[교보생명]경험생명표 변경공지

1. 제6회 경험생명표 개정에 따른 관련 위험률 변경      ○ 사망률 인하로 종신보험 보험료 인하(남 3~5%, 여 1~3%), 연금보험 2~6% 연금연액 감소요인 발생    ○ 암사망률 현행대비 30% 수준 증가(트랜드 반영), 암입원률 25% 수준 증가  2. 예정이율 인하 <TABLE style="WIDTH: 458.2pt; BORDER-COLLAPSE: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm" cellSpacing=0 cellPadding=0 width=611 border=0 Table> <TBODY> <TR style="HEIGHT: 21pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 2.65pt; BORDER-LEFT: #ebe9ed; WIDTH: 191.6pt; PADDING-TOP: 2.65pt; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=255 colSpan=2> 구 분</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 2.65pt; BORDER-LEFT: #ebe9ed; WIDTH: 132.55pt; PADDING-TOP: 2.65pt; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=177> 현 행</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 134.05pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=179> 변 경</TD></TR> <TR style="HEIGHT: 21pt; mso-yfti-irow: 1"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 95.4pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=127 rowSpan=2> 확정금리형</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 96.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=128> 무배당</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 132.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=177> 4.25%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 134.05pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=179> 4.0% (0.25%p↓)</TD></TR> <TR style="HEIGHT: 21pt; mso-yfti-irow: 2"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 96.2pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=128> 유배당</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 132.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=177> 3.75%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 134.05pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=179> 3.5% (0.25%p↓)</TD></TR> <TR style="HEIGHT: 21pt; mso-yfti-irow: 3"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 191.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=255 colSpan=2> 금리연동형</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 132.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=177> 4.0%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 134.05pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=179> 3.75%(0.25%p↓)</TD></TR> <TR style="HEIGHT: 21pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 191.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=255 colSpan=2> 실적배당형</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 132.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=177> 4.25%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 134.05pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=179> 4.0% (0.25%p↓)</TD></TR></TBODY></TABLE>   ☞ 사망률 인하에 따른 종신보험 보험료 인하(연금보험 연금액 감소)효과가 있으나,     경험생명표+예정이율 동시 변경으로 상품별 보험료 상승이 예상됨                                          [ 경험생명표, 예정이율 변경에 따른 보험료 예시 ] <TABLE style="WIDTH: 459.55pt; BORDER-COLLAPSE: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm" cellSpacing=0 cellPadding=0 width=613 border=0 Table> <TBODY> <TR style="HEIGHT: 27.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 2.65pt; BORDER-LEFT: #ebe9ed; WIDTH: 32.7pt; PADDING-TOP: 2.65pt; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=44> 구분</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> 상품명</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 가입 금액</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 보기</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 납기</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 현행</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 사망률</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 2.65pt; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 2.65pt; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> 증감률</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1.5pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0.4pt; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black 1.5pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=66> 사망률 +예정이율</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: black 1.5pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0.4pt; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 27.75pt; mso-border-top-alt: solid black 1.5pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=47> 증감률</TD></TR> <TR style="HEIGHT: 22.5pt; mso-yfti-irow: 1"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 32.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=44 rowSpan=2> 종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> VUL종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 1억</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 20년납</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 170,100</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 165,600</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> -2.6%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=66> 175,400</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=47> 3.1%</TD></TR> <TR style="HEIGHT: 22.5pt; mso-yfti-irow: 2"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> 큰사랑종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 1억</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 20년납</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 180,000</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 175,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> -2.8%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=66> 186,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=47> 3.3%</TD></TR> <TR style="HEIGHT: 22.5pt; mso-yfti-irow: 3"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 32.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=44 rowSpan=2> CI</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> 가족사랑통합</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 1억</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 20년납</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 244,000</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 244,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> 0.0%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=66> 255,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=47> 4.5%</TD></TR> <TR style="HEIGHT: 22.5pt; mso-yfti-irow: 4"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> 큰사랑플러스CI</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 1억</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 종신</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 20년납</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 261,000</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 266,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> 1.9%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=66> 276,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=47> 5.7%</TD></TR> <TR style="HEIGHT: 22.5pt; mso-yfti-irow: 5"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 32.