<![CDATA[
<P>급질문 드립니다.</P>
<P> </P>
<P>1. 압류 및 추심명령으로 급여 압류되어 적립된 상태입니다.</P>
<P> </P>
<P>채권자에게 지급되지 않고 있는데 이 경우 압류 채권자의 채권을 확정채권으로 </P>
<P> </P>
<P>하려고 합니다. 맞는 처리인지요? </P>
<P> </P>
<P>2. 추가생계비 관련 지출 내역을 쓸때</P>
<P>작성 요령에는 <!--StartFragment--></P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕">○ 채무자가 신고하는 지출예상 생계비가 보건복지부 공표 최저생계비의 150%를 초과하는 경우에는 해당란에 V표를 하고 뒷면 표에 각 항목별로 나누어 <FONT style="BACKGROUND-COLOR: #ffe400" color=#ff0000><SPAN style="FONT-SIZE: 14pt"><STRONG>추가로 지출되는 금액과 </STRONG></SPAN></FONT>그 사유를 구체적으로 기재합니다. </SPAN></P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕"></SPAN> </P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕">라고 되어 있는데 150% 인정되는 생계비가 150만원인데 실 생계비가 170만원이라면 </SPAN></P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕">추가로 지출되는 생계비 20만원의 근거만 적고 추가비율도 20%라고 기재하면 되는건지요?</SPAN></P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕">아래 예문중 어느것이 맞는건지요?</SPAN></P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕"></SPAN> </P>
<P style="LINE-HEIGHT: 170%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt" class="개요 3"><SPAN style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-ascii-font-family: 한양중고딕; mso-hansi-font-family: 한양중고딕"></SPAN> </P><!--StartFragment-->
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글>
<TABLE style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; BORDER-COLLAPSE: collapse; MARGIN-LEFT: 6.6pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid">
<TBODY>
<TR>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 25.29pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 130%; LAYOUT-GRID-MODE: char" class=표안제목><SPAN style="FONT-FAMILY: 휴먼명조; FONT-WEIGHT: bold; mso-ascii-font-family: HCI Poppy; mso-hansi-font-family: HCI Poppy">비 목</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 25.29pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 120%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 10pt; FONT-WEIGHT: bold" >지출예상</SPAN></P>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 120%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 10pt; FONT-WEIGHT: bold" >생계비</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 25.29pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 130%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-WEIGHT: bold">추가지출 사유</SPAN></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: medium none; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 16.64pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>생계비</P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 10pt; FONT-WEIGHT: bold" ></SPAN><SPAN style="FONT-FAMILY: 휴먼고딕; FONT-SIZE: 9pt; mso-ascii-font-family: HCI Hollyhock; mso-hansi-font-family: HCI Hollyhock">☞</SPAN>생계비에는 식료품비, 광열수도비, 가구집기비, 피복신발비, 교양오락비, 교통통신비, 기타 비용의 합산액을 기재합니다.</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 16.64pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>20만원</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 16.64pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글> 000의 교통 통신비 20만원</P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>주거비</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>0</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>의료비</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>0</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>교육비</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>0</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: center" class=바탕글>계</P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>20만원</P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P class=바탕글>추가비율 :20 %</P></TD></TR></TBODY></TABLE></P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글> </P><!--StartFragment-->
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글>
<TABLE style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; BORDER-COLLAPSE: collapse; MARGIN-LEFT: 6.6pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid">
<TBODY>
<TR>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 25.29pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="LINE-HEIGHT: 130%; LAYOUT-GRID-MODE: char" class=표안제목><SPAN style="FONT-FAMILY: 휴먼명조; FONT-WEIGHT: bold; mso-ascii-font-family: HCI Poppy; mso-hansi-font-family: HCI Poppy">비 목</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 25.29pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 120%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 10pt; FONT-WEIGHT: bold" >지출예상</SPAN></P>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 120%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 10pt; FONT-WEIGHT: bold" >생계비</SPAN></P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 25.29pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="TEXT-ALIGN: center; LINE-HEIGHT: 130%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-WEIGHT: bold">추가지출 사유</SPAN></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: medium none; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 16.64pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>생계비</P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글><SPAN style="FONT-SIZE: 10pt; FONT-WEIGHT: bold" ></SPAN><SPAN style="FONT-FAMILY: 휴먼고딕; FONT-SIZE: 9pt; mso-ascii-font-family: HCI Hollyhock; mso-hansi-font-family: HCI Hollyhock">☞</SPAN>생계비에는 식료품비, 광열수도비, 가구집기비, 피복신발비, 교양오락비, 교통통신비, 기타 비용의 합산액을 기재합니다.</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 16.64pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>170만원</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 16.64pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글>000의 교통 통신비 20만원</P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>주거비</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>0</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>의료비</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>0</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P class=바탕글>교육비</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>0</P></TD>
<TD style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P style="MARGIN-LEFT: 4pt" class=바탕글></P></TD></TR>
<TR>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 1.7pt solid; WIDTH: 119.52pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: center" class=바탕글>계</P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 86.16pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid" vAlign=center>
<P style="TEXT-ALIGN: right; MARGIN-RIGHT: 8pt" class=바탕글>170만원</P></TD>
<TD style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; WIDTH: 258.92pt; HEIGHT: 29.45pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 1.7pt solid" vAlign=center>
<P class=바탕글>추가비율 :20 %</P></TD></TR></TBODY></TABLE></P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글> </P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글>3. 부채증명서 대신 첨부할 자료송부서는 꼭 내용증명형식으로 보내야 하는지요?</P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글> 공증을 했기 때문에 웰컴론, 산와대부는 부채증명서 끊는 순간 압류 들어 올 거 같아서 고민중입니다. </P>
<P style="LINE-HEIGHT: 160%; LAYOUT-GRID-MODE: char" class=바탕글>한가지 더 해야 되겠군요 웰컴론이나 산와머니의 채권자 주소를 본사로 해도 문제가 없는지요?</P>
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급질문 이요, 압류,추가 생계비 자료송부관련
해문
추천 0
조회 192
13.12.04 22:36
댓글 3
다음검색
첫댓글 1.일단 중지시킨후 채권자 부채증명서상 그대로 기재하시면됩니다.
2.진술을 좀더 정확하고 확실하게 하시고 정말 교통비가 최저생계비에서 더 보장받아야하는
근거자료포함하여 제출하셔야할거같습니다.
3.부채증명서발급못할상황일때에는 자료송부청구서로 대체하게되어있어 신청서접수직전에
보내시면됩니다.
급여압류하는 시간보다 금지명령을 더빨리 내려줄법원같으면 그냥 부채증명서 띠고 접수하거나
금지명령이 더딘법원같은경우는 부채증명서 없이 채권자목록에만 기재하고 급여압류에대한 염려로 인한 진술서한장
포함하시면 될거같습니다.
4.원래 본점주소 기재하셔야합니다
감사합니다.. 손이 많이 가는 작업입니다.ㅠㅠ
유하님이 저를 이렇게 보셨을라나...닭둘기님 답글을 하나씩 찬찬히 읽어보니 실력이 점점 늘어가는게 보이셔서 굉장히 좋아보이십니다 ^^
앞으로도 좋은 답변 남기길 부탁드립니다~^^