면책되엇는데요...크래딧뱅크조회결과좀 봐주세요...

<P>2008년11월18일부로 면책되었는데요~</P> <P>오늘 크래딧뱅크조회를 해보니 아직 기록이 남아있는건지...잘모르겠어서 글올려보아요..</P> <P>보시구 아시는분 답변좀 부탁드릴께요......</P> <P> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD> <H1 class=h1>KIS단기연체 상세내역</H1></TD> <TD align=right></TD></TR></TBODY></TABLE> <TABLE class=sp5> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <TABLE class=tbl style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=1 frame=void> <COLGROUP> <COL width="10%"> <COL width="15%"> <COL width="15%"> <COL width="25%"> <COL></COLGROUP> <THEAD> <TR> <TH rowSpan=2>번호</TH> <TH rowSpan=2>연체종류</TH> <TH>최초연체일</TH> <TH>최초 연체금액(원)</TH> <TH>등록기관명</TH></TR> <TR> <TH>현재 연체일</TH> <TH>현재 연체금액(원)</TH> <TH>등록지점명</TH></TR></THEAD> <TBODY> <TR class=c> <TD class=cell rowSpan=2>1</TD> <TD rowSpan=2>지급보증대지급금</TD> <TD>2004.04.27</TD> <TD>576,710</TD> <TD>서울보증보험</TD></TR> <TR> <TD class=c>2004.04.27</TD> <TD class=c>576,710</TD> <TD class=c>통신채권부　　　　　</TD></TR> <TR class=c> <TD class=cell rowSpan=2>2</TD> <TD rowSpan=2>지급보증대지급금</TD> <TD>2004.04.27</TD> <TD>576,710</TD> <TD>서울보증보험</TD></TR> <TR> <TD class=c>2004.04.27</TD> <TD class=c>576,710</TD> <TD class=c>통신채권부　　　　　</TD></TR></TBODY></TABLE> <TABLE class=sp30> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE>이건 통신요금이 아직 연체되어있단 말인가요??? 576,710원씩 2건이??</P> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD class=creditbank_left> <TABLE class=sp20 cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <TABLE cellSpacing=0 cellPadding=0 width=180 border=0> <TBODY> <TR> <TD> <P> </P> <P> </P></TD></TR> <TR> <TD> <P> </P> <P> </P> <P><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_101756957751210119226519&menuid=credit_indi_change"></A> </P></TD></TR> <TR> <TD><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_103675133721211959486877&menuid=credit_indi_alarm"></A></TD></TR> <TR> <TD><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_106084436981211251742266&menuid=mypage_use_paylist"></A></TD></TR> <TR> <TD><A href="xxxxjavascript:goNameSample('1');"></A></TD></TR></TBODY></TABLE></TD> <TD class=creditbank_con><LINK media=screen href="http://image.creditbank.co.kr/static/newcredit/css/common.css" type=text/css rel=stylesheet><LINK media=screen href="http://image.creditbank.co.kr/static/newcredit/css/board_a.css" type=text/css rel=stylesheet><XSCRIPT type="text/xxxxjavascript" src="http://image.creditbank.co.kr/static/newcredit/js/common.js"></XSCRIPT><XSCRIPT language=xxxxJavaScript type="text/xxxxJavaScript">var old_menu_know = new Array('',''); function know_menuclick(num, menu_depth) { var submenu = document.getElementById(num); if(old_menu_know[menu_depth] != submenu) { if(old_menu_know[menu_depth] != '') old_menu_know[menu_depth].style.display = 'none'; submenu.style.display = 'block'; old_menu_know[menu_depth] = submenu; } else { submenu.style.display = 'none'; old_menu_know[menu_depth] = ''; } i = 1; } </XSCRIPT> <TABLE class=cw cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <IMG src="https://img1.daumcdn.net/relay/cafe/original/?fname=http%3A%2F%2Fimage.creditbank.co.kr%2Fstatic%2Fnewcredit%2Fimg%2Fcredit%2Ftit_credit_indi_change.gif"> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD width="66%"> <H1 class=h1>월간 신용변동 건수</H1></TD> <TD width="34%"> <H2 class=h2_is1></H2></TD></TR></TBODY></TABLE> <TABLE class=sp5> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <TABLE