무역과신용장전문가클럽

안녕하세요?   첫 시간 수업에 설명드린 국제무역대금결제방식 중 송금결제방식의 한 가지인 "Open Account Trading"을 영어권 학생들은 이렇게 배우고 있답니다. 그들의 언어를 알면 국제무역과 외환거래에는 어려움이 없습니다.   <A name="[문서의 처음]"></A> Methods and Tools of Payment in Exporting and Importing The process of exporting is incomplete without receipt of payment. Export income is considered earned only when payment has been received. Cheque and Bank Draft In exporting to the offshore countries, payment by cheque and bank draft occur more often in a small order, ranging from a few hundred to a couple of thousand U.S. dollars. Cheques and bank drafts are often used in open account and consignment trade arrangements. Both large and small companies may default in their payments, regardless of the amount involved. In times of economic uncertainty, both large and small companies may go out of business. It is important to receive the cheque or bank draft before releasing the shipment. Unless the integrity of the importer is known, it is very important to wait until the cheque or bank draft has cleared before the shipment. International clearing of cheques and bank drafts takes 3 to 4 weeks usually (except in a sight draft with a paying bank in the seller's country). Not all cheques and bank drafts are genuine, and not all genuine cheques carry a cash value. Trade Arrangements Using the Cheque and Bank Draft  - Open Account In an open account trade arrangement, the goods are shipped to a buyer without guarantee of payment.  Quite often, the buyer does not pay on the agreed time. Unless the buyer's integrity is unquestionable, this trade arrangement is risky to the seller. (그들도 조심하라고 배우는군요.) - Consignment In a consignment trade arrangement, the seller ships the goods to the buyer when there is no purchase made. The buyer is obliged to pay the seller for the goods when sold. The seller retains title to the goods until the buyer has sold them.  (강의 시간에 우리는 COD라는 용어로 설명드렸습니다.) - Cash In Advance (CID) The cash in advance, which is the safest term of payment, most often is effected using the cheque or bank draft. In some cases, the CID term is paid using the telegraphic transfer (T/T). (강의시간에 우리는 사전송금방식 또는 단순송금방식으로 배우고 있습니다.)   그들이 사용하는 언어와 용어를 알면 국제무역과 외환/수출입업무에 걸림돌이 없어집니다.   감사합니다.