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=44> 정기</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> 정기보험</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 1억</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 80세만기</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 20년납</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 129,000</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 124,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> -3.9%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=66> 131,000</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=47> 1.6%</TD></TR> <TR style="HEIGHT: 22.5pt; mso-yfti-irow: 6; mso-yfti-lastrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 32.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=44> 건강</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 80.65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=108> 웰빙건강</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 38.9pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 1,500만</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 48.95pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=65> 80세만기</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 39.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=52> 20년납</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 50.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=67> 32,250</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 45.75pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=61> 31,200</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 37.55pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black 1.5pt" width=50> -3.3%</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 49.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black 1.5pt; mso-border-right-alt: solid black .75pt" width=66> 33,300</TD> <TD style="BORDER-RIGHT: black 1.5pt solid; PADDING-RIGHT: 2.25pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 35.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" width=47> 3.3%</TD></TR></TBODY></TABLE>      ※ 남자 35세 기준  3. 실손의료비특약(갱신형) 표준화 <TABLE style="WIDTH: 465.75pt; BORDER-COLLAPSE: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm" cellSpacing=0 cellPadding=0 width=621 border=0 Table> <TBODY> <TR style="HEIGHT: 21pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 2.65pt; BORDER-LEFT: #ebe9ed; WIDTH: 57.7pt; PADDING-TOP: 2.65pt; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=77> 구 분</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 163.35pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=218> 현 행</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 244.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=326> 변 경</TD></TR> <TR style="HEIGHT: 62.25pt; mso-yfti-irow: 1"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 57.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 62.25pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=77> 상품유형</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 163.35pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 62.25pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=218> 2종 종합형 (입원의료비+통원의료비) 질병형 (입원의료비+통원의료비)</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 244.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 62.25pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=326> 6종 종합형 입원의료비 / 통원의료비 질병형 입원의료비 / 통원의료비 상해형 입원의료비 / 통원의료비</TD></TR> <TR style="HEIGHT: 42pt; mso-yfti-irow: 2; mso-yfti-lastrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 57.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 42pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=77> 직종별 위험지수 적용</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 163.35pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 42pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=218> 미적용</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 244.7pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 42pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=326> - 직종(비위험, 중위험, 고위험)별 보험료 차등화 - 종합형(상해부분) 및 상해형에 적용</TD></TR></TBODY></TABLE>      → 타사에 실손을 기가입했어도 실손보장이 겹치지 않은 경우 가입가능          (예 : 손보사에 상해형(입원)을 가입한 경우 우리회사에 질병형(통원) 가입가능)   4. 암진단급부 갱신형 도입       ○ 암진단특약을 갱신부로 도입하여 예정이율 인하 및 암발생률 증가에 따른         가입 초기 보험료 부담을 최소화 할 수 있음(단, 어린이보험 암진단급부는 현행 유지)   5. 특정상병통원급부 지급기준 변경 및 실손특약 부가 제한      ○ 통원관련 역선택방지를 위한 지급 기준 변경 :  현행 1회당 → 1일당        (재해치료비특약, 골절ㆍ통원치료특약)    ○ 실손의료비 표준화의 치매보장 확대에 따른 역선택 유입 차단         - 실버케어보험 실손의료비특약 부가 중지         - 참사랑효보험 실손의료비특약 가입연령 제한(60세)   6. 특정질병입원특약 판매 중지      ○ 대상상품 : (VIP)변액유니버셜종신보험Ⅲ, 큰사랑종신보험, 큰사랑CI보험, 가족사랑통합보험 등 <TABLE style="WIDTH: 465.8pt; BORDER-COLLAPSE: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm" cellSpacing=0 cellPadding=0 width=621 border=0 Table> <TBODY> <TR style="HEIGHT: 21pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 2.65pt; BORDER-LEFT: #ebe9ed; WIDTH: 109.45pt; PADDING-TOP: 2.65pt; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=146> 급부명칭</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 220.1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=293> 지급사유</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: black 1pt solid; PADDING-LEFT: 0cm; BACKGROUND: #ffffcc; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 136.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; mso-border-top-alt: solid black .75pt; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=182> 지급금액</TD></TR> <TR style="HEIGHT: 21pt; mso-yfti-irow: 1; mso-yfti-lastrow: yes"> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 109.45pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=146> 8대특정질병입원비</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 220.1pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=293> 8대특정질병으로 4일 이상 입원시</TD> <TD style="BORDER-RIGHT: black 1pt solid; PADDING-RIGHT: 2.65pt; BORDER-TOP: #ebe9ed; PADDING-LEFT: 0cm; PADDING-BOTTOM: 0cm; BORDER-LEFT: #ebe9ed; WIDTH: 136.25pt; PADDING-TOP: 0cm; BORDER-BOTTOM: black 1pt solid; HEIGHT: 21pt; BACKGROUND-COLOR: transparent; mso-border-bottom-alt: solid black .75pt; mso-border-right-alt: solid black .75pt" width=182> 3일초과 1일당 1만원</TD></TR></TBODY></TABLE>       ※ 8대 특정질병 : 주요 류마티스 및 심질환, 뇌혈관질환, 간질환, 특정만성호흡기질환,                                 위궤양 및 십이지장궤양, 갑상샘장애, 결핵 및 폐렴, 신부전증   7. 변경일정      ○ 12월 1일(총 11종)          - (무)교보마음든든보장보험, (무)교보큰사랑종신보험, (무)교보어린이CI보험,            (무)교보웰빙건강보험Ⅱ, 무)참사랑효보험, (무)교보에센스보장보험,            (무)교보베스트플랜변액유니버셜종신보험, (무)교보변액유니버셜종신보험Ⅲ,            (무)교보VIP변액유니버셜종신보험, (무)교보정기보험, (무)교보종신보험(기부보험)      ○ 12월 31일(총 18종)          - (무)교보에듀케어보험, 연금저축교보연금보험, (무)교보3UP인덱스변액연금보험,            (무)교보바로받는연금보험, (무)교보아이미래변액보험(연금플랜), (무)교보웰스연금보험,            (무)교보프라임플러스변액연금보험Ⅱ, 남다른 노후를 위한 (무)교보(VIP)연금보험,            (무)교보변액적립보험, (무)교보아이미래변액적립보험, (무)교보장기주택마련저축보험Ⅱ,            (무)교보플러스원저축보험, (무)교보가족사랑통합보험, (무)교보베스트플랜유니버셜CI보험,            (무)교보실버케어보험, (무)교보어린이CI종신보험, (무)교보큰사랑플러스CI보험