Q/D 7기 보충설명 - Irrevocable CONFIRMED DC

[홍종덕]

안녕하세요?

어제 설명드렸던 확인신용장에 대한 외국학생들의 공부내용입니다.

특히 기업체 해외영업담당 직원들은 수출계약 단계에서 수입상이나 수입국가가 염려스러워 확인신용장을 요구할 때는....

"Payment:

By confirmed irrevocable documentary credit available by negotiation with confirm‎ing  bank in South Korea of beneficiary's draft at xx days after the date of shipment. Confirmation fee is for account of seller (또는 buyer; 수출업체가 마켓을 주도하는 경우)" 등으로  수출계약서에 기재하시면 됩니다.

Confirmed Irrevocable Letter of Credit

An irrevocable letter of credit (L/C) opened by an issuing bank whose authenticity has been confirmed by the advising bank and where the advising bank has added its confirmation to the credit is known as confirmed irrevocable letter of credit. The words "we confirm‎ the credit and hereby undertake ..." or "we add our confirmation to this credit and hereby undertake ..." normally are included in the L/C.

An exporter whose method of payment is a confirmed irrevocable L/C is assured of payment even if the importer or the issuing bank defaults. The confirmed irrevocable L/C is particularly important from buyers in a country which is economically or politically unstable.

In a confirmed letter of credit, the exporter or the importer pays an extra charge called the confirmation fee, which may vary from bank to bank within a country. The fee usually is added to the exporter's account. The exporter may indicate in the sales contract that the confirmation fee and other charges outside the seller's country are on the buyer's account.

감사합니다.