<div><p><img width="700" class="txc-image" id="tx_entry_55822_" style="clear: none; float: none;" src="https://t1.daumcdn.net/cfile/cafe/26074C4A5575308E25" border="0" vspace="1" hspace="1" actualwidth="700" exif="{}" data-filename="akdlzmfhvkdlsostm 복사.jpg" id="A_26074C4A5575308E2520A9"/></p><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; height: 1px; display: block;"><p><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/216D794D57CF0A4207" class="txc-image" width="924" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="924" exif="{}" data-filename="2015 net profit.jpg" id="A_216D794D57CF0A42074201"/></p><p><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/226C254D57CF0A4C08" class="txc-image" width="880" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="880" exif="{}" data-filename="number_of_staff.jpg" id="A_226C254D57CF0A4C087055"/></p><p><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/276DC54D57CF0A5D07" class="txc-image" width="962" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="962" exif="{}" data-filename="paid-up capital.jpg" id="A_276DC54D57CF0A5D07F13E"/></p><p><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/2462DA3C57DB784702" class="txc-image" width="824" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="824" exif="{}" data-filename="aa.gif" id="A_2462DA3C57DB78470203F9"/></p><p><img width="700" class="txc-image" id="tx_entry_51263_" style="clear: none; float: none;" src="https://t1.daumcdn.net/cfile/cafe/21649A4B57D227D02C" border="0" vspace="1" hspace="1" actualwidth="700" exif="{}" data-filename="mfisdatas.jpg" id="A_21649A4B57D227D02C7054"/></p><p><p><br></p><p><br></p><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; border-image: none; height: 1px; display: block;"><p style="text-align: center;"><strong><span style="color: rgb(0, 85, 255); font-size: 18pt; background-color: rgb(255, 228, 0);">2014년 주요 통계</span></strong><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; border-image: none; height: 1px; display: block;"><p><br></p><p><br></p><p><strong><span style="color: rgb(255, 0, 0); font-size: 14pt;">- 아래 표에서 업체명 위에 붉은 색 바로 표시된 것은 한국계 MFI</span></strong></p><p><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/273A6F3457C2420B17" class="txc-image" width="696" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="696" exif="{}" data-filename="net profit.jpg" id="A_273A6F3457C2420B1755FF"/></p><p><br></p><p><br></p><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; border-image: none; height: 1px; display: block;"><p style="text-align: center;"><span style="color: rgb(0, 85, 255); font-size: 14pt; background-color: rgb(250, 244, 192);"><strong><span style="color: rgb(0, 85, 255); background-color: rgb(255, 228, 0);">내외국인 자본금 비율</span></strong></span><span style="color: rgb(0, 85, 255); font-size: 14pt; background-color: rgb(250, 244, 192);"><strong><br></strong></span></p><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; border-image: none; height: 1px; display: block;"><p style="text-align: center;"><span style="color: rgb(0, 85, 255); font-size: 14pt; background-color: rgb(250, 244, 192);"><strong></strong></span><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/257A3E4357C14EAA34" class="txc-image" width="884" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="884" exif="{}" data-filename="Report on Share of Paid-up Capital.jpg" id="A_257A3E4357C14EAA34AC73"/></p><p><br></p></div><p><br></p><p style="text-align: center;"><img src="https://t1.daumcdn.net/cfile/cafe/260DEE4757C1A6AA15" class="txc-image" width="712" style="clear: none; float: none;" border="0" vspace="1" hspace="1" actualwidth="712" exif="{}" data-filename="staff.jpg" id="A_260DEE4757C1A6AA152803"/></p><p><br></p><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; border-image: none; height: 1px; display: block;"><p style="text-align: center;"><span style="color: rgb(255, 0, 0); font-size: 14pt; background-color: rgb(250, 244, 192);"><strong>적자 MFI 리스트</strong></span><span style="color: rgb(255, 0, 0); font-size: 14pt; background-color: rgb(250, 244, 192);"><br></span></p><hr style="border-width: 1px 0px 0px; border-style: solid none none; border-color: black; border-image: none; height: 1px; display: block;"><p><br></p><p><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>1. Active People Microfinance Ltd</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">AP</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2Fap_ap.png"></center><div class="article"><p style="text-align: justify;">Active People’s Microfinance Institution Ltd. (“the Company”) is incorporated in the Kingdom of Cambodia as a limited liability company. The company is registered with the Ministry of Commerce under registration number Co.0665E/2011, dated 21 March 2011. The National Bank of Cambodia (“the Central Bank”) granted the Company a permanent license to conduct business as a micro-finance institution commencing from 18 August 2011</p><p style="text-align: justify;">Mission:</p><p style="text-align: justify;">To provide a great opportunity to people especially students to achieve their studies and dreams; and young people who look for a great deal for business growth and a proper job through accessing available capital and resources to promote micro-economic development. Basic activity is to financing the students.</p><p style="text-align: justify;">Vision:</p><p style="text-align: justify;">We will offer products and services of Microfinance aspects in other areas where we can make a difference and to achieve competitive business results to increase wealth for happiness in the lives of public generations and shareholders.