연금액의 미래 가치 | ||||||||||
연금액의 미래 가치 (f/a)i,n = [(1+i)^n -1]/i | ||||||||||
기간수 | 이자율(i) | |||||||||
(n) | 0.01 | 0.05 | 0.08 | 0.1 | 0.12 | 0.14 | 0.16 | 0.2 | 0.24 | 0.3 |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
2 | 2.01 | 2.05 | 2.08 | 2.1 | 2.12 | 2.14 | 2.16 | 2.2 | 2.24 | 2.3 |
3 | 3.0301 | 3.1525 | 3.2464 | 3.31 | 3.3744 | 3.4396 | 3.5056 | 3.64 | 3.7776 | 3.99 |
4 | 4.0604 | 4.3101 | 4.5061 | 4.641 | 4.7793 | 4.9211 | 5.0665 | 5.368 | 5.6842 | 6.187 |
5 | 5.101 | 5.5256 | 5.8666 | 6.1051 | 6.3528 | 6.6101 | 6.8771 | 7.4416 | 8.0484 | 9.0431 |
6 | 6.152 | 6.8019 | 7.3359 | 7.7156 | 8.1152 | 8.5355 | 8.9775 | 9.9299 | 10.9801 | 12.756 |
7 | 7.2135 | 8.142 | 8.9228 | 9.4872 | 10.089 | 10.7305 | 11.4139 | 12.9159 | 14.6153 | 17.5828 |
8 | 8.2857 | 9.5491 | 10.6366 | 11.4359 | 12.2997 | 13.2328 | 14.2401 | 16.4991 | 19.1229 | 23.8577 |
9 | 9.3685 | 11.0266 | 12.4876 | 13.5795 | 14.7757 | 16.0853 | 17.5185 | 20.7989 | 24.7125 | 32.015 |
10 | 10.4622 | 12.5779 | 14.4866 | 15.9374 | 17.5487 | 19.3373 | 21.3215 | 25.9587 | 31.6434 | 42.6195 |
11 | 11.5668 | 14.2068 | 16.6455 | 18.5312 | 20.6546 | 23.0445 | 25.7329 | 32.1504 | 40.2379 | 56.4053 |
12 | 12.6825 | 15.9171 | 18.9771 | 21.3843 | 24.1331 | 27.2707 | 30.8502 | 39.5805 | 50.895 | 74.327 |
13 | 13.8093 | 17.713 | 21.4953 | 24.5227 | 28.0291 | 32.0887 | 36.7862 | 48.4966 | 64.1097 | 97.625 |
14 | 14.9474 | 19.5986 | 24.2149 | 27.975 | 32.3926 | 37.5811 | 43.672 | 59.1959 | 80.4961 | 127.9125 |
15 | 16.0969 | 21.5786 | 27.1521 | 31.7725 | 37.2797 | 43.8424 | 51.6595 | 72.0351 | 100.8151 | 167.2863 |
16 | 17.2579 | 23.6575 | 30.3243 | 35.9497 | 42.7533 | 50.9804 | 60.925 | 87.4421 | 126.0108 | 218.4722 |
17 | 18.4304 | 25.8404 | 33.7502 | 40.5447 | 48.8837 | 59.1176 | 71.673 | 105.9306 | 157.2534 | 285.0139 |
18 | 19.6147 | 28.1324 | 37.4502 | 45.5992 | 55.7497 | 68.3941 | 84.1407 | 128.1167 | 195.9942 | 371.518 |
19 | 20.8109 | 30.539 | 41.4463 | 51.1591 | 63.4397 | 78.9692 | 98.6032 | 154.74 | 244.0328 | 483.9734 |
20 | 22.019 | 33.066 | 45.762 | 57.275 | 72.0524 | 91.0249 | 115.3797 | 186.688 | 303.6006 | 630.1655 |