class=tbl style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=1 frame=void> <COLGROUP> <COL width="20%"> <COL width="30%"> <COL width="10%"> <COL width="20%"> <COL width="20%"></COLGROUP> <THEAD> <TR> <TH colSpan=2>구분</TH> <TH>건수</TH> <TH>합계</TH> <TH>총 건수</TH></TR></THEAD> <TBODY> <TR> <TD class=cell rowSpan=4>신용거래정보</TD> <TD class=c>신용카드발급</TD> <TD class=c>0</TD> <TD class=c rowSpan=4>2</TD> <TD class=c rowSpan=9>9</TD></TR> <TR class=cell2> <TD class=c>신용조회기록</TD> <TD class=c>0</TD></TR> <TR> <TD class=c>대출정보</TD> <TD class=c>2</TD></TR> <TR class=cell2> <TD class=c>채무보증</TD> <TD class=c>0</TD></TR> <TR> <TD class=cell rowSpan=6>신용연체정보</TD> <TD class=c>채무불이행(은행연합회)</TD> <TD class=c>5</TD> <TD class=c rowSpan=5>7</TD></TR> <TR class=cell2> <TD class=c>채무불이행(신용정보사)</TD> <TD class=c>1</TD></TR> <TR> <TD class=c>금융질서문란</TD> <TD class=c>0</TD></TR> <TR class=cell2> <TD class=c>세금연체(공공기록)</TD> <TD class=c>0</TD></TR> <TR> <TD class=c>개인회생/파산(특수기록)</TD> <TD class=c>1</TD></TR></TBODY></TABLE> <TABLE class=sp30> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD> <H1 class=h1>월간 신용변동 상세내역</H1></TD> <TD align=right></TD></TR></TBODY></TABLE> <TABLE class=sp5> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <TABLE class=tbl style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=1 frame=void> <COLGROUP> <COL width="10%"> <COL width="15%"> <COL width="10%"> <COL width="10%"> <COL width="10%"> <COL width="15%"> <COL width="15%"> <COL width="15%"></COLGROUP> <THEAD> <TR> <TH rowSpan=2>순번</TH> <TH>정보구분</TH> <TH>상세구분</TH> <TH>대출구분</TH> <TH>변동구분</TH> <TH>작업일</TH> <TH>정보발생일</TH> <TH rowSpan=2>내용확인<BR>여부</TH></TR> <TR> <TH>업체명</TH> <TH colSpan=4>사유설명</TH> <TH>금액(천원)</TH></TR></THEAD> <TBODY> <TR class=c> <TD rowSpan=2>1</TD> <TD><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_107137400801210205922688&menuid=credit_indi_delay"><U><FONT color=#0000ff>신용정보사 채무불이행정보</FONT></U></A> </TD> <TD> </TD> <TD> </TD> <TD>해제</TD> <TD>2008/12/23</TD> <TD>2003/05/16</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>롯데카드(쇼핑)-본사 </TD> <TD colSpan=4>채무불이행정보(신정) </TD> <TD>1,028(천원)</TD></TR> <TR class=c> <TD rowSpan=2>2</TD> <TD><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_108865980201210135359154&menuid=credit_indi_transaction"><U><FONT color=#0000ff>대출</FONT></U></A> </TD> <TD> </TD> <TD> </TD> <TD>삭제</TD> <TD>2008/12/13</TD> <TD>2003/07/31</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>국내은행 </TD> <TD colSpan=4>-</TD> <TD>250(천원)</TD></TR> <TR class=c> <TD rowSpan=2>3</TD> <TD><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_108865980201210135359154&menuid=credit_indi_transaction"><U><FONT color=#0000ff>대출</FONT></U></A> </TD> <TD> </TD> <TD> </TD> <TD>삭제</TD> <TD>2008/12/13</TD> <TD>2002/10/09</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>상호저축은행 </TD> <TD colSpan=4>-</TD> <TD>2,000(천원)</TD></TR> <TR class=c> <TD rowSpan=2>4</TD> <TD></TD> <TD> </TD> <TD> </TD> <TD>해제</TD> <TD>2008/12/04</TD> <TD>2003/04/10</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>국민은행-창원 </TD> <TD colSpan=4>연체정보 </TD> <TD>250(천원)</TD></TR> <TR class=c> <TD rowSpan=2>5</TD> <TD></TD> <TD> </TD> <TD> </TD> <TD>해제</TD> <TD>2008/12/04</TD> <TD>2003/10/30</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>ＬＧ투자증권-본점 </TD> <TD colSpan=4>연체정보 </TD> <TD>1,653(천원)</TD></TR> <TR