student Loan Forgiveness: Biden Approves Another Nearly $5 Billion In Debt Relief For 74,000 Borrowers Alison Durkee Jan 19, 2024,07:09am EST The Biden administration announced Friday it’s canceling approximately $5 billion in student debt relief, largely for public servants, the latest incremental step the White House has taken on student loan forgiveness, even though its more ambitious student loan relief program was thwarted by the Supreme Court. President Joe Biden speaks at Abbot's Creek Community Center on January 18 in Raleigh, North ... [+] The administration approved debt relief for approximately 74,000 borrowers, the White House said Friday. Of those 74,000, approximately 44,000 are public servants like teachers, nurses and firefighters who qualified for loan forgiveness after 10 years through the Public Service Loan Forgiveness program. Another nearly 30,000 are borrowers on income-driven repayment plans who didn’t get the relief they earned. Both programs have been plagued by administrative issues that have delayed borrowers from receiving debt relief, which the Biden administration is now taking steps to fix; borrowers on income-driven repayment plans are supposed to have them forgiven after a certain period of time, but experts cited by CNBC noted there are often issues that prevent that from happening, like loan servicers losing track of repayments. More than $136 billion. That’s the total amount of student debt the Biden administration has now canceled, according to government figures cited by multiple outlets, affecting approximately 3.7 million Americans. That still falls short of the $400 billion that would have been canceled had Biden’s more sweeping debt relief plan been allowed to take effect, however. WHAT TO WATCH FOR It’s unclear when borrowers affected by the administration’s announcement Friday will formally have their loans forgiven. Though the White House has taken a number of steps on student loan relief, advocates have still urged it to go further, with nearly 70 organizations—including the NAACP, American Federation of Teachers and AFL-CIO—sending a letter Thursday to Education Secretary Miguel Cardona urging the administration to hold a fourth rulemaking session to determine further relief policies. The groups called on the Education Department to develop a “robust rule” designed to help borrowers who are experiencing “hardship,” including recent graduates, low-income borrowers, borrowers of color and borrowers with disabilities. KEY BACKGROUND Student loan relief has been a major priority for Democrats and President Joe Biden, who promised to cancel $10,000 in federal loans per borrower on the campaign trail. Biden announced an ambitious student loan forgiveness program in 2022, which would have forgiven $10,000 in federal student debt for borrowers earning less than $125,000, or $20,000 for Pell grant recipients. The Supreme Court blocked the policy from taking effect in June, however, ruling the administration had overstepped its authority in enacting the program, which it justified as being allowed under federal law due to the impact of the Covid-19 pandemic. As a result, the White House has instead been forced to adopt a more piecemeal approach to debt relief, forgiving loans for smaller numbers of borrowers through targeted measures like speeding up forgiveness for borrowers whose schools shut down, addressing issues with the income-based loan repayment program and improving application processes for disabled borrowers. Prior to Friday’s action, the administration most recently announced earlier in January that it would start canceling loans in February, ahead of schedule, for some borrowers who had less than $12,000 in loans. |
https://cafe.daum.net/othersound/sopT/42
워싱턴의 대중교통 기본소득
다른소리추천 2조회 16423.01.22 22:58댓글 0