</p></div><p><br></p></span><p><br><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>2. Angkor ACE Star Credits Limited</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">AngkorACE</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2F6_AAS_LOGO_-_Copy.png"></center><div class="article"><p style="text-align: justify;"><strong>Angkor ACE Star Credits Limited (AASC)</strong>, fund by <strong>Angkor ACE Star Holding</strong>, is a financial institution licensed by National Bank of Cambodia on 19th Octobers 2010 to offer financial service to Cambodian People who are willing to be the real entrepreneur. The overall purpose of the institution is to strengthen and expand healthy micro finance services to Cambodian People and to participate in development of micro and small enterprises be more active to boost Cambodian economy growth. The institution observes highest principle to implement the law and circular issued by Royal Government and National Bank of Cambodia.</p></div></span><p><br><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>3. Farmer Finance Ltd., (FarmerFinance)</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">FarmerFinance</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2Ffarmerfinance_farmer.png"></center><div class="article"><p style="text-align: justify;"><strong>Farmer Finance Ltd., (FarmerFinance)</strong> was founded in September, 2007 by a group of investors with the objective of providing financial services to low income clients through small loans to individuals, groups and small to medium-sized enterprises (SMEs) and also especially to the agricultural sectors.</p><p style="text-align: justify;">Farmer Finance Ltd aims to contribute to the economic and social progress of rural Cambodia by making credit available to those who lack access to loans from traditional commercial banks. By making credit available to the rural poor, FF's clients, using their natural skills and harnessing their entrepreneurial spirit, are given the opportunity to engage in new and improving existing businesses.</p><p style="text-align: justify;">FF's vision is to improve the livelihood to the people of Cambodia through its mission of providing affordable credit to the smaller business people especially in the rural areas.</p></div></span><p><br><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>4. Khemarak Microfinance Institution Limited</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">KHEMARAK</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2Fkhemarak_khemarak.jpg"></center><div class="article"><p style="text-align: justify;"><strong>Khemarak Microfinance Institution Limited (Khemarak Limited) </strong>was licensed as the microfinance institution by National Bank of Cambodia (NBC) since 27 October 2010. Khemarak Limited's main business is to deliver credits, saving and other financial services and products to various types of individuals especially micro, small, regular and medium entrepreneurs.</p></div></span><p><br><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>5. Niron Microfinance PLC</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">Niron</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2F107_NIRONlogo.png"></center><div class="article"><p>NIRON Agency Development Economics Community (NIRON ADEC) was first established and operated in 08-08-2008 with a Paid-up Capital of 5,000 USD and 3 Staffs, specializing in delivery of loan services to Cambodian’s economically poor. In early 2009, NIRON ADEC was registered as a Cambodian Non-Governmental Organization (NGO) under the Association and NGO Law in 2009 from Ministry of Interior and by 2013, NIRON ADEC has transformed to NIRON MIKROHERANHVATHO PLC., which is a public limited company with a Paid-up Capital of 1,500,000 USD, licensed by National Bank of Cambodia. Due to its rapid and sustainable growth, NIRON MIKROHERANHVATHO PLC. has been merged with one local NGO and changed its name to NIRON Microfinance Plc. By the end of December 2015, NIRON has a total of 53 branches, located in 24 provinces-capital city, and 1,097 staff</p><p>Website: <a href="http://www.niron.com.kh/"><u><font color="#0066cc">www.niron.com.kh</font></u></a></p></div></span><p><br><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>6. Seilanithin Limited</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">SEILANITHIH</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2F45_seilanithih.jpg"></center><div class="article"><p style="text-align: justify;"><strong>SEILANITHIH Limited (SEILANITHIH)</strong> is a Cambodian licensed MFI was created by the 1996 merger of three CARE Projects in the provinces of Phnom Penh , Pursat and Banteay Meanchey. Seilanithih registered with the Ministry of Commerce on September 18, 2003 and obtained an MFI license to provide financial services in Cambodia on December 23, 2003. Seilanithih's mission is to strengthen and extend the best financial services to poor people in order to expand their existing business or to start their new business legally through providing credit and savings services.<br>Website: <a href="http://www.seilanithih.com.kh/"><u><font color="#0066cc">www.seilanithih.com.kh </font></u></a></p></div><p><br></p></span><p><br><span style="color: rgb(204, 61, 61); background-color: rgb(250, 244, 192);"><strong>7. Taca Microfinance PLC.</strong></span></p><span style="color: rgb(204, 61, 61);"><h3 class="heading1" style="text-align: center;">TACA</h3><center><img src="https://img1.daumcdn.net/relay/cafe/original/?fname=https%3A%2F%2Fwww.cma-network.org%2Ffiles%2Fmember%2Ftaca_Taca_Logo_s1.jpg"></center><div class="article"><p>TACA MICROFINANCE PLC. (TACA) was incorporated in the Kingdom of Cambodia and registered with the Ministry of Commerce on 01 July 2014 under the registration No. Co. 2055 KH/2014 as a Public Limited Liability Company. TACA obtained a licence from the National Bank of Cambodia (NBC) to conduct business as a microfinance institution in Cambodia on 13 November 2014.</p><p>Website: <a href="http://www.tacamfi.com.kh/"><u><font color="#0066cc">www.tacamfi.com.kh</font></u></a></p></div></span><p><br></p><p><br></p>
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첫댓글 이자가 월 2~3%인 것에 비하면 생각보단 순이익이 적네요...
직원수는 경비, 청소부, 기사까지다 포함한 것입니다
금년에 면허 받은 BS계열까지 한국계 MFI는 4곳
돈 장사하다 망하는 곳도 있네요.... -103.8%라는 건 자본금 완전 잠식??
돈장사가 잘 되는데 '적자'라는건 이해 불가...ㅡㅡ
로고는 다 근사하게 만들었는데 적자라....
프라임.. 김모씨가 한다길래 한국계 자본인 줄 알고 있었는데 90% 이상이 캄보디안 자본...ㅡㅡ
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