px; float: left; width: 330px; min-height: 330px; border-top-width: 0px; line-height: 1.8em; background: rgb(251, 251, 251);"><div class="image-preview" style="margin: 0px; padding: 0px; float: left; line-height: 18px;"><div style="margin: 0px; padding: 0px; float: left;"><table style="margin: -1px 0px 0px; padding: 0px; border-collapse: collapse; border-spacing: 0px; border: 0px none;"><tbody style="margin: 0px; padding: 0px;"><tr style="margin: 0px; padding: 0px;"><th align="center" style="margin: 0px; padding: 0px; font-weight: normal; line-height: 300px; width: 300px; height: 300px; border: 1px solid rgb(195, 196, 198); vertical-align: middle; text-align: center;"><img id="preview" src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.kita.net%2Fbiz%2Fhtml%2Fnewtri%2Fnewtri_iitreporter_t_atta%2F94135440162115102_384_1.JPG" style="margin: 0px; padding: 0px; border: 0px; vertical-align: middle; width: auto; height: auto; max-width: 300px; max-height: 300px; float: none; clear: both;"></th></tr></tbody></table></div><div class="elastislide-wrapper elastislide-horizontal" style="margin: 0px; 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cursor: pointer; vertical-align: middle; display: inline-block; width: 50px;"><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fwww.kita.net%2Fbiz%2Fhtml%2Fnewtri%2Fnewtri_iitreporter_t_atta%2F94135440162115102_384_1.JPG" alt="image00" style="margin: 0px; padding: 0px 5px 0px 0px; border: 0px; vertical-align: middle; width: 45px; height: 45px; max-width: 300px; max-height: 300px; text-align: center; float: left; display: block; clear: both;"></a></li></ul></div><nav></nav></div></div></div><div class="vCont" style="margin: 0px; padding: 30px; min-height: 380px; border-top-width: 0px; line-height: 1.8em; background: rgb(251, 251, 251);"><span style="margin: 0px; padding: 0px; color: black; font-family: 나눔고딕, NanumGothic, sans-serif; font-size: 10pt;">일본은 한국과 달리 신용카드<span style="margin: 0px; padding: 0px;">, </span>체크카드 문화가 발달해있지않아<span style="margin: 0px; padding: 0px;">, </span>현금 혹은 한국의 티머니와 같은 전자 결제 카드<span style="margin: 0px; padding: 0px;">(</span>일본어로는덴시마네<span style="margin: 0px; padding: 0px;">)</span>로 결제하는 경우가 많습니다<span style="margin: 0px; padding: 0px;">. </span>특히<span style="margin: 0px; padding: 0px;">,</span>편의점을 중심으로 전자 결제 카드가 많이 발달해 있는데요<span style="margin: 0px; padding: 0px;">. </span>세븐일레븐계열의 세븐<span style="margin: 0px; padding: 0px;">&</span>아이는<span style="margin: 0px; padding: 0px;"> 'nanaco'</span>라는 전자 결제카드를<span style="margin: 0px; padding: 0px;">, </span>동일본<span style="margin: 0px; padding: 0px;"> JR</span>은<span style="margin: 0px; padding: 0px;">'suica'</span>를<span style="margin: 0px; padding: 0px;">, </span>라쿠텐은<span style="margin: 0px; padding: 0px;"> 'Edy'</span>라는 전자결제 카드를 발급해 해당 카드로 결제시 포인트를 적립해주는 방식으로 회원수를 늘려나가고 있습니다<span style="margin: 0px; padding: 0px;">. </span>또<span style="margin: 0px; padding: 0px;">, </span>일본 편의점 규모<span style="margin: 0px; padding: 0px;"> 2</span>위 로손<span style="margin: 0px; padding: 0px;">(Lawson)</span>도최근<span style="margin: 0px; padding: 0px;"> 'ponta'</span>라는 이름으로 전자 카드 사업에 뛰어 들었으며<span style="margin: 0px; padding: 0px;">, </span>세븐일레븐과 같이 은행 업무에 산입을 검토중이라고 합니다<span style="margin: 0px; padding: 0px;">. </span>로손은<span style="margin: 0px; padding: 0px;"> </span>전국<span style="margin: 0px; padding: 0px;"> 1</span>만<span style="margin: 0px; padding: 0px;"> 2000</span>개의 편의점 점포를활용하여 예금을 획득<span style="margin: 0px; padding: 0px;">, </span>수익사업으로 키울 예정이며<span style="margin: 0px; padding: 0px;">, </span>실현된다면유통업의 은행산입은 세븐<span style="margin: 0px; padding: 0px;">&</span>아이와 이온에 이어<span style="margin: 0px; padding: 0px;"> 3</span>번째가될 전망입니다<span style="margin: 0px; padding: 0px;">. </span>또 편의점<span style="margin: 0px; padding: 0px;"> ATM</span>서비스에서 일본 메가뱅크인미쯔비스<span style="margin: 0px; padding: 0px;"> UFJ</span>은행과 제휴하여<span style="margin: 0px; padding: 0px;">IT</span>를 활용한 신서비스를 전개할가능성이 있다고 합니다<span style="margin: 0px; padding: 0px;">,</span>이와 같이 일본은 전자 카드<span style="margin: 0px; padding: 0px;"> '</span>의보급으로 협업할 수 있는 분야가 확대되어 소매업의 은행산입이 늘어나고 있습니다<span style="margin: 0px; padding: 0px;">. </span></span><br></div></div><p><span style="color: rgb(102, 102, 102); font-family: 돋움, dotum, 굴림, gulim, Arial, Helvetica, sans-serif, AppleGothic; line-height: 12px;"></span></p><dl class="vAttch" style="margin: 20px 0px 0px; padding: 10px 8px; width: 741px; border: 1px solid rgb(220, 220, 220); color: rgb(102, 102, 102); font-family: 돋움, dotum, 굴림, gulim, Arial, Helvetica, sans-serif, AppleGothic; line-height: 12px; background-image: url(http://www.kita.net/new_img/contents/bg_viewtype_head.gif); background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: repeat-x;"><dt style="margin: 0px 18px 0px 0px; padding: 10px 9px 7px; float: left; color: rgb(0, 0, 0); background: rgb(237, 237, 238);">첨부파일</dt><dd style="margin: 0px; padding: 7px 0px 0px; float: left;"><a href="http://www.kita.net/info/oversea_report/download.jsp?orig_name=2015.11%BF%F93%C1%D6%C2%F7%20%C0%CF%BA%BB%C0%C7%20%C0%FC%C0%DA%20%B0%E1%C1%A6%20%C4%AB%B5%E5%20%B3%AA%B3%AA%C4%DA.JPG&file_name=94135440162115102_384_1.JPG" class="file" title="첨부파일 다운로드" style="margin: 0px; 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