연금액의 현재가치 | ||||||||||
연금액의 현재 가치 (p/a)i,n = [(1+i)^n -1]/[i*(1+i)^n] | ||||||||||
기간수 | 이자율(i) | |||||||||
(n) | 0.01 | 0.05 | 0.08 | 0.1 | 0.12 | 0.14 | 0.16 | 0.2 | 0.24 | 0.3 |
1 | 0.9901 | 0.9524 | 0.9259 | 0.9091 | 0.8929 | 0.8772 | 0.8621 | 0.8333 | 0.8065 | 0.7692 |
2 | 1.9704 | 1.8594 | 1.7833 | 1.7355 | 1.6901 | 1.6467 | 1.6052 | 1.5278 | 1.4568 | 1.3609 |
3 | 2.941 | 2.7232 | 2.5771 | 2.4869 | 2.4018 | 2.3216 | 2.2459 | 2.1065 | 1.9813 | 1.8161 |
4 | 3.902 | 3.546 | 3.3121 | 3.1699 | 3.0373 | 2.9137 | 2.7982 | 2.5887 | 2.4043 | 2.1662 |
5 | 4.8534 | 4.3295 | 3.9927 | 3.7908 | 3.6048 | 3.4331 | 3.2743 | 2.9906 | 2.7454 | 2.4356 |
6 | 5.7955 | 5.0757 | 4.6229 | 4.3553 | 4.1114 | 3.8887 | 3.6847 | 3.3255 | 3.0205 | 2.6427 |
7 | 6.7282 | 5.7864 | 5.2064 | 4.8684 | 4.5638 | 4.2883 | 4.0386 | 3.6046 | 3.2423 | 2.8021 |
8 | 7.6517 | 6.4632 | 5.7466 | 5.3349 | 4.9676 | 4.6389 | 4.3436 | 3.8372 | 3.4212 | 2.9247 |
9 | 8.566 | 7.1078 | 6.2469 | 5.759 | 5.3282 | 4.9464 | 4.6065 | 4.031 | 3.5655 | 3.019 |
10 | 9.4713 | 7.7217 | 6.7101 | 6.1446 | 5.6502 | 5.2161 | 4.8332 | 4.1925 | 3.6819 | 3.0915 |
11 | 10.3676 | 8.3064 | 7.139 | 6.4951 | 5.9377 | 5.4527 | 5.0286 | 4.3271 | 3.7757 | 3.1473 |
12 | 11.2551 | 8.8633 | 7.5361 | 6.8137 | 6.1944 | 5.6603 | 5.1971 | 4.4392 | 3.8514 | 3.1903 |
13 | 12.1337 | 9.3936 | 7.9038 | 7.1034 | 6.4235 | 5.8424 | 5.3423 | 4.5327 | 3.9124 | 3.2233 |
14 | 13.0037 | 9.8986 | 8.2442 | 7.3667 | 6.6282 | 6.0021 | 5.4675 | 4.6106 | 3.9616 | 3.2487 |
15 | 13.8651 | 10.3797 | 8.5595 | 7.6061 | 6.8109 | 6.1422 | 5.5755 | 4.6755 | 4.0013 | 3.2682 |
16 | 14.7179 | 10.8378 | 8.8514 | 7.8237 | 6.974 | 6.2651 | 5.6685 | 4.7296 | 4.0333 | 3.2832 |
17 | 15.5623 | 11.2741 | 9.1216 | 8.0216 | 7.1196 | 6.3729 | 5.7487 | 4.7746 | 4.0591 | 3.2948 |
18 | 16.3983 | 11.6896 | 9.3719 | 8.2014 | 7.2497 | 6.4674 | 5.8178 | 4.8122 | 4.0799 | 3.3037 |
19 | 17.226 | 12.0853 | 9.6036 | 8.3649 | 7.3658 | 6.5504 | 5.8775 | 4.8435 | 4.0967 | 3.3105 |
20 | 18.0456 | 12.4622 | 9.8181 | 8.5136 | 7.4694 | 6.6231 | 5.9288 | 4.8696 | 4.1103 | 3.3158 |