Washington, D.C. 에서 주민들에게 무료로 대중교통을 사용하게 하는 법안이 실행직전에 잇고 Boston, San Francisco, Denver 등에서도 무료 대중교통을 실험중에 잇쓰며 켄사스 시티(미조리)에서는 2019년 후반 부터 무료 대중교통을 시행하고 잇다고 합니다. 기본소득을 주장하는 사람들은 ...어떤 특정 조건없이 지금되는 현금 뿐만 아니라.. 조건이 없거나....조건이 미약한 모든 복지를 기본소득이라고 통칭 하려 합니다.. 그래서 무료 대중 교통을 대중교통 기본소득.......그런 식으로 이야기 하지요.. 다른소리가 정초 부터 이런 글을 올린 이유?? 이런 제도를 미국....한인들의 아버지의 나라....자본주의 시장경제의 원조국가 ...미국에서...이런 제도를 시행하고 잇다.. 또는 시행 하려 하고 잇다는 것이니... 그러니.... 이런것에 또...사회주의니, 좌파니, 빨갱이적인 발상이니....따위 개 욤뵹질들 쫌 떨지말고.... 제도 차체만 놓고 생각해 보시라고.......응?? 대중교통 기본소득이라하여 ...전혀 쌩뚱 맞은 것도 아니고.. 이미 오래전 부터 나왓던 이야깁니다. 시장 주의자들은 ...대중교통 기본소득이 전체적으로 시장경제에 더 이득이 된다는 논리를 이야기 합니다. 실제로 그런지는 모르겟고....관심도 없습니다. 환경주의자들은 대중 교통의 활성화로 개별 차량의 사용과 가스 배출을 확 줄일수 잇다는 논리로 대중 교통 기본소득을 주장하고 사회주의자들이야....당연히 인민들의 이동권 보장 이라는 이념에서 접근 하지요. 하고자 하면 어떻게 해서도 하여야 하는 명분을 만들어 냅니다. 하기 싫으면 또 어떻게 해서라도 하지 말아야 할 명분을 만듭니다.... 그런 제조된 명분따위로 옳다, 그르다 따위 따지는 것은 실로 ...죶 까는 소리다는 것이고 문제는 의지 입니다.. 이제는.... 이제는... 수구 꼴통이던, 진보 꼴통이던...또는 보수던, 진보던....전라도던 경상도던...노무현교 도팍들이던 이명근뇌교 꼴통들이던 다 ..깡그리 ...패 깔라 개 쌈질 처 하기 위한....철쩌하게 정치적으로 갈라진 것이다는 것 정도는 이겹토록 격겨 봣쓰니.. 대중교통 기본소득을 할지 안 할지.....생각이나 하고 잇는지 ....내 모르겟지만 저런것을, 또 패 갈라서 ...교주님 할렐루야 쌩 영봉질 처 하는 방식으로 하지 말자는 것이지요. 노무현의 fta는 국가 100년의 먹걸이를 해결한 위대한 결단이지만 이명박의 fta는 국가의 경제주권을 팔아 처 먹은 제2의 을사늑약이다.... 취지지지지ㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣㅣ..............유시민.. fta를 찬성하던 반대 하던..... 이런 식으로는 하지 말자는 것이다 .......응?? The Zero-Fare Public Transit Movement Is Picking Up Momentum The “zero-fare” movement has garnered support during the pandemic, which underscored the critical role public transit plays for essential workers who don’t have the luxury of working from home. January 20, 2023 Rebecca Picciotto CNBC Washington, D.C., is on the verge of eliminating bus fares for city residents, joining other U.S. cities that are working to make metro bus and rail systems free to ride. Already, Boston, San Francisco and Denver are experimenting with zero fare. In late 2019, Kansas City, Missouri, became the first major U.S. city to approve a fare-free public transit system. The “zero-fare” movement has garnered support among business groups, environmental advocates, Democratic leaders and others who say that public transit boosts local economies, mitigates climate change and is a basic necessity for many individuals. The idea gained traction during the pandemic, which underscored the critical role public transit plays for essential workers who don’t have the luxury of working from home. But despite the zero-fare movement’s growing popularity, it has drawn political pushback in some areas where the policy doesn’t easily fit in with budgets or local laws. D.C.’s zero-fare bill was proposed in early 2020 about two weeks before the Covid-19 pandemic triggered a downward budget spiral for transit agencies nationwide. “I don’t charge you when you need the fire department, but yet we’re going to make sure there’s a fire department when you need it. That’s how you need to think about this,” Charles Allen, one of the D.C. city councilmembers who introduced the bill, said in an interview with CNBC. The D.C. measure aims to get rid of the $2 fare to ride the bus starting in July. The city council unanimously approved the measure, and it’s awaiting a formal response from Mayor Muriel Bowser, who can either approve, veto or return the bill unsigned. Bowser initially expressed reservations about financing a zero-fare system that would also serve Maryland and Virginia without receiving funding from those states. The mayor’s office did not respond to a request for comment. In any case, the council’s unanimous support is enough to override a mayoral veto. The bill would allocate $43 million a year to make the D.C. Metrobus free to all riders and to add a dozen 24-hour bus service lines. The money will come from surplus tax revenue. The D.C. Council is still considering whether to add a $10 million subsidy program, which would provide every city resident with $100 of credit monthly to spend on the D.C. Metrorail. The public transit crisis In many cities, the coronavirus sent ridership on subways and buses to historic lows, largely because white-collar workers were working from home instead of commuting into the office. That left essential workers, who are typically middle to low income, as the primary riders of public transit. As fare revenue