이탈리아, 중소기업 신용보증 효과 분석 /The Causal Effect of Credit Guarantees for SMEs: Evidence from Italy

<table width="800" class="boardview" style="-ms-word-break: break-all; -ms-word-wrap: break-word;" cellspacing="0" summary="게시물 내용"><thead><tr><th scope="row">제목</th><td colspan="3">The Causal Effect of Credit Guarantees for SMEs: Evidence from Italy</td></tr><tr><th scope="row">작성자</th><td>Bank of Italy</td><th scope="row">작성일</th><td>2013-02-27</td></tr></thead></table>  <div style="left: 0px; top: 0px; position: relative;"></div><table><tbody><tr><td class="contents" colspan="4"><title>제목 없음</title> --> □ 본 논문은 이탈리아 지역에서 실행한 부분신용보증 프로그램의 효과를 평가함. □ 본 논문의 연구결과는 다음과 같음.   ° 부분신용보증 프로그램 정책은 수혜기업의 재무상태를 개선하였음.      - 은행부채 총량은 영향을 받지 않은 반면, 수혜기업의 장기부채는 현저한 증가를 보임.    - 수혜기업에게 상당한 금리인하의 혜택이 발생함.   ° 그러나 이 프로그램으로 인해 부실확률이 미약한 정도이기는 하지만 증가함.   ° 한편, 이 프로그램은 실물부문에 대한 효과를 발생시키지는 못함.  [목차]1. Introduction2. SMEs lending and Credit guarantees schemes3. The policy3.1 Aims of the policy and expected outputs4. Data 5. Empirical strategy and identification 6. Results 6.1 Heterogeneous effects7. Difference in differences method 8. Falsification test 9. Limits: extensive margin, LATE, and external validity10. ConclusionReferences Tables </td></tr></tbody></table>  <table width="700"><tbody><tr><td class="info" colspan="4"><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fdb.kosbi.re.kr%2Fimg%2Ftitle_sub09_1_4.gif"> <table class="boardview2" cellspacing="0" summary="등록정보"><caption>해당자료의 등록정보</caption><colgroup><col width="100"><col><col width="100"><col width="230"></colgroup><tbody><tr><th scope="row">제목</th><td colspan="3">The Causal Effect of Credit Guarantees for SMEs: Evidence from Italy</td></tr><tr><th scope="row">발행기관</th><td colspan="3">Bank of Italy</td></tr><tr><th scope="row">URL</th><td colspan="3"><a href="http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2259586" target="_blank">http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2259586</a></td></tr><tr><th scope="row">발행일</th><td>2013-02-27</td><th scope="row">원문면수</th><td scope="row">42</td></tr><tr><th scope="row">주제</th><td>금융/조세</td><th scope="row">자료유형</th><td scope="row">연구자료 > 연구보고서 > 해외기관</td> </tr> <tr><th style="color: rgb(255, 255, 255); font-weight: bold; background-color: rgb(60, 60, 60);" scope="row">원문파일</th> <td colspan="3"> <a class="pdf" href="http://db.kosbi.re.kr/download.asp?uri=/attach_files/R13/R13060503_1.pdf">R13060503_1.pdf</a>  <a class="iex" href="http://db.kosbi.re.kr/download.asp?uri=/attach_files//"></a>  <a class="iex" href="http://db.kosbi.re.kr/download.asp?uri=/attach_files//"></a> </td></tr></tbody></table><iframe name="ifrm" width="0%" height="0" frameborder="0"></iframe> <div class="boardtitle1"><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fdb.kosbi.re.kr%2Fimg%2Ftitle_sub09_1_5.gif">  </div><table class="boardview2" cellspacing="0" summary="같은주제에 등록된 최근자료"><caption>같은주제에 등록된 최근자료</caption><tbody><tr><td class="data">· <a href="http://db.kosbi.re.kr/sh_subject/sh_subject02_view.html?pid=090600&seq=R13071806">Small Business Lending in the United States 2012 - 중소기업청(Small Business Administration) (2013-07-18)</a> · <a href="http://db.kosbi.re.kr/sh_subject/sh_subject02_view.html?pid=090600&seq=K130715K3">코넥스(KONEX) 시장의 성공적 안착을 위한 과제 - 우리금융경영연구소 (2013-07-15)</a> · <a href="http://db.kosbi.re.kr/sh_subject/sh_subject02_view.html?pid=090600&seq=R13071107">Access to Finance as Main Challenge for European SMEs. Can COSME Help between 2014-2020? - MEB 2013 (2013-07-11)</a> · <a href="http://db.kosbi.re.kr/sh_subject/sh_subject02_view.html?pid=090600&seq=N130708_01">크라우드펀딩 활성화를 위한 은행의 역할 - 우리금융연구소 (2013-07-08)</a> · <a href="http://db.kosbi.re.kr/sh_subject/sh_subject02_view.html?pid=090600&seq=R13070406">Financial Reporting Framework for Small and Medium-Sized Entities - AICPA (미국공인회계사협회) (2013-07-04)</a> · <a href="http://db.kosbi.re.kr/sh_subject/sh_subject02_view.html?pid=090600&seq=R13070405">Supporting SMEs with tax policy: a natural experiment from France - OFCE (프랑스경제환경분석기관) (2013-07-04)</a></td></tr></tbody></table></td></tr></tbody></table>