class=c> <TD rowSpan=2>6</TD> <TD></TD> <TD> </TD> <TD> </TD> <TD>해제</TD> <TD>2008/12/04</TD> <TD>2003/06/21</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>진흥상호저축은행-본점 </TD> <TD colSpan=4>연체정보 </TD> <TD>1,879(천원)</TD></TR> <TR class=c> <TD rowSpan=2>7</TD> <TD></TD> <TD> </TD> <TD> </TD> <TD>해제</TD> <TD>2008/12/04</TD> <TD>2003/05/06</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>진흥상호저축은행-본점 </TD> <TD colSpan=4>연체정보 </TD> <TD>2,292(천원)</TD></TR> <TR class=c> <TD rowSpan=2>8</TD> <TD></TD> <TD> </TD> <TD> </TD> <TD>해제</TD> <TD>2008/12/04</TD> <TD>2003/06/21</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>진흥상호저축은행-본점 </TD> <TD colSpan=4>연체정보 </TD> <TD>2,666(천원)</TD></TR> <TR class=c> <TD rowSpan=2>9</TD> <TD><A href="http://www.creditbank.co.kr/FC.fc?CMD=CMD_SEQ_108994484871210206784696&menuid=credit_indi_delay"><U><FONT color=#810081>특수기록</FONT></U></A> </TD> <TD> </TD> <TD> </TD> <TD>등록</TD> <TD>2008/12/04</TD> <TD>2008/11/18</TD> <TD rowSpan=2>확인</TD></TR> <TR class=cell2> <TD>울산지방법원 </TD> <TD colSpan=4>특수기록정보 </TD> <TD>0(천원)</TD></TR></TBODY></TABLE> <TABLE class=sp30> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <P>이렇게나오는데..</P> <P>근데 채권사가 더 많은데 아직 안올라와있는거는 아직 삭제가 안되었다는건가요??? 근데 2번3번빼고는 해제로 되어있는데 삭제로 되어야 되는거 아닌가요???</P> <P>연체정보에는 암것도 없는걸로나오고...</P> <P> </P> <P> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD> <H1 class=h1> </H1> <P class=h1> </P> <P class=h1> </P> <H1 class=h1>상록수제일차유동화전문회사정보</H1></TD> <TD align=right><SPAN class=stxt_02>(단위:천원)</SPAN></TD></TR></TBODY></TABLE> <TABLE class=sp5> <TBODY> <TR> <TD></TD></TR></TBODY></TABLE> <TABLE class=tbl_row style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=1 frame=void> <COLGROUP> <COL width="15%"> <COL width="13%"> <COL width="18%"> <COL width="18%"> <COL width="18%"> <COL width="18%"></COLGROUP> <TBODY> <TR> <TH>조정진행여부</TH> <TD colSpan=5>자체 회복지원 확정 </TD></TR> <TR class=cell2> <TH rowSpan=2>조정내역</TH> <TD class="sub_2t center">신청일자</TD> <TD class="sub_2t center">조정확정일자</TD> <TD class="sub_2t center">조정전 최종채무액</TD> <TD class="sub_2t center">조정후 최종채무액</TD> <TD class="sub_2t center">신복위 확정여부</TD></TR> <TR> <TD class="bd_R2 center">0</TD> <TD class="bd_R2 center">0</TD> <TD class="bd_R2 center">0</TD> <TD class="bd_R2 center">0</TD> <TD class=center>X</TD></TR> <TR class=cell2> <TH rowSpan=3>변제내역</TH> <TD class="sub_2t center">최근납입일자</TD> <TD class="sub_2t center">총변제원금</TD> <TD class="sub_2t center">총변제이자</TD> <TD class="sub_2t center">총변제 가지급금</TD> <TD class="sub_2t center">변제후 잔존채무액</TD></TR> <TR> <TD class="bd_R2 center">2008.10.29</TD> <TD class="bd_R2 center">0</TD> <TD class="bd_R2 center">0</TD> <TD class="bd_R2 center">0</TD> <TD class=center>3,604</TD></TR></TBODY></TABLE></P></TD></TR></TBODY></TABLE> <P>이것두..채무가 남아있단 말인가요???ㅠㅠ</P> <P>아시는분 알려주세요...</P> <P> </P></TD></TR></TBODY></TABLE>

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┗[파산면책]이후 대처법 면책되엇는데요...크래딧뱅크조회결과좀 봐주세요...

파산할래요 추천 0 조회 692 09.01.01 23:01 댓글 2

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비바체♬
09.01.03 12:31

첫댓글 해제된내역은 금액에 따라 해제 되어도 보존기간이 달라서 그런거에요. 1년이내엔 모두 삭제 되는걸로 알고 있습니다. 채권자에 통신요금은 포함 안시키셨나요? 상록수도 아직 채무내역이 남아 있네요 담당자와 통화하시고 해제 요청 하세요.
파산할래요
작성자 09.01.03 20:44

통신요금 포함했던걸로 알고 있는데여..변호사사무실통해서 했는데 알아서 했을꺼 같은데여...상록수도 왜남아있는지..아고...월요일에 전화함 해봐야 겠어요...1일부터 전화통화도 안되고 답답하네여 ;;

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