plummeted and transit agencies watched their budgets erode, state and local government subsidies along with federal Covid relief funding became necessary to preserve transportation for essential workers. Zero-fare transit has since also become a cause among environmental groups that want to get cars off the road, labor unions that want to keep transit drivers socially distanced from riders and business groups that want to draw more customers. Alexandria and Richmond in Virginia have successfully integrated fare-free transit into their annual budgets. Boston, Denver and others have tested pilot programs. Boston’s zero-fare experiment will stick around until 2024 for three of the city’s bus routes. Meanwhile, Denver introduced temporary fare-free holidays like “Zero Fare for Better Air” in August and “Zero Fare to Vote” on voting days in November. Zero-fare trendsetting “It feels like much more of a community space and I think that’s because it’s something you can freely enter and exit,” said Matt Staub, a founding member of Kansas City’s fare-free streetcar and a marketing business owner, who used to spend between $60 to $70 on monthly bus passes. Kansas City first experimented with zero-fare transit in 2016 with the launch of its streetcar, a two-mile fixed rail line in the city’s downtown where riders can hop on and off, free of charge. The city is investing $400 million to expand the streetcar route to more than six miles by 2025. Since the streetcar began construction in 2014, $4 billion has been invested into downtown development, including hotels and restaurants. Downtown’s residential population has grown from roughly 21,000 in 2014 to about 32,000 in 2022. “The streetcar, at least from our perspective, is more than a mode of transportation. It’s more than just getting from point A to point B. It’s an economic driver,” said Donna Mandelbaum, a spokesperson for Kansas City’s Streetcar Authority. The zero-fare bus started in December 2019 as a pilot program. Then after Covid hit, the city’s bus authority kept it in place permanently as a safety measure, since it reduced physical interactions between bus drivers and riders. (한국 처럼 교통카드를 사용 하는 경우라면 이런 위생적인 효과는 오히려 반대로 나타날 수 잇습니다. 어쩟던 주머니던 핸드폰이던 요금 지불을 위한 행동은 사라지는 것이니....위생과학적으로 어떤 결과가 나오는지는 모르겟습니다) How to go zero fare Making a U.S. city zero fare takes a combination of funding and political support. Kansas City had both. Fares made up only 12%, or about $8 million, of the buses’ operating budget, according to Richard Jarrold, vice president of the Kansas City Area Transportation Authority. Meanwhile, the city was spending $2 million to $3 million annually on fare collection, according to Morgan Said, chief of staff to the mayor. Similarly, D.C. fares are under 10% of the district’s transit budget, according to the Washington Metropolitan Area Transit Authority. In Richmond, Virginia, where fare-free buses have been in place since the start of the pandemic, fare revenue was just 8% of the overall transit agency’s budget. “For some smaller transit agencies that don’t really collect much cash anyway … they’re almost spending more to collect the fare than they’re actually receiving in revenue,” said Grant Sparks, a director at the Virginia Department of Rail and Transportation. That made the economic argument in those cities an easier sell. Still, Allen, the D.C. councilmember, ultimately wants “to move towards a fare-free system for all public transit.” Why fare-free is not for all In New York City, where a subway ride currently costs $2.75, officials have piloted ways to make fares more affordable. The city started the Fair Fares program in January 2020, which provides transit discounts to eligible low-income residents who apply. But the city’s transportation infrastructure relies on fares for around 30% of its operational budget, a difficult sum to subsidize. “Until a new plan emerges for funding public transportation in New York that would allow the MTA to be less reliant on fare revenue, there is no way to consider eliminating a vital revenue stream,” said