Average Korean household earns $3,900 monthly 한국평균 가계 월소득 3,900달러

[김우정]

2023년 한국인의 월평균 소득은 544만원으로 전년대비 4.4% 증가했습니다.

상위 20%는 1,085만원으로 하위 20%의 195만대비 5.6배 높습니다.

평균자산은 6억 2,940만원으로 전체자산의 80%이고 전년대비 4.8% 증가했습니다.

결혼식 축의금은 참석시 10만원, 참석하지않을 경우 5만원이 적당하다는 재미있는 조사도 있습니다. 

Average Korean household earns $3,900 monthly: Shinhan Bank report
신한은행 보고서: 한국평균 가계 월소득 3,900달러

By Anna J. Park 박안나 기자
Posted : 2024-04-17 16:41 Updated : 2024-04-17 16:45
Korea Times

 

A street in Seoul / gettyimagesbank 서울의 거리 / 게티이미지뱅크

Total assets held by average household amount to 629.4 million won in 2023
2023년 평균 가계 총자산 6억 2,940만원

An average Korean household is surveyed to earn 5.44 million won ($3,928) a month and spend about half of the money (2.76 million won) while allocating 10 percent of the monthly income to debt repayment. Their average assets stand at about 600 million won, with 80 percent of it represented in real estate assets.
한국의 평균적인 가구는 월소득의 10%를 부채 상환에 할당하면서 월 소득 544만원(3,928달러)을 벌고 그 돈의 절반(276만원)을 쓰는 것으로 조사되었다. 그들의 평균 자산은 약 6억원이며 그 중 80%는 부동산 자산으로 나타난다.

This is according to the latest report released by Shinhan Bank on Wednesday. Titled "Ordinary people's financial life report," it contained the results of a recent survey of 10,000 working people aged 20 to 64.
신한은행이 최근 발표한 '평범한 사람들의 금융생활 보고서'에 따르면 이같이 나타났다. 이 보고서는 최근 20~64세 직장인 1만 명을 대상으로 조사한 결과가 담겼다.

The report showed that the average monthly income of the nation's households engaged in economic activities amounted to 5.44 million won last year, which has risen by 4.4 percent, or 230,000 won, from the previous year.
지난해 우리나라 경제활동을 하는 가구의 월평균 소득은 544만원으로 전년보다 4.4%(23만원) 증가한 것으로 나타났다.

The average monthly income from the top 20 percentile stood at 10.85 million won, which is 5.6 times higher than that of the bottom 20 percentile, standing at 1.95 million won. There has been a slight reduction in income inequality between the two income brackets, from the previous year's 5.7 times.
상위 20%의 월평균 소득은 1,085만 원으로 하위 20%의 월평균 소득 195만 원에 비해 5.6배 높았다. 두 소득계층 간 소득 불평등은 전년의 5.7배에서 소폭 감소하였다.

While the average monthly household income increased by 4.4 percent year-on-year, the households' average consumption expenditure rose by 5.7 percent. While the average household spent about 50.7 percent of its monthly income, about 20.1 percent was allocated to rainy day funds, followed by 19.3 percent in savings or investments and 9.9 percent for debt repayment.
월평균 가계소득이 전년 동기 대비 4.4% 증가한 반면, 가계의 평균 소비지출은 5.7% 증가했다. 평균 가계가 월소득의 약 50.7%를 지출한 가운데, 약 20.1%가 비상시를 대비하는 자금에 배분됐고, 저축이나 투자에 19.3%, 채무상환에 9.9%가 뒤를 이었다.

The average household's total assets reached 629.4 million won last year, a 4.8 percent increase from the previous year, surpassing the 600 million won mark for the first time.
지난해 평균 가계의 총자산은 6억2940만원으로 전년보다 4.8% 증가해 처음으로 6억원대를 돌파했다

Real estate assets accounted for the highest proportion out of asset classes, standing at 79.7 percent of the average household assets. This showed a slight decrease of 0.5 percentage points compared to the previous year.
자산계층 중 부동산 자산이 차지하는 비중은 평균 가계자산의 79.7%로 가장 높았다. 이는 전년 대비 0.5%포인트 소폭 감소한 것으로 나타났다.

The total size of assets for the top 20 percent bracket was 1.16 billion won, which was 7.2 times higher than that of the bottom 20 percent bracket.
상위 20% 계층의 총자산 규모는 11억6000만원으로 하위 20% 계층의 7.2배에 달했다.

Also, 64.8 percent of the economically active households surveyed averaged 120.1 million won in debt. The average debt balance for households showed a year-on-year decrease of 7 percent from the previous year.
또한 조사대상 경제활동 가구의 64.8%는 평균 1억 2,010만 원의 부채를 보유하고 있었다. 가구의 평균 부채 잔액은 전년 대비 7% 감소한 것으로 나타났다.

The survey also showed Koreans' thoughts on wedding gift money.
이번 조사는 결혼 축의금에 대한 한국인들의 생각도 보여주었다.

Two-Thirds of respondents said they would give 100,000 won as a wedding gift if they attended the ceremony. If they don't attend the ceremony, more than half said that 50,000 won is the right amount. While those in their 20s and 30s said it is meaningful to attend the ceremony and celebrate the event regardless of the amount of gift money, those in their 40s or older said it is better not to attend the ceremony if one plans to give only a small amount.
예식에 참석하면 결혼 축의금으로 10만원을 주겠다고 답한 응답자가 3분의 2를 차지했다. 예식에 참석하지 않을 경우 절반 이상이 5만원이 적당하다고 답했다. 20~30대는 예식에 참석해 예식 금액에 상관없이 축하하는 것이 의미가 있다고 답한 반면 40대 이상은 적은 금액만 줄 계획이라면 예식에 참석하지 않는 것이 좋다고 답했다.

#Householdincome가계소득 #Consumptionexpenditure소비지출 #Assetclasses자산계층 #Realestateassets부동산자산 #Debtrepayment채무상환 #Economicactivities경제활동 #Debtbalance부채잔액 #Weddinggiftmoney결혼선물#Ceremonyattendance예식참석 #Respondents응답자