소액금융지원제도3.--＜미소금융＞-창업,운영,생계,주거,기타자금

<div> 1. 창업.운영 자금 <table style="border: 0.28pt solid rgb(0, 0, 0); border-image: none; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"><tbody><tr><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 501.63pt; height: 24.14pt;" colspan="5">미소금융지원1.--<창업·운영 자금></td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">구분</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.89pt; height: 32.63pt;">창업자금</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 106.55pt; height: 32.63pt;">운영자금</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 144px; height: 32.63pt;">시설개선자금</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 175px; height: 32.63pt;">긴급생계자금</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 90.97pt;">지원대상</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 436px; height: 90.97pt;" colspan="3">*아래요건 중 하나를 충족   -신용등급 6등급 이하(무등급 포함)-기초생활수급자 및 차상위계층 이하-근로장려금 신청자격 요건에 해당</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 175px; height: 90.97pt;">미소금융대출을 1년이상 성실상환하신분</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">대출한도</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.89pt; height: 32.63pt;">7,000만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 106.55pt; height: 32.63pt;">2,000만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 144px; height: 32.63pt;">2,000만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 175px; height: 32.63pt;">1,000만원</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 64.63pt;">상환기간</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.89pt; height: 64.63pt;">5년이내(거치기간 최대1년)</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 106.55pt; height: 64.63pt;">5년이내(거치기간 최대6개월)</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 144px; height: 64.63pt;">5년이내(거치기간 최대6개월)</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 175px; height: 64.63pt;">5년이내(거치기간 최대1년)</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 56.14pt;">금리</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 207.44pt; height: 56.14pt;" colspan="2">연 4.5%* 무등록사업자의 경우 이자율 연 2%, 대출한도는 500만원 적용</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 144px; height: 56.14pt;">연 4.5%</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 175px; height: 56.14pt;">연 4.5%</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">취급처</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 434.7pt; height: 32.63pt;" colspan="4">전국 미소금융지점 또는 서민금융통합지원센터</td></tr></tbody></table> 2. 생계 자금 <table style="border: 0.28pt solid rgb(0, 0, 0); border-image: none; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"><tbody><tr><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 510.11pt; height: 35.46pt;" colspan="6">미소금융지원2.--<생계 자금></td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 52.78pt; height: 32.63pt;">구분</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.88pt; height: 32.63pt;">취약계층 자립자금</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 103.72pt; height: 32.63pt;">취약계층 교육비대출</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 83.91pt; height: 32.63pt;">교육비지원대출</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 32.63pt;">취업성공대출</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 32.63pt;">대학생·청년햇살론</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 52.78pt; height: 64.63pt;">지원대상</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.88pt; height: 64.63pt;">장애인,한부모가족,조손가족,다문화가족북한이탈주민</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 103.72pt; height: 64.63pt;">취약계층자립자금지원대상 중,자녀가초중고교재학중인 자</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 83.91pt; height: 64.63pt;">자녀가 초중고에재학중인 가구</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 64.63pt;">취업성공패키지이수자</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 64.63pt;">만19세~만29세신용등급6등급이하인 자</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 52.78pt; height: 32.63pt;">대출한도</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.88pt; height: 32.63pt;">1,200만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 103.72pt; height: 32.63pt;">500만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 83.91pt; height: 32.63pt;">500만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 32.63pt;">300만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 32.63pt;">1,200만원(연5백만원)</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 52.78pt; height: 64.63pt;">상환기간</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.88pt; height: 64.63pt;">6년이내</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 103.72pt; height: 64.63pt;">6년이내</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 83.91pt; height: 64.63pt;">6년이내</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 64.63pt;">3년이내</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 64.63pt;">13년이내</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 52.78pt; height: 44.82pt;">금리</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 100.88pt; height: 44.82pt;">     연 3% </td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 103.72pt; height: 44.82pt;">연 4.5%</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 83.91pt; height: 44.82pt;">연 4.5%</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 44.82pt;">연 4.5%</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 84.41pt; height: 44.82pt;">연 4.5%</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 52.78pt; height: 32.63pt;">취급처</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 457.33pt; height: 32.63pt;" colspan="5">전국 미소금융지점 또는 서민금융통합지원센터</td></tr></tbody></table> 3. 주거 자금 <table style="border: 0.28pt solid rgb(0, 0, 0); border-image: none; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"><tbody><tr><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 488.02pt; height: 24.14pt;" colspan="3">미소금융지원3.--<주거 자금></td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">구분</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 32.63pt;">취약계층임차보증금대출</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 32.63pt;">햇살론 청년·대학생 임차보증금</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 90.97pt;">지원대상</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 90.97pt;">취약계층자립자금 지원대상 중전용면적 85㎡이하, 임차보증금 2억원(수도권 3억원)이하 거주 취약계층</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 90.97pt;">전용면적 85㎡이하 거주 중인만29세이하 청년·대학생</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 38.29pt;">대출한도</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 38.29pt;">2,000만원</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 38.29pt;">2,000만원</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 39.16pt;">상환기간</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 39.16pt;">2년이내</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 39.16pt;">2년이내</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 36.33pt;">금리</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 36.33pt;">연 2.5%</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 36.33pt;">연 4.5%</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">취급처</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 421.09pt; height: 32.63pt;" colspan="2"> 전국 미소금융지점 또는 서민금융통합지원센터</td></tr></tbody></table> 4. 기타 자금 <table style="border: 0.28pt solid rgb(0, 0, 0); border-image: none; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;"><tbody><tr><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 488.02pt; height: 24.14pt;" colspan="3">미소금융지원4.--<기타 자금></td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">구분</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 32.63pt;">미소드림 적금</td><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 32.63pt;">청소년한부모 적금</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 71.16pt;">지원대상</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 71.16pt;">미소금융 성실상환자 또는채무조정 성실상환자 중,차상위계층 이하 자</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 71.16pt;">청소년한부모 가구주</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">지원내용</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 32.63pt;">자유적립식 적금</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 32.63pt;">우대금리 지원</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 33.5pt;">상환기간</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 33.5pt;">2년이내</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 33.5pt;">2년이내</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 44.82pt;">금리</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 44.82pt;">연 3.6%~연 4.0%(가입기간별 상이)</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 44.82pt;">추가금리 2%</td></tr><tr><td valign="middle" style="background: rgb(242, 242, 242); padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 66.93pt; height: 32.63pt;">취급처</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 192.84pt; height: 32.63pt;"> 5개은행(우리,신한,국민,하나,기업)</td><td valign="middle" style="padding: 1.41pt 5.1pt; border: 0.28pt solid rgb(0, 0, 0); border-image: none; width: 228.25pt; height: 32.63pt;">15개 시중은행</td></tr></tbody></table>     <img width="350" class="txc-image" id="A_235DF53E5397EE580A160B" style="clear: none; float: none;" src="https://t1.daumcdn.net/cfile/cafe/235DF53E5397EE580A" border="0" vspace="1" hspace="1" actualwidth="350" exif="{}" data-filename="베너2013.jpg" id="A_235DF53E5397EE580A160B"/><a class="tx-link" href="http://cafe.daum.net/credit" target="_blank"></a></div>