Meghan Keegan, an MTA spokesperson. Even in places like Virginia, which has had zero-fare success in individual cities, scaling the system to a statewide level has proven difficult. Virginia law limits how much the state can pay to WMATA, the transit agency that runs bus lines throughout Virginia, D.C. and Maryland. Denver also plans to stick with fares for the time being, even as it deploys occasional fare holidays. “In the absence of a significant new funding source, fares will remain an important component of RTD operating revenue,” said Tina Jaquez, a spokesperson for Denver’s Regional Transportation District. Denver’s 2023 transit operating budget is composed of 10% fares. The conversation is happening at the federal level, too, although the debate has been split along the aisle. As part of its spring 2020 Covid relief package, the federal government provided $25 billion in public transit funding. That summer, Democrats tried to rally support to extend the federal support. In June 2020, Sen. Ed Markey and Rep. Ayanna Presley, both Democrats of Massachusetts, introduced the Freedom to Move Act, which would provide federal grants for states and cities to institute free-to-ride public transit. It was referred to a Senate committee in April 2021 and hasn’t advanced. Republicans have not been as bullish on the idea of going zero fare. A budget proposal in Republican-heavy Utah that would make the state’s transit system fare-free for a year met opposition from the state’s Republican House Majority Leader Mike Schultz. He said that the transit system was already subsidized enough and “nothing’s free,” according to local station KUTV. Zero-fare transit has also drawn criticism from advocacy groups like Transit Center, a New York City nonprofit. The organization found in a survey of 1,700 public transit riders that people would rather have better transit reliability and frequency rather than zero fare. The split debate means that a federal zero-fare policy likely won’t be established soon. ---))) 만약에 중국에서 이런 것이 인민들의 요구로 분출된다면, 중국 공산당은 어떻게 대처 할까요? 다른소리가 한 가지는 자신잇게 말 해 줄 수 잇지요.. 대중교통 기본소득을 실시하게 되던 말던, 중국 공산당은 미국의 민주주의 체제 보다는 훨씬 더 신속하고, 정확하고, 과학적인 판단을 내릴 것이다...........는 것...... 다른소리가 이런 짱꼴라 할렐루야 개소리(?)를 할 수 잇는 이유는..... 중국은 미국의 공화당, 민주당 같은 찌지리 닧대가리 들 간의 쌈질 같은 것은 하지 않을 것이기 때문 한국의 국힘당, 민주당 간의 그 암짝에도 필요 없는 이 갈리는 패 쌈질 따위를 하지 않는 체체이다 보니..... 의사결정 과정에서 그럿 닧대가리 짓만 빠저도 더 나을 것 아녀?? “There may be some European countries that are doing it at a national level. I don’t think we’re going to do that in the U.S., with 50 states and many more local jurisdictions,” said Virginia state Sen. George Barker, a Democrat. “We’ve got a long way to go to get into that league.” |
맨 위 글은 엊그제 ..조 바이들이 자신의 선거 공약에 따라 학자금 빛을 감면 시켜 주엇다는 기사 이고
매우 늦엇고 약속 한 것과 거리도 잇지만...어쩟던 자신의 공약을 지키려고 쌩 쓴다는 것이고
그 아래 글은 ...일전에 올렷던 워싱턴 dc의 대중교통 무료 제도 입니다...그 이후 이 제도가 어떻게 시행 됫는지는
여러분이 점검 해 보시기 바랍니다..
그리고 아래는 ..
새로운 정치,,좌더 우던 상관없고..산업화던 민주화던 구분 없이 ..무엇이던 다 토론하고 합리적인 해결책을 찾겟다는 년놈들이 내건 공약입니다..
제3의 길이던 ..양당독제에 대한 저항이던 ...
그 어떤 무엇으로 치장을 하던 이들에게 기대해 볼 것이 없는 이유는 극명합니다..
어차피 갈보촌의 창녀들이라는 것이지요.....
화장 다시 하고 나온다 하여 갈보의 기본 근성이 바뀌지 않습니다.
다만 노골적인 갈보들에 대한 저항감을 일시적으론 줄여주는 효과는 잇겟지만...그 약발 얼마나 가겟습니까?
그렇다고 하여 갈보년들이 더 좋다....민주당 국힘당..수구 꼴통, 노무현교 꼴통들-이 좋다는 이야기는 아닙니다.
여기에 또 하나의 꼴통집단들을 추가 한 것 뿐이다는 것이지요.
보수적 진보던, 진보적 보수던 ...다 자유 민주주의 파시스트들의 변형일 뿐이고
이들에게서 대안이나 다른 세상을 기대 하는 것은 ....갈보에게서 처녀을 기대 하는 것 만큼이나 븅쉰 짓 이라는 것입니다..
미래세대에 부담이 된다면...지금세대가 과거 세대가 이루어 놓은 경제발전과 부에 대한 상속도 거부 하자고 하는 것이
그놈의 공정성에 더 부합 한 것 아녀??
지하철 없는 곳의 노인들이 혀택을 보지 못 하고 그것이 공정의 원칙에 그리 한 맺힐 만큼 나쁜 것이라며
지하철 없는 지역은 버스 꽁짜로 탈 수 잇게 해 주면 되는 것 아녀??
지자체의 부담이 불 공정하다면 세금을 거두어 나눠주면 되것네..
부유세, 부자세 같은 것 만들어 거두어 나눠줘도 되고
그리 하면 표가 안 나올것 같으면.....대 기업들만 누리는 조세감면 혜택만 패지하여 던저 줘도 될것 같고..
아니...그것 얼마나 된다고....
인천 공항 가는데 한번 이용 햇고
토요일 김건희 때려잡자는 대모 때문에 집에 가는 버스가 광화문 까지 오지 않고 회차하니
할 수 없이 지하철 몇번 탄 것이 전부인데...
그것 쬐금 꽁짜로 탓다고 ....뭔 지뤌들을 그리 떨어.....
존심 상하게...
이 쇗끼들은 항상 증세 같은 큰것은 건들어 보지도 않고 ...좀만 한 것....낮고 천한 쌈질 꺼리만 들고 나와
공정이니 세대간 갈등이니 유별나게 판 키워 쌩 지뤌들을 떤다고..
재수 없는 mz 쐣끼들이...
니들은 니들 후대 세대들에게 얼마나 부담 안 주고 처 살아 갈지나 궁리하다 되져..
우린 그냥 이리 살다 갈거니까.....가만 두고 ....응???
호로 쇗끼드라...